Crypto’s early days were marked by risk-takers with little attention paid to regulation. Now, forward-thinking Wall Street veterans have introduced crypto’s 'adult supervision'" and structure. Owning a vacation home with friends or family may seem like a dream, but shared ownership comes with complex responsibilities and potential conflicts. Plus, when deciding how to fund a family expense, consulting a financial advisor is essential to assess all options and avoid costly mistakes. #CryptoEvolut...
Nov 08, 2024•44 min•Ep 508•Transcript available on Metacast Ric discusses three topics that both investors and advisors need to understand: The importance of E&O insurance if something goes wrong...The Invesco S&P 500® Quality ETF (SPHQ)...and Defining Comprehensive Financial Planning. #Invesco #SPHQ #Top100Stocks #SP500 #QualityStocks #IRAInvesting #FinancialAdvisor #PortfolioStrategy #InvestmentOptions #SmartInvesting #ETFs #MarketCap #InvestmentSwitch #ETFInvesting #RiskManagement #ComprehensivePlanning #FinancialGoals ----- Join our mailing list: htt...
Nov 07, 2024•19 min•Ep 507•Transcript available on Metacast Ric takes a deep dive into America's decision on the 34 Key Topics of Election 2024 that he's been discussing over the past month. Plus, what a friendly Administration and additional gains in the Senate means for the future of crypto growth and regulation. #2024Election #ElectionResults #TrumpWins #KamalaHarris #CloseRace #CryptoVictory #EconomyMatters #AbortionDebate #BorderSecurity #NationalSecurity #BitcoinBoom #FutureOfRegulation #CryptoRevolution #BitcoinBoom #CryptoRegulation #ProCryptoPol...
Nov 06, 2024•17 min•Transcript available on Metacast It's Election Day and Ric shares three predictions on what happens next and advises against reacting to election results with impulsive investment changes. Plus, listeners reflect on Ric's impact over his 35-year radio and podcast career of financial advice and education. #ElectionDay2024 #PresidentialElection #InvestSmart #LongTermFocus #MarketImpact #InvestmentStrategy #StayCalm #FuturePlanning #VoteResponsibly #PodcastFarewell #ThankYouListeners #EndOfAnEra #FuturePlans #CryptoEducation #Pers...
Nov 05, 2024•18 min•Transcript available on Metacast Ric lists a number of amazing new developments in crypto and blockchain technology with VISA, Mastercard and PayPal among the headlines. Plus, a listener asks how Ric & Jean chose their path in personal finance. You'll hear the story of how the company rose to the top and the importance of working with a fiduciary. FinancialPlanning #FiduciaryDuty #InvestmentTips #CryptoNews #Bitcoin #Blockchain #Election2024 #FinancialAdvice #InvestmentManagement #PodcastLife #PersonalFinance #BlockchainTechnol...
Nov 04, 2024•25 min•Transcript available on Metacast Ric showcases the capabilities of AI by presenting a fully AI-generated podcast, including a segment where AI voices emulate a conversation on cryptocurrency and finance. Plus, Ric makes a major announcement, and you'll hear the latest headlines in the world of crypto. #AIPodcast #AIContentCreation #AIGeneratedVoice#Innovation #Technology #Podcasting #FinancialPlanning #TheTruthAboutYourFuture #RicEdelmanAnnouncement #Entrepreneurship #FinancialLiteracy #PersonalFinance #AlzheimersAwareness #Ele...
Nov 01, 2024•59 min•Transcript available on Metacast It's the final episode of our 19-part series covering 34 essential topics impacting the upcoming presidential election. Using a decision-making tool inspired by Benjamin Franklin to assist undecided voters in choosing who aligns with their values and priorities, Ric summarizes his examination of the candidate's positions. #Election2024 #PodcastSeries #PoliticalTopics #PresidentialElection #VoterGuide #ElectionIssues #34Topics #DecisionMaking #FranklinModel #UndecidedVoter #PolicyVsCharacter #Vot...
