We answer all your biggest questions for 2025: How do you know if you’re on track with your finances? How much do you need for retirement? What to look for in a pension fund? How to diversify to reduce risk? Email us your questions: makingmoney@getmost.co.uk. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 📧 Get the free newsletter series we mentioned And other guides on personal finance: https://linktr.ee/makingmoneypod 🤝 Want help from ...
Jan 23, 2025•1 hr•Transcript available on Metacast What will the world look like in 2050? Will the US remain the largest economy, or will China or India take the lead? Can AI solve the challenges posed by an ageing population? And will asset prices deliver the returns we expect? Hamish McRae, an economics columnist for The i and the Mail on Sunday, is the author of The World in 2050: How to Think About the Future. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial...
Jan 20, 2025•1 hr 11 min•Transcript available on Metacast Your pension should be your top priority this year. Tom McPhail, pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, explains how to calculate what you’ll need to retire, whether you can count on a state pension, and maximise returns without extra contributions. This is what we think you need to get your pension sorted out. Our previous episode with Tom is called ' Will you be hit by the pensions crisis?' listen here: https://open.spotify.com/episode/6gJm3v9d9K6cEiA...
Jan 16, 2025•2 hr 34 min•Transcript available on Metacast Your career and earnings massively impact your financial future, but with skills fast becoming obsolete, how can we make sure we succeed? Helen Tupper, author of The Squiggly Career, suggests ditching the career ladder mindset - progress and more pay can come from moving sideways, not just up. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 suppo...
Jan 13, 2025•1 hr 6 min•Ep 1•Transcript available on Metacast Looking to sort your financial life out in 2025? Financial advisor and podcast favourite Lisa Conway-Hughes shares a bunch of small changes that could make a big difference to your financial future. 🤝Want help from a financial advisor like Lisa? Get 1:1 support from a professional: https://makingmoney.email/advisors-lisa-audio 📧 Free guides to improve your finances https://linktr.ee/makingmoneypod 📈 Investment platforms we use: Trading 212 Get a free share worth up to £100 when you sign up fo...
Jan 09, 2025•1 hr 5 min•Ep 12•Transcript available on Metacast Rob Dix says we can’t rely on the rules of the past to get the financial future we expect, and shares some new ideas for what we can do instead. Rob is a finance expert, host of The Property Podcast and has just released a new book called 'Seven Myths About Money: And The Truth About Finding Financial Freedom’. Rob’s book: https://shorturl.at/btaw 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve t...
Jan 06, 2025•1 hr 16 min•Ep 11•Transcript available on Metacast Pete Matthew believes our mindset about money shapes every decision we make with it. Without the right attitude and perspective, even the best financial plans can fall apart. So Pete, a Chartered Financial Planner and Founder and host of Meaningful Money, asks - how can we avoid making the wrong decisions? ✉️ 80% of personal finance on 2 pages Get guide: https://makingmoney.email/80-guide-pete-matthew 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1...
Dec 30, 2024•1 hr 20 min•Ep 10•Transcript available on Metacast For Christmas we've gone into the archive to dig out one of our favourite episodes. Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever. This episode was recorded in July 2023 so some information ma...
Dec 23, 2024•1 hr 2 min•Transcript available on Metacast Erik Angner is a PhD economist, philosopher, and author of ‘How Economics Can Save the World’. He says economics holds the answers to how we solve the world’s biggest problems, including how you can get rich. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we rate so you can get professional support. Learn more: https://makingmoney.email/financial-advisors-audio ⛑️ Check y...
Dec 16, 2024•1 hr 17 min•Ep 9•Transcript available on Metacast Vivi Friedgut is CEO and founder of Blackbullion, a fintech business that helps students sort out their finances. We say it a lot and it’s true, the earlier you can get started with personal finance the better, and Vivi’s advice isn’t just for students, it’s for anyone who wants to know give themselves the best chance in life. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisor...
