Inflation has finally hit the Bank of England’s target, so does that mean interest rates will fall some time soon too? And if they do, what will that mean for mortgage holders? Which? Mortgage expert Stephen Maunder & mortgage advisor Ryley Solferini explain what an interest rate fall would do to mortgages, what to do if you’re worried about repayments, and give tips to first time buyers. Read our best mortgage rates available right now & sign up to our free weekly Money newsletter....
Jun 27, 2024•24 min•Ep. 252
With the busy holiday season getting under way in just a few weeks time, we share the results of our latest survey to help you find the best policy to suit your needs. Our experts discuss whether annual cover could actually prove more cost effective, and how to claim should anything go wrong. Read the 7 questions to ask yourself when buying travel insurance and check out our free weekly Money newsletter ....
Jun 20, 2024•30 min•Ep. 251
In the first episode of our new Money Shorts series, we look at investing and how you can spot reliable dividend payers to boost the returns on your investments. Find out how to invest if you're a beginner & sign up to our free monthly Money newsletter.
Jun 16, 2024•13 min•Ep. 1
For years now, the finance sector has been misleading customers on their green credentials, but now new rules aim to make banks be a lot more transparent with how they’re using our money. Which? Money’s Deputy Editor Sam Richardson & Huw Davies, Senior Finance Advisor at Make My Money Matter, analyse the new rules set out by the FCA and explain how you can make greener choices when choosing financial products. Find out what the new labels on products will look like & sign up to our free ...
Jun 13, 2024•33 min•Ep. 250
From switching banks to renting out your driveway, there are a range of well known and lesser known ways to pocket yourself some easy cash. Today, we pick out some of our favourite ways you can boost your bank balance. Which? Senior Content Writer Grace Witherden & Beth Tydeman, better known as Budgets with Beth , highlight some easy ways for you to earn more money to put towards your household bills or your next family holiday. Which banks are offering money to switch banks & sign up to...
Jun 06, 2024•34 min•Ep. 249
In this week's episode of Which? Shorts, we tell you how credit reference agencies are using our data as part of their marketing agencies, and how you can limit what data they hold about you. Read about your rights following a data breach & sign up to our free weekly Money newsletter. Get the Which? magazine delivered direct to your door....
Jun 04, 2024•18 min
The FTSE 100 hit an all-time high at the start of May, so does that mean it's a good time to invest? And if so, what are the best ways of investing into the stock exchange of the 100 most valuable companies in the UK? Which? Writer and researcher Megan Thomas & Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter explain why now might be the best time to invest, plus what your options are if you’re just starting your investment journey. Find out what the best stocks and shares I...
May 30, 2024•22 min•Ep. 248
There’s no worse feeling than realising you’ve been scammed out of hundreds or thousands of pounds. But so called recovery scammers are finding new ways to get hold of even more of our money. Which? Senior Writer Faye Lipson and TSB’s Fraud Spokesperson Matt Hepburn tell us how scammers are evolving, plus they give us their top tips for avoiding scams in the first place and how to get your money back. Find out what the newest scams are & sign up to our free weekly Money newsletter....
May 23, 2024•30 min•Ep. 247
Prices in the shops are still on the rise and that goes for clothes too. Because of that, more of us are using second hand marketplace apps to shop on a budget. But can you really trust them to buy and sell? Which? Senior Lawyer Gurpreet Chhokar and founder of Savvy Marketing Catherine Shuttleworth talk us through the pros and cons of these sites, plus the popular scams you need to look out for. Find out how to stay safe while shopping second hand & sign up to our free weekly Money newslette...
May 16, 2024•31 min•Ep. 246
In this week's episode of Which? Shorts, we look at downsizing and help you work out if its right for you. We also tell you what you need to consider before making a decision, and break down all the costs involved in making what could be your final house move. Read about the 5 costs you'll need to consider before downsizing & sign up to our free monthly Home newsletter ....
May 14, 2024•16 min
Social media is swarming with fake tickets for popular music concerts, sports contests and comedy gigs, and just recently it was reported Taylor Swift fans have lost an estimated £1m in ticket scams ahead of the UK leg of her Eras tour. With further calls for increased regulation in the industry, we meet the man taking the fight to the scammers and secondary ticketing websites. We also explain how you can go about spotting a scam , and how to attempt to recover money you've lost as a result of s...
May 12, 2024•26 min
With footfall in traditional clothing stores on the decline, it’s charity shops that are capitalising. But can you really update your wardrobe by shopping second hand? Which? Senior Content Writer Hannah Downes and sustainable stylist and vintage fashion seller Emily London explain how the charity retail sector is adapting, plus give us tips on how to spot a bargain. Find out your rights when shopping second hand & sign up to our free weekly Money newsletter....
May 09, 2024•24 min•Ep. 245
With the Bank of England preparing to review the base rate, we look at what it would mean for your savings if the rate was to fall. Which?’s market analyst Sam Wilson and Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter talk us through the best savings accounts out there, and whether or not you should lock in your money. Find out the best savings accounts for 2024 & sign up to our free weekly Money newsletter....
May 02, 2024•22 min•Ep. 244
In this week's Which? Shorts podcast, we look at the quick and easy ways you can get your garden ready for summer, while keeping the costs down low. We explore how to cut the costs of tools and how to get discounts when buying plants. Read our tips on how to make gardening easier & sign up to our free garden newsletter....
Apr 30, 2024•12 min
With prices still on the rise at the checkouts, we discuss the ways in which you can get your food shop for less, with help from Which? senior retail and personal finance editor Ele Clark. Plus we’re joined by The Coupon Kid , otherwise known as Jordon Cox, who gives us some quick tips for getting the most from loyalty schemes and cashback apps. Read more on our cheapest supermarkets of 2024 & sign up to our free weekly Money newsletter....
