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This is Money Podcast

This is Moneywww.thisismoney.co.uk
What you need to know about money each week and what the news means for you, from the UK's best financial website.

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Episodes

What does more political chaos mean for your money and the economy?

A week is a long time in politics... and what a week it’s been. But what does all the turmoil mean for our money? And can we blame it all on Labour? Georgie Frost, Simon Lambert and Lee Boyce discuss the threat to Keir Starmer's leadership and why it has caused some market panic. If the Prime Minister is ousted, what could the new man or woman in charge change when it comes to tax and wealth? Nearly a quarter of retailers now no longer accept cash - but there is a cohort of 'cash preppers' tucki...

May 15, 202649 min

Should you worry about flights being cancelled and jet fuel shortages?

With millions of seats being cut from flights worldwide, it's safe to say many Britons may be worried about future travel plans - or are being put off booking holidays altogether. The Middle East conflict has pushed up the price of jet fuel and airlines are having to plan ahead to try and ensure as little disruption as possible. But what can you do if you end up getting swept up in cancellations or delays? Helen Crane, Georgie Frost and Lee Boyce discuss. Also this week, Helen steps in to help a...

May 08, 202649 min

Will the Renters' Rights Act work or backfire?

It's been a long time in the making and the idea has run through successive governments, but a new law to improve the life of those who rent their home has finally kicked in. Whether it's much-needed or much-feared depends what side of the landlord fence you are on, but what's not in doubt is that the Renters' Rights Act is a massive shake-up. The assured shorthold tenancy system that has been the backbone of renting a home for almost 40 years has been torn up and replaced with rolling contracts...

May 01, 202644 min

Bonus interview: Why we need a campaign to get people investing

A new campaign has been launched to turn Britain's savers into investors. In this bonus episode, This is Money's Simon Lambert speaks to Karen Northey, of the Investment Association about the Take The Next Step campaign, backed by members of the investment industry and supported by the government and Chancellor Rachel Reeves. They discuss why investing matters, how it can grow people's wealth and why Britain's savers can seem reluctant to dip their toes into something that has the power to subst...

Apr 30, 202616 min

Will the younger generation be worse off than their parents?

Is the younger generation going to end up worse off than their parents? A new survey shows young people aged 18 to 29 say the events of 2026 have left them feeling particularly pessimistic about the future, and the number who believe they will be worse off than their parents has doubled in the past year. Georgie Frost, Simon Lambert and Lee Boyce discuss whether the idea the next generation will have it better than previous ones is now bunkum. Elsewhere, what do you want to see less of on the hi...

Apr 24, 202656 min

Are we about to become a nation of investors?

A new government-backed campaign to get Britain to become a nation of investors is about to kick off. The message that you can be making more of your money will be spread in adverts that we know will feature a squirrel... but not much more about. It's a campaign being led by the Investment Association, the fund management industry body, and backed by 20 financial firms, ranging from investing platforms to wealth managers. So, will it make a difference - and why are we being told to invest? On th...

Apr 17, 202652 min

Is the generational wealth gap narrower than we thought?

Many younger adults think they are substantially less well-off than their parents. But while there are inequalities, new research suggests the wealth gap may be far narrower than previously reported - and it is largely down to the cash those in their twenties and thirties have stashed in their pensions. On this week's episode of the This is Money podcast Lee Boyce, Helen Crane and Georgie Frost discuss why official figures got it wrong, and whether property versus pension is a pointless comparis...

Apr 10, 202637 min

Can plug-in solar panels save out energy bills - plus what's the fuss about private credit?

A solar revolution is on its way to Britain and can help save us from volatile and high energy bills, if you believe Ed Miliband. Plug-in solar panels are popular across Europe but currently rules in the UK mean that we can’t buy them and, as it says on the tin, simply plug them into our home’s electricity supply. But changes are afoot that will mean we could soon be buying individual panels that cost £400 and simply plugging them into a three-pin wall socket, where thanks to the magic of an inv...

Apr 03, 202649 min

What you need to do with your Isa and pension before the tax year ends

There's just a week to go until the end of the tax year and if you haven't sorted your Isa, pension or the rest of your finances it's time to get your skates on. On this episode, Georgie Frost, Helen Crane and Simon Lambert discuss the important things you need to think about before 5 April... and ideally right now. From how your Isa allowance works, to parking cash and drip-feeding it, and why a pension can not only boost your retirement savings but also cut your tax bill, they explain what you...

Mar 27, 202652 min

Isa investing bestsellers revealed - but is cash still king?

Isa season is in full swing as savers and investors race to beat the clock to fill up their allowance - but where are people putting their money? Simon Lambert, Lee Boyce and Georgie Frost take a look and reveal stocks and shares Isa bestsellers of 2026. And even before the current markets turmoil caused by the Iran conflict, Lee reveals just how much is pouring into cash. There are fresh warnings sounded over Britain's midlife pensions crisis - but it's not too late to build a healthy retiremen...

