Prices in the shops are still on the rise and that goes for clothes too. Because of that, more of us are using second hand marketplace apps to shop on a budget. But can you really trust them to buy and sell? Which? Senior Lawyer Gurpreet Chhokar and founder of Savvy Marketing Catherine Shuttleworth talk us through the pros and cons of these sites, plus the popular scams you need to look out for. Find out how to stay safe while shopping second hand & sign up to our free weekly Money newslette...
May 16, 2024•32 min•Ep. 246
In this week's episode of Which? Shorts, we look at downsizing and help you work out if its right for you. We also tell you what you need to consider before making a decision, and break down all the costs involved in making what could be your final house move. Read about the 5 costs you'll need to consider before downsizing & sign up to our free monthly Home newsletter ....
May 14, 2024•16 min
Social media is swarming with fake tickets for popular music concerts, sports contests and comedy gigs, and just recently it was reported Taylor Swift fans have lost an estimated £1m in ticket scams ahead of the UK leg of her Eras tour. With further calls for increased regulation in the industry, we meet the man taking the fight to the scammers and secondary ticketing websites. We also explain how you can go about spotting a scam , and how to attempt to recover money you've lost as a result of s...
May 12, 2024•26 min
With footfall in traditional clothing stores on the decline, it’s charity shops that are capitalising. But can you really update your wardrobe by shopping second hand? Which? Senior Content Writer Hannah Downes and sustainable stylist and vintage fashion seller Emily London explain how the charity retail sector is adapting, plus give us tips on how to spot a bargain. Find out your rights when shopping second hand & sign up to our free weekly Money newsletter....
May 09, 2024•25 min•Ep. 245
With the Bank of England preparing to review the base rate, we look at what it would mean for your savings if the rate was to fall. Which?’s market analyst Sam Wilson and Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter talk us through the best savings accounts out there, and whether or not you should lock in your money. Find out the best savings accounts for 2024 & sign up to our free weekly Money newsletter....
May 02, 2024•23 min•Ep. 244
In this week's Which? Shorts podcast, we look at the quick and easy ways you can get your garden ready for summer, while keeping the costs down low. We explore how to cut the costs of tools and how to get discounts when buying plants. Read our tips on how to make gardening easier & sign up to our free garden newsletter....
Apr 30, 2024•12 min
With prices still on the rise at the checkouts, we discuss the ways in which you can get your food shop for less, with help from Which? senior retail and personal finance editor Ele Clark. Plus we’re joined by The Coupon Kid , otherwise known as Jordon Cox, who gives us some quick tips for getting the most from loyalty schemes and cashback apps. Read more on our cheapest supermarkets of 2024 & sign up to our free weekly Money newsletter....
Apr 25, 2024•25 min•Ep. 243
We get all the latest details on the raises to the rate of the state pension, as well as discussing the different options available to access your pension after you retire. Which? Money's Paul Davies joins us. Plus we're speak to Andy Hutchinson from Hub Financial Solutions to talk about whether equity release could help you retire if you haven't been able to save, but you own a property. For more information check out our guide on how to plan for retirement & find out where to access the be...
Apr 18, 2024•35 min•Ep. 242
In this archive episode, originally published in June 2023, we tell you how much you should save for later life. We hear the results of our survey asking retirees exactly how much they spend once retired, giving you an idea of how much you'll need to live on. For more information check out our guide on how to plan for retirement & find out where to access the best retirement & pension advice . Sign up now to our free weekly Money newsletter & click here to read the benefits of becomi...
Apr 11, 2024•22 min•Ep. 241
With almost 6000 bank branches closing since January 2015, we take a look at the future of physical money and the options available for those of us who still prefer in-person banking. We also learn more about our bank branch closure checker and the campaign work we’ve done at Which? to help protect our access to cash. Read more - the best banks for dealing with fraud . Check out our bank branch closure checker & sign up to our free weekly Money newsletter . LINK Access to Cash Review...
Apr 04, 2024•26 min•Ep. 240
We're often being asked to go onto our bank's website, whether to pay a bill or update our details - but how do you know that site is actually legit? Here at Which? we learnt that 2,000 websites that appear to imitate UK banks were reported in in 2023 alone. Read more & sign up to our free weekly Scam Alert newsletter ....
Apr 02, 2024•16 min
As the majority of councils across England and Wales raise their bills, we discuss the ways you could look at lowering your annual outgoings. We hear how you can apply to have your property re-evaluated, and why some parts of England are increasing council tax by more than most. Check out our council tax calculator to see how much you'll be charged from April & sign up to receive our free weekly Money newsletter ....
Mar 28, 2024•26 min•Ep. 239
We hear more about our latest car insurance reviews, revealing which policies offer the best value for money. Later we explain what cover you can expect, and who is most likely to pay out should you find yourself needing to make a claim. Read more about our latest car insurance reviews & sign up to become a Which? member . You could get a quote with Confused.com from the companies Which? has rated. Check out our free Money newsletter & subscribe to our Money podcast ....
Mar 26, 2024•13 min
With the new financial year approaching, we explain how you can utilise your tax free allowance to ensure the best return on your finances. We also discuss the top ISA rates available and how to find them. Read our reviews of the best cash ISAs & sign up to our free weekly Money newsletter .
Mar 21, 2024•24 min•Ep. 238
We discuss the importance of the legal document which grants someone else the legal power to make decisions about your finances and healthcare. We learn more about what a Power of Attorney is, how to apply, and delays to the system making it increasingly difficult to submit your application. Read our guide on how to apply for a Power of Attorney & sign up to our free weekly Money newsletter ....
