Women are so much worse off with their pensions than men - to the tune of about £100k on average. What is going on and how do we fix it? We're speaking to Emilie Bellet the Founder and CEO of Vestpod, a digital platform and community that empowers women financially through education 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we rate so you can get professional support...
Jul 22, 2024•59 min•Ep 4•Transcript available on Metacast We think facts are always helpful because they're the truth but that's only half the story when it comes to our finances. Alex Edmans is an economist and Professor of Finance at the London Business School. His book ‘May Contain Lies’ explains how our biases are exploited and what we can do about it. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we rate so you can get pro...
Jul 15, 2024•1 hr 6 min•Ep 3•Transcript available on Metacast We can’t talk enough about the pension’s crisis. Most people aren’t saving enough for the life they are going to want and something has to be done about it. We cover the big questions: why is there a problem, how much we really need to be saving and will the state pension even exist when you retire? Tom McPhail is a pensions industry expert. A former Head of Policy at Hargreaves Lansdown, he now works for finance consultancy firm Lang Cat. 💷 What to do with a lump sum webinar - join the waiting...
Jul 08, 2024•1 hr 11 min•Ep 2•Transcript available on Metacast We've got news - we've started a new company called Most and have bought the Making Money podcast from Kindling Media. You can check out Most here: https://getmost.co.uk/. If you want us to come into your workplace to give a financial education, email Will on will@getmost.co.uk.
Jul 07, 2024•10 min•Transcript available on Metacast As a trader, Patrick Boyle spent decades looking at data and using it to try to predict what’s going to happen. Now he is an ex-hedge fund trader and one of the biggest finance YouTubers in the world. He explains what he thinks will happen over the next 10 years in investing and whether Brexit is really to blame for the UK’s economic woes. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up...
Jul 01, 2024•1 hr 23 min•Ep 1•Transcript available on Metacast You asked us: As parents, how do you cope with cost of parenting? How do we get politicians to listen to our financial concerns? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧 Free guides on personal finance Learn how to build long-term wealth in the U...
Jun 24, 2024•8 min•Transcript available on Metacast You asked us: What do you do to stop yourself overly worrying about your financial future? I’d really like to start investing, but I don’t know whether I should use my bank’s ISA plan or maybe open a Vanguard or Trade 212 account? Or both? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney...
Jun 17, 2024•9 min•Transcript available on Metacast You asked us: When I started work the advice was to buy a house and then worry about your pension, is that still true? Is investing in the US is effectively investing globally? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧 Free guides on personal fina...
Jun 10, 2024•10 min•Transcript available on Metacast You asked us: Is it too late to start investing at 50? How do you save during the cost of living crisis? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧 Free guides on personal finance Learn how to build long-term wealth in the UK: https://linktr.ee/mak...
Jun 03, 2024•15 min•Transcript available on Metacast Can you really get rich by cutting costs? Is the 4% rule right for everyone? What are the biggest mistakes we make when it comes to tax? Chris Bourne has worked in the finance industry for over 20 years and is a personal finance YouTuber. We got him on to talk about our biggest misconceptions about building wealth and how we can do it in the most tax efficient way. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financia...
May 20, 2024•48 min•Ep 12•Transcript available on Metacast If capitalism continues to go uncontrolled it will destroy democracy, says Martin Wolf, Chief Economics Commentator at the Financial Times. In his book 'The Crisis of Democratic Capitalism' he argues that market capitalism and democracy rely on each other to function but that both are failing. How did we get here, what’s at stake, and is there anything we can do? Martin’s book: https://amzn.to/3UQgBZM 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-s...
May 13, 2024•1 hr 17 min•Ep 11•Transcript available on Metacast Are Global Index Funds too exposed to the US tech sector? Would it be better to just be invested in those companies and get much higher returns? What happens if everyone was a global index investor? Recently Damo did a video on his channel in response to an increase in articles raising concerns about Global Index Funds (https://www.youtube.com/watch?v=nz0Ecl_QnXk). He talks T through those concerns and answers your biggest questions. You can listen to our step step by step guide to index fund in...
