As you can imagine, we’ve reviewed a lot of people's budgets and through that experience we’ve learned a lot about what people waste their money on every month! As Financial Coaches, we would never tell you how to spend your money. But our job is to help you review your spending habits and help you make changes that allow you to put your money to better use and eventually put more money in savings and investments. In this episode we’re sharing 3 things we see over and over in clients' budgets th...
Mar 05, 2025•28 min•Transcript available on Metacast If you want to have fun and freedom while also managing money as a married couple - you need to know about these non-negotiables for your budget! These categories are all about putting your relationship first and ensuring that your spending plan supports your goals as a married couple, as well as each other as individuals. Without these essentials, you run the risk of prioritizing your financial goals over your relationship which, believe it or not, will sabotage your financial progress! So list...
Feb 26, 2025•20 min•Ep 13•Transcript available on Metacast If you feel like your budget isn’t cutting it - it’s not you. You just need a better tool! At first glance, automated budgeting apps sound great. They’re marketed as being convenient and the best way to manage your money! But in our opinion these budgets have a lot of drawbacks and actually take more time to use. (at least if you want to make progress!) As Financial Coaches we know what it takes to help people be better with money. Sadly, most automated budgets are the opposite of what you need ...
Feb 19, 2025•20 min•Transcript available on Metacast Most people think all their financial problems would go away if they just made more money. It's true, making a higher income can help you reach your goals faster. In fact, to build wealth you need a strategy that helps you pay off debt, save and invest - while also increasing your income. But without the strategies we talk about in this episode, the extra money won't have the impact you want. This week we’re sharing strategies you need to make sure that the money you earn is put to work. So that...
Feb 12, 2025•31 min•Transcript available on Metacast You want to manage money with your spouse in a way that feels fair. So you keep accounts separate and split expenses 50/50. You Venmo money to your spouse for your half of the rent and they send you their share of dinner last night. There’s just one problem - - despite this “equal” arrangement - - you both still feel frustrated about how money is being used. One of you feels behind and is struggling to keep up. The other feels like they’re being held back and wants to do more. What’s the solutio...
Feb 05, 2025•18 min•Transcript available on Metacast "You are so behind.” “You should have paid off your student loans by now.” “You should have more money saved and invested by this point." We all have moments where we feel like we’re behind and should be further along. But if you let those thoughts take over, you’ll find yourself stuck, unable to make progress. Of course, we’re not immune to this experience ourselves. In fact, this episode was inspired by Dylan “feeling behind” at the beginning of the year. Because of that familiar feeling we’ve...
Jan 29, 2025•27 min•Transcript available on Metacast A lot of millennial couples have the goal of starting a family one day. But many choose to delay or postpone because they feel as though they can’t afford it! In this episode we’re sharing 5 steps you can take to prepare your finances to start your family. DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💰 Become a Client Success Story >> Book a FREE Strategy Session Now! 💰 Learn About Our Program The Journey to Financial Freedo...
Jan 22, 2025•22 min•Ep 12•Transcript available on Metacast Resharing one of our most Downloaded episodes of all time!! Do you and your spouse struggle to see eye-to-eye when it comes to how you manage your money? Have you ever wondered why your husband or wife uses money the way they do? It may be an issue of having a different Money Mindset than your spouse! For us, our different views on money started to clash early on. From how much we felt comfortable spending on date night, to setting goals as a couple to one day buy our first home. We didn’t know ...
Jan 15, 2025•26 min•Transcript available on Metacast When we got engaged we had completely different money mindsets. That made it frustrating to put together a plan to pay off debt, save money and invest - or even talk about money! But when we implemented these strategies, we got on the same page about money and stopped arguing. We were finally able to put a plan together that we both felt comfortable with and even excited about! We went from feeling stressed, anxious and frustrated. To feeling understood, respected and cared for in a way that all...
Jan 08, 2025•28 min•Transcript available on Metacast Every couple knows that one of the best ways to improve their relationship is by improving communication. But talking about money? That feels like a minefield! Money is one of the hardest things to talk about - especially when things aren’t exactly going the way we want. So how can you improve your finances when you can’t manage to have a conversation without it feeling like torture? In this episode we’re sharing 3 ways we made money conversations easier. These practices helped us get on the sam...
