The Your Life! Your Terms! Show - podcast cover

The Your Life! Your Terms! Show

Tom, Nick, and Anthony from the Rock Star Inner Circlerockstarinnercircle.com
Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star Inner Circle, the Rock Star team has helped Canadians invest in $3B+ of income properties and build freedom. Join thousands living life on their terms & start your journey at RockStarInnerCircle.com
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Episodes

Tom & Nick Karadza - Outrunning M2 Growth Is Key To Living Life On Your Terms

On this episode of The Your Life! Your Terms! Show we recap the recent Your Life! Your Terms! Event and discuss why debasement and M2 growth is getting out of control. In order to "get ahead" financially it's becoming more important to understand what M2 is, why it is acting as a head wind to your own financial freedom and what you can do about it. You can learn more about becoming a Rock Star Inner Circle Member by visiting RockStarInnerCircle.com/member

Oct 20, 20231 hr 6 min

Garrett Labarre & Jesse Bobrowski - Alberta Real Estate & Same Day Private Mortgages

Garret and Jesse from Calvert Home Mortgage were in town for our most recent Your Life. Your Terms. event and sat down to share the latest things they're seeing from all the investors they deal with. We discuss the differences between Ontario and Alberta right now from a lender perspective and what they're seeing investors in both places gravitate to today. These two have their boots on the ground constantly evaluating different deals in a number of areas bringing a bit of a behind-the-scenes lo...

Oct 17, 20231 hr 13 min

Jacob Sofer - Increasing Property Value & Income Using Turn - Key Modular Garden Suites

Metrosuite is a company based out of Toronto that specializes in building pre-fabricated modular ADU / garden suite homes. It’s the most hands-off approach to building an ADU or garden suite in your backyard that we’ve come across yet, as they prepare the ground site and then crane the home and drop it into your backyard. As Ontario pushes for more favourable densification laws and incentives, ADUs, laneway homes, and garden suites are becoming increasingly viable and attractive for the purpose ...

Oct 13, 20231 hr 9 min

Kelly Foss & Lauren Morley - Using Minimalism To Adopt A Simpler, More Meaningful Life

This episode is with Kelly Foss and Lauren Morley from the Millenial Minimalists Podcast, based out of Toronto! They share and teach the concepts of minimalism to their audience to help people live simpler and more intentional lives. Some of the benefits can include having more time, more money, more headspace, less stress and more of what you truly want out of life! What's not to like?! Check out their podcast here: https://podcasts.apple.com/ca/podcast/millennial-minimalists/id1432155616 , the...

Oct 11, 20231 hr 28 min

D'Arcy McConvey - Investing In Public Storage & Diving Into The Entrepreneurial Journey

We've known D'Arcy for many years. In the past he's even taught a class here at Rock Star on how large real estate developers analyze projects. He's now gone on to new things and started buying up public storage facilities across Ontario. On this episode of The Your Life! Your Terms! Show he dives into all the details: how it was leaving his corporate job, what types of properties he's looking for, the ins and outs of running public storage facilities and what the future holds. You can find out ...

Oct 06, 20231 hr 13 min

Gerry Gatto - Everything You Need To Know About Closing On A Property In Ontario

Gerry Gatto is a WEALTH of info in real estate law. In this podcast, we break down EVERYTHING you need to know about closing on a property in Ontario including, title insurance, closing costs, mortgage insurance, the best mortgage payment frequency to choose, and what to do if there are issues with your property after you close. The more you learn, the more you earn!! You can contact Gerry Gatto and his team at info@gattolaw.ca or at his website https://www.gattolaw.ca/. And you can still purcha...

Oct 03, 202347 min

Francis Pouliot - The Transition From Fiat To Bitcoin The Biggest Trend Of Our Lifetimes

Francis Pouliot is passionate about his craft. He has created BullBitcoin to give Canadians easy access to what is the biggest trend of our lifetimes. There is a transition taking place, that few recognize, from a fiat based credit money system to a digital commodity system. On this episode of The Your Life! Your Tems! Show we hear Francis share his thoughts on Canada, Costa Rica, the future of money, Bitcoin and the monetary technology advancements happening right now. You can check out Francis...

