How low will interest rates go... and will they stall earlier than we think?
Dec 19, 2025•50 min
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Episode description
The Bank of England has cut interest rates for the fourth time this year.
The base rate is now the lowest it's been since 2023 but a split vote means markets and economists are now question how much lower they will go.
On this podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss what a 3.75 per cent base rate means for borrowers, savers and investors... and more importantly where rates are going next.
Plus, the social media savings tricks that Gen Z love - and what the rest of us can learn from them.
Where has the highest household income and why how it is balanced matters.
How to not get caught out by a counterfeit Christmas.
And finally, another thorny question about a fence... but what's the answer?
Merry Christmas from all of us at the This is Money Podcast.
The base rate is now the lowest it's been since 2023 but a split vote means markets and economists are now question how much lower they will go.
On this podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss what a 3.75 per cent base rate means for borrowers, savers and investors... and more importantly where rates are going next.
Plus, the social media savings tricks that Gen Z love - and what the rest of us can learn from them.
Where has the highest household income and why how it is balanced matters.
How to not get caught out by a counterfeit Christmas.
And finally, another thorny question about a fence... but what's the answer?
Merry Christmas from all of us at the This is Money Podcast.
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
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