Shaz looks at negotiating and the many factors that influence a property deal, including the motivation of the seller. He shares his strategy for working backwards and great advice about focusing on building a good reputation and good relationships because ultimately this is what will bring in good deals to you. KEY TAKEAWAYS Negotiating is a skill and dependant on a range of factors If the margins are there and the numbers work its worth paying asking price and saving time Even if you offer the...
Sep 13, 2021•7 min•Ep. 132
Now Shaz works on larger projects he always has a quantity surveyor involved and in this episode, he looks at why using a quantity surveyor whether your project is large or small is something you should be doing From estimating the costs of a project through to managing disputes a good quantity surveyor is an expert in their field and can give you peace of mind across both large and small developments KEY TAKEAWAYS A quantity surveyor helps you estimate the cost and help you control the cost The...
Sep 08, 2021•7 min•Ep. 131
What they are and how they can reduce your tax bill? In this informative episode, Shaz provides the answers and explains why capital allowances are one of his favourite tax allowances. Capital allowances can make a huge difference particularly when you are buying commercial property but can be effectively used in a range of situations. If you want to know if you can claim then this is a must-listen podcast KEY TAKEAWAYS When you spend money on capital equipment, plant, and machinery you can redu...
Sep 06, 2021•11 min•Ep. 130
Adding value to a property is one of the most important things you can do and makes great financial sense whether you are renting or selling it. Shaz shares five great ways you can easily add value to any property whether you are looking for tenants or looking to sell KEY TAKEAWAYS If you are serious about property you should be serious about adding value to any property It makes good business sense to increase the value of an asset wherever you can Create more units or more flats, smaller units...
Sep 01, 2021•7 min•Ep. 129
Shaz explains how no money down deals work and why it was a game-changer for him. When you are working with other people’s money you must fulfil the promises you make and be good at communication but if you can do this it’s a strategy that can work brilliantly for everyone involved Listen in and hear about both the prose and the cons from someone who has successfully used no money down multiple times. KEY TAKEAWAYS It has worked for me and once you have done it makes perfect sense If you are sho...
Aug 30, 2021•11 min•Ep. 128
In this episode, Shaz explains why you should use always use a planning consultant. Often architects know something about planning but they are usually not experts so a planning consultant is worth their weight in gold They can work with your architect and liaise with the planning officer to get the best outcome and with their expertise knowledge about planning policy, it’s cost-effective because with their input it’s possible to get your planning through first time. Listen in to find out more K...
Aug 25, 2021•6 min•Ep. 127
Shaz looks at why a pre-year-end meeting is so important and explains how it can be used to look at tax efficiency and what you can do to reduce possible tax payments when you get to your year-end. He also explains how a face to face with your tax expert is about analysis and preparation for the next year to make sure you are as tax efficient as possible KEY TAKEAWAYS If you want to be as tax efficient as possible you have to have a pre-year-end tax meeting It helps you plan in advance, Makes su...
Aug 23, 2021•6 min•Ep. 126
This episode is a great listen for anyone new to property as Shaz shares an overview of the most common mistakes and how to avoid them Using this as a checklist will make sure you are asking the right questions and making sure your numbers stack up so any deal you make is the right one for you KEY TAKEAWAYS Especially in the early days people buy a property because it’s cheap and don’t do the research needed If a property isn’t selling there’s a reason In any area, there is a ceiling price and i...
Aug 18, 2021•10 min•Ep. 125
Shaz is currently involved in a project to build forty houses and in this episode, he looks at the vital role of a good project manager. They are the people who control, manage and execute the project bringing together individuals to create a team that can deliver the project within budget and timescale so a good project manager is extremely important and worth their weight in gold on any project. KEY TAKEAWAYS Project managers are extremely important for property deals Some people just look at ...
Aug 16, 2021•8 min•Ep. 124
Could you do with more cash in your business? Shaz looks at some of the best ways to raise cash and explains that it’s all about mindset and knowing what will work for you best with a particular deal. When you know where to look for cash there are a range of different options that can be explored so that you can achieve the financing you want for your deal KEY TAKEAWAYS It’s about your mindset and knowing the different ways to find cash You can use your own cash and this is a quick way to get st...