Jan 01, 2025•24 min•Transcript available on Metacast 110 | Do You Have What it Takes to Reach Your 2025 Goals? You want to pay off credit card debt, save for your first home, have an emergency fund, start a family…the list goes on. You and your spouse have a lot of financial goals. So what are you going to do to ensure you make progress this year? We want to help you make those goals come to reality! But this is NOT an episode about budgeting, the envelope system, or stinking funds (you read that right). This week we're coaching you on 3 things yo...
Dec 26, 2024•16 min•Transcript available on Metacast 109 | How to Fix These 3 Common Money Mistakes Managing money in a relationship is very different from managing it by yourself. But when you get married, you can bring bad habits from the past into the way you manage money together. In this episode, we discuss 3 common money mistakes (and how to fix them). Oftentimes, couples are well intentioned but these mistakes make managing money more difficult. Each mistake makes it harder for you as a couple to work as a team to reach your financial goals...
Dec 17, 2024•18 min•Transcript available on Metacast Stop sabotaging your relationship and financial progress by doing/saying these things to your spouse! If you want to get on the same page about money with your husband or wife, you need to make sure that YOU are not getting in the way. For this week's episode, we created 4 personality types to help demonstrate how you may be pushing your spouse away and limiting your ability to work together. Making it impossible to have Financial Intimacy and use your money to build the dream life you both desi...
Dec 11, 2024•29 min•Transcript available on Metacast Most people think their biggest financial problems are that they either don’t make enough money, have too much debt, or that the cost of living is too high! But while these obstacles do make things difficult, they are not the biggest challenges keeping you from reaching your financial goals. In this episode we discuss the Top 4 challenges getting in the way of couples paying off their debt, saving for a house, or investing for retirement. We also share tools and tips for how to overcome these ch...
Dec 04, 2024•21 min•Transcript available on Metacast After coaching for 5 years we have heard a lot of the same reasons why couples can't be good with money. But are these “reasons” actually excuses? The truth is, if you let outside circumstances dictate your actions, you are holding yourself back! We don't want to see you give up your power. We’re sharing 5 excuses that will hold you and your spouse back from reaching your financial goals (or any goals) you have for the New Year! Tune in to hear how you can take ownership and feel more empowered ...
Nov 27, 2024•25 min•Transcript available on Metacast Are you looking to avoid debt or financial stress this holiday season? Then you need a spending plan that goes beyond the gift list! In this episode, we share 4 valuable conversation starters to help you and your spouse get on the same page and get clarity on what's most important to you both. What's your favorite holiday memory? (ever of when you were young) What is most important / matters most to you during the holidays? Pretend it's January and you're looking back on how much you spent for t...
Nov 20, 2024•28 min•Transcript available on Metacast The holiday season is here and that can be a big shock to our wallets and bank accounts. That is why we're sharing 5 things we do as a couple to make sure we have a stress-free holiday season every year! In this episode, we share ways to avoid accumulating holiday credit card debt and start the New Year strong! We provide 5 actionable strategies to manage holiday finances proactively. From setting realistic budgets to cash-flowing expenses, avoiding extreme cutbacks that trigger feast or famine ...
Nov 14, 2024•19 min•Transcript available on Metacast Trust and managing money with your spouse go hand in hand. Which is why this week we’re prompting you to ask yourself - Do I trust my spouse with money, and does my spouse trust me with money? Building trust with another person takes time and most of us aren’t really sure exactly how it’s done. We’re definitely not conscious of the sneaky ways we reveal that deep down - we don’t trust our partners with money. At least as much as we like to tell ourselves we do. But just as others might think thi...
Jul 24, 2024•28 min•Ep 11•Transcript available on Metacast Do you want conversations about money with your spouse to improve? Does getting your partner to talk about money feel like pulling teeth? Even though you talk about money often, would you like it to be easier, even fun? - - - In this episode, we are giving you 5 tips to help you have better money conversations with your spouse and start building financial intimacy in your marriage. Because believe it or not, conversations about finances can actually be exciting when they’re focused on opportunit...
Jul 18, 2024•22 min•Ep 10•Transcript available on Metacast Many of us are guilty of committing Financial Infidelity on one way or another. When you think of Financial Infidelity you probably think of big, dramatic offenses like living second lives and gambling addictions. But there are many subtle ways you could be committing Financial Infidelity that cause big problems in your relationship. In this top episode, we tackle this spicy topic and share our perspective as a married couple who's guilty of financial infidelity - and as Financial Coaches for Ma...