Oct 31, 2024•24 min•Transcript available on Metacast A look at the character and the policies of J.D. Vance and Tim Walz, and their alignment with their running mates. Ric wonders if the choice for vice-president will make a difference in how you will vote this year. #VPSelection #KamalaHarris #TimWalz #Donald Trump #JDVance #2024Election #PoliticalDebate #CharacterMatters #EthicsInPolitics #TrumpVsHarris #VanceVsWalz #ProgressivePolitics #ConservativeValues #LeadershipMatters #TruthInPolitics #PresidentialCandidates ----- Subscribe to podcast upd...
Oct 30, 2024•11 min•Transcript available on Metacast Among the 34 key issues in Election 2024 is today's discussion about character, ethics, morals, and values. Ric features 18 e-mails from listeners along with his own opinion on the contrast between Kamala Harris and Donald Trump. It's Ric's 500th podcast of The Truth About Your Future! #EthicsInPolitics #CharacterMatters #TrumpVsHarris #PresidentialValues #Election2024 #MoralLeadership #PoliticalEthics #TrumpControversies #HarrisRecord #LeadershipAndValues #VoteForMorality #LeadershipIntegrity #...
Oct 29, 2024•20 min•Transcript available on Metacast The 2024 campaign shows a break in tradition among union support of the presidential candidates. Ric examines what's different this year. Plus, a review of the candidates' public comments and legislative records on the military and veterans affairs. #UnionSupport #Teamsters2024 #UnionPolitics #VeteransAndUnions #TrumpAndUnions #KamalaHarrisUnions #RightToWorkDebate #LaborIssues #2024Election #TariffsAndJobs #VeteransSupport #TrumpVsHarris #MilitaryVote #VeteransAffairs #MissionAct #TrumpComments...
Oct 28, 2024•22 min•Transcript available on Metacast Transportation and infrastructure are next in our 19 episodes on the 34 key issues in Election 2024. Ric recounts an experience with StubHub that just might save you an unwanted surprise. He answers a listener question on the trend of companies to go private and how you can invest. And a conversation with Tom Bradley, Chief Client Officer at Schwab, on the impact of the "great wealth transfer". #TransportationPolicy #InfrastructureDebate #VoterDecision #PublicTransitVsCars #TrumpVsHarris #Federa...
Oct 25, 2024•43 min•Transcript available on Metacast Ric contrasts the performance of then-President Trump and Vice President Harris on handling immigration and border security, along with an examination of the role of executive experience in the history of our presidents. And Ric answers a listener's question regarding the daily swings in stock market prices. #ImmigrationDebate #BorderSecurity #PoliticalIssues #Election2024 #TrumpVsHarris #ImmigrationPolicy #FentanylCrisis #SouthernBorder #UndocumentedImmigrants #StockMarket #SupplyAndDemand #Sto...
Oct 24, 2024•20 min•Transcript available on Metacast Among the 34 key topics of the 2024 election are the emotional issues of racism, religious freedom, LGBTQ plus, gender and transgender. Ric looks at the positions of each of the candidates. #Racism #Bigotry #ReligiousFreedom #GenderEquality #LGBTQ+ #TransRights #Inclusion #Diversity #EqualityForAll #SocialJustice #Donald Trump #Kamala Harris ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: C...
Oct 23, 2024•16 min•Transcript available on Metacast In today's discussion of the 34 key issues of the campaign: judicial reform, presidential nominations, and regulation. Plus, using tax software simplifies managing complex crypto transactions. And, bitcoin miners are leveraging high-performance computing power to support AI's massive energy demands. #UndecidedVoters #Election2024 #RegulationCosts #JudicialAppointments #InfrastructureDelays #GovernmentGrowth #TrumpVsHarris #VoterImpact #SupremeCourtBalance #RedTapeCosts #InvestmentTracking #CostB...
