110 | Do You Have What it Takes to Reach Your 2025 Goals? You want to pay off credit card debt, save for your first home, have an emergency fund, start a family…the list goes on. You and your spouse have a lot of financial goals. So what are you going to do to ensure you make progress this year? We want to help you make those goals come to reality! But this is NOT an episode about budgeting, the envelope system, or stinking funds (you read that right). This week we're coaching you on 3 things yo...
Dec 26, 2024•16 min•Transcript available on Metacast 109 | How to Fix These 3 Common Money Mistakes Managing money in a relationship is very different from managing it by yourself. But when you get married, you can bring bad habits from the past into the way you manage money together. In this episode, we discuss 3 common money mistakes (and how to fix them). Oftentimes, couples are well intentioned but these mistakes make managing money more difficult. Each mistake makes it harder for you as a couple to work as a team to reach your financial goals...
Dec 17, 2024•18 min•Transcript available on Metacast Stop sabotaging your relationship and financial progress by doing/saying these things to your spouse! If you want to get on the same page about money with your husband or wife, you need to make sure that YOU are not getting in the way. For this week's episode, we created 4 personality types to help demonstrate how you may be pushing your spouse away and limiting your ability to work together. Making it impossible to have Financial Intimacy and use your money to build the dream life you both desi...
Dec 11, 2024•29 min•Transcript available on Metacast Most people think their biggest financial problems are that they either don’t make enough money, have too much debt, or that the cost of living is too high! But while these obstacles do make things difficult, they are not the biggest challenges keeping you from reaching your financial goals. In this episode we discuss the Top 4 challenges getting in the way of couples paying off their debt, saving for a house, or investing for retirement. We also share tools and tips for how to overcome these ch...
Dec 04, 2024•21 min•Transcript available on Metacast After coaching for 5 years we have heard a lot of the same reasons why couples can't be good with money. But are these “reasons” actually excuses? The truth is, if you let outside circumstances dictate your actions, you are holding yourself back! We don't want to see you give up your power. We’re sharing 5 excuses that will hold you and your spouse back from reaching your financial goals (or any goals) you have for the New Year! Tune in to hear how you can take ownership and feel more empowered ...
Nov 27, 2024•25 min•Transcript available on Metacast Are you looking to avoid debt or financial stress this holiday season? Then you need a spending plan that goes beyond the gift list! In this episode, we share 4 valuable conversation starters to help you and your spouse get on the same page and get clarity on what's most important to you both. What's your favorite holiday memory? (ever of when you were young) What is most important / matters most to you during the holidays? Pretend it's January and you're looking back on how much you spent for t...
Nov 20, 2024•28 min•Transcript available on Metacast The holiday season is here and that can be a big shock to our wallets and bank accounts. That is why we're sharing 5 things we do as a couple to make sure we have a stress-free holiday season every year! In this episode, we share ways to avoid accumulating holiday credit card debt and start the New Year strong! We provide 5 actionable strategies to manage holiday finances proactively. From setting realistic budgets to cash-flowing expenses, avoiding extreme cutbacks that trigger feast or famine ...
Nov 14, 2024•19 min•Transcript available on Metacast Trust and managing money with your spouse go hand in hand. Which is why this week we’re prompting you to ask yourself - Do I trust my spouse with money, and does my spouse trust me with money? Building trust with another person takes time and most of us aren’t really sure exactly how it’s done. We’re definitely not conscious of the sneaky ways we reveal that deep down - we don’t trust our partners with money. At least as much as we like to tell ourselves we do. But just as others might think thi...
Jul 24, 2024•28 min•Ep 11•Transcript available on Metacast Do you want conversations about money with your spouse to improve? Does getting your partner to talk about money feel like pulling teeth? Even though you talk about money often, would you like it to be easier, even fun? - - - In this episode, we are giving you 5 tips to help you have better money conversations with your spouse and start building financial intimacy in your marriage. Because believe it or not, conversations about finances can actually be exciting when they’re focused on opportunit...
Jul 18, 2024•22 min•Transcript available on Metacast Many of us are guilty of committing Financial Infidelity on one way or another. When you think of Financial Infidelity you probably think of big, dramatic offenses like living second lives and gambling addictions. But there are many subtle ways you could be committing Financial Infidelity that cause big problems in your relationship. In this top episode, we tackle this spicy topic and share our perspective as a married couple who's guilty of financial infidelity - and as Financial Coaches for Ma...