Mar 20, 202648 min

Mortgage rates are spiking - how bad will it get?

Mortgage rates have shot up this week as the impact of the conflict with Iran for inflation and interest rates sinks in. Banks and building societies have been racing to raise their fixed rates - with some even pushing them up twice in the space of a few days. It comes in response to a sudden switch around in expectations for the Bank of England base rate, but will this flurry of hikes continue or are the concerns overdone. On this episode of the This is Money Podcast, Georgie Frost, Helen Crane...

Mar 13, 202634 min

What does the Middle East conflict mean for your money?

In the past week, news headlines have been dominated by the conflict in the Middle East. It has pushed up oil and gas prices, and as such, concerns over our household finances in Britain. Georgie Frost, Lee Boyce and Helen Crane discuss what the conflict means for investors, mortgage rates, price at the petrol pumps and energy bills - is there anything you can realistically do to keep a lid on the potential for runaway inflation? With the potential for inflation to spike, does that spell the end...

Mar 06, 202646 min

Why is the FTSE 100 soaring – and can its run continue?

The flying Footsie is on course for the best start to the year since 1998 and driving it are 20 stocks that have risen by 50% or more in the past year. Simon Lambert, Lee Boyce and Georgie Frost discuss what's going on for the flagship UK index and whether the run can continue. They also zoom in on Rolls Royce... its shares have soared by more than a thousand per cent in five years. Is it too late to join the party? When it comes to Junior Isas, many parents worry that once their children get ac...

Feb 27, 20261 hr 2 min

What you need to know about pensions with Steve Webb

Pensions are a topic that dominate the financial landscape and for the past decade This is Money readers have had Sir Steve Webb on hand to answer their questions. A former pensions minister, Steve has been our weekly columnist for ten years and helped guide people through the maze of retirement finances. On this episode of the This is Money Podcast, Steve joins Georgie Frost and Simon Lambert to talk about what's happened over those ten years and discuss what you need to know about pensions. Wh...

Feb 20, 202656 min

Bonus: How we turned start-up Heidi into one of the biggest ski holiday firms

In this bonus This is Money podcast episode, Simon Lambert interviews Marcus and Alexander Blunt, the brothers behind travel firm Heidi, to find out how they turned a start-up into the UK's second biggest ski package holiday firm in eight years - and survived the pandemic's threat to the business along the way. Eight years ago, brothers Marcus and Alexander Blunt were passionate skiers frustrated by the difficulty of trying to organise the mountain holidays that they and their friends really wan...

Feb 19, 202637 min

Is it time you switched your investment platform?

A shake up is happening in the world of DIY investing. Some of the biggest investment platforms are overhauling their fees ahead of Rachel Reeves' big push to get Britain investing - and under pressure from upstarts offering much cheaper services. The biggest name of all, Hargreaves Lansdown, has cut its prices for most investors, yet this seems to have triggered a chunk to jump ship. So, why are some HL investors moving if things are getting cheaper - and is it time we all looked at our investm...

Feb 13, 202642 min

How do you solve a problem like student loans?

Student loans look like another mess that has reached a tipping point in Britain's shonky financial system. There are three different types of student loan plan that graduates could currently be on and one of them offers a particularly bad deal. Those who took out Plan 2 student loans, between 2012 and 2022, suffered fees being hiked to £9,000, face interest rates of RPI plus 3 per cent, and have seen the repayment threshold above which they lose 9 per cent of their income bounce around at the w...

Feb 06, 202659 min

Is a ground rent cap a good idea for leaseholders and why is it controversial?

The Government has announced plans for a cap on ground rent - is it a welcome policy that will finally fix a broken system or does it risk creating new problems along the way? Helen Crane, Georgie Frost and Lee Boyce discuss the plans first revealed on TikTok by the Prime Minister, what's potentially changing and when. Watch out - HMRC is about... Stamp duty investigations are on the rise - is it all Angela Rayner's fault? And how do buyers find themselves in the crosshairs? 'Metal madness' is s...

Jan 30, 202652 min

Is the weaker US dollar bad for investors and why is Vanguard reducing UK bias?

Donald Trump has been hijacking the headlines this week, with his speech at the World Economic Forum in Davos a major talking point globally. With plenty of geopolitical drama afoot, what does a weakening US dollar mean for UK investors with money tied up in US and global funds? Simon Lambert, Georgie Frost and Lee Boyce discuss. One of the world’s biggest investment firms, Vanguard has spurned the Chancellor's efforts to drive up investment in the UK, as it plans to cut its LifeStrategy exposur...

Jan 23, 202649 min

Should you swap your star fund manager for a cheap tracker?

Life isn't what it once was for star fund managers. The investment industry once thrived on big names but these widely recognisable figures are few and far between nowadays. Two that remain are Terry Smith and Nick Train but their Fundsmith and Finsbury Growth & Income investors have had their patience tested by five years of underperformance compared to just sticking money in a cheap market tracker fund. Both managers defended their approach this week, while offering their investors an apol...