Jul 03, 2024•34 min•Transcript available on Metacast You don't want to retire. You want Financial Independence. It comes when you have enough money that work becomes optional. So how do you get there? What does it take to become financial independent? You need 3 financial habits. In this episode we breakdown the difference between retirement and financial independence. How liabilities are preventing your from building wealth. The importance of your cash flow, and why you have to pay yourself first. After listening to this episode - you will never ...
Jun 26, 2024•28 min•Ep 9•Transcript available on Metacast You want to do more than just pay the bills and save a little every month. You want to see serious growth in your Net Worth! In this episode we share 3 things that every couple needs to master so they have more money every month! Financial Flexibility Communicate about Money Respect & Understanding RESOURCES: 18 | How to Talk to Your Spouse About Money (without it turning into an argument) Get the book from the episode: Thriving in Love and Money Book by Jeff and Shanti Feldhahn DID YOU FIND...
Jun 19, 2024•31 min•Transcript available on Metacast It’s finally summer which means it’s time for road trips, fun at the beach, and days at the lake! But a summer filled with good times can get expensive quick. So how do you balance reaching your money goals with enjoying your summer vacation? No worries- we have you covered! Travel is a HUGE part of our lifestyle and our story. We’ve crossed this country more than a few times, and we’ve learned a thing or two about stretching a travel budget for weeks! From camping our way across the country, to...
Jun 12, 2024•29 min•Transcript available on Metacast With our business growing and being in a very busy season of our lives - we've decided to take a break from recording new episodes. As we focus on serving our clients, we're taking a step back from long-form content. But we're committed to continue providing free resources that help you improve your financial life. So we will be returning late Summer - early Fall with new episodes! In the meantime - we will be re-publishing top episodes and listener favorites, and we hope you'll connect with us ...
May 06, 2024•2 min•Transcript available on Metacast Make the most of your money and optimize your income by using this slept on budget strategy! Ready to master money management once and for all? Get access to the exact tools our clients use to optimize their income and build wealth in the Cash Flow Freedom Framework DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💰 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth 💰 Learn About Our Program ...
Apr 29, 2024•3 min•Transcript available on Metacast Finding time to manage money as a married couple is difficult. But there are ways to make it easier. One way to simplify how you manage your finances is reviewing the accounts you use and organizing your finances. Too many people complicate their finances by having too many checking, savings and credit card accounts. That is why we developed The Streamline Shared Account System, our method for making managing money as a married couple as easy as possible! It’s the system we developed and persona...
Apr 24, 2024•24 min•Transcript available on Metacast With the cost of food going up over the past few years, we’ve seen grocery bills skyrocket! According to the FDA, 30-40% of food in America is wasted. Another study estimates that the average family household throws away approximately $1,000 of food each year! This week we’re sharing tips to help you save money at the grocery store and reduce your annual food cost by eliminating personal food waste. DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches RESOU...
Apr 22, 2024•3 min•Transcript available on Metacast One myth about “going green” is that it’s more expensive, and while in some instances that is true – there are many ways you can go green and immediately start saving money! In this episode we're discussing some of our personal lifestyle choices and philosophies as consumers that help us lower our carbon footprint while saving money. We also talk about the positive impact that practicing good stewardship can have on your wallet and the environment. Because believe it or not, personal finance and...
Apr 17, 2024•24 min•Transcript available on Metacast This common expense is one of the worst things to spend your money on! Which is why we're warning you about this wasteful expense. Plus sharing a few easy swaps that will help you save small amounts of money that add up over time! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💰 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth 💰 Learn About Our Program The Journey to Financial Freedom 💰 ...
Apr 15, 2024•4 min•Transcript available on Metacast Have you ever thought about what it would be like to live in a Tiny Home? If you’re like us, you’ve definitely watched shows about tiny living, and considered if it was right for you. Especially in the past few years with the cost of living and the average price of a home having skyrocketed! That’s why this week we welcomed guest Laura Lynch CFP® ABFP™ AAMS® CDFA® onto the show to discuss the concept of tiny living as a pathway to Financial Freedom. Join us as we hear about Laura's personal jour...
Apr 10, 2024•29 min•Transcript available on Metacast 
