Earning interest from a High Yield Savings Account is the easiest way to start earning passive income. Yet only 82% of Americans are benefiting from having one of these accounts! In a High Yield Savings Account you could be earning between 4-5% interest on your savings. That's more than $600/year on a $15,000 Emergency Fund. While that's not going to make you rich. It's more than that savings account you got when you opened your checking account. Looking for an account? Check out the HYSA we use...
Mar 04, 2024•3 min•Transcript available on Metacast Talking about personal vices, like how much we drink, is taboo enough. But asking someone how much they spend on their drinking? That's a whole 'nother level of real talk. Most people aren't too eager to know how much they spend on things they're not exactly proud of... From beer and wine to drugs and clubs. If you're not honest about how much you spend on these things, you're setting yourself up for failure. 🙅♂️🙅♀️ Most financial experts would never talk to you about this. That's exactly wh...
Feb 28, 2024•23 min•Transcript available on Metacast Don’t make this common mistake with your tax refund. We give this one piece of advice to all of your clients when they expect any kind of windfall. Instead of deciding what you will do with the money after you get it. Have a plan for how you will use the money. Regardless of how much money you will get, you should have a plan for how a windfall can help you reach your top financial goal. Listen to learn more about this strategy! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us ...
Feb 26, 2024•4 min•Transcript available on Metacast Want to make it easier to manage your money? Start by getting your finances organized and creating a system that is simple and easy to use! One of the top challenges people face with their finances is lacking a system that makes financial decisions easy. Instead most people tend to overcomplicate and overthink their approach. But if you want to pay off debt, save money, or invest more than you need a simple, easy to use system to manage your finances. In this episode we’re sharing how we organiz...
Feb 21, 2024•26 min•Transcript available on Metacast Can your weekly money meeting (date) with your spouse actually be a way to connect? Absolutely! This weeks Micro Money Tip is all about how to get financially intimate with your spouse and make your money dates sexy! We share what to focus during your money date, how to frame the conversation and some ideas for what to do after the meeting has concluded... ;-) DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial ...
Feb 19, 2024•5 min•Transcript available on Metacast When we decided to get serious about our finances, pay off our debt and reach Financial Freedom - we had no idea the benefits it would bring to our marriage! Of course there were the obvious benefits that motivated us to protect our marriage. Less stress, fewer arguments and having the freedom to travel more. But what we didn’t know was how learning to work together toward a challenging goal was going to help our marriage not just survive, but thrive! What we realized much later was that through...
Feb 14, 2024•26 min•Transcript available on Metacast Whether you're openly talking about it or not, you're communicating your values around money from the very first date. From the car you drive, to what you wear and where you go, you're sending and receiving signals about your financial habits and values. But when do you start talking about money more directly and what do you talk about? As Financial Coaches for Couples we share our opinion on when and how to bring up the topic. Plus some personal dating horror stories of how things can go terrib...
Feb 12, 2024•5 min•Transcript available on Metacast Join us for our first Ask us Anything episode where we're doing our best to answer listeners questions about all things personal finance. In this episode we discuss... How to think about and manage medical debt The importance of saving before investing, and How to build wealth once you're debt free and ready to invest aggressively! We hope you enjoy it! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strateg...
Feb 07, 2024•13 min•Transcript available on Metacast Feel like you're not making any progress paying off your student loans? That's probably because you're not using this strategy! If you're committed to getting out of student loan debt then this episode is about to completely change and improve your approach to get you out of debt as fast as possible! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building...
Feb 05, 2024•5 min•Transcript available on Metacast Don’t make the big mistake of thinking that creating an Estate Plan is something you can get to later. No one wants to talk about death and money, but none of us know how much time we have either. At radcoaches we know how important it is to, not only ensure your personal financial future, but to protect and provide for your family and preserve your legacy. That is why we invited our friend and Estate Planner Peter Harrison on to the show! In this conversation we explore the details of an estate...
Jan 31, 2024•46 min•Transcript available on Metacast Depending on what personal finance experts you listen to, you’ve probably heard contradicting thoughts on credit cards. At a young age most of us are encouraged to get a credit card at 18-years old so we can start building credit. But many Americans are in credit card debt. Which is why many debt free communities swear credit cards off for life! But is there a third option? Can you benefit from using a credit card, without going into debt? Tune in to hear our take on how to use a credit card and...