Oct 22, 2024•25 min•Transcript available on Metacast Ric analyzes Kamala Harris' ambitious new policy plan aimed at supporting black men, which has sparked significant controversy. The proposal includes forgivable loans, healthcare, and tax breaks, raising concerns about its feasibility and fairness. And a comparison of the candidates' views on gang violence, violent crime, guns, incarceration, and the death penalty. #Election2024 #TrumpVsHarris #KamalaProposal #BlackMenSupport #VoterIndecision #ObamaSpeech #CrimePolicy #WealthBuilding #Forgivable...
Oct 21, 2024•28 min•Transcript available on Metacast The Election 2024 podcast series continues: Voting Integrity, the Electoral College, Campaign Finance, Corruption. the Filibuster. Ric dissects the rhetoric of democracy at risk. Also in the election, key age-related issues such as increased life expectancy, healthcare costs, mass elder poverty, ageism, and finding purpose in retirement must be addressed by candidates. Ric discusses these challenges with Ken Dychtwald, the world's foremost expert on longevity. And Ric explains the first question...
Oct 18, 2024•57 min•Transcript available on Metacast In our series on the 34 issues in the 2024 Election, Ric discusses the lack of attention from the candidates on drug addiction, treatment, incarceration, along with the related issues of smoking and vaping. Plus Ric looks at options to invest in technology and innovation from Invesco, and answers a listener's question regarding ETFs and mutual funds in 401(k)s. #DrugAddiction #PublicHealthCrisis #PresidentialCampaign #SubstanceUseDisorder #OpioidEpidemic #MentalHealthAwareness #PoliticalAccounta...
Oct 17, 2024•18 min•Ep 492•Transcript available on Metacast Ric examines the positions of Kamala Harris and Donald Trump on the environment, climate change, and its core issue: greenhouse gas. And Ric shares e-mails from across the country with a variety of opinions on the 34 key issues so far in the Election 2024 series. #ClimateChange #GreenhouseGases #EnergyPolicy #FossilFuels #RenewableEnergy #EnvironmentalImpact #PoliticalDebate #AgricultureAndClimate #Sustainability #FutureOfThePlanet #ElectionInsights #OpenMinds #PoliticalDiscussion #VoterEducatio...
Oct 16, 2024•26 min•Transcript available on Metacast The broad umbrella of healthcare is among the most important of the 34 issues in the 2024 Election. Today, Ric tackles the Affordable Care Act, also called Obamacare, Prescription drugs, Medicaid, Medicare, LGBTQ health, public health, mental health, the opioid crisis, long term care, immigrant health and the overall cost of healthcare. Plus, Ric explains the benefits of carrying a mortgage, even facing a major reduction in income. #HealthcareDebate #AffordableCareAct #PrescriptionDrugs #Medicai...
Oct 15, 2024•30 min•Transcript available on Metacast Ric's series of podcasts on the 34 key topics of Election 2024 continues with a conversation about abortion, perhaps the most controversial and most divisive of all topics, along with contraception and euthanasia. Plus, Ric weighs the pros and cons of staking versus traditional price appreciation when investing Ethereum. And Dr. Daniel Kraft discusses how advancements in AI, wearable technology, and genomics are transforming the healthcare landscape. #AbortionRights #ProChoice #ContraceptiveAcce...
Oct 11, 2024•49 min•Transcript available on Metacast Today issue on Ric's list of 34 election topics centers on various education-related topics, including critical race theory and student loans and the historical debate between states' rights and federalism in shaping education policy today. Plus, a listener expresses her confusion about financial terms like ROI, accrual ratio, and financial leverage ratio. Ric explains that these concepts are interconnected and cautions against drawing conclusions from single data points in investment analysis. ...
