Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by wealth editor Genevieve Cua. Most people probably have a CI plan but the cover they have is also probably insufficient. Genevieve Cua discusses how to enhance your base CI plan by taking up a multi-pay rider, to cover you for recurrence of critical illnesses. Highlights (click/tap above): 01:54 Good news about CI: Standalone and multi-pay plans 03:34 Future-proof C.I....
Feb 26, 2023•16 min•Season 1Ep. 23
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. How can you make sure your portfolio doesn't suffer in 2023 like it did in 2022? Genevieve Cua has some ideas. Highlights (click/tap above): 01:10 More positive macro environment 04:11 Bonds back in favour 07:36 Commit to a balanced portfolio 10:10 Scout for higher-interest options 12:16 Maximise CPF interest rates Produced by: Geneviev...
Jan 22, 2023•15 min•Season 1Ep. 22
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. The pattern this year has been of hope and then a letdown. In this environment when it seems that everything is down at the same time, what can serve as investment guardrails for your portfolio? Highlights: 0:55 The tug of war between hope and reality and why we need some investment guardrails 01:35 Cash as a guardrail. Attractive rates...
Dec 25, 2022•13 min•Season 1Ep. 21
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Can transferring your wealth to the next generation really be easy? The bottom line is: the issue of succession or wealth transfer requires a lot of thought and planning. Genevieve Cua speaks to Angie Han, head of wealth planning for South Asia from Pictet Wealth Management for more insights. This episode is brought to you by Pictet Wea...
Nov 27, 2022•17 min•Season 1Ep. 20
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Are your investments really helping to reduce carbon emissions and alleviating social issues? Genevieve Cua deep dives into ESG investing to find out. Highlights (click/tap above): 03:41 Two reasons for ESG funds’ underperformance 06:17 Should you avoid or exclude oil & gas companies? 07:27 What do ESG ratings really mean? 09:29 Do ...
Oct 30, 2022•16 min•Season 1Ep. 19
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. How is impact investing different from ESG investing and how much of a difference can your capital make? Genevieve speaks to Evelyn Yeo, head of Asia Investments from Pictet Wealth Management Asia. This episode is brought to you by Pictet Wealth Management. Highlights (click/tap above): 02:37 Differences between impact investments and E...
Oct 02, 2022•19 min•Season 1Ep. 18
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. For the risk averse, looking for opportunities in this high interest rate environment isn’t as difficult as it seems. Genevieve tells us where you can park your spare cash that won’t increase your stress levels. Highlights: 03:30 Impact of higher interest rates on assets 04:07 Lower risk options as rates trend up: CPF and CPF Life 06:07...
Aug 28, 2022•18 min•Season 1Ep. 17
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Philanthropy is almost always associated with very wealthy families. If you have less wealth but many good intentions, can you also engage in philanthropy? Genevieve Cua speaks to Anthony Gao, Pictet Wealth Management head of philanthropy services Asia to find out. This episode is brought to you by Pictet Wealth Management. Highlights (...
Jul 24, 2022•17 min•Season 1Ep. 16
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. What are the promising investment themes within healthcare? Private equity offers an avenue to invest in promising smaller companies before their value becomes widely recognised. For more insights, Genevieve Cua speaks to Hui Yang Goh, Pictet wealth management’s senior adviser for alternative investments in Asia. This episode is brought...
Jun 26, 2022•17 min•Season 1Ep. 15
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Getting older is part of life, but has the reality of living a long life really set in? Living to a good senior age should be a welcome thing – but with some caveats. In this episode, Genevieve Cua explores this and gets insights from Kimi Oh, Prudential’s senior financial services director. This episode is brought to you by Prudential ...
Apr 24, 2022•16 min•Season 1Ep. 14
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this episode of WealthBT, wealth editor Genevieve Cua discusses the financial vulnerabilities of high-net-worth individuals, who have wealth and health concerns and how careful planning can help them meet their goals. Guests in this episode: Melita Teo, AIA chief customer and digital officer, and Jerry Toh, AIA Financial Services ass...
Mar 30, 2022•18 min•Season 1Ep. 13
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this episode of WealthBT, wealth editor Genevieve Cua talks about what sustainable healthcare really means and why the social factor in terms of ESG is so important as an investor. Nathalie Flury, co-head of sustainable healthcare equity at HSBC Asset Management, joins her to give more insights. This episode is brought to you by HSBC...