Jan 29, 2024•4 min•Transcript available on Metacast We talk a lot about talking about money, for good reason! There’s no overlooking how important it is for a good relationship to have good communication. Especially about finances. But when it comes to talking about money it’s easy to find yourself always just talking about the numbers. While that’s helpful - it’s not the only thing you need to discuss when you’re working on creating your roadmap to Financial Freedom. Whether you’ve been managing money as a couple for a few days or a few years, t...
Jan 24, 2024•21 min•Transcript available on Metacast Trying to decide how much money you need in your Emergency Fund? Want to know how much extra cash flow you have each month to put towards your goals? Then you need to know this important metric for your finances! Tune in and learn how to quickly calculate your burn rate to make financial decisions easier! DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Buildin...
Jan 22, 2024•3 min•Transcript available on Metacast In our opinion, how you think about money, status, and the world is more important than how high (or low) of a Financial IQ you have. So this week we're sharing 3 mental habits that are creating mental blocks and keeping you financially stuck. If you struggle with one (or all) of these - we're here to help you break free! When you're focusing on things you cannot control like the economy, constantly comparing your salary or Net Worth to others, or focusing on other peoples lives rather than your...
Jan 17, 2024•21 min•Transcript available on Metacast Every year “improving your finances” or “being better with money” is a top New Year Resolution for Americans. But if you’ve had these resolutions before and failed to get results, there’s a good reason! Most financial goals and New Year resolutions are flawed from the beginning. It all has to do with how the goal is created in the first place. In this week's episode we’re breaking down what it takes to create an effective money goal, with helpful examples and additional resources below. RESOURCE...
Jan 15, 2024•3 min•Transcript available on Metacast If you want to improve your finances but you’re not sure where to start, or what to do next, this episode is what you need. In this episode we lay out the roadmap for making yourself financially resilient, reaching Financial Freedom and getting started building wealth. We also share our insights on the importance of each step and what obstacles and challenges you will have to overcome to get it done. RESOURCES EP 24| The Best Account for Your Emergency Fund - Monday Micro Money Tip EP 28| The Be...
Jan 10, 2024•26 min•Transcript available on Metacast It can be tempting to over optimize your finances and chase returns. But don't make this big mistake with your emergency fund! If you’ve ever wondered where to keep your emergency fund to get the best return - listen to what personal finance experts have to say about your Emergency Fund. Learn why it’s important to keep your emergency fund in cash, even when you could get a higher return elsewhere. RESOURCES The Best Savings Account for Your Emergency Fund How to Choose a Savings Account Discove...
Jan 08, 2024•4 min•Transcript available on Metacast Have you ever asked yourself WHY your spouse doesn’t want to talk to you about money? Reasons like “I’m just not interested” or “I don’t care about money” brush over what’s really going on. You need to know the actual, deeper reason why your husband or wife doesn’t want to talk to you about money. Only then can it be addressed and overcome as a team. DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy Sessi...
Jan 03, 2024•18 min•Transcript available on Metacast Want to take your budgeting up a notch? If you’re ready to stop focusing on the day-to-day month-to-month bills, and instead start looking at the bigger picture. Then this week’s Monday Micro-Money Tip is for you! If you feel like you’ve maxed out the benefits of your basic monthly budget, this tip will help you level up your budget game and save you tons of time! DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial ...
Jan 01, 2024•5 min•Transcript available on Metacast You want to do more than just pay the bills and save a little every month. You want to see serious growth in your net worth! There's just one problem... your spouse avoids talking about money because it leads to arguments. The two of you end up doing your own thing and progress is minimal. If that's you - you're going to want to listen to this week's episode. We’re sharing 3 things that every couple needs to master so they can start to make progress and have more money every month! Get the book ...
Dec 27, 2023•32 min•Transcript available on Metacast In this week's Monday Micro-Money Tip - we’re giving you one tip to keep you from making this costly investment mistake! It could cost you years of retirement, or even keep you from retiring at all. DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth in 2024 ❓Ask radcoaches - submit your question here...