Aug 11, 2021•14 min•Ep. 123
Shaz answers a question from his Facebook community, entrust property tax experts, where you can find lots of great information being shared on tax and property. The question is one that anyone who is investing in property will want to have the answer to – what are the pros and cons of having a property registered for VAT? Shaz shares great information about what happens and when in the property cycle and how opting in for tax works. KEY TAKEAWAYS Generally, the reason you are paying VAT is beca...
Aug 09, 2021•7 min•Ep. 122
If the deal works and the finance is there a bridging loan can be a good answer and, in this episode, Shaz explains how and why a bridging loan can be effective in your property investment. If there is a gap in finance, you need to fill, and the numbers work a bridging can be the solution you need, and this is a great opportunity to find out more. KEY TAKEAWAYS Private bridging serves a purpose You may not be able to get a loan elsewhere and there is a gap in your finance You can use a bridging ...
Aug 04, 2021•7 min•Ep. 121
Shaz shares his top tips on the best way to build a property business based on his own extensive experience. This episode will be a gamechanger for any listener as Shaz shares the tips that really make a difference in building your property business fast and explains why educating yourself, networking and getting out of your own way are key KEY TAKEAWAYS Invest in educating yourself regularly to help increase your rate of development You can have more than one deal in progress. Be bold and move ...
Aug 02, 2021•15 min•Ep. 120
Modular housing is popular in America and certain parts of Europe and in this episode, Shaz discusses a current project where they are using modular housing and the benefits of doing this. SIP and timber frame buildings mean work can be completed off-site and impacts significantly on the time needed with Shaz’ current development putting together three houses every ten days. Modular construction is something you should definitely be looking into and this episode has some great advice. KEY TAKEAW...
Jul 28, 2021•10 min•Ep. 119
Shaz looks at structural warranties and explains why you should be sorting this out at the start of a build if you want to get the best price. Any structural warranty is about protecting against things that can be very costly and if you are looking to finance at the end of the build a lender will usually ask for one, so hear about the right way to source a warranty for the best price in this episode. KEY TAKEAWAYS When you look for funding the lender will ask for a warranty and it’s much more co...
Jul 26, 2021•8 min•Ep. 118
In the first episodes of the Property Proficiency Workshop Series Shaz looked at the right business structure and how to benefit from the tax possibilities available in property. In this episode, he looks more closely at how to find deals and business partners and effectively use other people’s money to build your property portfolio quickly If you want to build a strong portfolio that works for you creating financial freedom then listening to this series is a must. KEY TAKEAWAYS Agents want to s...
Jul 21, 2021•14 min•Ep. 117
Whether you are new or experienced this is the place to be to learn how to achieve true financial freedom through property and in this episode Shaz focuses on tax savings as a property investor When you are tax efficient you can build capital and you don’t need to know all about each tax strategy you just need to be aware of the tax-saving possibilities KEY TAKEAWAYS It depends on your situation as to how the rules may apply to you In the guidance, there are opportunities for you to save money t...
Jul 19, 2021•16 min•Ep. 116
Shaz shares great content from one of his Property Proficiency workshops and explains how to get started in property and on the journey to financial freedom. He focuses on business structure and the questions you need to ask yourself to make sure you build the right structure for you. If you want to accomplish your goals and get it right, from the start, this is the episode for you. KEY TAKEAWAYS Property helps you obtain real financial independence It’s important to have the right strategies if...
Jul 14, 2021•15 min•Ep. 115
Refinancing and pulling out your money is a great way to keep recycling your cash. It’s a model where you buy, refurbish and then refinance taking your money out. When you have added value and taken out your money you still have an appreciating asset making this as Shaz says ‘a beautiful model that you can keep using over and over again’ listen in and hear how to get started KEY TAKEAWAYS This is the basic buy, refurbish, refinance and rent and it’s a model that works really well You buy a prope...
Jul 12, 2021•5 min•Ep. 114
If I lend money to my company can I charge interest? Shaz looks at a question from his community about the interest and tax implications of lending money to your company There are things several things to consider in this situation around whether you will need to pay income tax on any interest and this depends on your personal situation. You can charge interest if you want or not if you don’t, you can design and control the situation to suit you. KEY TAKEAWAYS You don’t have to charge interest a...
