📈 Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Dr. John Delony answer your questions and discuss: "I can’t convince my girl friend to get off credit cards," "My dad is pressuring me to take out a car loan," "How do I stop living paycheck-to-paycheck?," "My girlfriend has $470k in students loans and is asking me if there's going to be a proposal soon..." "Should I pay for a house that isn't in my name?" Support Our Sponsors: 🌱 Get 10% off your first month of...
Feb 07, 2025•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Jade Warshaw answer your questions and discuss: "I can’t find a job after getting divorced," "We're about to receive $1 million," "Is my direct marketing business going to cost me more than I earn?" "How should we fund our kids' 529s?" "Should I still buy a home with my boyfriend?," "My parents want me to pay them back," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna produ...
Feb 06, 2025•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & Dr. John Delony answer your questions and discuss: "How do I tell my husband he needs to suck it up and get a better job?" "Should I pay off a rental property?" "I'm worried about my siblings depleting their portion of our inheritance," "My daughter claims that her classmates are spending $20/day for take-out lunches," "We're debt-free but living paycheck-to-paycheck," "Can I afford a luxury watch?" Support Our ...
Feb 05, 2025•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & George Kamel answer your questions and discuss: "I hit a moose with my father-in-law's car" "My parent's house is being foreclosed on" "Should I get my ex's wages garnished?" "My husband thinks I should cash out my stock portfolio and pay off our mortgages". Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Mi...
Feb 04, 2025•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Jade Warshaw & George Kamel answer your questions and discuss: "I'm 18 and make $15k a week by day trading" "Should I accept a job offer located in Dubai?" " I don't know where my money keeps going" "Should I take Trump's employee buyout offer?" "How do we financially prepare for a baby?". Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Chris...
Feb 03, 2025•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & George Kamel answer your questions and discuss: "My mortgage is 50% of my income" "My friend won't let me repay him" "We're $412k in debt and I just lost my job" "My sister-in-law passed without a will". Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage ...
Jan 31, 2025•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & George Kamel answer your questions and discuss: "Is it too late to save for retirement at 60?" "I can't contribute enough to our wedding fund," "Have you changed your stance on bitcoin?" "We are being forced into a consolidation loan," "Should I wait for home prices to go down?" "Is it better to invest in a target date index fund that will adjust risk as I age?" Support Our Sponsors: 🌱 Get 10% off your first mon...
Jan 30, 2025•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Dr. John Delony & George Kamel answer your questions and discuss: I'm bringing a ton of debt into our new marriage," "Should I keep putting my money into Bitcoin?" "Should I sell the truck I bought with my grandfather?" "When should I move out of my mom's house?" "Should I help my husband pay off his debt?" "Is Webull a good platform to start investing?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get...
Jan 29, 2025•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Dr. John Delony answer your questions and discuss: "When do we stop investing and start giving?" "My ex wants to spend way too much on our kid," "How do I stop having 'retirement guilt'?" "Can we upgrade our home when we retire?" "I'll never be able to match my fiancée's lifestyle," "We might lose our dream home." Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bund...
Jan 28, 2025•2 hr 30 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 💳 Share your thoughts and you could WIN a $500 Gift Card! Rachel Cruze & Jade Warshaw answer your questions and discuss: "My in-laws offered us money to move closer," "How do I save for a house on a low income?" "Should I keep investing 75% of my income?" "I'm worried about disappointing my parents," "Should I sell my car to pay for school?" "My husband won’t put me on our house deed," Support Our Sponsors: 🌱 Get 10% off you...
Jan 27, 2025•1 hr 28 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Rachel Cruze answer your questions and discuss: "Our millionaire in-laws are unwilling to discuss their will," "My fiancée and I have $155k of debt," "My fiancée grew up in a different money culture – how do I get her on board with the Baby Steps?" "How do I use my investments to build a home?" "I feel selfish for working so much to pay off debt," Support...
Jan 24, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Ken Coleman & George Kamel answer your questions and discuss: "How do I get my girlfriend to move with me?" Buying a home with no credit score, "I live in New York and I'm miserable," "Should I divorce my spending addict husband?" "Are we paying off the mortgage too quickly" "My in-laws can't manage their finances and moved in with us." Support Our Sponsors: 🌱 Get 10% ...
Jan 23, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Dr. John Delony & Jade Warshaw answer your questions and discuss: "I'm 66 and have nothing saved for retirement," "Are we obligated to support my uncle?" "I think moving to Texas was a bad decision," "How do I deal with a spouse that wants to spend everything in the bank account?" "I'm $40k in debt and behind on my credit cards," "How do I budget on an irregular income?...
Jan 22, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Ken Coleman & Jade Warshaw answer your questions and discuss: "I'm $115k in debt at 19and don't know what to do," "Should we pay off the IRS first?" "My husband isn't being upfront with our finances," "Should we finance a kitchen renovation?" Jade and Ken discuss the inauguration and tarrifs, Wages vs. Inflation. Support Our Sponsors: 🌱 Get 10% off your first month of ...