Apr 25, 2024•24 min•Ep. 243
We get all the latest details on the raises to the rate of the state pension, as well as discussing the different options available to access your pension after you retire. Which? Money's Paul Davies joins us. Plus we're speak to Andy Hutchinson from Hub Financial Solutions to talk about whether equity release could help you retire if you haven't been able to save, but you own a property. For more information check out our guide on how to plan for retirement & find out where to access the be...
Apr 18, 2024•34 min•Ep. 242
In this archive episode, originally published in June 2023, we tell you how much you should save for later life. We hear the results of our survey asking retirees exactly how much they spend once retired, giving you an idea of how much you'll need to live on. For more information check out our guide on how to plan for retirement & find out where to access the best retirement & pension advice . Sign up now to our free weekly Money newsletter & click here to read the benefits of becomi...
Apr 11, 2024•21 min•Ep. 241
With almost 6000 bank branches closing since January 2015, we take a look at the future of physical money and the options available for those of us who still prefer in-person banking. We also learn more about our bank branch closure checker and the campaign work we’ve done at Which? to help protect our access to cash. Read more - the best banks for dealing with fraud . Check out our bank branch closure checker & sign up to our free weekly Money newsletter . LINK Access to Cash Review...
Apr 04, 2024•25 min•Ep. 240
We're often being asked to go onto our bank's website, whether to pay a bill or update our details - but how do you know that site is actually legit? Here at Which? we learnt that 2,000 websites that appear to imitate UK banks were reported in in 2023 alone. Read more & sign up to our free weekly Scam Alert newsletter ....
Apr 02, 2024•16 min
As the majority of councils across England and Wales raise their bills, we discuss the ways you could look at lowering your annual outgoings. We hear how you can apply to have your property re-evaluated, and why some parts of England are increasing council tax by more than most. Check out our council tax calculator to see how much you'll be charged from April & sign up to receive our free weekly Money newsletter ....
Mar 28, 2024•25 min•Ep. 239
We hear more about our latest car insurance reviews, revealing which policies offer the best value for money. Later we explain what cover you can expect, and who is most likely to pay out should you find yourself needing to make a claim. Read more about our latest car insurance reviews & sign up to become a Which? member . You could get a quote with Confused.com from the companies Which? has rated. Check out our free Money newsletter & subscribe to our Money podcast ....
Mar 26, 2024•13 min
With the new financial year approaching, we explain how you can utilise your tax free allowance to ensure the best return on your finances. We also discuss the top ISA rates available and how to find them. Read our reviews of the best cash ISAs & sign up to our free weekly Money newsletter .
Mar 21, 2024•23 min•Ep. 238
We discuss the importance of the legal document which grants someone else the legal power to make decisions about your finances and healthcare. We learn more about what a Power of Attorney is, how to apply, and delays to the system making it increasingly difficult to submit your application. Read our guide on how to apply for a Power of Attorney & sign up to our free weekly Money newsletter ....
Mar 14, 2024•32 min•Ep. 237
More National Insurance cuts, a new 'British' Isa, and a change to child benefit were announced by the Chancellor in his latest Spring Budget. In this episode we've assembled two top experts to tell you exactly what the decisions made mean for your money. They also discuss the other big decisions that could have a lasting impact on your finances in the months to come. Read our analysis of what the Spring Budget means for you & sign up to our free Money newsletter ....
Mar 06, 2024•27 min•Ep. 236
We discover what financial firms really know about us, and how decisions are made based on our own digital footprint. In the episode we also explore how data impacts on our credit score, and how we can improve our own financial outlook. Read more on how to improve your credit score & sign up to our free weekly Money newsletter ....
Feb 29, 2024•23 min•Ep. 235
With so much uncertainty in the property market, we tell you what’s happening with house prices, rental costs and mortgage rates. We give you important information to help inform your next decision, and explore what options you could look at to improve your position as a homeowner, future buyer, or current renter. Find out more about what's happening with house prices & sign up to our free Money newsletter ....
Feb 22, 2024•31 min•Ep. 234
This week on Get Answers, we’re talking about the future of scams. People spend hours talking about the latest developments in tech: whether it’s massive iPhone launches or breathless chat about the impact of AI, but there’s a trillion dollar industry that doesn’t get nearly as much attention for its constant innovation: fraud. With the help of BBC Scam Interceptors ' co-host Nick Stapleton, we give you the inside scoop of the latest developments in crime, helping you become better equipped to s...
Feb 18, 2024•30 min
This week we discuss the news that millions of UK drivers could land compensation as a result of a new Financial Conduct Authority investigation. With car finance being a £40bn industry in the UK, we tell you how to check if you’ve been impacted, and what you should do next. Read our latest update on this developing story & sign up to our free weekly Money newsletter . Subscribe to the Which? Get Answers podcast...
Feb 15, 2024•21 min•Ep. 233
In this week's Which? Shorts podcast, we reveal how supermarkets are changing our favourite foods in an attempt to improve their bottom lines. We also ask whether it's really fair to shrink groceries, or downgrade their ingredients? Read more about our investigation & sign up to our free Money newsletter ....
Feb 13, 2024•10 min
Last week's beginners guide to investing has inspired us to delve into our own archives to bring you a fascinating insight into the world of financial advice. Our experts discuss how to find the perfect advisor while dispelling myths about who can access this kind of support to help inform your important money decisions. The episode was first broadcast in April 2023. Find out more about our guide to finding the right financial advisor & sign up to our free Money newsletter ....
Feb 08, 2024•29 min•Ep. 232
