Winning Retirement Radio - podcast cover

Winning Retirement Radio

Greg and Kristin Taylor, and Kristen Charleswinningretirementradio.com

🎙️ Greg and Kristen Taylor, along with their co-host Kristen Charles, explore down-to-earth tips and strategies to help pre and current retirees better achieve their goals.

📊 With discussions about everything from balancing risk, to 401(k) rollovers, Roth conversions, pension decisions, withdrawal strategies, taxes in retirement, income planning, Social Security, and most importantly... your lifestyle!

👫 Greg and Kristin's goal is to help you have confidence in your transition into retirement, and for years to come by helping you create a personalized plan for your retirement.

Have specific questions? Schedule a 15-minute call with a team member.

Greg Taylor is an investment adviser representative of Legacy Advisory Network, LLC, a registered investment advisor with the state of Ohio. The firm only conducts business in states where it is properly registered or is excluded from registration requirements. Legacy Advisory Network, LLC, and this radio station are not affiliated. The investment ideas and financial vehicles discussed here should not be considered to be personalized investment advice, nor are these recommendations to buy or sell any particular investment or product. The information should not be considered tax or legal advice. Individuals should first consult with competent tax, legal, accounting, and other professionals regarding the applicability and suitability of any investment ideas. Past performance is not a guarantee of future results. Investments will fluctuate, and when redeemed may be worth more or less than when originally invested. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company.

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Episodes

Independence and Freedom

🇺🇸 This July 4th week Greg and Kristin embrace and celebrate patriotism, freedom, and hot dogs! 🌭 See omnystudio.com/listener for privacy information.

Jul 02, 20249 min

Lost Legos & Dealing With The Unexpected

What happens when life throws you a curveball and you don't have a plan? Don't worry! Greg and Kristin are here to tell you that your retirement dreams aren't necessarily doomed. With the right planning, you can still have a Winning Retirement. The first step, especially if you're married, is to get both of you involved in the investing and income planning process. Listen to hear the rest of the steps you need to take! See omnystudio.com/listener for privacy information....

Jun 25, 202413 min

Is Trump or Biden Better For Your 401(k)?

Greg’s back from his mission trip with their son, which brings up a natural conversation about purpose during all stages of life, especially retirement! Then, since he's seen the performance of clients' accounts under both Trump and Biden, we find out whose presidency has been best for Americans' 401(k)’s and overall retirement. 🇺🇸 We also openly discuss how the political divide feels larger than ever in America, and why no decision should be made out of fear. Plus, what you CAN do to be most ...

Jun 18, 202421 min

Booming Indigestion From Fast Food Costs

The drive-thru used to be where you could grab a fast cheap meal. Boy do those days long gone due to inflation! 🍟+🍔+🥤= 🤯 We’ll reveal what national chain prices have risen the most in the past decade. Greg and Kristin then share what retirees, who are all on a fixed income in some way should consider to maintain their lifestyle in all areas of daily spending. Plus, Kristin finally gets an analogy right! 😉 See omnystudio.com/listener for privacy information....

Jun 11, 202411 min

Are Inflation Reports Being Deflated?

🌏 Their son’s calling to be a missionary led Greg to India for a short trip to help serve others. 🇺🇸 Back in the U.S.A., their journey sparks talks of patriotism, and inflation climbing here at home. Kristin points out the difference in how inflation is reported lately, and what the numbers really mean for your wallet. Listen to learn why those of you in and near retirement need to pay attention to the numbers released, but more importantly your income in retirement. Plus, the complications o...

May 28, 202424 min

Get Answers and NOT Financial Lip Service

What should you expect from your first appointment with a financial advisor? 🤔 What should you walk away with after that first meeting? It may feel a little uncomfortable, but Greg and Kristin openly share what to expect, and what to not. 🛒 One grocery chain is spotlighting inflation as part of its marketing to gain customers. The same goes for popular fast food spots to get customers driving through again. 🍔 Competition is heating up, but we’ll uncover what it all means for your budget today...

May 21, 202420 min

Mental Health and Longevity

This week's discussion focuses on embracing the wisdom of the Baby Boomer generation and beyond for Gen X and below. We also explore one CEO's idea of eliminating the traditional retirement age of 65. 🤯 And highlight the obstacles those wishing to continue working past 65 in the current job market face. See omnystudio.com/listener for privacy information.

May 14, 20248 min

The Pomp and Circumstance of Retiring 🎓

📚 College is now a major financial decision, especially for Generation Z. After Greg and Kristin discuss college experiences, you'll hear considerations for the efficiency of your retirement taxes ( especially with the Trump tax cuts scheduled to end in 2025, and Biden’s student loan forgiveness program underway ). And what the "graduation" from accumulating to spending money involves. The link mentioned in this episode is HERE . See omnystudio.com/listener for privacy information....

May 07, 202420 min

Do You Become a NEW Couple When You Retire?

💍 Marriage and retirement are both significant life milestones. 🤵‍♂️👰‍♀️ Several factors intersect when you retire. Greg and Kristin spotlight when and what you and your spouse should include as part of your “retirement talk.” Who better find out from than a couple who helps families retire on their terms ? Yes, the money and investment portfolio decisions matter, but listen and learn why there's more to iron out than just the financials! Plus, hear what one husband was brave enough to do in ...

