Mastering Creative Financing Tactics to Fund Your Deals
Episode description
Creative financing isn’t just a buzzword—it’s one of the most powerful ways investors can scale smarter and faster. In this episode, Suzanne and I dive into a full breakdown of alternative funding strategies that help you grow without the traditional barriers.
We explore equitable partnerships, private lending, crowdfunding, DSCR loans, BRRRR strategies, seller financing, and even using your IRA to fund deals. Whether you’re just starting out or looking to grow with flexibility, this conversation is packed with real-world insights, practical tips, and the exact steps you need to make creative financing work for you.
Key Talking Points of the Episode
00:00 Introduction
01:58 The pros and cons of crowdfunding
03:11 How private money can help fund less traditional assets
04:19 What to know about using your IRA to fund deals
05:34 Networking and building relationships with lenders
07:03 Where to network: REIAs, National Rental Home Council, and more
08:08 Local networking vs national events
09:16 Marketing as a creative financing tool
11:26 DSCR as a metric for smarter investing and better underwriting
13:56 Transitioning from fix & flip to BRRRR for long-term portfolio building
17:27 The common pitfalls of creative financing
19:17 Why real estate education pays off long-term
20:22 Avoid overleveraging: Plan for vacancy, maintenance, and contingencies
Quotables
“Creative financing lets you scale when others are stuck waiting for a traditional lender to say yes.”
“Your local REIA may have more value than a weekend in Vegas at a trade show.”
“Overleveraging is easy when deals come fast. Be smart and plan for the what-ifs.”
Links
RCN Capital
https://www.rcncapital.com/podcast
https://www.instagram.com/rcn_capital/
REI INK