Jan 21, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream George Kamel & Dr. John Delony answer your questions and discuss: "Is it too late to invest for the future?" "I was involved in a horrible financial scam," "Should I use my trust fund to pay off my fiancée's debt?" "Do I need to pay off loan my husband secretly took out before he died?" "How can I pay off a ballooning HELOC?" "Am I selfish for not wanting to see my in-l...
Jan 20, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream George Kamel & Dr. John Delony answer your questions and discuss: "My ex-husband is coercing our daughter into a $600,000 mortgage," "How do I start investing for retirement?" How the California wildfires impact everyone, "We think a bank employee is embezzling money from our bank account," "My parents bought whole life insurance for me as a child," "We regret purchasin...
Jan 17, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Rachel Cruze & Dr. John Delony answer your questions and discuss: "Should I re-home my dog to pay off debt?" "How do we start saving for retirement?," "We don't want to get married," "Is it time for us to move out of California?" "My parents asked me to loan them 50k so they could put a down payment down on a house" Support Our Sponsors: 🌱 Get 10% off your first month ...
Jan 16, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream George Kamel & Ken Coleman answer your questions and discuss: "I'm $68k in credit card debt, should I file bankruptcy?" "Can I go back into debt to upgrade our house?" "How do I figure out what a "fair" salary is?" "Is it too late for me to start investing at 65?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and...
Jan 15, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Ken Coleman & Jade Warshaw answer your questions and discuss: "Should I buy less healthy food to save money?" "What should we do with a large financial gift?" "I just started college and I hate it," My sibling got an inheritance and I didn't..." "We're $500k in debt and the interest is killing us" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get...
Jan 14, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Jade Warshaw & Dr. John Delony answer your questions and discuss: "My wife left me and took my life savings," "Should we move away from our parents?" "Do we have to help pay for a funeral?" "How much should I spend on a ring?" "How do I not resent my husband's low income?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bu...
Jan 13, 2025•1 hr 28 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream 📱 Listen to the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "We have over $2.5 million of debt," "Where should we start investing?" "What's the best way to buy our first home?" "Should I pursue public service loan forgiveness?" "Where should we build our dream home?" "My husband hasn't filed taxes i...
Jan 10, 2025•2 hr 32 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream 📱 Listen to the full episode for free in the Ramsey Network app. Rachel Cruze & Ken Coleman answer your questions and discuss: "We disagree on how to use an inheritance," "Should my boyfriend and I move out?" "I can't convice my husband to let me stay home," "Should I go against what is in my dad's will?" "I'm furious at my husband for buying a truck," Support Our Spon...
Jan 09, 2025•1 hr 28 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 📱 Listen to the full episode for free in the Ramsey Network app. Jade Warshaw & Rachel Cruze answer your questions and discuss: "My boyfriend and I share credit cards," "How do I tell my dad he can't borrow from me?" "When is a 401(k) match too good to pass up?" "My husband spent our retirement behind my back," Housing Market Predictions for 2025 "We co-signed on a house and now we're stuck," Support Our Sponsors: 🌱 Get 10% off your fi...
Jan 08, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: "I can't make ends meet after buying a franchise," "How do I handle aggressive debt collectors?" "How do I get out of a financial pit?" "How do I get better at staying on a budget?" "We haven't combined banks or debt yet" Support Our Sponsors:...
Jan 07, 2025•1 hr 29 min•Transcript available on Metacast 💳 Share your thoughts and you could WIN a $500 Gift Card! 💰Watch 90 Day Money Makeover. 📱 Listen to the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "I haven't paid taxes in 7 years" "We have struggled with relationships since becoming everyday millionaires," "My ex was living a double life and left our family in poverty," "Should I pause retirement to save for a house?" "My wife won't talk about unplanned purchases," Suppo...
Jan 06, 2025•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Jade Warshaw & Dr. John Delony answer your questions and discuss: You can decide to change your life TODAY! “Our medical bills keep us from moving forward in the baby steps” “My boyfriend doesn’t share in my financial goals” “Is work/life balance a real thing?” Is a high-yield savings account the best place for your money? “I haven’t paid my credit card debt in ...
Jan 03, 2025•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & George Kamel answer your questions and discuss: "How can I take control of my money?" "I should be at 0% interest, but I'm not," "I was overpaid $6K, what should I do?" "Where does this fall in the baby steps?" "Should we help my mom with money?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and ...
Jan 02, 2025•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. While we're out for new year's, we've compiled some of our favorite Dave and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year! Dave Ramsey & George Kamel answer your questions and discuss: ‘We've been looking for a house for 9 years.’ 'How do I save a $1 million inheritance?’ ‘How much ...
Jan 01, 2025•1 hr 26 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for new year's, we've compiled some of our favorite George and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year! George Kamel & Rachel Cruze answer your questions and discuss: ‘My sister took...
Dec 31, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for the Christmas break, we've compiled some of our favorite Dave and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Dave Ramsey & Jade Warshaw answer your questions and discuss: ‘My new husband is almost $...
Dec 30, 2024•1 hr 27 min•Transcript available on Metacast 
