In this conversation, we are so lucky to tap into the brilliant mind of none other than Sheila Warren who sits on the Executive Committee of the World Economic Forum and is a key member in the executive leadership of the Forum’s Centre for the Fourth Industrial Revolution (C4IR), in which she oversees strategy across the entire C4IR Network, consisting of centers in 13 countries. Sheila also holds board member and advisory positions at multiple institutions and organizations including The MIT Pr...
Aug 06, 2021•52 min•Ep 26•Transcript available on Metacast In this conversation, we delve deep into next generation finance and banking with CJ MacDonald, the Founder and CEO of Step – an incredibly successful neobank on a mission to improve the financial future of the next generation. More specifically, we discuss traditional vs. digital banking, how personal experiences influence entrepreneurial the spirit, immersive market research, banking-as-a-service, the importance of financial literacy amongst Millenials and Gen-Z, the power of influencers who a...
Jul 30, 2021•38 min•Ep 25•Transcript available on Metacast In this conversation, we talk all things capital markets and investing with Yoni Assia, the founder and CEO of eToro, one of the fastest-growing and largest global digital investing companies, brokerages, and applications out there. More specifically, we discuss the eating habits of Warren Buffet, community-driven investment challenging incumbent investing practices, the purposes of investing and trading, of financial health, of investment education, of gamification of investment strategy, of ca...
Jul 23, 2021•45 min•Ep 24•Transcript available on Metacast In this conversation, we talk all things Wall Street, FinTech, and Venture Capital with Patrick Pinschmidt, who's the general partner and co-founder at MiddleGame Ventures. More specifically, we discuss the ups and downs of sell-side research in the early 2000s, the evolution of financial technology to today’s FinTech, an insight into the Financial Stability Oversight Council at the US Treasury Department, the founding of Middlegame Ventures and its impressive investment portfolio, and the trans...
Jul 09, 2021•40 min•Ep 23•Transcript available on Metacast In this conversation, we have a really cool conversation on fintech, crypto assets, payments and all the things around it with Ivan Soto-Wright, the CEO and Co-founder of MoonPay. More specifically, we discuss Liability-driven Investment (LDI), the proliferation of AI in personal finance to drive sound decision-making, innovation in finance is following the same trajectory that resulted in VOIP for the telecommunication industry, the geographical maze of crypto KYC, payment networks, and crypto ...
Jul 02, 2021•40 min•Ep 22•Transcript available on Metacast In this conversation, we talk with Beatriz Helena Ramos – artist, entrepreneur, film director, producer and illustrator – the mind behind DADA.art. DADA is “a space where everything is about cooperation and solidarity, which are amazing ways to allow self-expression, as well as constant inspiration. Additionally, we provide simple tools to encourage creativity, and erase intimidation.” More specifically, we discuss Beatriz’s journey to creating DADA, decentralized power structures, community-ins...
Jun 25, 2021•39 min•Ep 21•Transcript available on Metacast In this conversation, we talk with Maximilian Rofagha, who serves as the CEO and Founder of Finimize, about how to do personal finance right and how to do it bottoms up for the world. Additionally, we explore Max’s journey to becoming an entrepreneur, the nuances of the e-commerce business, the building of and drivers behind community and creating business activities around it, the influences of FinTok and crypto assets on financial community, and the drivers of value back into said communities ...
Jun 11, 2021•40 min•Ep 20•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Kevin Owocki, who serves as the CEO & Chief Roboticist at Gitcoin, about the evolution of the programmable blockchain space, how open software gets made, where value comes from and all sorts of other really cool futuristic things. Additionally, we explore the nuances of being an early developer in shifting markets, idea mazes, the founding of and philosophy behind Gitcoin, the deep work being done towards the Open Internet, the building of...
Jun 04, 2021•43 min•Ep 19•Transcript available on Metacast In this conversation, we geek out with Horacio Barakat, who serves as the Head of Digital Innovation for Capital Markets and the Head of DLT for the Repo Platform of Broadridge, about digital transformation, capital markets, and the role of blockchain in the institutional part of the financial industry. Additionally, we explore the embedded complexities of capital markets and how fundamental they are to the smooth functioning of our economy, determining the growth of companies, and funding expan...
May 28, 2021•33 min•Ep 18•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Robert Leshner of The Compound Protocol about the early days of crypto and how a fascination with Ethereum smart contracts drove him to build one of the largest DeFi projects to date. Additionally, we explore the nuances of lending and interest rates, consumer privacy software and data monetization, floating interest rate pools of capital across different token pairs, DAO evolution and its influence on mechanism design, the role Compound p...
May 21, 2021•44 min•Ep 17•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Will Beeson of Bella Loves Me and Allica Bank about banking and neobanking and the differences that he has witnessed across the different geographies in which he has worked on building a bank. Additionally, we explore the nuances around regulation and licenses, the transaction-centric nature of the American fintech layer, consumer psychographics and their impact on distribution, and the role influencers play in the neobank game.Disclaimer ...
May 14, 2021•33 min•Ep 16•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Michael Sena of uPort, 3Box Labs, and The Ceramic Network about web3.0, decentralized identity, and the various standards that he has been implicit in creating. Additionally, we explore the nuances around data ownership and identity, the journey from founding uPort to now 3Box and the Ceramic network and how the practical implementation of these ideas has changed as the decentralized web has changed from Web2.0 to Web3.0, and conclude on h...
May 07, 2021•39 min•Ep 15•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Marwan Forzley of Veem about how the rampant evolution of the mobile phone spurred his fascination to turn the phone into a business-to-business (B2B) payments network. Additionally, we explore how generations of companies have tried to use correspondent banking to solve for B2B cross border and failed, the intricacies of payment rails and the infrastructure to support them, the impact of COVID on global e-commerce, how the future will ble...