May 06, 2024•39 min•Ep 10•Transcript available on Metacast Tom Morgan has worked in the financial advice industry for 12 years. Recently he decided to go it alone as a financial advisor because he has big concerns about how the industry works. 🤝 Want help from a financial advisor like Tom? We’ve teamed up with advisors we rate so you can get professional support: https://makingmoney.email/financial-advisors-audio ⛑️ Check your financial health https://makingmoney.email/health-check-audio 📧 Free guides on personal finance Learn how to build wealth in t...
Apr 29, 2024•59 min•Ep 9•Transcript available on Metacast How do younger generations deal with the financial challenges they’ve been dealt? And is it really harder than it was for their parents? Iona Bain is a writer, speaker, broadcaster and author of ‘Own It: How our generation can invest our way to a better future’. She started the Young Money blog in 2011 to help young people get to grips with personal finance and is currently BBC Morning Live’s money expert. You can get Iona’s book here: https://amzn.to/4d0b0qW 💷 What to do with a lump sum webina...
Apr 22, 2024•1 hr 6 min•Ep 8•Transcript available on Metacast How do politicians escape accountability for their lies? Why is there wasteful spending on poorly conceived projects that aren’t based on evidence? How has a tax system been created that is more than confusing? Ian Dunt is a political writer and commentator who's just written a book called ‘How Westminster Works...and Why It Doesn’t’. Ian’s book: https://amzn.to/4asCi7F 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a fin...
Apr 15, 2024•1 hr 25 min•Ep 7•Transcript available on Metacast What does the recent history of crypto teach us about it today? FT Journalist Joshua Oliver won awards for his reporting of the collapse of FTX, the crypto exchange founded by Sam Bankman-Fried, known as SBF, who was sentenced to 25 years in prison for fraud and related crimes in March 2024. Joshua has written a book on it which you can find here: https://amzn.to/3xjRq8B Listen to part one of our crypto episodes ‘We need to talk about crypto’ here: https://link.chtbl.com/6snSImh1 This is not fin...
Apr 08, 2024•1 hr 8 min•Ep 6•Transcript available on Metacast Where is the value in cryptocurrencies like Bitcoin and Ethereum? Can they help returns without introducing too much risk? Is Bitcoin getting more stable? If you want to invest, where do you do it? Tom Rodgers is a freelance financial writer and analyst specialising in cryptocurrency. He is the former Head of Research for ETC Group, which runs the biggest Bitcoin fund in Europe. For more from Tom: https://chartingfutures.substack.com/ Here is the report referenced in the episode that looks at th...
Apr 01, 2024•1 hr 13 min•Ep 5•Transcript available on Metacast In today's capitalism, who truly holds the reins of power? Merryn Somerset Webb is a Senior Bloomberg columnist and former editor of Money Week. In her book Share Power, she argues we, investors, need to take back control of our votes in the companies we own. She also believes that the next decade for investors will be dramatically different to the last. You can buy Merryn’s book here: https://amzn.to/3ToHRg9 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.emai...
Mar 25, 2024•1 hr 6 min•Ep 4•Transcript available on Metacast Do you invest in bonds? You might not realise it but you probably do. If you have a workplace pension the default is to invest you in both stocks and bonds. But is this actually the right way to build long-term wealth? Ramin Nakisa from the PensionCraft YouTube channel, and friend of the podcast, is a fan of bonds. That doesn’t mean he thinks they’re always the right choice but he believes they can be useful in particular scenarios. 💷 What to do with a lump sum webinar - join the waiting list: ...
Mar 18, 2024•1 hr 9 min•Ep 3•Transcript available on Metacast What would you do if you were scammed? Do you know what kinds of things the banks look for when evaluating if you should get your money back? Katie Morley is consumer champion for the Telegraph. She’s won back around 10 million pounds for scam and fraud victims including those who should have been protected but weren’t. You can contact Katie at: katie.morley@telegraph.co.uk **You usually have up to 6 years to complain to the financial institution - then you must go to the financial ombudsman wit...
