Have you tried to start a new habit like budgeting, cutting up your credit cards and vowing only to eat at home...only to give up a week later and return to all of your old habits that you wanted to change? If so, you're not alone! There is a better way to go about sustainably changing your financial habits so that you can consistently get results! This weeks Monday Micro Money Tip we're sharing how to think about habit change for the biggest long term impact on your financial future. DID YOU FI...
Apr 08, 2024•5 min•Transcript available on Metacast A recent study reported the value of a High School course on Personal Finance. Based on the research, a single-semester course is worth an estimated $100,000 over the course of a lifetime! This demonstrates what we’ve always known to be true. That investing in your financial education is the best investment you can make. But that begs the question - are you investing in YOUR financial education? Whether you received an education in personal finance or not, it’s on each of us to continue learning...
Apr 03, 2024•28 min•Transcript available on Metacast When most people try to save money they simply try to cut back on spending, hoping that they will have money left over at the end of the month to put in their savings. But this approach is completely backwards! There is a better, more effective way to save money that helps guarantee your success and ensure that you reach your savings goals. It's called paying yourself first and it's a fundamental budgeting habit of every successful couple. Here how to pay yourself first and about the additional ...
Apr 01, 2024•5 min•Transcript available on Metacast There are a lot of myths about budgeting that need to be debunked. Because believing these myths can prevent you from taking action on something that will help you improve your finances! We see these budgeting myths perpetuated in a lot of ways. From money conversations and spending pressures in your circles of friends. To advice from family members, and the media. But these myths and limiting beliefs are exactly that - limiting. In this episode we’re debunking these budgeting myths once and for...
Mar 27, 2024•19 min•Transcript available on Metacast If you want to build wealth, but you don’t like the idea of a budget, you’re due for an upgrade on your Money Mindset! Because budgets aren’t limiting, your mindset is! This week we’re sharing why getting to budget is not only important for those who are serious about Financial Freedom. It’s also an opportunity to align your money with your values and prioritize what’s most important. DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 ...
Mar 25, 2024•4 min•Transcript available on Metacast This week we’re going to take advantage of the extra Spring energy to check in on our overall financial health. We’re getting organized, closing out tax season to-do’s, and checking in with our goals for the year! Now is the perfect time to check-in on your progress and strategically adjust your strategy to get the results you really want. Take care of these 5 financial chores to make 2024 the year you crush your financial goals! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us...
Mar 20, 2024•21 min•Transcript available on Metacast This week we’re sharing our favorite reasons for weekly money dates. Before you tell yourself "I don't need to do that" hear us out! Because scheduling money dates can be a game changer when you’re trying to get intentional about your finances. Especially if you struggle to be consistent, or one (possibly both of you) tend to avoid talking about money! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy...
Mar 18, 2024•4 min•Transcript available on Metacast Having a different opinion than your spouse about financial issues is perfectly normal. But when talking about money turns into arguing about money, that can make building wealth impossible. Even if you don't argue about money but you struggle to agree on a strategy and can't see a clear path forward - that is costing you big time! The longer you go without a strategy, the more you miss out on intentional saving and investing. Which is why we want to help you stop arguing about money and learn t...
Mar 13, 2024•29 min•Transcript available on Metacast "Should I invest or pay off debt first" is one of the top questions we hear from our clients and audience. It's no wonder when it can feel almost impossible to do both at the same time. So this week we're sharing our perspective on one of the top debated issues in personal finance! We'd love to hear your thoughts on the topic! Share what you think of this episode with a review on apple or Spotify. DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT...
Mar 11, 2024•4 min•Transcript available on Metacast This week we’re talking about our favorite topic - Cash Flow! We’re sharing 6 strategies to help you increase your Cash Flow. Breaking down 3 ways to decrease your expenses + 3 ways to increase your income. And since we’ve personally used all 6 of these strategies we know they work! So whether you choose to do some or all of them, you will get results. But despite all of these strategies being simple they’re not necessarily easy. So although anyone can employ these strategies, we know that not e...