Jul 07, 2021•4 min•Ep. 113
Fixed interest or variable? Shaz explains the approach he takes when considering whether to look for a fixed rate or variable rate of interest on mortgages. Ultimately it’s about your personal attitude to risk coupled with whether the rates being offered for fixed-rate make it worth your while and Shaz shares some great tips about how to find the deal that works for you. KEY TAKEAWAYS It depends on your attitude towards risk Are interest rates going to go up or are they going to go down Are they...
Jul 05, 2021•4 min•Ep. 112
People often ask, ‘What’s the best area to invest in property in the UK?’ and Shaz shares why the answer is everywhere and how to make sure you have the right criteria in place to help with securing the deals that work for you. Shaz has an extensive network and knows property investors across the country and everyone is doing well with fantastic deals where ever they are located. KEY TAKEAWAYS There is opportunity everywhere The reason for asking about the best area can be about where to find th...
Jun 30, 2021•5 min•Ep. 111
‘I’ve got £30,000 how do I get started in property? Shaz explains how you can use this amount of money to get started, and also shares what he would do with this sum of money to move forward in property investment. This is a great overview of some of the many property strategies that can be used to get started in property and includes useful content on joint venturing and flipping properties KEY TAKEAWAYS It depends on how involved you want to be You can start with rent to rent on single let pro...
Jun 28, 2021•5 min•Ep. 110
Shaz goes through the most common mistakes people make when they are starting out in property and shares great tips on how to avoid them. From rushing into the first deal after you have secured your funding through to why everyone will make mistakes and how this is an opportunity to learn and be better moving forward this is a great checklist to use for anyone in property. KEY TAKEAWAYS Don’t rush into any deal, make sure you have done your due diligence and it’s the right deal for you. Decide o...
Jun 23, 2021•9 min•Ep. 109
Shaz shares great tips on exactly what you need to do to get a project that has potential, with numbers that stack up. When you have sourced a good deal make sure you have a funding source and a good contractor to make sure things run smoothly and always be prepared to walk away from a deal that doesn’t stack up, use these top tips as a starting point and your projects will be ones where there is great potential and successful outcomes. KEY TAKEAWAYS Sourcing a good deal is vital, learn from oth...
Jun 21, 2021•7 min•Ep. 108
Some accountants voice concerns over multiple share classes and in this episode, Shaz looks at the different types of shares and how they can be used within the structure of a company. Previously some types of shares have been exploited but as Shaz explains this is unlikely to happen with Alphabet shares as it’s a commercial arrangement that benefits both parties KEY TAKEAWAYS In a limited company, you have ordinary shares, With different classes of shares, you can restrict and limit the rights ...
Jun 16, 2021•7 min•Ep. 107
Shaz shares great content about the best places to identify new businesses and the things to look out for when undertaking due diligence. When you are looking to buy a business using your contacts and getting in touch with businesses directly effective ways to find the right business for you. When you’ve identified the business you want understanding the level of due diligence is key and this episode has great tips about exactly what you need to look for. KEY TAKEAWAYS Talk to your contacts, acc...
Jun 14, 2021•7 min•Ep. 106
How long does planning permission really take and what do you need to consider? Shaz shares his own varied experiences around planning as a property developer and shares great tips and advice on the value of a good architect, an experienced and knowledgeable planning consultant and why a pre-application can be the key to understanding what the planning officer is thinking. KEY TAKEAWAYS How long is it going to take? a minimum of 6 months but expect and for around a year The factors to consider i...
Jun 09, 2021•5 min•Ep. 105
This is a great run through the advantages and disadvantages of a rent to rent strategy, if you are just starting out in property and don’t have the capital this could be the strategy for you with a low barrier to entry and the potential to scale quickly. Hear about the positives and the things to look out for with a strategy that is minimal risk and needs minimal capital and then get started. KEY TAKEAWAYS You can scale quickly with minimum cash flow and low risk You can create good profit thro...
Jun 07, 2021•6 min•Ep. 104
Shaz answers the question about whether to pay off your mortgage if you have the cash. It can be easy to think that not having the debt is what everyone would want but as Shaz explains there are other options to consider. He shares some of the options that anyone with the cash may want to look at instead of paying off the mortgage and reflects mindset and that ultimately everyone will need to make a choice that works for them. KEY TAKEAWAYS How you feel about debt is a personal thing and influen...
Jun 02, 2021•6 min•Ep. 103
