Structured notes promise yield, flexibility, and even capital protection — but are they right for your portfolio? Host Genevieve Cua speaks with Franck Fayard from Marex to unpack how these complex instruments work, when they make sense, and what to watch out for. From crypto-linked notes to capital protected strategies, this episode explores how structured notes can be used tactically — if you understand the trade-offs. Synopsis: Learn to protect and grow your wealth in this monthly Business Ti...
Jul 07, 2025•20 min•Season 1Ep. 52
When we hear "legacy planning," most of us think of wills, trusts, and financial assets. But what if true legacy is about much more than money? In this episode of WealthBT, host Genevieve Cua speaks with Christopher Tan, CEO of Providend, about how legacy planning is really about values, identity, and intention. From common mistakes wealthy parents make, to the power of a heartfelt letter of wishes, this conversation will challenge you to rethink what it means to leave something meaningful behin...
Jun 09, 2025•16 min•Season 1Ep. 51
Sell America, some said. Don’t buy the dip, others said. Thanks to US President Donald Trump’s tariff policies, investment advice have popped up left and right in the media. But don’t panic just yet, according to Dr Wei Dai, head of research and vice president at Dimensional Fund Advisors. In this episode, host Genevieve Cua sits down with Dr Dai to explain why you should avoid making knee-jerk reactions based on news and focus on long-term investment strategies instead. Synopsis: Learn to prote...
May 12, 2025•16 min•Season 1Ep. 50
With an escalating trade war, markets have been very volatile recently. And that’s scary. What should we do in times like this? In the latest episode of WealthBT, Genevieve Cua sits down with Steve Brice, global chief investment officer of Standard Chartered bank for some advice. Steve shares his personal investment blunders, the lessons he's learned, and expert advice on how to handle market volatility to achieve your long-term financial goals. Synopsis: Learn to protect and grow your wealth in...
Apr 07, 2025•15 min•Season 1Ep. 49
Investment-linked insurance plans, or ILPs, are often touted for their dual benefits of protection and investment returns. But do they live up to the claim? In this episode, Genevieve Cua, wealth editor of The Business Times, unravels the five common misconceptions about ILPs. Learn about their high costs, and find out if they truly offer the protection and investment returns they may promise. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for afflu...
Mar 10, 2025•11 min•Season 1Ep. 48
Last year, MediShield Life went through a review, with big changes about to kick in this year. But the largest impact might come from a technicality that many of us might not be familiar with: the pro-ration factor. In this episode of WealthBT, host Genevieve Cua sits down with Alex Lee, president of the Singapore Actuarial Society, to explain the ins and outs of pro-ration, and unpack what these new changes mean for your financial stability and healthcare coverage. Synopsis: Learn to protect an...
Feb 10, 2025•16 min•Season 1Ep. 47
Markets will do what they do in 2025, but there are ways to help you stay on an even keel. Genevieve Cua sets out things you can anticipate in terms of returns, and trends in rates and inflation, including healthcare. Plus chalking up more in savings to maximise what the CPF can eventually pay you in retirement savings for life. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlig...
Jan 13, 2025•13 min•Season 1Ep. 46
From Trump's return to AI advances, how will the 2025 investment landscape look? Will US stocks be able to keep up the bull run? If you have cash sitting in the bank account, where should you put it? In this episode, Genevieve Cua sits down with Hou Wey Fook, the chief investment officer of DBS Bank, to break down the best investing strategies going into the new year. Plus, Wey Fook shares his secret recipe to riding the bulls and bears of the market. Synopsis: Learn to protect and grow your wea...
Dec 09, 2024•16 min•Season 1Ep. 45
How worried should investors be about China-US relations? Is it time to go big on AI? Genevieve Cua on WealthBT speaks to Dong Chen, chief Asia strategist and head of Asia research at Pictet Wealth Management about the importance of active management and strategic asset allocation in weathering market downturns. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. This episode is brought ...
