Did you know you could become a marketing target if the probate process enters your world? Greg and Kristin aren’t attorneys, but legacy and estate planning conversations are consistent with retirement planning. Listen as they share why being “sold” any product isn’t a good idea. Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retirement Kit to help get organized. _____________ See omnystudio.com/listener for privacy information....
Feb 04, 2025•10 min
We all take different paths in life. For example, women are more likely than men to pause their careers to care for their families. As a result, they typically work fewer years and contribute less to retirement accounts, leading to lower savings in their investment portfolios. Greg and Kristin discuss these challenges and how to tackle them with effective retirement planning. Need a little help getting organized? Download a FREE copy of Legacy’s My Retirement Kit to help you get organized. _____...
Jan 28, 2025•10 min
A recent survey showed Americans would rather do homework than do their taxes, and some would rather take the SATs! Tax season is important, but Greg and Kristin explain why retirement tax strategies are essential for future portfolio planning. Wondering if you’re on track for retirement? Fill out this short form for a FREE consultation . See omnystudio.com/listener for privacy information....
Jan 21, 2025•12 min
This week Greg shares his approach to tackling holiday credit card debt along with tips on how to pay off debt in general... and stay motivated . Plus, an answer to a common retirement question: Should your mortgage be paid off before you stop working? Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retirement Kit to help get organized. _______________ See omnystudio.com/listener for privacy information....
Jan 14, 2025•10 min
Greg and Kristin discuss how to financially and emotionally prepare for retirement in 2025 if that’s your goal. They also cover what to expect from your financial advisor when planning what to do with your portfolio. Unsure if you’re on track? Fill out this short form for a free consultation. ____________________ See omnystudio.com/listener for privacy information....
Jan 07, 2025•11 min
We embrace this wonderful time of year, talk gift-giving within our means, and RMD spending. 🎄 Merry Christmas from Greg, Kristin, and the entire team! Need a little help getting organized? Download a FREE copy of Legacy’s My Retirement Kit to help you get organized: https://www.legacyretirementgroup.com/podcast-request ___________ See omnystudio.com/listener for privacy information....
Dec 24, 2024•11 min
According to the Census Bureau, being middle-class in America means making about $80k a year. Instead of wondering how you measure up, Greg and Kristin explain how they continue to many in the middle class to retire confidently, based on the savings they’ve socked away. Listen to learn more about the retirement transition, and how the middle class can pull off a comfortable retirement with the right planning. Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retire...
Dec 17, 2024•12 min
Hear about how one couple has a goal of going from workaholics to traveling in retirement. Greg and Kristin explain how planning a trip is similar in many ways to planning for income in retirement. Yes, your portfolio, 401(k) and pension matter… But listen to hear why lifestyle is what often guides financial planning. Unsure if you’re on track for retirement? Fill out this short form for a free consultation. https://www.legacyretirementgroup.com/schedule-an-appointment __________________________...
Dec 10, 2024•12 min
In this episode, we dive into the latest Bitcoin rally that's capturing the attention of both seasoned investors and newcomers alike. Many are enjoying the all-time highs! Join us for a lively discussion on all things Bitcoin and the next chapter of crypto, along with how those over 60 should view this asset. Wondering if you’re on track for retirement? Fill out this short form for a free consultation . ___________________________________________ See omnystudio.com/listener for privacy informati...
Dec 05, 2024•9 min
Holiday meals are known for good food and family, and they can be a little awkward too. However, inflation has greatly impacted soon-to-be and current retirees beyond the Thanksgiving and Christmas table. Greg and Kristin explain how your income is your lifestyle when you stop working. So, is the 4% Rule a good way to budget when drawing down from your retirement accounts? And are you using the right tools for where you are in life? Listen as Greg and Kristin share planning ideas to consider. Fe...
Dec 03, 2024•12 min
✈️ After some good travel news, Greg and Kristin discuss the plight of someone being pushed out of their job months before they were ready to retire. If that happened to you, could you still retire on your terms? Will you have enough money? What should you do if you feel you may be slowly being nudged to the side at work right now? Join our discussion of the cycle of ageism, and how to best work with what you have in your retirement accounts. Want to make sure you’re on track for retirement? Fil...
