Want to maximize your money? Find the best time in the year to buy electronics, other big purchases, and find travel deals! The Best Time to Buy Even though autumn has just started, we’re taking a bit of time and looking ahead to next year. We’ve found that approaching it in smaller chunks makes it easier to manage our money and hit our family and financial goals. Good news - this doesn’t mean pulling out the spreadsheets and running projections for the next five to ten years. Instead, you can b...
Sep 21, 2022•18 min•Transcript available on Metacast Financial infidelity is more common than you think. Learn red flags to look out for as well as how to become more proactive with your finances! Why You Need to Talk About Money Openly Marriage and money aren’t typically something that people love talking about, but if you want to have a strong relationship you have to find to communicate with each other that's transparent, productive, and respectful. I was looking at a survey, and one had recorded 39% of adults just avoid even talking about the ...
Sep 14, 2022•20 min•Transcript available on Metacast Today we're going over 5 major money mistakes families make and how you can pivot things to hit your financial goals faster! 5 Major Money Mistakes Families Make (and How to Fix Them) It’s funny how we perceive time and seasons. Like right now, we’re moving towards autumn, which means the year will technically wrap up in a few short months. However, fall is also a bit of a reset or a do-over for many. Maybe it’s because we’re in back-to-school season, and we see kids preparing and gearing up for...
Sep 07, 2022•25 min•Transcript available on Metacast We’ve brought back the listener's mailbag. Today we’re answering your family and finance questions about saving up for multiple goals, revamping your budget, and travel planning tips! Family and Finances: Better Budgets and More One of my favorite parts about Simplify and Enjoy is the community. While I'm happy to share our journey as a family: the projects that we're taking on, the goals we're trying to reach, it's always fun to get your take on things to hear your questions, stories, and celeb...
Jul 13, 2022•22 min•Transcript available on Metacast Cryptocurrencies, NFTs, DeFi, seem like they're quickly becoming part of our conversations, but what's behind it all? Today we’ll look at how crypto works! Should We Get Into Crypto? In the last episode , I mentioned that I did a money experiment. If you're subscribed to the newsletter, you got a sneak peek of what we're talking about: cryptocurrencies. While crypto isn't anything new. In the last few years, especially within the last year. I've just noticed a dramatic shift in promoting them. I...
Jul 01, 2022•23 min•Transcript available on Metacast Worried about how your investments are doing right now? We'll look at how to do a investment portfolio review so that you'll not only feel less stressed but take productive steps to help you invest better! Why Investment Portfolio Reviews Are a Smart Move If you've been following the news, especially finances. It can be pretty scary right now. It seems like all the headlines are focused on high gas prices, how inflation is affecting basic goods, and how volatile the market is right now. We're in...
Jun 23, 2022•17 min•Transcript available on Metacast Looking to pursue financial freedom on your terms? See how Rich and Regular founders Kiersten and Julien Saunder's new book Cashing Out can help you lay out a path! Why Your Family Needs a Financial Plan When I mention this idea of having a financial plan, people tend to imagine is only for those who already have some money. But that’s not true. There are many families that can benefit from creating a financial plan. Here are a few that come to my mind: you’re feeling under-appreciated and under...
Jun 15, 2022•24 min•Transcript available on Metacast Want to help your kids get comfortable and confident with managing their money? Today we’ll talk about giving them a head start by opening up bank and investing accounts with them! Helping Your Teen Open a Bank Account and Invest Do you remember your first bank account? I think I was in 6th grade and there was a program with a local bank where they would come in every two weeks or so and open up a school branch in the library. Different grades were assigned a time slot and if your parents had op...
Jun 08, 2022•16 min•Transcript available on Metacast It's house hunting season, which can be an exciting and yes, stressful time. Living in a sellers market, it can seem like an incredible challenge. Today we'll go over how to financially prepare and give you a map on finding a place that you love that's still within your budget! Home Buying Tips for a Hot Market If you’re thinking of buying a house, you have to be prepared. Besides being a huge purchase, you have rising interest rates and hot markets that can make it difficult to find a place you...
Jun 01, 2022•15 min•Transcript available on Metacast Today we’ll see how you can streamline your finances and easily manage your money! Simplify Your Finances With summer unofficially starting this weekend, I can understand if you’re ready to switch gears and go into vacation mode. However, if you’re willing to set aside an afternoon or evening, you can streamline your finances to have much more time to relax and focus on the big picture. How? Last week Bob and Linda shared a framework that I think could be incredibly helpful for busy families. Th...
