To kick off our #SageForSmallBiz campaign, we have the inspiring Brian Malatji sharing his story on how he went from having R200 in his account to running a successful business that is worth R2.2 million. “I was involved in an accident a few months after leaving my job. I had to use the pay-out to repair my car, which was only six months old. I was left with R200 and I started to panic. I had a poor credit history and no capital. I tried to find another job, with no luck.” Refusing to give up, B...
Jul 05, 2021•22 min•Transcript available on Metacast Today’s podcast welcomes Branden Dale speaking with Warren Ingram on how he started with his passion project in finance, how he overcame debt and gives wholesome advice on paying your debt off, saving and the importance of financial transparency with your partner. Questions/ Topics : How did you overcome your debt and what actions did you take to help pay it off? What are some smart ways to help pay off debt and save? How to use group mentality to make your savings journey fun Understanding mone...
Jun 24, 2021•21 min•Transcript available on Metacast Everyone knows him as “The Tax Guru," in tis episode André Bothma joins Warren Ingram in discussing all things Tax from top mistakes to understanding structures, investment options and understanding how donations tax works. Questions/ Topics: What are some of the biggest tax mistakes? Understanding Tax structures and the implications involved Things you should know about Tax What would happen if we didn’t have Tax? How to save money within the Tax laws Investment options that assist with Ta...
Jun 17, 2021•23 min•Transcript available on Metacast Warren Ingram answers your questions in the hopes that it gets you one step closer to achieving your financial goals so keep those questions coming. On today’s episode, Warren speaks about Section 12J investments and assisting a 17 year-old listener on how to make extra income for his investments. Questions/ Topics: What are the advantages of a 6-12 month Section 12J Investment? What can a young person do to generate extra money to put towards their investment portfolio? Don’t forget to send que...
Jun 14, 2021•8 min•Transcript available on Metacast Did you know 8/10 of the participants that have signed up for an investment account with OUTVest has achieved 90% or more of their end financial goal? You’ve heard us rant and rave about the OUTVest Super Saver Competition but you haven't heard the reasons as to WHY we’re doing it. Join Warren Ingram and head of OUTVest, Grant Locke, speak about the sole purpose of this campaign and how it aligns with Honest Money. Questions/ Topics: Why are we doing the Super Saver Competition? What OUTVes...
Jun 07, 2021•10 min•Transcript available on Metacast We want to help you gain financial freedom so keep sending your questions through to our WhatsApp because ultimately your goal is ours. In today's episode, Warren Ingram answers your questions around how to ensure you don’t dip into your savings and what company information and trends you should look at when buying shares. Topics/ Questions: I try to invest my money but I end up falling short every month, how can I overcome this problem? I'm looking at investing in single shares, what ...
May 31, 2021•14 min•Transcript available on Metacast “You don’t need to be great to start, but you have to start to be great”. In this episode, Warren Ingram speaks to Thando from Small Steps To Freedom on her journey, how she started her career in finance and tips on how to invest with smaller amounts of money. Topics/ Questions: What would be the starting amount to kick off your investments into the stock market? What investment platforms are there? Investing in livestock Stock market and cryptocurrency investment advice Thando’s journey with mo...
May 24, 2021•20 min•Transcript available on Metacast Keeping Honest Money honest with your Q&As. In this week's episode Warren Ingram answers your questions around endowments, expense ratios and when your fees should be deducted. Topics/ Questions: Investing in endowments: what you need to know, the benefits and things to look out for. How do expense ratios work in different funds and when should your fees be deducted? Got a question after listening to this episode? Don’t forget to send us your Voice Note questions on WhatsApp to (+27) 72...
May 17, 2021•9 min•Transcript available on Metacast One of our most asked questions is how to settle debt and get closer to financial freedom. Warren Ingram speaks to Charles Hsuan on how he went from over 170k in debt to debt-free and shares his methods used, how he stayed motivated and how his mindset has changed since. Topics/ Questions: How did you get into debt? What was your driving factor to pay off your debt? How has being in debt and now debt-free impacted the way you run your business? How did those around you support you in paying your...