Nov 11, 2024•16 min•Season 1Ep. 44
The surge in US tech stocks, especially Nvidia's 143 per cent increase, has investors questioning if it's too late to invest. Genevieve Cua discusses strategies for tech stock investment and market trends with Dr Wei Dai from Dimensional Fund Advisors. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast: 02:28 Outsized investment returns are not unusual in histo...
Oct 07, 2024•19 min•Season 1Ep. 43
Selling a company is a major, often difficult, decision. It brings up questions of identity, ambition and legacy. Cheng Hsin Chih, market head of Southeast Asia at Pictet Wealth Management, has worked with many clients through this journey. In this episode, BT wealth editor Genevieve Cua sits down with Cheng to break down the complexities of selling a company. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT weal...
Sep 22, 2024•16 min•Season 1Ep. 42
If you’ve been a fan of the podcasts Mark to Market, Wealth BT and Property BT - they are moving to a new listing! BT Correspondents! Look for episodes every Tuesday from October! All the insights and analysis in market trends, property, wealth and soon mobility too. Powered by The Business Times journalism of Genevieve Cua, Leslie Yee, Ben Paul and Derryn Wong. Because great reads SHOULD be heard! BT Correspondents. Find BT Correspondents wherever you listen to podcasts. See omnystudio.com/list...
Sep 12, 2024•35 sec
Premiums of some Integrated Shield plans (IPs) are rising in September. Should you downgrade or switch your insurer? There are ways to save on premiums. MOH’s data on lifetime premiums may also help guide your choice of insurer. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast: 01:46 How much are IP premiums rising 05:15 How to choose the right IP for you 07:...
Aug 25, 2024•14 min•Season 1Ep. 41
Genevieve Cua speaks to Victor Aerni, Pictet Wealth Management Asia’s chief executive, on the factors driving interest in private markets, the segments that offer the most attractive opportunities, and the need for a multi-generational horizon for such assets. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. This episode is brought to you by Pictet Wealth Management. Highlights of the...
Jul 23, 2024•17 min•Season 1Ep. 40
Genevieve Cua speaks to Chang Wei Liang, DBS FX and credit strategist who covers crypto, on valuation approaches to Bitcoin, the underpinnings of its value; and the implications of the mode of investment - direct holding or ETF. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast: 03:00 Valuation approaches for Bitcoin 06:48 Supply/demand factors and the “invisi...
Jun 23, 2024•19 min•Season 1Ep. 39
While having a family office has often been looked at as a status symbol, is it really all it is? Beware, it can be costly to set up. Genevieve Cua gets the ins and outs from Angie Han, head of wealth planning, Pictet Wealth Management Asia. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. This episode is brought to you by Pictet Wealth Management. Highlights of the podcast: 02:40 Som...
May 26, 2024•21 min•Season 1Ep. 38
What’s the secret to a successful retirement? According to Christopher Tan, founder of advisory firm Providend, it’s not just good investing and financial planning, it’s also about contentment. Christopher shares his personal wisdom with BT’s Genevieve Cua. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the conversation: 02:15 Qualities of successful investors 04:46 Ch...
Apr 21, 2024•17 min•Season 1Ep. 37
Some CPF members feel stopping the practice of “shielding” the Special Account is unfair, because they have lost the opportunity of a higher interest rate. But investing your CPF savings is more important than ever. What does this mean for your CPF returns? BT’s Genevieve Cua gets insights from Samuel Rhee of Endowus. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the ...
Mar 24, 2024•18 min•Season 1Ep. 36
Private debt offers a stable, generally floating-rate income. But credit risks are elevated as financing conditions remain tight. Defaults are expected to rise. But some types of private debt carry lower risks than others. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the conversation: 01:02 The lowdown on private debt 02:47 The golden age: strong returns and inflows ...