May 25, 2022•26 min•Transcript available on Metacast Learn how one couple came together to pay off $400k of debt, become financially free, and give over $1 million! Simple Money, Rich Life Let’s start off with some good news: You don’t need a complicated plan to achieve financial independence or freedom. In fact, that’s probably either slowing down your progress or keeping you from even starting. I’ve seen and personal experiences how a simple plan can be an effective way to keep you moving in the right direction. Bob and Linda Lotich are on the s...
May 18, 2022•24 min•Transcript available on Metacast How does a summer vacation in multiple countries sound? Road-trip around the US? Month in the Bahamas? Learn how one family of five plans and travel hack these epic trips so they’re getting an incredible deal! Ready to Travel Hack an Epic Family Vacation? Last week we discovered the risk and rewards of travel hacking with credit cards . This week we’re diving into planning the actual trip. This is why I’m thrilled Justin from Root of Good is on the show today. I interviewed him years ago on Coup...
May 11, 2022•35 min•Transcript available on Metacast Learn how you can find the best credit card rewards and travel hack so you can save significant money while enjoying a fantastic and memorable vacation! Travel Hacks to Enjoy Your Family Vacation for Less We typically talk about ‘responsible’ financial goals, like paying off debts, saving for emergencies, vacations and buying a house, investing for retirement, and so forth. Those are wonderful things to take care of, but money can also be used for fun things as well, including travel. Look, thes...
May 04, 2022•23 min•Transcript available on Metacast Are you thinking of switching over to become a single income family? Learn the strategies and tactics families can use to make the transition easier on your finances! Switching to a One Income Family There are many great reasons why a family may decide to transition to a single income. For some they're anticipating kids and one of them will be staying at home to care for them. Others may be thinking of a career switch and so they're going to go back to school either for a certification or degree...
Mar 09, 2022•20 min•Transcript available on Metacast These past few years have been c hallenging for many families. Today, we chat with the steward Isaacs about how they've worked to pivot and thrive! Family Finances During the Pandemic Everyone I personally know has been impacted these last two years, financial or otherwise. We’ve had to adapt, pivot, or in some cases push through some challenging times. If you’ve spent any time in our thriving Families facebook group, you can see we’re supporting one another as we work with what we have and towa...
Mar 02, 2022•30 min•Transcript available on Metacast Curious about being an AirBnb host? A superhost shares the scoop about the costs setting up your place, figuring out your price, and how to make money with your space! The 411 About Making Money as an Airbnb Host One of the big shifts we've had during this pandemic is how we travel. We've pretty much gone with renting entire spaces on Airbnb if we're doing a family vacation or getaway so far, it's been a really good experience. The value we get from having a place with a kitchen and yard has bee...
Feb 23, 2022•33 min•Transcript available on Metacast We’ve brought back the listener's mailbag. Today we’re answering your family and finance questions about best ways to spend your tax refund, refinancing to pay off debt, and more! Tackling your Family and Finance Questions One of my favorite parts of creating Simplify and Enjoy is the community. While I’m happy to share our journey as a family, it’s fun when you chime in with your wins, stories, and questions. Today we’re going to be diving into your family and finance questions. In this episode...
Feb 16, 2022•20 min•Transcript available on Metacast Today we’ll look at how you can teach your kids to be financially savvy! Teaching Your Kids About Money One of our responsibilities as parents is to teach our kids essential skills they need and finances is part of that. Good or bad, if you look at how you handle finances, you’ll probably see the impact your own parents had on you. Our example is a crucial part of teaching them, but we also need to consider those conversations we have with our kids. What lessons are passing on to them? How can w...
Feb 09, 2022•16 min•Transcript available on Metacast Learn how to find the best personal finance book for you and your family ! Best Personal Finance Books for Your Journey One of the things I love and appreciate about books is how accessible they are and affordable for a lot of people. When you're starting the beginning of your financial journey, chances are your finances aren't in a good spot. It’s not always clear what your first steps should be or even what type of budget would work for you. Naturally you’re going to want to see what’s out the...
Feb 02, 2022•26 min•Transcript available on Metacast Paying off debt can be an incredibly rewarding journey for families and many times there are challenges. I love to highlight a variety of stories about how the different families face them, both with making the numbers work and with the conversations they have during the process. Getting Good with Money Last week, Toni Husband shared some of the ups and downs of her debt free journey to pay off over $100,000 of debt. Knocking out that mountain of debt including getting her husband on board and f...