Oct 10, 2024•34 min•Transcript available on Metacast Ric discusses the current housing crisis in the U.S., evaluating the differing approaches of presidential candidates Donald Trump and Kamala Harris on addressing housing affordability and availability. Ric is skeptical about the ability of either candidate to effectively implement their housing policies due to potential Congressional gridlock. #HousingCrisis #Homeownership #AffordableHousing #PresidentialCampaign #KamalaHarris #DonaldTrump #EconomicPolicy #Congress #NationalSecurity ----- Subscr...
Oct 09, 2024•19 min•Transcript available on Metacast Ric continues his series through this month on addressing the 34 topics that are issues in the presidential election. Today, "it's the economy, stupid!" ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Click here for Ric's worksheet to help you evaluate the candidates Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/ Donald Trump Official Campaign Webs...
Oct 08, 2024•38 min•Transcript available on Metacast Ric discusses his perspective on the upcoming presidential election, exploring 34 critical issues and soliciting your input. Ric reviews emails from listeners, outlining their reasons for supporting each candidate, He offers his own thoughts on the topics while announcing further discussions on other issues from now to Election Day. He also offers you a comprehensive worksheet for you to weigh the issues and the candidates. Elections2024 #PresidentialRace #PoliticalDiscussion #ForeignPolicy #Ric...
Oct 07, 2024•40 min•Ep 485•Transcript available on Metacast Ric highlights the importance of planning for long-term care, emphasizing that many people wish to remain in their own homes as they age, yet require significant support that can be costly. Plus, Ric reflects on his indecision regarding the upcoming presidential election, sharing insights from listener emails that highlight diverse perspectives on both Kamala Harris and Donald Trump's policies. And a conversation on the ongoing evolution of ETFs and asset management, particularly the growing int...
Oct 04, 2024•1 hr•Transcript available on Metacast Ric explores the personal decision of whether to pursue heroic medical interventions at the end of life, highlighting contrasting views on resuscitation from a patient's perspective. It emphasizes the importance of clear communication about Do Not Resuscitate (DNR) wishes and understanding the realities of medical interventions. Plus, the tax implications of converting mutual funds into ETFs, highlighting that selling mutual funds in taxable accounts triggers capital gains taxes, while IRAs allo...
Oct 03, 2024•14 min•Transcript available on Metacast President Biden's student loan forgiveness program has relieved five million borrowers, yet many still face significant financial stress, often replacing student debt with other burdens like credit card debt. The relief, while appreciated, is deemed insufficient to change lives fundamentally, highlighting that financial struggles persist beyond the scope of loan forgiveness. Plus, Ric highlights a critical issue with annuities: while the products themselves can be legitimate, consumers often str...
Oct 02, 2024•9 min•Transcript available on Metacast A biomedical engineering company is developing head transplants using robotics and AI to help patients with severe conditions retain their consciousness while receiving a new body, with potential surgeries starting within eight years. Meanwhile, studies show psychedelics can improve emotional states in rats, and non-surgical techniques using ultrasound and 3D printing are repairing tissues. Plus, Ric answers a question from a listener who is considering a corporate trustee for her new trust. Whi...
Oct 01, 2024•12 min•Transcript available on Metacast In the next decade, traditional bathroom fixtures will transform into advanced smart devices capable of monitoring health, enhancing relaxation, and providing a seamless, voice-activated experience, revolutionizing personal care in our homes. #SmartBathroom #HealthTech #FutureOfWellness #BathroomInnovation #ToiletTechnology #AI #AugmentedReality #VoiceActivated #HealthMonitoring #HomeAutomation ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thet...
Sep 30, 2024•7 min•Transcript available on Metacast While inflation concerns linger, the energy sector faces a deflationary pressure from overproduction, particularly in solar energy, leading to lower prices but threatening the profitability of producers and overall economic stability. Plus, a listener's discovery of a seemingly valuable airdropped crypto token raises red flags, and Ric warns it may be part of a scam requiring the purchase of another token to access its supposed value. And industry experts discuss the evolving landscape of bonds ...
Sep 27, 2024•47 min•Transcript available on Metacast