With savings rates likely to fall, we tell you everything you need to know to get started with investing. We share top tips and advice, while we also discuss some big developments around sustainability in the investment world. For this episode we were joined by Ken & Mary Okoroafor, founders of The Humble Penny Read our investing guide & sign up for our free weekly Money newsletter . *** Sign up for a Which? Money membership here...
Feb 01, 2024•26 min•Ep. 231
We take a look at credit cards, exploring the best deals across the board, whether it’s to help you get out of debt, make the most of interest free offers or reward credit cards, spend abroad, or anything in between. With new research finding a third of Brits plan on getting debt free in 2024, we highlight the best options available now. Read more about the best credit cards available now & sign up to our free Money newsletter . *** Check out our latest subscription offer and sign up for a F...
Jan 25, 2024•24 min•Ep. 230
This week we hear more about why we here at Which? have launched the Right to Connect campaign, fighting back against sneaky in-contract price rises. Check out our broadband and mobile price rise calculator & find out how you can slash your bills by up to £187 per year . Sign up to our free technology newsletter here . Since we recorded regulator Ofcom has proposed a ban on unpredictable broadband and mobile mid-contract price rises - find out more . *** This podcast was read by a Text to Sp...
Jan 23, 2024•13 min
With the base rate expected to fall in the coming months, we'll tell you everything you need to know to secure the best savings deals now. We discuss how to decide on the right account for you, how to work out if you need to pay tax on your savings and whether premium bonds are worth it. Read more about the best savings accounts available right now & sign up to our free weekly Money newsletter . *** Check out our latest subscription offer and sign up for a Full Access Which? membership at a ...
Jan 18, 2024•21 min•Ep. 229
With tax season well under way, we discuss the all-important dos and don’ts when filling out your tax return. We also discuss the tax changes that we can expect in 2024 and hear more about how they could make a difference to our finances. Read our online tax guides & sign up to our free weekly Money newsletter .
Jan 11, 2024•20 min•Ep. 228
We hear more about your rights when investments go wrong as we explain the protections offered, and how likely you are to get your money back. This article was first published in the December 2023 issue of Which? Money magazine. To become a subscriber to Which? Money click here & sign up to our free Money newsletter . *** This podcast was read by a Text to Speech & AI Voice Generator ....
Jan 09, 2024•12 min
Start the year with financial resolutions to help you improve your financial life over the next twelve months. We learn more about how to manage your money, including outstanding debt, savings rates, mortgages and more. Read our 12 ways to make and save money in 2024 & sign up to our free weekly Money newsletter . *** Find the best deals, avoid scams and grow your savings with Which? Money's expert guidance with a Which? Money membership, sign up here ....
Jan 04, 2024•29 min•Ep. 227
We're doing something a bit different on the podcast this week as we hear how Which? has been working to get answers to all manner of consumer questions for over 60 years. Inspired by the passing of Which? co-founder Dorothy Goodman, we hear from her daughter on what the early years of the organisations were really like, while current Chief Executive Anabel Holt tells us more about how we remain relevant in the present day. Read more about the life of Dorothy Goodman & subscribe to Get Answe...
Dec 17, 2023•23 min
Whether you're in your early twenties or approaching retirement, this episode is a must-listen to understand how you can maximise your state pension. Our experts discuss how to check your forecast, manage your national insurance record, and whether deferring your pension could benefit you in the long run. Read more on how to check your state pension eligibility & sign up to our free weekly Money newsletter ....
Dec 14, 2023•29 min•Ep. 226
We all like free money, so this week we’re discussing the things you can do to give your festive finances a boost. Iona Bain joins the team as they explain how to make money from switching bank accounts, how to navigate cash back credit cards and more. Read our 11 ways to give yourself a Christmas bonus in 2023 & sign up to our free Money newsletter ....
Dec 07, 2023•29 min•Ep. 225
A Which? investigation finds home insurance complaints are on the rise, with delays, unsatisfactory pay outs, and obstructive providers blamed by unhappy claimants. We also speak to one woman waiting for thousands of pounds to be paid, and hear why the industry needs urgent reform Read more about our home insurance investigation & sign up to our free Money newsletter ....
Nov 30, 2023•27 min•Ep. 224
Join host Lucia and our team of experts for free tips to help you get on top of your bills and make your money go further. Each week we'll share hacks to help boost your finances, and help improve your cash credentials. Subscribe so you don't miss the next episode & sign up to our free weekly Money newsletter .
Nov 27, 2023•2 min
We discuss what the Chancellor’s announcements mean for your money, assessing the impact any changes could have on your bank balance. Our experts explain how you can respond, and who might eventually emerge better off from this “statement for growth”. Read our analysis of what the Autumn Statement means for you & sign up to our free weekly Money newsletter ....
Nov 22, 2023•31 min•Ep. 223
With the Black Friday sales in full swing, this week we're asking whether the deals you see from some of the high street’s biggest retailers are actually as good as they seem? For more expert advice on how to find the best bargains listen to our Which? Money & Get Answers podcasts, just click the links below: Get Answers - "The secrets the online stores don't want you to know" Which? Money - "How to find the best deals on Amazon" And check out our round-up of the best Black Friday deals here...