Feb 25, 2024•14 min•Season 1Ep. 35
What is the outlook for interest rates and the impact on stocks and bonds? What is the outlook for Singapore and China? And is it time to exit fixed deposits and invest in what, exactly? Genevieve Cua interrogates Kelvin Tay from UBS Wealth Management. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. This episode is brought to you by UBS Wealth Management. Highlights of the conversati...
Jan 21, 2024•21 min•Season 1Ep. 34
Markets are on a tear since the Federal Reserve signalled a pivot towards cutting interest rates in 2024. How should you position your portfolio? Here are some thoughts on bond yields; geopolitical risk in 2024; investing in value equities; and keeping faith in balanced portfolios. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast: 01:29 Indications of what th...
Dec 24, 2023•15 min•Season 1Ep. 33
Philanthropy can be a source of catalytic and patient capital, and as such, can play a big role in the net zero transition. Blended finance is an avenue where philanthropists can join forces with public and private funds. Genevieve Cua speaks to Anthony Gao, head of philanthropy services Asia with Pictet Wealth Management for more insights. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve ...
Nov 26, 2023•18 min•Season 1Ep. 32
Why are couples entering into prenups, and sometimes at the urging of their families? A prenup or post-nup may potentially be an important tool for families who have multigenerational wealth in mind. Genevieve Cua speaks to Ivan Cheong, head of the divorce and family team with Withers KhattarWong in Singapore for more insights. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highligh...
Oct 22, 2023•19 min•Season 1Ep. 31
Learn about key themes like circular economy, biodiversity, energy transition and health in responsible investing as Genevieve Cua discusses with Evelyn Yeo from Pictet Wealth Management Asia. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast: 02:03 Climate impact in 2023 05:46 Connection between climate risks and markets 09:59 Elements to ensure investments h...
Sep 24, 2023•20 min•Season 1Ep. 30
Insurance par funds last year chalked up their worst returns over the past five years. But not all insurers reduced bonuses and your par plan’s bonus may still be intact - for now. Are par savings products still worth your while? Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast: 01:04 Smoothing and par plans’ worst returns in 5 years 05:15 Market conditions v...
Aug 27, 2023•15 min•Season 1Ep. 29
Amid market volatility, it helps to distinguish between market noise and major trends. Scarcity of resources, labour and trust is already evident and will continue to drive markets. What are the impacts over the long run and how you can position your portfolio? Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. This episode is brought to you by Pictet Wealth Management. Highlights: 01:0...
Jul 23, 2023•16 min•Season 1Ep. 28
Why do wealthy families grapple with the challenges of how to enhance their wealth for generations and still keep close family ties? Families who have figured out the purpose of their wealth and their role as stewards take the first step towards a long-lasting legacy. Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights: 02:05 Insights on enhancing family ties and wealth for generations ...
Jun 25, 2023•17 min•Season 1Ep. 27
Private debt has come into its own as an asset class after the 2008 financial crisis, delivering attractive returns with little correlation to stocks and bonds. The current environment poses challenges but with careful credit selection, investors can still reap equity-like returns. Goh Hui Yang, Pictet’s head of alternative investments in Asia tells Genevieve Cua more. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted b...
May 21, 2023•16 min•Season 1Ep. 26
Riders have become a focal point of the changes in Integrated Shield plans, which from April must get in line with the Health Ministry’s cancer drug list. With riders, you can still get cover for drugs not on the list. But are you better off with the changes? Will premiums rise? Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights (click/tap above): 01:07 Cancer drug list recap 03:16 Shi...
Apr 23, 2023•16 min•Season 1Ep. 25
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Is there a gender approach to financial planning? Isn’t it the case that the sensible approach really is gender neutral? Evy Wee, head of financial planning and personal investing at DBS shares her thoughts with Genevieve Cua. Highlights (click/tap above): 04:37 Tendency to rely on spouse 06:38 Gaining confidence: foundation knowledge 0...
Mar 26, 2023•22 min•Season 1Ep. 24