Nov 26, 2024•12 min
In celebration of political arguing being down to a simmer , we address another controversial American topic... FOOD! 🥪 Then Greg & Kristin share ideas for your retirement money when it comes to being tax efficient in 2024, along with how to best plan for taxes in retirement moving forward. Plus, their personal bucket list travel goals! 🌎 If you’re near or in retirement and have a 401(k), IRA, or other retirement account as part of your portfolio, this tax information could be very helpful...
Nov 19, 2024•12 min
Especially these days, making sure you get what you pay for is a priority. Legacy recently had an interesting inquiry regarding portfolio management fees and fiduciary financial advisors. Greg & Kristen explain why there are fees, how they work, and what should come along with the fees you pay. Listen to find out what value to seek when paying your advisor! 👨💻 Grab a copy of Legacy’s My Retirement Kit to help you get your retirement better organized. See omnystudio.com/listener for privac...
Nov 12, 2024•11 min
Most of us are relieved the fear-based election ads ending, both right and left. It’s been intense! Greg and Kristin share how they help families create retirement plans that can withstand big uncertainties, and not give into fear. Plus, some ideas on how to most efficiently hand down or inherit retirement accounts. 👨💻 Grab a FREE copy of Legacy’s My Retirement Kit to get more organized. See omnystudio.com/listener for privacy information....
Nov 05, 2024•20 min
We’re embracing the flavors of fall! But did you know there's an extra “tax” on many pumpkin-spiced products? 🎃 And did you know when you retire, your taxes may increase too? With the Trump Tax cuts set to expire at the end of 2025, Greg and Kristin share how to best take advantage of what’s available NOW. Plus, we reveal the intentional reason we turn to other professionals for some types of planning, such as Medicare, wills and trusts, and some inheritance planning. 👨💻 Snag a copy of Legac...
Oct 29, 2024•20 min
Greg shares 5 reasons why talking about money is vitally important when near or in retirement, along with a story that illustrates why talking to the right person for where you are in life is key. Greg and Kristin also discuss a controversial income option some consider for retirement dollars, along with strategies that are usually worth avoiding, and why. 👨💻 Enjoy a copy of Legacy’s My Retirement Kit to help you get organized! See omnystudio.com/listener for privacy information....
Oct 22, 2024•20 min
Many Americans feel they aren’t getting enough sleep, including some of our podcast crew! 😴 Why? Everyone's reason is very different. But if you are losing sleep about having enough money, listen as we discuss what formula is best when estimating how much income is needed in retirement. Then we share the key cost many forget about, so that you're better prepared! 👨💻 Grab a copy of Legacy’s My Retirement Kit to help you get organized: https://www.legacyretirementgroup.com/podcast-request See ...
Oct 15, 2024•20 min
After catching up on fall flavors, Hallmark Movies, and more… Greg and Kristin address the importance of not allowing the news cycle to dictate your decisions. Hear what Greg believes is the biggest asset for those transitioning into retirement, and why free social security reports aren’t as helpful as they used to be. 👉 Snag a copy of Legacy’s My Retirement Kit to help you get organized. See omnystudio.com/listener for privacy information....
Oct 01, 2024•18 min
This week we discuss a nostalgic company making a marketing change, and what our team is currently receiving many calls about: Concerns about retirement accounts with the election chaos looming. Greg explains what to consider to help diversify your portfolio for retirement when it comes to the unexpected on Wall Street, along with the various ways to invest. Plus, they debunk a “myth” about retirement! 👨💻 Grab a FREE copy of Legacy’s My Retirement Kit to help you get organized for the future!...
Sep 24, 2024•20 min
Greg and Kristin share the top 5 items soon-to-be and current retirees should pause and pay attention to between now and the end of the year. Don’t worry, if you feel you’re behind… You are not alone! See omnystudio.com/listener for privacy information.
Sep 17, 2024•11 min
How often should you check your retirement accounts? Maybe you set money aside in stocks on Wall Street, a 401(k)s, or a Roth IRA Greg explains why your age and allocations matter when answering that question. 👨💻 Snag a FREE copy of Legacy’s My Retirement Kit ! See omnystudio.com/listener for privacy information.