Apr 30, 2021•35 min•Ep 14•Transcript available on Metacast Hi Fintech Futurists, Welcome back to our podcast series! For those that want to subscribe in your app of choice, you can now find us at Apple, Spotify, or on RSS. In this conversation, we talk with Rune Christensen of Maker Foundation about how he became one of the most influential builders in the DeFi ecosystem. Additionally, we explore the creation, experiences, and evolution of Decentralized Autonomous Organizations (DAOs), the nuances of stablecoins, the interaction between Maker and DeFi w...
Apr 23, 2021•45 min•Ep 13•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Anil Aggarwal of Clarity Payment Solutions (acquired by TSYS) and TxVia (acquired by Google) about how he “stumbled” upon the payment space at the right time. Anil is an absolute FinTech icon as the founder of renowned FinTech conferences – Money20/20 and FinTech Meetup. Additionally, we explore the various concepts of payment network utlity, the market timing large platform shifts, as well as, how social capital and community formation ca...
Apr 16, 2021•40 min•Ep 12•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Jon Helgi Egilsson about his incredible journey to becoming Chairman and a co-founder of Monerium. Jon is a former chairman and vice-chairman of the supervisory board of the Icelandic Central Bank, a former adjunct professor in financial engineering and MBA lecturer at Reykjavik University, a visiting scholar at Columbia University, and co-founder of four software companies. Additionally, we explore the various concepts of digital money in...
Apr 09, 2021•35 min•Ep 11•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Camila Russo of The Defiant and author of The Infinite Machine, about her journey as a successful financial journalist was derailed by the Crypto boom and subsequent winter of 2017. Additionally, we explore the success behind her first book, the nuances of the NFT craze, and how The Defiant became one of the most popular crypto media brands to date.Disclaimer here — this newsletter does not provide investment advice and represents solely t...
Mar 19, 2021•37 min•Ep 10•Transcript available on Metacast Hi Fintech Futurists, In this exciting conversation, we talk with none other than Joe Lubin of ConsenSys and Ethereum, about his journey from being exposed to advances in artificial intelligence at Princeton to becoming the household name in programmable blockchain. Additionally, we get an insider look into his founding of Ethereum and ConsenSys, and how the technology and individuals behind these two companies are transforming the very fabric of financial institutions that exist today and how n...
Mar 12, 2021•33 min•Ep 9•Transcript available on Metacast Hi Fintech Futurists, In this conversation, we talk with Tyler Mulvihill of Treum and EulerBeats, about how he became involved in the very first non-financial production grade blockchain use case, tracking & tracing tuna from Fiji to New York using Treum. Additionally, we explore the nuances of NFTs and how EulerBeats is using bonding curve economics to price the future of NFT use rather than mere collection. Disclaimer here — this newsletter does not provide investment advice and represents sol...
Mar 05, 2021•41 min•Ep 8•Transcript available on Metacast In this conversation, we talk with Patrick Berarducci of ConsenSys, about the valuations and multiples of capital markets protocols in Decentralized Finance on Ethereum, now making up over $60B in token value. Additionally, we explore the nuances of scaling Ethereum and its solutions, such as Metamask and the emerging Layer 2 protocols. We also discuss law and regulation, including a fascinating story about Bernie Madoff from when Pat was a practicing attorney. This leads into a conversation abo...
Feb 26, 2021•37 min•Ep 7•Transcript available on Metacast Disclaimer here — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD. Contributors: Lex , Laurence , Matt , Farhad , Mike , Daniella Want to discuss? Stop by our Discord and reach out here with questions ....
Feb 19, 2021•37 min•Ep 6•Transcript available on Metacast M1 Finance bundles together roboadvisory, neobanking and lending into a single “super app”, allowing for combined pricing power (i.e., charging nothing on asset allocation). The firm currently has $3 billion in AUM, a growth of 50% in the past four months and tripling their total in just over a year. Notably, the company has its own broker/dealer and offers fractional shares, and partners with Lincoln Savings bank on the deposit accounts. That makes for a compelling business model from securitie...
Feb 12, 2021•44 min•Ep 5•Transcript available on Metacast Hi Fintech Futurists, Thinking about how to connect these worlds and different available journeys? Or the timeless risks developing in tranched DeFi that look like mortgage-backed securities? We even touch on hegelian dialectics! Check out our great conversation. For premium subscribers, a full transcript is provided along with the recording. Hope you enjoy, and do not hesitate to reach out here ! Excerpt Lex Sokolin: And then, when we look at DeFi, and what we see is, globally, lots and lots of...
Jan 29, 2021•46 min•Ep 3•Transcript available on Metacast Hi Fintech Futurists, There’s an enormous gap between the financial needs of humanity and what the financial sector is able to deliver there. This gap is being filled by tech-savvy solutions and embedded finance plays which are putting into question the role of a bank in this new ecosystem. Simon’s recent analysis suggests that Embedded Finance is merely a decade out from offering a new, very large addressable market opportunity worth over $7 trillion, which is twice the combined value of the wo...
Jan 22, 2021•38 min•Ep 2•Transcript available on Metacast Hi Fintech Futurists, Welcome to our podcast series! SoFi is going public with a SPAC deal worth over $8 billion. A few things we touch on in detail: (1) this is still largely a lender, (2) there is a gem of an embedded finance play called Galileo that SoFi owns, and (3) the multiple is a little over 10x T12 revenues, which is not crazy expensive, but not cheap. Speaking of Galileo and finance APIs, we transition to Plaid, and how it is is not going to be one of the networks in Visa’s network of...
Jan 18, 2021•39 min•Ep 1•Transcript available on Metacast