Mar 06, 2024•22 min•Ep 8•Transcript available on Metacast Earning interest from a High Yield Savings Account is the easiest way to start earning passive income. Yet only 82% of Americans are benefiting from having one of these accounts! In a High Yield Savings Account you could be earning between 4-5% interest on your savings. That's more than $600/year on a $15,000 Emergency Fund. While that's not going to make you rich. It's more than that savings account you got when you opened your checking account. Looking for an account? Check out the HYSA we use...
Mar 04, 2024•3 min•Transcript available on Metacast Talking about personal vices, like how much we drink, is taboo enough. But asking someone how much they spend on their drinking? That's a whole 'nother level of real talk. Most people aren't too eager to know how much they spend on things they're not exactly proud of... From beer and wine to drugs and clubs. If you're not honest about how much you spend on these things, you're setting yourself up for failure. 🙅♂️🙅♀️ Most financial experts would never talk to you about this. That's exactly wh...
Feb 28, 2024•23 min•Transcript available on Metacast Don’t make this common mistake with your tax refund. We give this one piece of advice to all of your clients when they expect any kind of windfall. Instead of deciding what you will do with the money after you get it. Have a plan for how you will use the money. Regardless of how much money you will get, you should have a plan for how a windfall can help you reach your top financial goal. Listen to learn more about this strategy! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us ...
Feb 26, 2024•4 min•Transcript available on Metacast Want to make it easier to manage your money? Start by getting your finances organized and creating a system that is simple and easy to use! One of the top challenges people face with their finances is lacking a system that makes financial decisions easy. Instead most people tend to overcomplicate and overthink their approach. But if you want to pay off debt, save money, or invest more than you need a simple, easy to use system to manage your finances. In this episode we’re sharing how we organiz...
Feb 21, 2024•26 min•Transcript available on Metacast Can your weekly money meeting (date) with your spouse actually be a way to connect? Absolutely! This weeks Micro Money Tip is all about how to get financially intimate with your spouse and make your money dates sexy! We share what to focus during your money date, how to frame the conversation and some ideas for what to do after the meeting has concluded... ;-) DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial ...
Feb 19, 2024•5 min•Transcript available on Metacast When we decided to get serious about our finances, pay off our debt and reach Financial Freedom - we had no idea the benefits it would bring to our marriage! Of course there were the obvious benefits that motivated us to protect our marriage. Less stress, fewer arguments and having the freedom to travel more. But what we didn’t know was how learning to work together toward a challenging goal was going to help our marriage not just survive, but thrive! What we realized much later was that through...
Feb 14, 2024•26 min•Ep 5•Transcript available on Metacast Whether you're openly talking about it or not, you're communicating your values around money from the very first date. From the car you drive, to what you wear and where you go, you're sending and receiving signals about your financial habits and values. But when do you start talking about money more directly and what do you talk about? As Financial Coaches for Couples we share our opinion on when and how to bring up the topic. Plus some personal dating horror stories of how things can go terrib...
Feb 12, 2024•5 min•Transcript available on Metacast Join us for our first Ask us Anything episode where we're doing our best to answer listeners questions about all things personal finance. In this episode we discuss... How to think about and manage medical debt The importance of saving before investing, and How to build wealth once you're debt free and ready to invest aggressively! We hope you enjoy it! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strateg...
Feb 07, 2024•13 min•Transcript available on Metacast Feel like you're not making any progress paying off your student loans? That's probably because you're not using this strategy! If you're committed to getting out of student loan debt then this episode is about to completely change and improve your approach to get you out of debt as fast as possible! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building...
Feb 05, 2024•5 min•Transcript available on Metacast Don’t make the big mistake of thinking that creating an Estate Plan is something you can get to later. No one wants to talk about death and money, but none of us know how much time we have either. At radcoaches we know how important it is to, not only ensure your personal financial future, but to protect and provide for your family and preserve your legacy. That is why we invited our friend and Estate Planner Peter Harrison on to the show! In this conversation we explore the details of an estate...