Apr 30, 202423 min

If We Must Take RMDs, Must Trump and Biden Debate?

Will Trump and Biden debate before election day? We hope! 🇺🇸 Will Uncle Sam happily take more of your retirement money than is technically required? Maybe! 🤔 Will this married couple inform and be awkwardly entertaining on this episode? Yes! 👩‍❤️‍👨 A listener question about RMDs leads to learning why we might owe more taxes on our retirement accounts than we realize. Greg also shares a story about someone's Roth conversion strategy that illustrates how some can be more efficient with taxes ...

Apr 23, 202411 min

Inflation, Hot Dogs, Tea, and O.J.

🌭 Yup. This episode is like a stomach ache, kind of. But hey, with some home remedies, it's worth a listen! Moody's Analytics found that regular American families are shelling out more moolah per month, paying a whopping $200 more for stuff than we did just a year ago! 😱 With money top of mind for all, Greg and Kristin look closer at this inflation thing and its sustainability, especially for retirees. Whether you’ve funded retirement with a 401(k), IRA, or OPERS... Every penny counts! And rem...

Apr 16, 202411 min

Can You Increase Your Wages In Retirement

🍔🍟 Thanks to their local government, California, fast food workers now earn a minimum wage of $20 per hour. Greg and Kristin explain how this could lead to increased use of technology and AI, resulting in fewer human employees. 🤖 They explore strategies for giving yourself a raise during retirement, and important financial conversations married couples s hould have before retiring. 💍 How do these topics about retirement affect you? 🤔 Schedule a brief conversation with our team ☎ https://www...

Apr 09, 202421 min

5 Takeaway Tips For Spring Cleaning Your Finances

🧹 Greg and Kristin share actionable ideas to help spruce up your financial life this Spring! 🌼 Plus, learn if and when it makes sense to look into strategies that may help you plan toward a 0% tax bracket in retirement! (All situations differ). If you’d like a copy of the My Retirement Kit they mention to help you get better organized, CLICK HERE to download yours today! See omnystudio.com/listener for privacy information....

Apr 02, 202415 min

Can You Find Confidence Without a Paycheck?

The transition from working to retiring can feel uncertain for some. Find out what Greg believes is best to pair with a 401(k), 403 (b), or IRA. And it's not money-related! We'll also chat about the new concept on social media for so-called passive income. Then, after Greg’s mini political explosion 🤯, he and Kristin spotlight the importance of work-life balance. But NOT the Bernie Sanders way , which is attempting to force companies to reduce the workweek to 4 days without cutting pay or benef...

Mar 26, 202418 min

Good News and Retirement Goals

🚘 With so many on the road, we swap spring break stories and find out the wonderful reason the Taylors are skipping the travel chaos for now! Greg then shares how one couple he recently sat down with knew exactly what they wanted to do in retirement: Buy a home in Florida! ☀️ Don’t worry, not everyone knows how they want to spend their time and money in retirement, yet. Listen for tips on how to approach planning for your lifestyle in retirement. If you have questions about your retirement, sch...

Mar 19, 202411 min

The State Of Your Retirement Tax Bill

After digesting the most recent State of the Union, Greg and Kristin share strategies investors may want to consider regarding retirement, social security, and even Medicare Part B and D during tax season. Then we’ll talk about the market and how many economic predictions were way off . And, does that mean we're NOT expecting a financial crisis as bad as the pundits projected? Greg points out what he believes should be the top priority when investing, and it isn’t predicting market volatility. ❓...

Mar 12, 202417 min

Invest With Purpose, Especially During Political Chaos

Greg and Kristin share how the tone and types of questions asked about retirement have changed over the last few elections, and how President Biden's canceling of $1.2 billion of student loan debt in February impacts us regarding future taxes . Campaign season is heating up, 🔥 and so is Greg! Also, have you ever wondered why you put your money where it is? 🤔 If you're old enough to remember when bell-bottoms and bright color styles from the early 70s we originally a trend, this episode is for ...

Mar 05, 202417 min

Exploring Unknowns of Space and Retirement

🚀 America landed on the moon for the first time in about 50 years on February, 22nd. 🌚 Don’t worry, we didn’t know until after it happened either! But a total solar eclipse happening on April 8th. 👓☀️⚫ We’ll pass along what we know ( Ohio should have a good view! ), and address how some feel retirement is so far out of reach that it's another galaxy away! 🚀 It’s true that the “plug and play” pension-led retirement of previous generations is pretty much over. The responsibility is now all on ...

Feb 27, 202410 min

Tips To Keep Your Retirement Running Smoothly

Based on a couple's debate about how to handle a flat tire in the family car, you’ll learn a lot more about Greg & Kristin 👩‍❤️‍👨! They’ll also share signs to watch out for in case your retirement plan needs a tune-up. ⚠️ 🔧 If future taxation of the next few decades is a concern, especially considering it could diminish social security benefits , this episode is for you! Questions about your specific situation❓Schedule a quick chat with our team ☎ https://www.legacyretirementgroup.com/sch...

Feb 20, 202422 min
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