Dec 09, 2024•1 hr•Ep 8•Transcript available on Metacast Lionel Barber, former editor of the Financial Times, explores the story of SoftBank CEO Masayoshi Son, known as Masa, in his book ‘Gambling Man’. Masa, a venture capitalist who has made and lost hundreds of billions through bold bets on technology, calls himself the world’s "craziest investor." Lionel’s book: https://www.penguin.co.uk/books/451627/gambling-man-by-barber-lionel/9780241582725 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🚀...
Dec 02, 2024•1 hr 20 min•Ep 7•Transcript available on Metacast Edward Chancellor is a financial historian, journalist and investment strategist. In 2008 central bankers brought interest rates to their lowest level in five thousand years. Unaffordable housing, the collapse of productivity, rising inequality are just some of the things Chancellor says are results of those decisions and he argues the worst could be yet to come. Edward’s book: (https://www.penguin.co.uk/books/448594/the-price-of-time-by-chancellor-edward/978180206015) 💷 What to do with a lump ...
Nov 25, 2024•1 hr 20 min•Ep 6•Transcript available on Metacast We get loads of questions about mortgages so we thought we’d ask an expert and cover some other key things you should know about. We're speaking to Anthony Emmerson, Director at mortgage broker Trinity Financial. Whether you’re getting a mortgage for the first time or looking to remortgage, what should you look out for? If you want to speak to Anthony, you can email: hello@trinityfinancial.co.uk 🎉Sponsors Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney...
Nov 18, 2024•57 min•Ep 5•Transcript available on Metacast Making Money listener Amy followed 'the right' steps investing for 15 years, but a few bad decisions ended up costing her tens of thousands of pounds. Here's what happened and what she learnt from it. Want to share your story with us? makingmoney@getmost.co.uk 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio ⛑️ Check your financial health https://makingmoney.email/health-check-audio 📧 Free guides on personal finance Learn how to build wealt...
Nov 11, 2024•1 hr 9 min•Ep 4•Transcript available on Metacast UK public companies are trading at 50p on the £1. We've decimated our public markets, which has a huge effect on the economy, stagnating wage growth. How did we get here and what do we do about it, asks an impassioned Andrew Craig, author of How To Own The World and founder of Plain English Finance. His new book is ‘Our Future Is Biotech’. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up...
Nov 04, 2024•1 hr 9 min•Ep 3•Transcript available on Metacast In this session we streamed live. I break down the Budget with Paul Johnson, Director of the Institute for Fiscal Studies (IFS), and Claer Barrett, Consumer Editor at the Financial Times. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio ⛑️ Check your financ...
Nov 01, 2024•2 hr 32 min•Transcript available on Metacast George Agan is a Chartered Financial Planner who’s helped thousands of people plan for their financial future. Can you afford the retirement you want? If not, how are you going to get there? ☕ Want help from George planning your finances? Learn more: https://makingmoney.email/financial-advisors-audio 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 📈 Investment platforms we use: Trading 212 Get a free share worth up to £100 when you sign up...
Oct 28, 2024•1 hr 9 min•Ep 2•Transcript available on Metacast Liam Byrne is the Labour MP for Birmingham Hodge Hill & Solihull North. He’s written a book called ‘The Inequality of Wealth’. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we rate so you can get professional support. Learn more: https://makingmoney.email/financial-advisors-audio ⛑️ Check your financial health https://makingmoney.email/health-check-audio 📧 Free guides o...
Oct 21, 2024•58 min•Ep 1•Transcript available on Metacast You asked us: How do you stay motivated to save and invest when are years away from your goals? What do we think about the future growth for the UK? How do you make the most of your workplace pension? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧 Free...
Oct 14, 2024•13 min•Transcript available on Metacast You asked us: How should those of us who have learned about investing and understand the meaning of these terms go about explaining these things to close friends and family who haven’t? How can I be more patient? I want to be a long-term, passive investor but find it difficult not to want to tinker. How we can effectively save for our children's future? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? W...
