Your Financial Spiral Will End When A Proven Financial Plan Begins
Jun 03, 2025•2 hr 21 min
Episode description
🔗 Share the Ramsey 101 Playlist!
Ken Coleman and Jade Warshaw answer your questions and discuss:
"Should there be a cap on credit card spending or is it not necessary as long as 15% is saved?"
"I sold my home and cashed out my retirement. I still have $63,000 in credit card debt and no way to pay it off"
"How do we get ahead while living paycheck-to-paycheck?"
"My girlfriend hasn't paid me back the money I loaned her,"
"My husband entered into a debt consolidation program without me. Is there a way for us to get out of this?"
"I leased a car and now owe $50,000 in mileage fees. I'm trying to settle with them but they won't send anything in writing"
"My girlfriend is pressuring me to buy a house, should I listen to her?"
"Is it okay to encourage my wife's family to sell their property?"
"My fiancée and I make less than $1,500 month, how do we get by with so little income?"
Next Steps:
✅ Help us make the show better by taking this short survey!
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Download the free Ramsey Network app!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
🛡️Protect yourself with the right coverage—take our coverage quiz!
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home.
❤️🩹 Get trusted insurance coverage that fits your budget.
📈 For help with investing, get connected with a SmartVestor Pro.
Connect with our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Save 15% on your first Field of Greens order with code RAMSEY
Find top Health Insurance Plans at Health Trust Financial
To find out more about student loan refinancing, check out Laurel Road
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
Use promo code RAMSEY for 18% off at The Nokbox
Learn more about Timothy Plan
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
For the best experience, listen in Metacast app for iOS or Android
Open in Metacast