May 10, 2021•21 min•Transcript available on Metacast On today’s Honest Money podcast, Warren Ingram answers your questions around Tax-Free Savings Accounts, from best practices, finding the right institute and whether or not an RA is still necessary. Questions/ Topics: As a young professional that’s starting their saving journey, should I have more than 1 tax free savings account? I am also a contractor and don’t have a retirement plan with my company, am I limited to an RA or will a tax free savings account suffice? I'm starting my investmen...
May 03, 2021•11 min•Transcript available on Metacast Warren Ingram answers your questions around feeder funds, leveraging off the exchange rate and factors around property investment. Questions/ topics: Investing your money in feeder funds: Rands vs Dollars and would you benefit from the exchange rate? Where should I invest my money currently? Is property investment still a good option? Don’t forget to send us your Voice Note questions on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren. Follow us on Twitt...
Apr 26, 2021•10 min•Transcript available on Metacast Warren Ingram and George Robertson, Director of Galileo Advisory Services and Galileo Wills, educates us on Trusts and answers the following important questions: What is a Trust and why do they exist? How do I establish a Trust? How do I invest money into a living Trust and what are the tax implications? What do I need to consider when putting assets into a Trust? Why should I put assets into a Trust? Is there a financial benchmark that I should reach before building a Trust? What are the costs ...
Apr 19, 2021•16 min•Transcript available on Metacast Warren Ingram and Grant Locke share some exciting news on an upcoming competition with OUTvest . We want to help you build towards your financial goals by making it fun, the more you save towards your goal, the higher your chance is to WIN the grand prize of R10 000 deposited into your OUTvest Investment account. You can also stand the chance of winning R1000 monthly and a signed copy of Warren Ingrams book. No investment is too small… So what are you waiting for? Sign up today: https://bit.ly/3...
Apr 12, 2021•12 min•Transcript available on Metacast Warren Ingram answers your questions around investments during the market crash due to COVID and investing your money locally vs offshore if you are emigrating. Questions/topics: During March 2020 the stock markets dropped, does this affect my long term investments if I missed out on the opportunity during this time? I will be emigrating in the next few months. I have capital under my portfolio and don’t know whether I should take my money offshore or invest locally? Send us your Voice Note ques...
Apr 05, 2021•10 min•Transcript available on Metacast A Will is one of the single most important documents a person can have; yet, so many of us put off dealing with it for far too long. In this episode Warren Ingram speaks to expert, George Robertson, the CEO of Galileo Advisory Services, about the following: What is a Will? Who needs a Will? What are the costs involved? How is it managed? Do I have to establish a trust? If you need a will please visit https://www.galileowills.co.za/ Send us a text Have a question for Warren? Don't forget to ...
Mar 29, 2021•15 min•Transcript available on Metacast Warren Ingram shares advice on buying into retirement/provident funds vs. other discretionary investments, as well as on buying property during the current market conditions. Questions/topics: Should I max out my provident fund contribution for the year or should I make it a 12% - 15% contribution and then put the remaining savings into an ETF to gain global exposure? Is it a good time to upgrade your smaller property and/or buy a bigger property? Send us your Voice Note question on WhatsApp to ...
Mar 23, 2021•10 min•Transcript available on Metacast Warren Ingram shares advice on diversification and how to build a more robust portfolio during turbulent times. He also answers a question about paying tax when withdrawing money from a TFSA (Tax Free Savings Account), if the investments are held in offshore assets like the S&P500. Questions/topics: How do investors construct a portfolio that is more robust during difficult times? Will I be liable to pay tax when I withdraw money from my TFSA (Tax Free Savings Account) if my investments are ...
Mar 15, 2021•10 min•Transcript available on Metacast For most of us the financial year-end is in February and in this episode Warren and Katlego Mei discuss the best investment decisions to consider during this period. Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren. Follow us on twitter for more Financial Freedom content: https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp cha...
