When you hear the word scam, you might think of a dodgy email dropping into your inbox, or maybe a badly worded text from someone pretending to be from your bank. But scams are getting more and more sophisticated, and scammers themselves are working out new ways to deceive us all. So what can you do to stay ahead of the game? Read about the latest scams we've seen & sign up for our free Scam Alerts service . Get 50% off a Which? membership & become a member of Which? Tech ....
Sep 15, 2024•39 min
In this episode, we explore where the risks of fraud and scams lie and how to report it if you fall victim to what is one of the most dominant crimes in the UK. Find out more, read the 5 fraud trends you need to know about & sign up to our free monthly Money newsletter
Sep 15, 2024•13 min•Ep. 8
It may seem like something you don’t need to think about right now, but the general advice is that everybody should have a will just in case. Which? Wills expert James Buchan, and Lucinda Frostick, the Director of Remember A Charity explain what they are, what they should include, and how you go about making one. Get 30% off Which?'s Premium Will service & sign up to our free weekly Money newsletter. Get 50% off a Which? membership....
Sep 12, 2024•36 min•Ep. 263
In this episode, we’re looking at how the digital banking revolution has facilitated an increase in economic abuse. Find out more, read the 6 banking changes needed to help victims of financial abuse & sign up to our free monthly Money newsletter
Sep 08, 2024•14 min•Ep. 7
Hear from the people turning to self employment in later life as they look to change careers or boost their income. We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success. Read our advice on the self-employed expenses you can claim & sign up to our free weekly Money newsletter ....
Sep 05, 2024•29 min•Ep. 262
Ahead of the new academic year we share the best advice and tips to help students make the most of their money. We explain how student finance works, how to treat your student loan, and reveal the best hacks to access the biggest discounts and bursaries. Click here to access our special podcast membership offer & sign up to our free weekly Money newsletter ....
Aug 29, 2024•36 min•Ep. 261
In this episode of Money Shorts, we're looking at 5 of the most sophisticated fraud attempts we've come across so far this year. Find out more and read How to avoid scams when booking a holiday & sign up to our free monthly Money newsletter
Aug 25, 2024•17 min•Ep. 6
The Bank of England base rate fell earlier this month, so does that mean your mortgage costs will come down too? Which? Money’s mortgage specialist Stephen Maunder & Aneisha Beveridge, Head of Research at estate agent Hamptons explain what the base rate cut means, and predict the future of mortgage rates. Read the best mortgage rates this month & sign up to our free weekly Money newsletter. Get 50% off a Which? membership....
Aug 22, 2024•29 min•Ep. 260
Research from us here at Which? suggests around half of adults don’t know how much money they’ll need come retirement. So what is the answer? And how can you ensure you achieve it? Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain the figures, plus share their advice on how best to save for later life. Learn the difference between different pension types & sign up to our free weekly Money newsletter....
Aug 15, 2024•31 min•Ep. 259
In this episode of Money Shorts, we take a look at self-invested personal pensions, or SIPPs and how they give you better control over your savings. Find out more, read Would you be better off with a DIY pension? and sign up for our free monthly Money newsletter .
Aug 11, 2024•13 min•Ep. 5
With the summer holiday season upon us, this is your guide to the dos and don’ts or spending money while abroad. Which? Senior Writer Grace Witherden & Jo Rhodes, a Senior Researcher at Which? Travel share their expert knowledge on the best cards to use, where to get your physical cash, and the best ways to avoid fees. Find out which travel debit cards and credit cards we recommend & sign up to our free weekly Money newsletter. Get 50% off a Which? membership....
Aug 08, 2024•24 min•Ep. 258
More of us are investing our cash in assets than ever before. So should we be exploring ways to diversify our portfolio? Or should we stick to the mainstream? Which? Writer and researcher Megan Thomas & Laith Khalaf, Head of Investment Analysis at AJ Bell explain the benefits and pitfalls of investing in assets that you wouldn’t find in the mainstream. Find out the best stocks and shares Isas & sign up to our free weekly Money newsletter....
Aug 01, 2024•33 min•Ep. 257
In this week's episode of Which? Shorts, we look at how much money you need to set aside for later life, plus explain the best ways to boost your pension pot. Read more about pension drawdown & sign up to our free weekly Money newsletter. Get the Which? magazine delivered to your door by becoming a member. Check out the free Pension Wise service & use the DWP tool ....
Jul 30, 2024•14 min
In this episode of Money Shorts, we look at interest rates and house prices to determine when equity release is worth it. Find out more, read about the 5 common equity release myths and sign up for our free monthly Money newsletter .
Jul 28, 2024•12 min•Ep. 4
Interest rates are at 5.25%, meaning savers should be earning a decent amount on their savings. But our recent investigation shows that there’s a huge gulf in what’s being offered on the market right now. Which? Senior Writer Josh Wilson & Clear Barrett, the presenter of the FT’s Money Clinic podcast, explain why there’s such a range in what’s on offer at the moment, plus what other methods there are for your savings. Read about the best savings accounts & the best cash Isas for 2024. Si...
Jul 25, 2024•28 min•Ep. 256
This week we’re attending The Shoddies, our very own awards presented for some of the biggest consumer let downs of the past twelve months. From disappointing service providers to useless - and in some cases downright unsafe - products, we’ll be telling you the brands we think you should avoid. Read a full list of products and services we awarded Shoddy awards to. Join Which? to get the magazine delivered direct to your door....