Jan 26, 2022•26 min•Transcript available on Metacast What’s the process really like when you’re paying off a mountain of debt? Today we get into the habits and mindset changes Toni and her family made to pay off over $100k of debt! How One Family Paid $100K of Debt I love a good debt free story. I enjoy seeing others work hard to get rid of the credit card, student loans, car loans, and other debt that is weighing them down. I also know personal experience is not always fast or even a smooth process. For us, it began with getting on the same page ...
Jan 19, 2022•27 min•Transcript available on Metacast How confident do you feel about hitting your goals this year? Today, we're going to be discussing not only how you can set up your habits to hit your financial goals, but also any health goals you're trying to knock out this year! Habit Hacks to KeepYour Money and Health Goals There's a lot of overlap between fitness and finances. Not only are these two of the most popular goals people have every year in terms of trying to improve them. They're also the ones that people struggle with and quit be...
Jan 12, 2022•35 min•Transcript available on Metacast Jillian shares how she and her husband creative hacked their housing expenses to pay off their students loans faster! Housing Hacking to Pay Off Your Debt Faster! Welcome back! It's the first week of a new year and I have a question to ask you. How many times have you seen the phrase new year, new you already? How does that make you feel as you're planning out what you're going to do in 2022? While I hope you're energized and enthusiastic about your family and financial goals that you want to ta...
Jan 05, 2022•39 min•Transcript available on Metacast In today’s bonus episode, we’re diving into hitting your money goals while still having fun! Ready to Stack Some Benjamins in 2022? Welcome to this end of year bonus episode! As we’re winding down and wrapping things up for 2021, one of the best things we can do is setting things up to make it easier to achieve our family and financial goals. For us, it’s doing a review of the numbers to see what’s worked and what’s not. We’re also spending time now deciding on what we really want to do in 2022 ...
Dec 15, 2021•35 min•Transcript available on Metacast Today we’ll go over key steps on how to make and achieve your big family financial goals for next year! How to Set Up (And Achieve) Your Family’s Financial Goals As 2021 winds down, now is a great time to set up some pieces with your finances so you can knock things out of the ballpark in 2022. Last week I went into how we’ve done year end reviews. They’ve been a wonderful way for us to get a snapshot of the progress we made and identify areas where we may want to adjust. Most of the numbers rev...
Nov 10, 2021•20 min•Transcript available on Metacast Get a peek into how we did with our goals for this year and see how you can do your year review and set yourself up for an incredible 2022! Why You Need to Do a Year-End Review with Your Money It's November, aka the time of the year where I usually start winding down. As you may or may not know, I take December off from the podcast to recharge and rest things. We also have our anniversary then. With those things in mind, these last two episodes of the season are focused on helping you set things...
Nov 03, 2021•21 min•Transcript available on Metacast Today we’re going to look at three common and awkward arguments married couples have around money and how you can tackle them together! Awkward Money Conversations When You’re Married Marriage and money isn’t always easy. Chances are the two of you have different personalities and approaches to finances. Those differences can be a wonderful thing as you two can lean on each other’s strengths and shore up weaknesses. But finding your financial footing as a couple is not automatic. If you don’t ha...
Oct 28, 2021•24 min•Transcript available on Metacast How happy are you with your current banking situation? Are you getting real value out of your checking and savings accounts? Or do you feel like you’re getting nickeled and dimed? Today we’ll go over how to find a better banking option and how to seamlessly move your money! Why It Matters Where You Bank These are all important to your financial health and making progress on your goals, however we left the biggest piece of the puzzle last – your day to day bank accounts. Your check and savings ac...
Oct 20, 2021•19 min•Transcript available on Metacast Get a sneak peek at how we handle our money system and our accounts. So that we are working towards our goals, even if we have more pressing or urgent things to take care of on the family front or with work! Easy Way to Manage Your Money A financial system that requires you to constantly check and worry about your money isn’t going to cut it for most families. It doesn't for us. With two kids, work, hobbies, and friends, we have a full life and we love it. Quite simply we see money as a tool, no...
Oct 15, 2021•18 min•Transcript available on Metacast For most families, their 401(k)s are an important part of their retirement plans. Learn how you can make the most out of your 401(k)! Making the Most of Your 401(k) It's just there's a huge information overload and it's easy to get caught in the mess and not be sure how to actually do it. Today we're going to give you a leg up. Usually during this time of year, I pull in the experts like certified financial planners where we dive into the nitty gritty details of the different benefits and option...
Oct 06, 2021•18 min•Transcript available on Metacast 