Mar 08, 2021•12 min•Transcript available on Metacast Warren answers the following two questions from the listeners with the help of Katlego Mei (Para Planner at Galileo Capital): Questions: Where is the best place to get impartial advice to help me invest an amount of roughly R100k? Are Global Equity Funds overheated (too expensive) or not? Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren. Follow us on twitter for more Financial Freedom content: https://twitter.com/Hones...
Mar 01, 2021•15 min•Transcript available on Metacast In this episode Warren Ingram offers a reaction to the 2021 Budget Speech made by Minister of Finance Tito Mboweni. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod...
Feb 25, 2021•12 min•Transcript available on Metacast Faan Van Der Walt is the co-founder and executive director of WeBuyCars, one of SA's leading car sales brands. Faan shares his entrepreneurial story of him and his team built the company over 20+ years. He also gives his personal advice on how you can get the best value for money when buying a car in SA. Follow us on twitter for more Financial Freedom content: https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through...
Feb 22, 2021•29 min•Transcript available on Metacast Warren answers 3 important questions from the listeners with the help of Katlego Mei, who is a Para Planner at Galileo Capital. Questions/topics: As a farmer with most of my assets tied up in land and livestock in SA, how do I diversify my portfolio and invest offshore? What is the best way to preserve a large amount of capital for passive income? Where can I invest if I want to benefit from compound interest? Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be fea...
Feb 15, 2021•21 min•Transcript available on Metacast Warren interviews Jikku Joseph, Managing Director at 22seven, to find out how South Africans can manage their money more effectively using their mobile app. Follow Honest Money on twitter for more Financial Freedom content: www.twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTub...
Feb 07, 2021•25 min•Transcript available on Metacast Warren speaks to Katlego Mei, Para Planner at Galileo Capital, about the most important things you should be thinking about going into 2021. Topics of discussion: 2021 Emergency funds Budgeting Updating your Will Discretionary investments Diversification of assets Offshore portfolio Join us on twitter for more #FinancialFreedom content: https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79...
Feb 01, 2021•12 min•Transcript available on Metacast Some of the best pieces of advice shared by Warren Ingram and the Honest Money guests in 2020. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @Hones...
Jan 18, 2021•7 min•Transcript available on Metacast In this episode Warren answers two important questions from the Honest Money listeners: How do I navigate a lump sum investing in current market conditions? How can I tell whether I'm on the right track to achieving financial freedom or not? Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you c...
Nov 30, 2020•11 min•Transcript available on Metacast An access bond is a type of home loan that allows borrowers who have paid extra money into their bond to withdraw the extra money should they need it. In this episode Warren answers questions from the listeners and shares advice on investing in property funds vs. global equities as well as how you can use an access bond as an emergency fund. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don&a...
Nov 22, 2020•11 min•Transcript available on Metacast A retirement annuity (RA) is a suitable long-term investment vehicle for almost anyone wanting to save for a comfortable retirement. In this episode Warren answers two important questions about RAs from our listeners. Follow Honest Money on twitter for more #FinancialFreedom content: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on ...
Nov 16, 2020•8 min•Transcript available on Metacast As humans, we have a natural desire to avoid adversity. From ignoring criticism to fleeing pay rise discussions with our superiors, we subconsciously seek comfort and pleasure, not hardship and stress. Adversity is, however, critical to understanding our own fears and hopes. It's also essential to our social, mental, and professional growth. And this growth ultimately helps us achieve more. In this episode Warren speaks to Alex MacPhail, an international airline pilot, high performance team...
Nov 09, 2020•27 min•Transcript available on Metacast In this exciting episode Warren interviews Mikaeel Adam who, together with his wife, saved up and spent two years travelling the world on an incredible adventure. They visited over 20 countries and created memories that will last forever. Mikaeel's travel page on IG: @mytravelrules Follow Honest Money on twitter for more #FinancialFreedom content: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 80...
Nov 01, 2020•33 min•Transcript available on Metacast 