Jul 03, 2024•34 min•Transcript available on Metacast You don't want to retire. You want Financial Independence. It comes when you have enough money that work becomes optional. So how do you get there? What does it take to become financial independent? You need 3 financial habits. In this episode we breakdown the difference between retirement and financial independence. How liabilities are preventing your from building wealth. The importance of your cash flow, and why you have to pay yourself first. After listening to this episode - you will never ...
Jun 26, 2024•28 min•Transcript available on Metacast You want to do more than just pay the bills and save a little every month. You want to see serious growth in your Net Worth! In this episode we share 3 things that every couple needs to master so they have more money every month! Financial Flexibility Communicate about Money Respect & Understanding RESOURCES: 18 | How to Talk to Your Spouse About Money (without it turning into an argument) Get the book from the episode: Thriving in Love and Money Book by Jeff and Shanti Feldhahn DID YOU FIND...
Jun 19, 2024•31 min•Transcript available on Metacast It’s finally summer which means it’s time for road trips, fun at the beach, and days at the lake! But a summer filled with good times can get expensive quick. So how do you balance reaching your money goals with enjoying your summer vacation? No worries- we have you covered! Travel is a HUGE part of our lifestyle and our story. We’ve crossed this country more than a few times, and we’ve learned a thing or two about stretching a travel budget for weeks! From camping our way across the country, to...
Jun 12, 2024•29 min•Transcript available on Metacast With our business growing and being in a very busy season of our lives - we've decided to take a break from recording new episodes. As we focus on serving our clients, we're taking a step back from long-form content. But we're committed to continue providing free resources that help you improve your financial life. So we will be returning late Summer - early Fall with new episodes! In the meantime - we will be re-publishing top episodes and listener favorites, and we hope you'll connect with us ...
May 06, 2024•2 min•Transcript available on Metacast Make the most of your money and optimize your income by using this slept on budget strategy! Ready to master money management once and for all? Get access to the exact tools our clients use to optimize their income and build wealth in the Cash Flow Freedom Framework DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💰 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth 💰 Learn About Our Program ...
Apr 29, 2024•3 min•Transcript available on Metacast Finding time to manage money as a married couple is difficult. But there are ways to make it easier. One way to simplify how you manage your finances is reviewing the accounts you use and organizing your finances. Too many people complicate their finances by having too many checking, savings and credit card accounts. That is why we developed The Streamline Shared Account System, our method for making managing money as a married couple as easy as possible! It’s the system we developed and persona...
Apr 24, 2024•24 min•Transcript available on Metacast With the cost of food going up over the past few years, we’ve seen grocery bills skyrocket! According to the FDA, 30-40% of food in America is wasted. Another study estimates that the average family household throws away approximately $1,000 of food each year! This week we’re sharing tips to help you save money at the grocery store and reduce your annual food cost by eliminating personal food waste. DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches RESOU...
Apr 22, 2024•3 min•Transcript available on Metacast One myth about “going green” is that it’s more expensive, and while in some instances that is true – there are many ways you can go green and immediately start saving money! In this episode we're discussing some of our personal lifestyle choices and philosophies as consumers that help us lower our carbon footprint while saving money. We also talk about the positive impact that practicing good stewardship can have on your wallet and the environment. Because believe it or not, personal finance and...
Apr 17, 2024•24 min•Transcript available on Metacast This common expense is one of the worst things to spend your money on! Which is why we're warning you about this wasteful expense. Plus sharing a few easy swaps that will help you save small amounts of money that add up over time! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💰 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth 💰 Learn About Our Program The Journey to Financial Freedom 💰 ...
Apr 15, 2024•4 min•Transcript available on Metacast Have you ever thought about what it would be like to live in a Tiny Home? If you’re like us, you’ve definitely watched shows about tiny living, and considered if it was right for you. Especially in the past few years with the cost of living and the average price of a home having skyrocketed! That’s why this week we welcomed guest Laura Lynch CFP® ABFP™ AAMS® CDFA® onto the show to discuss the concept of tiny living as a pathway to Financial Freedom. Join us as we hear about Laura's personal jour...