Nov 21, 2023•9 min
With Black Friday and Christmas fast approaching, we’ve assembled two top experts to help you tackle the online giant. We hear how you can find the best deals, brilliant bargains, and even discuss whether it’s possible to live without shopping on the platform. Read our advice on how to spot a fake review & sign up to our free weekly Money newsletter . Check out our new Get Answers podcast...
Nov 16, 2023•27 min•Ep. 222
With more of us seeking the convenience of fresh produce delivered straight to your door, we assess whether these deliveries really do offer value for money. We’ll also discuss how companies compare on customer experience, and hear what you can do to make your unwanted foods go further. Read more about our fruit & veg box research & sign up to our free weekly Money newsletter ....
Nov 09, 2023•30 min•Ep. 221
We react to a report from the Money and Pension Advice service that found that 5.4 million children lacked the money skills that would help them in later life. Our experts discuss the things they wish they’d known when growing up, and share their advice on how to talk to your kids about their financial future. Read our guides on the best children's savings accounts & sign up to our free Money newsletter ....
Nov 02, 2023•23 min•Ep. 220
As we approach the most expensive time of year, we share a unique budgeting method that could help you increase your savings - cash stuffing. We also explore the best savings accounts and discuss ways to ensure you meet your budgeting goals. Read our guide on how to budget & sign up to our free weekly Money newsletter ....
Oct 26, 2023•31 min•Ep. 219
This week Which? experts are appearing across BBC TV & Radio to give advice as part of the BBC's 'Be Scam Safe' campaign. To mark the occasion we're giving you the chance to hear a previous episode from our Get Answers series, giving advice on how best to spot fraudulent activity and the best things to do to protect yourself from falling victim. Sign up to our free weekly Scam Alert service here
Oct 25, 2023•14 min
Imagine your wallet was stolen back in 2019, and yet now in 2023, you are still being impersonated and defrauded as a direct consequence of that theft, with no way of knowing when it will end. Identity fraud can go on for years, with the same victims being targeted repeatedly. Our experts discuss why it happens and, more importantly, how it can be stopped. Sign up to our free Money newsletter & become a Which? member today ....
Oct 20, 2023•31 min•Ep. 218
The majority of us are paying council tax, it’s one of our biggest bills a month, and you might be surprised to know the amount you pay was probably decided decades ago. Our experts take a deep dive into the workings of this old system, and importantly, whether you could be paying too much. Sign up to our free Money newsletter & become a Which? member today ....
Oct 13, 2023•24 min•Ep. 217
We hear about the price you pay for visiting your favourite supermarket, and the inflated prices and data concerns that might come your way as a result of staying loyal. Read more about our supermarket loyalty pricing investigation & sign up to our free weekly Money newsletter .
Oct 10, 2023•14 min
We share the results of our investigation into the environmental credentials of the high street banking sector and uncover what your money could potentially be funding... We also ask what you can do to be greener with your cash, and discuss how we can tackle greenwashing in the finance industry. Sign up to our free Money newsletter & become a Which? member today ....
Oct 05, 2023•24 min•Ep. 216
After the Bank of England chose not to raise interest rates for the first time in over a year, we take a look at what this means for your savings and mortgage. And with predictions of what might happen next, is now the time to lock in better savings rates, or wait to see what the future holds… Read more on what this means for you & sign up to our free weekly Money newsletter . Listen to our essential Get Answers podcast for all potential house buyers & sellers...
Sep 28, 2023•23 min•Ep. 215
Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. In this episode we speak to Britain's Coupon Kid as he reveals the tactics used by supermarkets to get us to spend more, and the best ways you can shop for less. Read our latest guide to the cheapest supermarkets & sign up to our free Money newsletter ....
Sep 24, 2023•29 min
We hear the results of our investigation which found many investment platforms are still recommending funds with poor returns, many with the possibility of leaving you with less money than you initially invested. We also find out how much money you should have in savings before considering investing in the first place. Read our guide on whether you are ready to invest & sign up to our free weekly Money newsletter . Check out our review of Monzo's new investment fund ....
Sep 21, 2023•21 min•Ep. 214
Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by property expert and developer Marta de Sousa as she shares her top tips on what to do when buying a property, and what might happen next for the mortgage market. Read our latest guide on what's happening to house prices & sign up to our free Money newsletter ....
Sep 17, 2023•40 min
Hear from the people turning to self employment in later life as they look to change careers or boost their income. We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success. Read our advice on the self-employed expenses you can claim & sign up to our free weekly Money newsletter ....
Sep 14, 2023•26 min•Ep. 213
This week we meet the Which? members who feel let down by their insurers amidst a surge in spurious claims and applications from potential fraudsters. Read more on the most common types of insurance fraud & sign up to our free Scam Alert newsletter .
Sep 12, 2023•13 min
Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by Molly Lempriere, Policy Editor at news site Carbon Brief . She explains why bills have risen, whether moving to renewable energy sources could see our bills drop, and share tips and advice on how we can improve green credentials of our own homes. Read our 10 tips to reduce your energy bills & sign up to our free sustaina...
Sep 10, 2023•34 min