Jul 25, 2024•36 min
With so many different credit cards on the market, this week we break it all down for you. We explain which ones would be best for you, plus work out whether it’s worth paying £650 for one. Which? Money Senior Writer Grace Witherden & Gabriel Nussbaum, otherwise known as That Money Guy on social media, explain all the differences between the wide array of credit cards on the market. Read our best credit card deal right now & sign up to our free weekly Money newsletter. Listen to our epis...
Jul 18, 2024•32 min•Ep. 255
In this episode of Money Shorts, we’re looking at a lesser-known aspect of fraud, money mules, and the significant role they play in the fraud chain. Read the 5 scams you need to know about in 2024 & sign up to our free monthly Money newsletter
Jul 14, 2024•16 min•Ep. 3
After 14 years of Conservative governments, a recent general election win for Labour inevitably means changes to policy that will impact our finances. Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain how a Labour government may impact taxpayers, mortgage holders and your pension. Read more about what the new government means for you & sign up to our free weekly Money newsletter. Sign up for our free Scam Alerts service....
Jul 11, 2024•33 min•Ep. 254
Health and beauty products are a staple of our everyday life. From the toothpaste we use as soon as we wake up, to the deodorant we use after jumping out of the shower, even the hayfever tablets many of us rely on at this time of year, we’re spending hundreds of pounds on stuff that helps us look, feel and smell good. But new research from Which? suggests you might be needlessly over-spending on many of your everyday products. We reveal when you can pick a bargain, and how to outsmart retailers ...
Jul 07, 2024•33 min
This week we're bringing you an episode from our sister podcast Get Answers, telling you whether or not it's possible to go on holiday for less than £100. Booking your next summer getaway is meant to be something to look forward to. Scrolling through the holiday websites looking at pictures of glorious pools and sandy beaches, deciding which room in the apartment has the best view over the coastline. You think you’ve found a great deal and then… the fees start to add up! The bargain holiday you ...
Jul 04, 2024•35 min•Ep. 253
In this episode of Money Shorts, we demystify the rules around later life care funding across the UK. Read the 9 things you should know before paying for care & sign up to our free monthly Money newsletter
Jun 30, 2024•13 min•Ep. 2
Inflation has finally hit the Bank of England’s target, so does that mean interest rates will fall some time soon too? And if they do, what will that mean for mortgage holders? Which? Mortgage expert Stephen Maunder & mortgage advisor Ryley Solferini explain what an interest rate fall would do to mortgages, what to do if you’re worried about repayments, and give tips to first time buyers. Read our best mortgage rates available right now & sign up to our free weekly Money newsletter....
Jun 27, 2024•25 min•Ep. 252
With the busy holiday season getting under way in just a few weeks time, we share the results of our latest survey to help you find the best policy to suit your needs. Our experts discuss whether annual cover could actually prove more cost effective, and how to claim should anything go wrong. Read the 7 questions to ask yourself when buying travel insurance and check out our free weekly Money newsletter ....
Jun 20, 2024•31 min•Ep. 251
In the first episode of our new Money Shorts series, we look at investing and how you can spot reliable dividend payers to boost the returns on your investments. Find out how to invest if you're a beginner & sign up to our free monthly Money newsletter.
Jun 16, 2024•14 min•Ep. 1
For years now, the finance sector has been misleading customers on their green credentials, but now new rules aim to make banks be a lot more transparent with how they’re using our money. Which? Money’s Deputy Editor Sam Richardson & Huw Davies, Senior Finance Advisor at Make My Money Matter, analyse the new rules set out by the FCA and explain how you can make greener choices when choosing financial products. Find out what the new labels on products will look like & sign up to our free ...
Jun 13, 2024•34 min•Ep. 250
From switching banks to renting out your driveway, there are a range of well known and lesser known ways to pocket yourself some easy cash. Today, we pick out some of our favourite ways you can boost your bank balance. Which? Senior Content Writer Grace Witherden & Beth Tydeman, better known as Budgets with Beth , highlight some easy ways for you to earn more money to put towards your household bills or your next family holiday. Which banks are offering money to switch banks & sign up to...
Jun 06, 2024•35 min•Ep. 249
In this week's episode of Which? Shorts, we tell you how credit reference agencies are using our data as part of their marketing agencies, and how you can limit what data they hold about you. Read about your rights following a data breach & sign up to our free weekly Money newsletter. Get the Which? magazine delivered direct to your door....
Jun 04, 2024•18 min
The FTSE 100 hit an all-time high at the start of May, so does that mean it's a good time to invest? And if so, what are the best ways of investing into the stock exchange of the 100 most valuable companies in the UK? Which? Writer and researcher Megan Thomas & Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter explain why now might be the best time to invest, plus what your options are if you’re just starting your investment journey. Find out what the best stocks and shares I...
May 30, 2024•23 min•Ep. 248
There’s no worse feeling than realising you’ve been scammed out of hundreds or thousands of pounds. But so called recovery scammers are finding new ways to get hold of even more of our money. Which? Senior Writer Faye Lipson and TSB’s Fraud Spokesperson Matt Hepburn tell us how scammers are evolving, plus they give us their top tips for avoiding scams in the first place and how to get your money back. Find out what the newest scams are & sign up to our free weekly Money newsletter....
May 23, 2024•31 min•Ep. 247
