As a community, black people have been catching hell for a long time. I could go on and on about the problems that we face as well as the detremental affects that white supremacy and racism have had on not only our physical conditions but more important our mental and psycological conditions. However, there are enough people pointing out the problems and the causes thereof, I'd rather focus on the solutions. If we took this one thing seriously in the black community it would be a complete game c...
Dec 14, 2016•1 hr 23 min•Transcript available on Metacast The rich gets richerer and the poor gets poorer becuase of one main thing. The wealth have a superior understanding of the #1 wealth building tool in the wolrd...The U.S. Tax Code. Poor and middle class people despise and/or fear the IRS. The wealthy on the other hand partner with him and put him to work. Today we talk about some simple strategies to make common expenses and events in ones life legit tax deductions. About the host: Author, wealth strategist and entrepreneur H Cortez presents Tal...
Dec 13, 2016•1 hr 13 min•Transcript available on Metacast Friday is the audience appreciation day. It's where we recap the shows for the week and do live Q&A via the Facebook live feed. This week we talked about investing this Christmas season, the difference between Profits and Wages and the attitude of gratitude. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of t...
Dec 09, 2016•1 hr 12 min•Transcript available on Metacast The Holiday Season is that special time of here when we get real lose with our money. We're buying gifts for everybody...well buy one for yourself this year. Buying your kids a Playstation for Christmas cool, buy yourself a share of Sony stock to go with it. Saving for a Disney Summer Vacation, save enough to buy a few share of Disney stock to go with with. Fellas buying that special lady in your life a Michael Kohrs or Coach bag, Victoria Secrets...Cool, buy yourself a few shares of stock in th...
Dec 08, 2016•1 hr 18 min•Transcript available on Metacast There are 3 ways to earn income in America. You can earn wages through a job or you can earn profits through a business or investments. Today we explore the difference between profits and wages and why you may want to rethink your apporch to money. At least your approach to how you earn money. Again there isn't anything wrong with working a job and earning wages just understand the game that you're playing. Wage earners are taxed the most, tend to find themselves drowning in debt and struggle to...
Dec 07, 2016•1 hr 4 min•Transcript available on Metacast Sometimes we are held back from our dreams and goals because we are simply ungrateful. The fact that we don't realize that everything is a process, a journey, and you'll never arrive unless you learn to enjoy the journey. Having an attitued of gratitude is a major key to success. It is only when we learn to be grateful for what we have do we realize we have everything we need to be great. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LI...
Dec 05, 2016•54 min•Transcript available on Metacast This show we recap the Talking Money in the Morning LIVE Shows for the week. Monday's show was about understanding the difference between Assets and Liabilities, Tuesday we talked the 4 ways to acquire wealth in America and I gave my recommendation as to which one working class people sould focus on, Wednesday was all about real estate investing and business credit as we welcome Juan Pablo of 100 Percent Financed to the show and Thursday was all about Goal Setting. About the host: Author, wealth...
Dec 02, 2016•1 hr 11 min•Transcript available on Metacast Everyone dreams of becoming wealthy, having more success and prosperity in their lives but without out plan it remains a fantasy. Effective planning for your future starts with goals! Those goals have to be Specific, Measurable, Action Based, Realistic and Time Bound. If your goals aren't S.M.A.R.T. today's show is just for you. Learn how to achieve your dreams with a little simple planning. About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning...
Dec 01, 2016•51 min•Transcript available on Metacast Juan Pablo is a full-time real estate investor, business credit specialist and freedom lifestyle advocate! If you want to know what it take to make in the world of real estate investing this is the show for you. Juan gives it to you honest and holds nothing back. Learn more about him at 100percentfinanced.com. If you want to see if you qualify for busines credit click here! About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedi...
Nov 30, 2016•56 min•Transcript available on Metacast I'm going to assume that you're not spending thousands of dollars on lottery, bingo and casinos as a way to build wealth for your family so in this episode we talk about 4 ways to acquire wealth in America and pretty much around the world. Because the school system doesn't teach financial education if you don't know how wealth is actually acquired in this country chances are...you'll never acquire any. Even though we participate in capitalism every day and are helping thousands of families acqui...
Nov 29, 2016•55 min•Transcript available on Metacast This final component is what separates the winners from the winers. If you understand how to use traffic on the internet you stand a great chance to make it as an online marketer and you will make money. Undervalue this much needed commodity and you can lose your shirt. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, pr...
Nov 14, 2016•1 hr 5 min•Transcript available on Metacast Makeing money online is simple but it ain't easy. Gotta have the right mindset, the right tools and more. This series is designed to give you the real scoop, set proper expectations so you can make an informed decision as to whether or not this venture is right for you. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, pr...
Nov 10, 2016•1 hr 4 min•Transcript available on Metacast If you know anything about business then you know no matter how good the product it just won't appeal to everyone. So the question becomes "how to identify who it does appeal to and make sure they know all about it!" Today we talk about a few ways to identify your target market. Here are my thoughts on the subject" About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing prac...
Nov 09, 2016•41 min•Transcript available on Metacast From a burning desire, to a compelling "WHY" and the right mindset, all are vital components to making money online. Today we talk about another crucial compont...your "Offer." Not to be confused with product. Products can be included in your offer but they don't make the offer. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing prac...