Apr 10, 2024•29 min•Transcript available on Metacast Have you tried to start a new habit like budgeting, cutting up your credit cards and vowing only to eat at home...only to give up a week later and return to all of your old habits that you wanted to change? If so, you're not alone! There is a better way to go about sustainably changing your financial habits so that you can consistently get results! This weeks Monday Micro Money Tip we're sharing how to think about habit change for the biggest long term impact on your financial future. DID YOU FI...
Apr 08, 2024•5 min•Transcript available on Metacast A recent study reported the value of a High School course on Personal Finance. Based on the research, a single-semester course is worth an estimated $100,000 over the course of a lifetime! This demonstrates what we’ve always known to be true. That investing in your financial education is the best investment you can make. But that begs the question - are you investing in YOUR financial education? Whether you received an education in personal finance or not, it’s on each of us to continue learning...
Apr 03, 2024•28 min•Transcript available on Metacast When most people try to save money they simply try to cut back on spending, hoping that they will have money left over at the end of the month to put in their savings. But this approach is completely backwards! There is a better, more effective way to save money that helps guarantee your success and ensure that you reach your savings goals. It's called paying yourself first and it's a fundamental budgeting habit of every successful couple. Here how to pay yourself first and about the additional ...
Apr 01, 2024•5 min•Transcript available on Metacast There are a lot of myths about budgeting that need to be debunked. Because believing these myths can prevent you from taking action on something that will help you improve your finances! We see these budgeting myths perpetuated in a lot of ways. From money conversations and spending pressures in your circles of friends. To advice from family members, and the media. But these myths and limiting beliefs are exactly that - limiting. In this episode we’re debunking these budgeting myths once and for...
Mar 27, 2024•19 min•Transcript available on Metacast If you want to build wealth, but you don’t like the idea of a budget, you’re due for an upgrade on your Money Mindset! Because budgets aren’t limiting, your mindset is! This week we’re sharing why getting to budget is not only important for those who are serious about Financial Freedom. It’s also an opportunity to align your money with your values and prioritize what’s most important. DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 ...
Mar 25, 2024•4 min•Transcript available on Metacast This week we’re going to take advantage of the extra Spring energy to check in on our overall financial health. We’re getting organized, closing out tax season to-do’s, and checking in with our goals for the year! Now is the perfect time to check-in on your progress and strategically adjust your strategy to get the results you really want. Take care of these 5 financial chores to make 2024 the year you crush your financial goals! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us...
Mar 20, 2024•21 min•Transcript available on Metacast This week we’re sharing our favorite reasons for weekly money dates. Before you tell yourself "I don't need to do that" hear us out! Because scheduling money dates can be a game changer when you’re trying to get intentional about your finances. Especially if you struggle to be consistent, or one (possibly both of you) tend to avoid talking about money! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy...
Mar 18, 2024•4 min•Transcript available on Metacast Having a different opinion than your spouse about financial issues is perfectly normal. But when talking about money turns into arguing about money, that can make building wealth impossible. Even if you don't argue about money but you struggle to agree on a strategy and can't see a clear path forward - that is costing you big time! The longer you go without a strategy, the more you miss out on intentional saving and investing. Which is why we want to help you stop arguing about money and learn t...
Mar 13, 2024•29 min•Transcript available on Metacast "Should I invest or pay off debt first" is one of the top questions we hear from our clients and audience. It's no wonder when it can feel almost impossible to do both at the same time. So this week we're sharing our perspective on one of the top debated issues in personal finance! We'd love to hear your thoughts on the topic! Share what you think of this episode with a review on apple or Spotify. DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT...
Mar 11, 2024•4 min•Transcript available on Metacast This week we’re talking about our favorite topic - Cash Flow! We’re sharing 6 strategies to help you increase your Cash Flow. Breaking down 3 ways to decrease your expenses + 3 ways to increase your income. And since we’ve personally used all 6 of these strategies we know they work! So whether you choose to do some or all of them, you will get results. But despite all of these strategies being simple they’re not necessarily easy. So although anyone can employ these strategies, we know that not e...
Mar 06, 2024•22 min•Transcript available on Metacast