Mar 11, 2024•46 min•Ep 2•Transcript available on Metacast If you could do more with your time, what could you accomplish? Ali Abdaal started his YouTube channel as a side hustle while he was a medical student. He now has over 5 million subscribers and makes 5 million pounds a year.. An expert in productivity, he’s literally written a book on it, the New York Times bestseller ‘Feel Good Productivity’. You can order Ali’s book here: https://amzn.to/3URBIvg 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-a...
Mar 04, 2024•1 hr 8 min•Ep 1•Transcript available on Metacast You asked us: Are you shooting yourself in the foot by investing in ESG (environmental, social and governance) funds? Should you sell your Pokemon card collection to invest in index funds? -- 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧 Free guides o...
Feb 26, 2024•16 min•Transcript available on Metacast You asked, we answered: Were either of our parents financially savvy or has everything been self taught? SUV at 5.49% for 60 months. Brain says pay if off or do I continue investing/saving for baby OTW? -- 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧...
Feb 19, 2024•15 min•Transcript available on Metacast The questions are all about pensions this week: What are our thoughts on a ‘pension crisis’ for Millennials/Gen Z when retirement comes around? Should you reduce pension contributions in order to pay off debt quicker? What % of your income should you pay into your pension? -- 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professi...
Feb 09, 2024•9 min•Transcript available on Metacast Gary Stevenson is a former city trader who made millions from betting on growing inequality. With his YouTube Channel @GarysEconomics he now campaigns to end the very thing he made money from. He's written a book called ‘The Trading Game: A Confession’ about his experiences in finance and what drove him to leave a life where he earnt millions a year. He warns that without a tax on the super rich, wealth inequality will continue to increase, leaving the majority of us much worse off. You can orde...
Feb 05, 2024•1 hr 16 min•Ep 14•Transcript available on Metacast What’s the secret behind beating the market? It's a question many ask, but who really knows the answer? James Taylor, co-author of ‘Invested: How Three Centuries of Stock Market Advice Reshaped Our Money, Markets, and Mind’, looks at why, despite the rise of passive investing, so many people are still obsessed with active investing, outperforming the market, and how the same marketing strategies that were used all those years ago are still enticing people today. James's book: https://amzn.to/3Oi...
Jan 29, 2024•1 hr 2 min•Ep 13•Transcript available on Metacast We all want to get paid more but how do you get a salary increase out of your company? What steps should you take to build your case before asking? And how do you approach that pay rise meeting with your manager? To help us figure out a plan, we’re speaking to HR expert Wayne Clarke, author of How to Become a World-Class Manager. Wayne’s book: https://amzn.to/3RW2YFC 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financ...
Jan 22, 2024•1 hr 3 min•Transcript available on Metacast Do you ever look back and think where did the time go? It’s a horrible feeling, life passing you by, but it’s natural because we have to spend most of our lives operating in subconscious mode. To learn how to get what we want from life, particularly how to change career, we’re speaking with Dr Grace Lordan, author of Think Big and an Associate Professor in Behavioural Science at the London School of Economics. How do you decide what you really want, and how do you get it? Think Big on Amazon: ht...
Jan 15, 2024•1 hr 10 min•Transcript available on Metacast Do you want financial independence by the time you're 40? 50? 60? Do you know how to get there? That’s why we started the podcast - to give you the knowledge and confidence to change your financial future. So how do you end 2024 in much better shape? Well, that’s why we’re speaking with Financial Advisor Lisa Conway-Hughes who’ll map out the key things you need to get done in 2024 to get better with money and build wealth. 💷 What to do with a lump sum webinar - join the waiting list: https://ma...
Jan 08, 2024•1 hr 1 min•Transcript available on Metacast You asked us: Would you rather have a million pounds or five thousand pounds a month until you get to a million? What would you do if you lost all your savings and had to start again? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧 Free guides on person...
Dec 18, 2023•10 min•Transcript available on Metacast