Nov 08, 2016•40 min•Transcript available on Metacast In order to make money online you will need the right tools. Contrary to what you might believe outside of the right mindset, a little creative thinking there aren't many more tools needed that he 3 we outline today. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the sh...
Nov 07, 2016•57 min•Transcript available on Metacast When it comes to making money online most people want to skip right to the nuts and bolts or as I hear all the time "just get to the meat and potatoes!" Well, without the proper mindset you can have all of the meat and potatoes you want, your success will be limited. So we focused these first the episodes in the series on developing the right mindset. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIV...
Nov 03, 2016•59 min•Transcript available on Metacast Making money online can be extremely lucrative but it can also be extremely frustrating you no one tells you what it really takes. This series is like those p90x commercials. I really want to set the propper expectations and if it scares some people away...GOOD! Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wea...
Nov 02, 2016•51 min•Transcript available on Metacast No that we are in the information age, there is a hightened awareness of the potential to harness the technology of the day and carve out an income for yourself. Problem though, there are lots of people out there making bogus claims as to how easy it is, selling services that claim to be able to help you get it done. Few people are actually helping newbies understand what it "really" takes to make money online. Here are my thoughts on the subject: About the host: Author, wealth strategist and en...
Nov 01, 2016•53 min•Transcript available on Metacast Community development and economic empowerment is why I became a wealth strategist. But what I realize is that you can't develop a community without capital and you can't empower a community economically without first empowering the people within that comminity economically...thus the Financial Health Mentor was born. These are my thoughts on the subject! About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the...
Oct 27, 2016•1 hr 15 min•Transcript available on Metacast When it comes to taxes poor and middle class people tend to hate Uncle Sam. Wealthy people on the other hand call him a friend and partner and they put him to work. They use the tax code to build wealth. Today my special guest Eric Pierre CPA, Founder of Bedrock Assurance, stops by to let us know exactly how poor and working class people can use the tax code to build wealth too. Here are his thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Tal...
Aug 02, 2016•29 min•Transcript available on Metacast The reason most people struggle financially is simply becuase they don't know the root cause of those sturggles. As a result the treat the symptoms and get some temporary relief then it's right back to struggling. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show ...
Aug 01, 2016•31 min•Transcript available on Metacast Each of us have been given gifts by our creator and we all do at least one thing better than most. We do it so well that others will pay us to do it for them, show them how to do it or buy products from us that will enrich their experience. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategie...
Jul 29, 2016•28 min•Transcript available on Metacast If you don't know by now that it's best to be a business owner in a capitalistic society like America, you're missing the boat. The laws that govern this great nation are not the laws of democracy alone but include also the laws of capitalism...and capitalism favors the business owner and producer NOT the employee or consumer. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to up...
Jul 28, 2016•32 min•Transcript available on Metacast Today we want to help you overcome the fear of investing in the stock market. I brought on a very special guest to break it all down. Please help me welcome from ERGJ Enterprises, Mr. Evan Jefferson. Here are his thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The mission of the show is to raise t...
Jul 27, 2016•31 min•Transcript available on Metacast As a young man I was never really taught what credit was or how to use it. I definitely didn't learn of it's power to create generational wealth. Like many teens I went off to college and where I was introduced to credit for the first time by way of a credit card, it was downhill from there. Now I know fully what credit is, the benefits and the draw backs so I've made it my mission to educate others. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur ...
Jul 26, 2016•32 min•Transcript available on Metacast Believe it or not the relationship that you have with money will determine whether you attract it to your or repell it away from you. We know that money isn't everything but we also know that "not having" money isn't cool either. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building strategies. The miss...
Jul 25, 2016•30 min•Transcript available on Metacast I know that everyone is not meant to be an entrepreneur. However, many will never know because they've never tried. A home based business will allow you test the waters of entrepreneurship without a much cost and gives you the ability to scale up if you find that it works for you. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing pr...
Jul 21, 2016•34 min•Transcript available on Metacast In America it is extremely socially acceptable to be in debt. In fact many Americans have given up and have "come to terms" with the idea of dying in debt. If you're not one of those people and want answers, today's show is specifically for you. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicated to uplift the working class American by providing practical, proven wealth building stra...
Jul 21, 2016•31 min•Transcript available on Metacast Did you know that the average millionaire has never spent more than $400 on a suit, $300 on a pair of shoes or watch. But Hollywood will have you to believe that all millionaires wear $1,000 suit and $10,000 watches. In reality the average millionaire is more likely to be found in a thrift store than your typical middle class family. Here are my thoughts on the subject: About the host: Author, wealth strategist and entrepreneur H Cortez presents Talking Money in the Morning LIVE! a show dedicate...
Jul 20, 2016•30 min•Transcript available on Metacast On this show we talk about the real bankers secret. Yes there are several, like the rule of 72, compound interest. While those could be considered secret mysteries to the masses, the real secrets they banks don't want you to know is...what banks actually are. Banks are just businesses and like any other business especially those that are publicly trade, they have one objective in mind and that's to increase profits. As the general public we tend to look at some of the services that they provide ...
Jul 19, 2016•30 min•Transcript available on Metacast