Oct 07, 2024•14 min•Transcript available on Metacast Richard Coffin is the host of the Plain Bagel YouTube channel and one of the biggest financial content creators in the world. He’s a trained financial planner and by day works as an investment analyst so he really knows his stuff. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we rate so you can get professional support. Learn more: https://makingmoney.email/financial-adv...
Sep 30, 2024•1 hr 7 min•Ep 12•Transcript available on Metacast We answer your biggest money questions - there's extra info below for some of the things we talk about in the episode. Yes, Trading 212 offer a flexible ISA. You can learn more about this in Trading 212's FAQs at the bottom of their ISA page: https://www.trading212.com/isa Btw if you want to sign up for a Trading 212 account then if you use our code MM you'll get a free share worth up to £100 if you deposit at least £1. If you do then we'll receive a small commission from Trading 212. There will...
Sep 23, 2024•41 min•Ep 11•Transcript available on Metacast There's always a nagging question re: index funds - will this long-term trend keep going forever? What about the different market conditions we're now in (with higher interest rates)? Steve Clapham thinks a bit differently to us. He is an ex-hedge fund analyst and the founder of Behind the Balance Sheet, an investment research and investor training consultancy firm. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financi...
Sep 16, 2024•1 hr 6 min•Transcript available on Metacast Naomi Greatorex is the Managing Director of insurance broker Heath Protection. It’s not pleasant thinking about dying or getting seriously ill, but what happens if terrible things happen to us? If you have any questions, you can ask Naomi here: contactus@heathprotection.co.uk https://heathprotection.co.uk/ 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🎉Sponsors Vanta - Get your company secure and compliant, with $1k off: https://vanta.co...
Sep 09, 2024•58 min•Ep 9•Transcript available on Metacast Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, Money on Your Mind looks at how we can develop a better relationship with money, because it pervades everything we do. *Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to* 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want...
Sep 02, 2024•1 hr 20 min•Ep 8•Transcript available on Metacast You asked us: How can we efficiently purchase property for children? Or why is it not widely encouraged, likewise with pensions for children? What's better: premium bonds or high interest savings accounts? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧...
Aug 26, 2024•9 min•Transcript available on Metacast You asked us: If your employer will not match anymore than the required 3% - should you put surplus cash in the workplace pension, a stocks and shares isa or a sipp? What % do we save every month? 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more: https://makingmoney.email/financial-advisors-audio 📧 Free gui...
Aug 19, 2024•12 min•Transcript available on Metacast There have always been market crashes and there probably always will, so how do we navigate them with our personal finances? We're getting help from Linda Yueh, Professor of Economics at London Business School and a Fellow at Oxford. She’s written a book called The Great Crashes: Lessons from Global Meltdowns and How to Prevent Them. (https://www.penguin.co.uk/books/315580/the-great-crashes-by-yueh-linda/9780241988084) 💷 What to do with a lump sum webinar - join the waiting list: https://making...
Aug 12, 2024•1 hr 19 min•Ep 7•Transcript available on Metacast Finance has been used for good and it's been used for evil. We get under the bonnet with Philip Roscoe, Professor of Management at the University of St Andrew’s Business School. He’s written a book called ‘How To Build A Stock Exchange: The Past Present and Future of Finance.’ 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-audio 🤝 Want help from a financial advisor? We’ve teamed up with advisors we rate so you can get professional support. Lear...
Aug 05, 2024•1 hr 14 min•Ep 6•Transcript available on Metacast We're not going to lie, there's some pretty depressing analysis here because we learn quite how unequal the UK is - how little social mobility there really is. We're speaking to Sir Paul Collier, a world-renowned development economist, a former UK government advisor and a professor at Oxford University. His latest book is Left Behind: A New Economics for Neglected Places: https://amzn.to/4cRWIIm. 💷 What to do with a lump sum webinar - join the waiting list: https://makingmoney.email/lump-sum-au...
Jul 29, 2024•1 hr 18 min•Ep 5•Transcript available on Metacast