Sep 10, 2024•8 min
Days ago Kristin returned from Guatemala on fire for Dare For More Ministries! 🌎 CEO Reba Bowman shares the impact they’re having, along with the biggest needs. From safe houses providing physical, emotional, and spiritual protection for women in crisis, along with training centers that empower women to safely provide for themselves… Hear why Dare For More Ministries outreach isn’t mainly focused on women stateside, but instead where these resources are most needed . Learn about their programs ...
Aug 27, 2024•24 min
With Amtrak reporting higher numbers, Greg reminisces about his early 20s and a job he had building railroad cars. Planning to retire from physically strenuous jobs compared to an office job can present different obstacles, but the end goal of retiring remains the same: Having enough income to retire comfortably, and a plan for NOT running out of money! 👨💻 Snag a copy of Legacy’s My Retirement Kit to help you get "on track." 😉 See omnystudio.com/listener for privacy information....
Aug 27, 2024•12 min
After a piece of financial trivia, we reminisce about how we have spent our “piggy bank” money over the years. 🐖 Then review Fidelity's basic guidelines suggesting we need 10 times our income saved by age 67 to retire. The planning process is key when creating an enjoyable retirement, and Greg shares how with the stories of 2 very different couples the team has helped. With the right approach, you can create a retirement plan that works for you whether you're in a high or low tax bracket. 👨💻...
Aug 20, 2024•9 min
Restaurants and stores use various strategies to maximize profits. Don't most industries? That’s why Greg and Kristin are leaning on their experiences to share the top 5 things you should consider when hiring a financial advisor, especially in or near retirement. If you have an investment portfolio or 401(k) and are approaching age 60 or older, this episode is for you! 👨💻 Grab a free copy of Legacy’s My Retirement Kit to help you get organized! See omnystudio.com/listener for privacy informat...
Aug 13, 2024•9 min
2 personal experiences remind us how technology can help our financial life, but why trusting our instincts remains the best way to avoid getting ripped off. Kristin even shares an idea families could use to help mitigate the risk of some scams. Whether it's your bank account, retirement funds, or credit, you should take extra steps to protect yourself from fraud to be safe. Greg also talks about the fiduciary standard and the "Legacy Standards" our awesome team follows. 👨💻 Snag a free copy o...
Aug 06, 2024•12 min
Before Biden backed out, his administration announced another round of student loan forgiveness... Bringing total student loan forgiveness to $168.5 billion! Greg and Kristin discuss how this and other forgiveness programs encourage a "Robinhood" mentality. Plus, we hear insight from their Generation Z son and how Alexa is trying to help Gen X and Baby Boomers keep up with what Gen Z is saying! See omnystudio.com/listener for privacy information....
Jul 30, 2024•9 min
We’ve had a busy few weeks in American politics! The old news is that Biden bowed out of a second term and endorsed Kamala Harris as the Democratic nominee. Days before, there was an assassination attempt on Trump, and days later Vance became his running mate. Greg and Kristin address how the political whirlwind of “unprecedented” news CAN impact our retirement accounts, and what to consider. Plus, the old-school way that kids are connecting! See omnystudio.com/listener for privacy information....
Jul 23, 2024•9 min
Now that J.D. Vance has been announced as Trump’s VP pick, how does that impact the trajectory of the election and the future of your personal economy? Greg and Kristin also discuss how well the S&P 500 has been going this year, and what to keep in mind. 👨💻 Legacy’s My Retirement Kit: https://www.legacyretirementgroup.com/podcast-request See omnystudio.com/listener for privacy information.
Jul 16, 2024•12 min
Greg and Kristin discuss the most recent presidential debate, and what it means for our financial bottom line. Right or left some are feeling uncertain about the future of their personal economy, Wall Street, and the trajectory of our nation. With so many unknowns, Greg and Kristin remind us to start accounting for what’s necessary for our personal income plans. See omnystudio.com/listener for privacy information.
Jul 09, 2024•10 min