Mar 14, 2024•33 min•Ep. 237
More National Insurance cuts, a new 'British' Isa, and a change to child benefit were announced by the Chancellor in his latest Spring Budget. In this episode we've assembled two top experts to tell you exactly what the decisions made mean for your money. They also discuss the other big decisions that could have a lasting impact on your finances in the months to come. Read our analysis of what the Spring Budget means for you & sign up to our free Money newsletter ....
Mar 06, 2024•28 min•Ep. 236
We discover what financial firms really know about us, and how decisions are made based on our own digital footprint. In the episode we also explore how data impacts on our credit score, and how we can improve our own financial outlook. Read more on how to improve your credit score & sign up to our free weekly Money newsletter ....
Feb 29, 2024•24 min•Ep. 235
With so much uncertainty in the property market, we tell you what’s happening with house prices, rental costs and mortgage rates. We give you important information to help inform your next decision, and explore what options you could look at to improve your position as a homeowner, future buyer, or current renter. Find out more about what's happening with house prices & sign up to our free Money newsletter ....
Feb 22, 2024•32 min•Ep. 234
This week on Get Answers, we’re talking about the future of scams. People spend hours talking about the latest developments in tech: whether it’s massive iPhone launches or breathless chat about the impact of AI, but there’s a trillion dollar industry that doesn’t get nearly as much attention for its constant innovation: fraud. With the help of BBC Scam Interceptors ' co-host Nick Stapleton, we give you the inside scoop of the latest developments in crime, helping you become better equipped to s...
Feb 18, 2024•30 min
This week we discuss the news that millions of UK drivers could land compensation as a result of a new Financial Conduct Authority investigation. With car finance being a £40bn industry in the UK, we tell you how to check if you’ve been impacted, and what you should do next. Read our latest update on this developing story & sign up to our free weekly Money newsletter . Subscribe to the Which? Get Answers podcast...
Feb 15, 2024•22 min•Ep. 233
In this week's Which? Shorts podcast, we reveal how supermarkets are changing our favourite foods in an attempt to improve their bottom lines. We also ask whether it's really fair to shrink groceries, or downgrade their ingredients? Read more about our investigation & sign up to our free Money newsletter ....
Feb 13, 2024•10 min
Last week's beginners guide to investing has inspired us to delve into our own archives to bring you a fascinating insight into the world of financial advice. Our experts discuss how to find the perfect advisor while dispelling myths about who can access this kind of support to help inform your important money decisions. The episode was first broadcast in April 2023. Find out more about our guide to finding the right financial advisor & sign up to our free Money newsletter ....
Feb 08, 2024•30 min•Ep. 232
With savings rates likely to fall, we tell you everything you need to know to get started with investing. We share top tips and advice, while we also discuss some big developments around sustainability in the investment world. For this episode we were joined by Ken & Mary Okoroafor, founders of The Humble Penny Read our investing guide & sign up for our free weekly Money newsletter . *** Sign up for a Which? Money membership here...
Feb 01, 2024•27 min•Ep. 231
We take a look at credit cards, exploring the best deals across the board, whether it’s to help you get out of debt, make the most of interest free offers or reward credit cards, spend abroad, or anything in between. With new research finding a third of Brits plan on getting debt free in 2024, we highlight the best options available now. Read more about the best credit cards available now & sign up to our free Money newsletter . *** Check out our latest subscription offer and sign up for a F...
Jan 25, 2024•25 min•Ep. 230
This week we hear more about why we here at Which? have launched the Right to Connect campaign, fighting back against sneaky in-contract price rises. Check out our broadband and mobile price rise calculator & find out how you can slash your bills by up to £187 per year . Sign up to our free technology newsletter here . Since we recorded regulator Ofcom has proposed a ban on unpredictable broadband and mobile mid-contract price rises - find out more . *** This podcast was read by a Text to Sp...
Jan 23, 2024•13 min
With the base rate expected to fall in the coming months, we'll tell you everything you need to know to secure the best savings deals now. We discuss how to decide on the right account for you, how to work out if you need to pay tax on your savings and whether premium bonds are worth it. Read more about the best savings accounts available right now & sign up to our free weekly Money newsletter . *** Check out our latest subscription offer and sign up for a Full Access Which? membership at a ...
Jan 18, 2024•22 min•Ep. 229
With tax season well under way, we discuss the all-important dos and don’ts when filling out your tax return. We also discuss the tax changes that we can expect in 2024 and hear more about how they could make a difference to our finances. Read our online tax guides & sign up to our free weekly Money newsletter .
Jan 11, 2024•21 min•Ep. 228
We hear more about your rights when investments go wrong as we explain the protections offered, and how likely you are to get your money back. This article was first published in the December 2023 issue of Which? Money magazine. To become a subscriber to Which? Money click here & sign up to our free Money newsletter . *** This podcast was read by a Text to Speech & AI Voice Generator ....
Jan 09, 2024•12 min
Start the year with financial resolutions to help you improve your financial life over the next twelve months. We learn more about how to manage your money, including outstanding debt, savings rates, mortgages and more. Read our 12 ways to make and save money in 2024 & sign up to our free weekly Money newsletter . *** Find the best deals, avoid scams and grow your savings with Which? Money's expert guidance with a Which? Money membership, sign up here ....
Jan 04, 2024•30 min•Ep. 227
We're doing something a bit different on the podcast this week as we hear how Which? has been working to get answers to all manner of consumer questions for over 60 years. Inspired by the passing of Which? co-founder Dorothy Goodman, we hear from her daughter on what the early years of the organisations were really like, while current Chief Executive Anabel Holt tells us more about how we remain relevant in the present day. Read more about the life of Dorothy Goodman & subscribe to Get Answe...
Dec 17, 2023•23 min