Jan 16, 202650 min

Tips to sort your finances and what's going on with pubs?

What are the financial foundations you need so that you can then start living a richer life? On this episode of the This is Money Podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss what they think are the essential building blocks for taking control of your finances. From budgeting to protecting your family, what are the things you absolutely must do? They share what they've done right... and what they have done wrong and still slip up on. Meanwhile, the new year has seen the row over p...

Jan 09, 20261 hr

What next for house prices in 2026?

It's safe to say it was a mixed bag for the property market last year, with a mixture of Budget speculation and stamp duty costs weighing on house prices, but mortgage lending rules loosening helping first-time buyers. So, what will happen in 2026 - Georgie Frost and Lee Boyce discuss, and ask - will it be another stagnant year for house prices. Elsewhere, there's a warning top cash Isa rates are set to fall. Can you really retire at 50? We look at the top tips to do this and what to plan for - ...

Jan 03, 202645 min

This is 2025: What happened to our finances and the economy this year

We are almost at the end of a year that turned out to be rollercoaster ride for our finances. Investors have had a good year but there was certainly some twists and turns along the way. The economy started off strong and then began to stutter, interest rates came down by a full percentage point and inflation spiked again. Meanwhile, the most hotly anticipated Budget turned out to be not as bad as it could have been but has not gone down well with businesses and taxpayers. On this final 2025 epis...

Dec 26, 202545 min

How low will interest rates go... and will they stall earlier than we think?

The Bank of England has cut interest rates for the fourth time this year. The base rate is now the lowest it's been since 2023 but a split vote means markets and economists are now question how much lower they will go. On this podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss what a 3.75 per cent base rate means for borrowers, savers and investors... and more importantly where rates are going next. Plus, the social media savings tricks that Gen Z love - and what the rest of us can lear...

Dec 19, 202550 min

Will the mortgage price war revive the property market?

Mortgage lenders are battling to offer borrowers lower rates - running ahead of the Bank of England making an expected cut next week. That's good news for anyone buying a home but it's even better for the 1.9million people who need to remortgage next year - many of whom will be facing a payment shock as they come off much lower fixed rates. So, will the mortgage cuts revive the moribund housing market - and what should you do if your fixed rate is running out? On this episode of the This is Mone...

Dec 12, 202551 min

How good are public sector pensions - and should we cut them or protect them?

A guaranteed income for your retirement years, earned through your working life, with no need to worry about getting caught out by the vagaries of the stock market. Sounds good, doesn't it? That's what a public sector pension delivers - and it's a far better deal than the retirement funds most people in the private sector save into. So, why do we want to make the good thing worse, rather than the bad thing better? Shouldn't we be doing things the other way round? And shouldn't the government be ...

Dec 05, 202551 min

Bonus episode: The questions financial planners are being asked after the Budget... and the answers

The dust has settled on the Budget but while we now know what Rachel Reeves plans for our finances, many questions remain. The Budget featured a raft of tax rises – but also left out some moves that were widely rumoured to happen. On this special bonus episode of the This is Money podcast, Simon Lambert is joined by Lisa Caplan, of Charles Stanley Direct, to find out what people are asking after the Budget - and the answers to those important questions. Follow us on Instagram @dmgnewmedia. Follo...

Dec 04, 202521 min

What does the Budget mean for you... and how bad was it?

After the endless speculation, the Budget finally arrived this week. Rachel Reeves seemed happy with her statement and Sir Keir Starmer has been out singing its praises, but was the Budget a diamond in the rough or a dud? On this Budget 2025 podcast, Georgie Frost, Lee Boyce and Simon Lambert dive into a Budget that many have commented is the most chaotic they can remember. After all the rumours, worries and waiting, how good or bad was it? Some of the expected financial pain didn't arrive but t...

Nov 28, 20251 hr 3 min

Nvidia report bumper results - why does it matter and is an AI bubble set to burst?

Nvidia is the talk of the town after posting better than expected earnings results - has the chip maker genuinely eased fears of an AI bubble bursting… or just bought the market a bit more time? Georgie Frost, Simon Lambert and Lee Boyce discuss what it means for investors in Britain and how much weight this multi-trillion dollar company holds. The Financial Services Compensation Scheme deposit protection limit will rise 41% to £120,000 from 1 December and data suggests young people are too focu...

Nov 21, 202555 min

What does unemployment data, GDP figures and market moves say about the economy?

This week we've had some worrying looking unemployment figures and disappointing GDP growth. Meanwhile, the FTSE 100 soared within touching distance of 10,000, before hitting a Friday slump. Mix it all together and what does it show about the UK economy? Lee Boyce, Helen Crane and Georgie Frost discuss. Nationwide Building Society has promised to keep all of its branches open until 2030 while major banks exit the high street. Does it make business sense? The Royal Mint has launched some yellow g...

Nov 14, 202545 min
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