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Wealth Guardians Radio

Wealth Guardians Radiosoundcloud.com
The Wealth Guardians Radio Show focuses on all things retirement planning and is hosted by Doug Ray, Brice Payne, and Garrett Ray. The show airs each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and Winston Salem, NC's 96.7 WTOB FM/1470 AM. Disclaimer: “Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.”
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Episodes

November 16, 2024 - Raising the Retirement Age: What It Could Mean for You

On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray discuss a report by Congressman Brendan Boyle and the Congressional Budget Office that explores the idea of raising the full retirement age of Social Security from 67 to 69 for those born in 1972 or later. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's...

Nov 11, 202422 min

November 09, 2024 - Answering Listener Submitted Questions

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag to answer listener submitted questions. In particular, they tackle multiple questions about finances during an estate transfer or a divorce. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #green...

Nov 05, 202425 min

November 02, 2024 - Why We Do What We Do

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne talk about why they got into the retirement planning field and discuss the planning process that gets our clients best prepared for retirement. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstons...

Oct 29, 202425 min

October 26, 2024 - Top Regrets Retirees Make and How to Avoid Them

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne review some of the most important regrets retirees make and how to avoid joining them. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________ Investment Advisory Servi...

Oct 22, 202425 min

October 19, 2024 - Magic 8 Ball: Retirement Rules of Thumb

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne ask the Magic 8 Ball different rules of thumb, consider its response, and then put their own take on general retirement rules of thumb to help provide listeners a more complete answer. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #re...

Oct 17, 202425 min

October 12, 2024 - Fears, Phobias, and Your Financial Plan

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne talk about how some of the most common fears and phobias have more to do with your financial plan than you may think. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc ___________________...

Oct 09, 202424 min

October 05, 2024 - Answering Listener Questions

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag to answer listener submitted questions. In particular, they tackle multiple questions about finances during an estate transfer or a divorce. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #green...

Oct 01, 202424 min

September 28, 2024 - What Do Your Favorite Team's Jersey and Your Retirement Plan Have in Common?

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discussed similarities between a retirement plan and a professional sports team’s jersey. Their thoughts may surprise you! The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc ___________...

Sep 24, 202424 min

September 21, 2024 - How Do You Know? – Navigating Retirement Planning Questions Part 2

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne continue last week's discussion about common topics retirees ask about. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________ Investment Advisory Services offered throug...

Sep 18, 202424 min

September 14, 2024 - How Do You Know? – Navigating Retirement Planning Questions

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss common topics retirees ask about, including: how much money should you have in your savings account, when should you file for Social Security, how much risk should you be taking on your investments, and how do you know if your advisor is a good fit or not? The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 9...

Sep 10, 202424 min

August 31, 2024 - Top 401k Frequently Asked Questions in 2024

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss the top 401k frequently asked questions of 2024. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________ Investment Advisory Services offered through Alphastar ...

Aug 27, 202424 min

August 24, 2024 - Answering Listener Submitted Questions

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag to answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________ Investment Advisory Services offered through Alphastar Cap...

Aug 21, 202424 min

August 17, 2024 - Beware of Retirement Half Truths

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about being wary of retirement half truths and why they might need a bit more context. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc

Aug 14, 202425 min

August 10, 2024 - Why a Good Retirement Plan Doesn't Have to be Complicated

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about why a good retirement plan doesn't have to be a complicated one. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________ Investment Advisory Service...

Aug 06, 202425 min

August 03, 2024 - Elder Law and Estate Planning with Dennis Toman

On this edition of the Wealth Guardians Radio Show, Doug Ray and Certified Elder Law Attorney Dennis Toman talk about elder law and how you can be better prepared for legal issues in the second half of your life. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #...

Jul 30, 202423 min

July 27, 2024 - Answering Listener Submitted Questions

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag to answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

Jul 24, 202425 min

July 20, 2024 - Common Mistakes People Make When Choosing a Financial Advisor

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss common mistakes people make when choosing a financial advisor. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________ Investment Advisory Services offered through...

Jul 15, 202424 min

July 13, 2024 - 5 Lies You May Be Telling Yourself About Money

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss common misconceptions about money/investing that many people hear from friends of even family that can push them in the wrong direction. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winston...

Jul 08, 202424 min

June 29, 2024 - Answering Listener Submitted Questions

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________ Investment Advisory Services offered through Alphastar Ca...

Jun 25, 202424 min

June 22, 2024 - Your Financial Wellness Check-Up

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how your relationship with your doctor is much like your relationship with your financial planner. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capi...

Jun 18, 202424 min

June 08, 2024 - Steering Clear of Stress When Planning for Retirement

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how to avoid stress when planning for retirement. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advi...

Jun 04, 202424 min

June 01, 2024 - Retirement Expectations vs. Reality

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss what expectations people have about their retirement and what is realistically possible. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Manage...

May 30, 202424 min

May 25, 2024 - Investing/Retirement Questions Each Generation Has

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss the investing and retirement questions each generation has. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. _____________________ Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered In...

May 21, 202424 min

May 18, 2024 - Common Retirement Planning Income Mistakes

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss common retirement planning income mistakes. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

May 15, 202424 min

May 11, 2024 - Mailbag: Answering Listener Submitted Questions

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

May 07, 202425 min

May 04, 2024 - Four Client Financial Planning Success Stories

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss four client financial planning success stories, which you may be able to use in your planning. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

Apr 29, 202423 min

April 27, 2024 - Common Topics All Retirees Have in Back of Their Mind

On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss common topics all retirees have in the back of their minds. No, you're not the only one thinking about these... The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _________________...

Apr 24, 202425 min

April 20, 2024 - Can You Score an A+ on Our Retirement Planning Quiz?

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne review their retirement planning quiz. Can you score an A+? The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________ Investment Advisory Services offered through Alphast...

Apr 16, 202425 min

April 13, 2024 - The Many Components of Wholistic Financial Planning

On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray discuss the many components of wholistic financial planning and why this planning is much more than just how your portfolio is allocated. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc...

Apr 10, 202422 min

April 06, 2024 - Mail Bag: Answering Listener Questions

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

Apr 03, 202424 min
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