Mar 27, 2022•17 min•Season 1Ep. 12
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this 11th episode of WealthBT, wealth editor Genevieve Cua talks about the challenge of retirement income and presents workable options. Highlights (click/tap above): 01:22 Why securing a retirement income is challenging 03:47 CPF Life, the most attractive retirement income plan around 06:33 Supplementing CPF Life with retirement inc...
Feb 27, 2022•14 min•Season 1Ep. 11
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this tenth episode of WealthBT, Genevieve Cua talks about some of the investment themes in 2022 and how they might impact your portfolio. Highlights (click/tap above): 01:24 Four key themes for 2022: Inflation rears its head in Singapore and in the US 03:46 Brace for higher interest rates and their implications for markets 07:01 Inco...
Jan 23, 2022•15 min•Season 1Ep. 10
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this ninth episode of WealthBT, wealth editor Genevieve Cua talks about how to maximise your CPF and SRS savings for retirement. Highlights (click/tap above): 2:21 Highlights of the Supplementary Retirement Scheme and investment options 5:29 Things to bear in mind about SRS: premature withdrawal penalty; relatively low limit on contr...
Dec 26, 2021•15 min•Season 1Ep. 9
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this eighth episode of WealthBT, wealth editor Genevieve Cua talks about the various investing approaches or strategies that today, fall under the sustainable label. This episode is brought to you by Prudential: https://www.prudential.com.sg/ Highlights of the conversation (click/tap above): 0:55 Reasons to invest sustainably: helpin...
Nov 21, 2021•15 min•Season 1Ep. 8
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this seventh episode of WealthBT, wealth editor Genevieve Cua talks about how your investment can make a positive difference to climate change. This episode is brought to you by Prudential: https://www.prudential.com.sg/ Highlights include: Implications of climate change for Singapore and why the call to action is urgent (1.11) COP26...
Oct 24, 2021•14 min•Season 1Ep. 7
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals. How do you balance multiple financial goals? BT Wealth editor Genevieve Cua speaks with Angeline Alexander, Prudential’s head of high net worth and affluent segments, in this sixth episode of WealthBT, brought to you by Ascend by Prudential: https://www.prudential.com.sg/ascend Highlights of the conversation: The top three financial goals (1.27) It helps to clearly define your ...
Sep 26, 2021•12 min•Season 1Ep. 6
Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals. BT wealth editor Genevieve Cua looks into how an expected longer life span can help you achieve more holistic financial planning, in this fifth episode of WealthBT, brought to you by Ascend by Prudential: https://www.prudential.com.sg/ascend She tackles the following points: Implications of rising life expectancy, and why children may not be seen as a pillar of support for elde...
Sep 12, 2021•11 min•Season 1Ep. 5
Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals. In this fourth episode of the WealthBT podcast, BT's wealth editor Genevieve Cua looks into the profitability of Integrated Shield portfolios. Most insurers’ Shield results staged a turnaround in 2020. What does this mean for you? She tackles the following points: Integrated Shield plans’ loss making trend since 2015; what happened in 2020? (1:11) Four factors that helped p...
Aug 22, 2021•13 min•Season 1Ep. 4
Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this third episode of the WealthBT podcast, BT's wealth editor Genevieve Cua looks into personal accident (PA) policies: What features should you be aware of and how much do you need? She tackles the following points: Where PA plans fit in your insurance portfolio and reasons not to buy too much (1:38) Basic benefits of PA and exclus...
Jul 25, 2021•13 min•Season 1Ep. 3
Synopsis: Learn to protect and grow your wealth in this Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this second episode of the the WealthBT podcast, BT's wealth editor Genevieve Cua looks into the insurance industry’s reduction of illustrative rates for par policies in July 2021. What does this mean for you? She tackles the following points: What are par policies, and what are the new illustration or projection rates taking effect ...
Jun 10, 2021•14 min•Season 1Ep. 2
Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. In this first episode of the WealthBT podcast, BT's wealth editor Genevieve Cua breaks down what you need to know about Integrated Shield policies and the recent debate and controversy over certain aspects of cover. She tackles the following points: Shield plans: How they give you options for the type of care you want - be it a priv...
May 13, 2021•15 min•Season 1Ep. 1
