On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss what retirees need to know about the 'Big Beautiful Bill' recently passed by Congress. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
Jul 18, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc
Jun 30, 2025•25 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss financial planning steps and advice for new graduates and young adults. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
Jun 24, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne set the record straight regarding common confusion and incorrect information surrounding retirement planning. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
Jun 17, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne review a list of questions you should ask in a volatile market. In addition, they breakdown the rollover process, by explaining what it is, who is eligible, and the pros and cons. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
Jun 10, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc
Jun 03, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how credit scores are calculated and factors that cause them to rise and fall. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc _____________________ Investment advisory services offered through A...
May 20, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss some of the perils retirees face when planning for retirement and risks to be aware of and mitigate as you get closer to your target retirement date. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 A...
May 13, 2025•25 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc
Apr 30, 2025•23 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss 2025 tax changes that investors need to know about. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
Apr 23, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss five things you need to do before you retire. In addition, they also discuss important Social Security planning information. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
Apr 15, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how Social Security planning can shape your retirement picture. In the second segment, they share thoughts around gold and how it as an asset in your portfolio can benefit you (or potentially not) depending on how you invest in it and what your goals around investing in gold are. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WP...
Apr 10, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not...
Apr 02, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss common beliefs and “rules of thumb” around retirement that may not apply in many situations. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered...
Mar 25, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how they account for inflation in retirement planning, helping listeners understand that future expenses will be higher to maintain the same standard of living. In the second segment, they discuss strategies for retirement planning when someone has a shorter life expectancy. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM...
Mar 17, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss several things retires may not know about Social Security. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registrat...
Mar 11, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not...
Mar 05, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss quick actions you can take to secure your retirement finances. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC regis...
Feb 26, 2025•23 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about how to change your money mindset in 30 days. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does no...
Feb 19, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does ...
Feb 11, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss what steps should be taken in the event of an unexpected early retirement. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________ Investment Advisory Services offered through Alpha...
Feb 05, 2025•25 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss the most dangerous temptations the average retiree faces and how to avoid them. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________ Investment Advisory Services offered through Alp...
Jan 28, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne outline the seven questions you should be able to answer as you approach retirement. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________ Investment Advisory Services offered through Alphas...
Jan 23, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss old habits that make for poor investment and retirement planning decisions and compare them to the “new you” in 2025 and give better advice and alternatives to those poor old habits of the past. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _______________...
Jan 13, 2025•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not...
Jan 07, 2025•23 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss the issues financial advisors wish others knew. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________ Investment Advisory Services offered through Alphastar C...
Dec 17, 2024•24 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag to answer listener submitted questions. In particular, they tackle multiple questions about finances during an estate transfer or a divorce. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensbo...
Dec 10, 2024•24 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne lead a discussion with listeners through what sets our financial planning process apart from others. Garrett and Brice cover our company’s mission statement, core values, and general approach to financial planning when we meet new people who are interested in speaking with us. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and e...
Dec 03, 2024•25 min
On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not...
Nov 25, 2024•25 min
On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss why planning for retirement should be a team effort for couples. In addition, they explore common areas of disagreement and agreement and how to handle them successfully. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retireme...
Nov 20, 2024•24 min