Dec 26, 2023•4 min•Transcript available on Metacast Everyone struggles with this one self sabotaging behavior. When left unchecked it will keep you from reaching your goals. We've seen how it makes managing money and building wealth so frustrating for some clients that they just give up! In this episode we’re talking about why so many of us struggle with this self sabotaging behavior when trying to reach big financial goals. Plus tips for how to tell when/if you’re doing it and what you can do to overcome it. DID YOU FIND THIS TIP USEFUL? 📸 Shar...
Dec 20, 2023•30 min•Transcript available on Metacast Welcome to this week's Monday Micro-Money Tip - where we give you one tip to improve how you manage money in 5-minutes or less. When was the last time you calculated your Net Worth? Have you ever sat down and put all your assets and liabilities in one spreadsheet that would tell you exactly where you stand? In today's Monday Micro Money Tip we’re teaching you about how to calculate your Net Worth and why we believe the end of the year is the best time to do it! RESOURCES 📊 Start Tracking Your N...
Dec 18, 2023•4 min•Transcript available on Metacast We’ve all heard someone say it at some time or another. “Women are just more emotional than men!” But how true is that really? Particularly when it comes to making financial decisions and how we choose to spend, save and invest our money. In this episode of the radmoney podcast we’re digging into the difference between how men and women let emotions impact the way they make financial decisions. DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH U...
Dec 13, 2023•26 min•Transcript available on Metacast Welcome to this week's Monday Micro-Money Tip - where we give you one tip to improve how you manage money in 5-minutes or less. If you have a FSA [Flexible Spending Account] this tip is for you! It’s time to strategize ways to make the most of the money in this account, above the $610 rollover limit. Find ways to invest in your health and review your contributions for next year so you don’t lose your hard earned money! RESOURCES Want to see if something specific is FSA Eligible? Check out the FS...
Dec 11, 2023•4 min•Transcript available on Metacast In the past 10 years, we've learned more about personal finance, business, real estate, and investing than we could have imagined! If we knew as much then as much as we do now...our life would probably look a lot different. We're sharing these hard learned lessons with you so you can shorten your learning curve and speed up your journey to financial freedom! Get the Debt Free Holiday Cheat-sheet! DID YOU FIND THIS TIP USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH...
Dec 06, 2023•21 min•Transcript available on Metacast Welcome to this week's Monday Micro-Money Tip - where we give you one tip to improve how you manage money in 5-minutes or less. Did you know you still have time to contribute more to your Employer funded 401(k) accounts? This week Financial Coaches Rebecca & Dylan are reminding you to check your total 401(k) contributions this year! Haven’t hit the employee limit of $22,500? Consider adjusting your December contributions! RESOURCES Learn More About 401(k) Contribution Deadlines IRS 401(k) Re...
Dec 04, 2023•3 min•Transcript available on Metacast Do you struggle with impulse shopping? Maybe you just want to be a smarter shopper and learn how to be better with how you spend your money. This episode we dive deep into impulse shopping, why we do it, what makes it worse and what steps you can take to take control. Listening to this episode to learn how to stop impulse shopping shopping for good using this easy self assessment. Plus learn what it means to practice what we call mindful consumption and be an intentional shopper. What is Impulse...
Nov 29, 2023•25 min•Transcript available on Metacast Welcome to this week's Monday Micro-Money Tip - where we give you one tip to improve how you manage money in under 5-minutes, every Monday. Do you want to make a donation on Giving Tuesday, but you’re not sure how much you can afford? Want to have a positive impact on the world around you, but don’t have the money to give as generously as you’d like? This week’s episode Financial Coaches Rebecca & Dylan are discussing giving generously while working toward your financial goals this Giving Tu...
Nov 27, 2023•5 min•Transcript available on Metacast You’ve likely heard a ton of podcasts and seen a ton of content online about how a gratitude practice is an excellent habit. But we guarantee you’ve never heard anyone talk about gratitude like this. In this episode we’re diving deep into using a gratitude practice to cultivate impulse control and make better financial decisions. While also improving your marriage and bringing you closer together as a couple. Do I Really Need a Gratitude Practice? 4:18 Financial Benefits of Gratitude 12:10 How G...
Nov 22, 2023•36 min•Transcript available on Metacast 