Jan 31, 2024•46 min•Transcript available on Metacast Depending on what personal finance experts you listen to, you’ve probably heard contradicting thoughts on credit cards. At a young age most of us are encouraged to get a credit card at 18-years old so we can start building credit. But many Americans are in credit card debt. Which is why many debt free communities swear credit cards off for life! But is there a third option? Can you benefit from using a credit card, without going into debt? Tune in to hear our take on how to use a credit card and...
Jan 29, 2024•4 min•Transcript available on Metacast We talk a lot about talking about money, for good reason! There’s no overlooking how important it is for a good relationship to have good communication. Especially about finances. But when it comes to talking about money it’s easy to find yourself always just talking about the numbers. While that’s helpful - it’s not the only thing you need to discuss when you’re working on creating your roadmap to Financial Freedom. Whether you’ve been managing money as a couple for a few days or a few years, t...
Jan 24, 2024•21 min•Transcript available on Metacast Trying to decide how much money you need in your Emergency Fund? Want to know how much extra cash flow you have each month to put towards your goals? Then you need to know this important metric for your finances! Tune in and learn how to quickly calculate your burn rate to make financial decisions easier! DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Buildin...
Jan 22, 2024•3 min•Transcript available on Metacast In our opinion, how you think about money, status, and the world is more important than how high (or low) of a Financial IQ you have. So this week we're sharing 3 mental habits that are creating mental blocks and keeping you financially stuck. If you struggle with one (or all) of these - we're here to help you break free! When you're focusing on things you cannot control like the economy, constantly comparing your salary or Net Worth to others, or focusing on other peoples lives rather than your...
Jan 17, 2024•21 min•Transcript available on Metacast Every year “improving your finances” or “being better with money” is a top New Year Resolution for Americans. But if you’ve had these resolutions before and failed to get results, there’s a good reason! Most financial goals and New Year resolutions are flawed from the beginning. It all has to do with how the goal is created in the first place. In this week's episode we’re breaking down what it takes to create an effective money goal, with helpful examples and additional resources below. RESOURCE...
Jan 15, 2024•3 min•Transcript available on Metacast If you want to improve your finances but you’re not sure where to start, or what to do next, this episode is what you need. In this episode we lay out the roadmap for making yourself financially resilient, reaching Financial Freedom and getting started building wealth. We also share our insights on the importance of each step and what obstacles and challenges you will have to overcome to get it done. RESOURCES EP 24| The Best Account for Your Emergency Fund - Monday Micro Money Tip EP 28| The Be...
Jan 10, 2024•26 min•Transcript available on Metacast It can be tempting to over optimize your finances and chase returns. But don't make this big mistake with your emergency fund! If you’ve ever wondered where to keep your emergency fund to get the best return - listen to what personal finance experts have to say about your Emergency Fund. Learn why it’s important to keep your emergency fund in cash, even when you could get a higher return elsewhere. RESOURCES The Best Savings Account for Your Emergency Fund How to Choose a Savings Account Discove...
Jan 08, 2024•4 min•Transcript available on Metacast Have you ever asked yourself WHY your spouse doesn’t want to talk to you about money? Reasons like “I’m just not interested” or “I don’t care about money” brush over what’s really going on. You need to know the actual, deeper reason why your husband or wife doesn’t want to talk to you about money. Only then can it be addressed and overcome as a team. DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy Sessi...
Jan 03, 2024•18 min•Transcript available on Metacast Want to take your budgeting up a notch? If you’re ready to stop focusing on the day-to-day month-to-month bills, and instead start looking at the bigger picture. Then this week’s Monday Micro-Money Tip is for you! If you feel like you’ve maxed out the benefits of your basic monthly budget, this tip will help you level up your budget game and save you tons of time! DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial ...
Jan 01, 2024•5 min•Transcript available on Metacast You want to do more than just pay the bills and save a little every month. You want to see serious growth in your net worth! There's just one problem... your spouse avoids talking about money because it leads to arguments. The two of you end up doing your own thing and progress is minimal. If that's you - you're going to want to listen to this week's episode. We’re sharing 3 things that every couple needs to master so they can start to make progress and have more money every month! Get the book ...
Dec 27, 2023•32 min•Transcript available on Metacast 