Sep 29, 20231 hr 41 min

Marko Verkic - How Toronto Real Estate Trends Stack Up Against Frankfurt, Germany

Marko Verkic was playing in the top tier of German soccer on the under-19 team and the Croatian national U19 team. But with a baby on the way becoming a full-time professional wasn't in the cards. So with no money and no plan, he had to make something work. That's when he went down the real estate path. Now he has a real estate investment company, brokerage, and growing team based out of Frankfurt, Germany. If you thought the banks and government were fanning real estate flames here with low rat...

Sep 26, 20231 hr 15 min

Ricky Zhang & Rohin Jain - How To Travel The World For FREE Using Credit Card Reward Points

Ricky Zhang and Rohin Jain from The Prince of Travel are somehow travelling the world for free using credit card reward points. We asked them for all their secrets on how they’re doing so. What the best travel credit cards are in Canada, the minimalist credit card portfolio that will get you 80% of the credit card points results you’re looking for, and how to optimally redeem your points for maximum return on investment. If you travel a few times a year or have ever dreamed of travelling all ove...

Sep 19, 20231 hr 28 min

Tom & Nick Karadza - Future Of Real Estate Prices, Interest Rates, Canadian M2 & More!

On this episode of The Your Life! Your Terms! Show we sit down to go over the state of the real estate market, where do prices go, what's up with Canada's money supply, interest rates, inflation, the price of steaks and more! Hold onto your seats as we dive into the chaos that is the current economy. We share all of this not to be negative but to prepare ourselves and in an attempt to not be blind sided by what happens in Canada next. Enjoy the show!

Sep 15, 20231 hr 11 min

Spencer Gatten - Professional Acting, Real Estate Investing, And Living In London

Spencer Gatten is an action-taker. He gets an idea in his head and goes for it. He's an amazing example of someone who doesn't waste time thinking about it and instead does it. Along the way, he found real estate, and he's had an incredible journey buying properties for himself and helping others do the same. Spencer's website is www.livinginlondonwithspencer.ca, Instagram is @LivingInLondonWithSpencer, And his YouTube is Living In London with Spencer Gatten. Go to www.YourLifeYourTermsEvent.com...

Sep 12, 20231 hr 28 min

Hussein Kudrati - The Top Economic & Social Trends Defining Canada's Future

Hussein Kudrati is a fascinating guy. He's born in Kenya, educated in Canada, the U.S. and England. He's back in Canada with his family and has started a thriving law practice in Burlington, Ontario. Hussein's perspective on life, economics, Canada, family, principles, wealth and real estate are fascinating. His deep family history gives him a very unique perspective on where Canada is headed economically. You can find Hussein on Instagram @HSKLawFirm and his practice specializes in real estate,...

Sep 08, 20231 hr 10 min

Kyle Melko - How To Cover Your A$$ With Property Insurance!

Get ready for the most in-depth podcast on home and property insurance for real estate investors that you'll EVER hear! We dove into what ALL the inclusions and exclusions you’ll find on a home insurance policy mean, Kyle’s BEST advice for investors on how to adequately protect yourself, and truly SO much more. This podcast is PACKED with practical information for you to understand home insurance and protect yourself better than you ever have before. If you’re looking to learn everything you pos...

Sep 05, 20232 hr 13 min

Risel Furtado - International Real Estate Investor, Life Long Learner & Living Life On Her Terms!

Risel Furtado is a force to be reckoned with. Together with Ernest Furtado she is on a global real estate adventure. On this episode of The Your Life! Your Terms! Show Risel shares why she quit her job, why she's building a real estate development in The Azores, a region of Portugal, how she got down to Brazil, what she's learned about herself and how she approaches life. We have had the opportunity to get to know Risel over the last several years and she's been an inspiration. Together with Ern...

Aug 29, 20231 hr 12 min

Stephen Jagger - How To Crowdfund Your Real Estate Deals And Give People Skin In The Game

You can now crowdfund your own real estate deals using the Addy platform. It's a complete game-changer. You can now allow your employees, contractors, tenants, or anyone else you want, to invest in your real estate projects and give them an opportunity to gain ownership of your project. Wait until you hear how people are using the Addy platform to raise capital creatively! Use the promo code YOURLIFEYOURTERMS to get your first year free on the addyOne Membership at https://addyinvest.ca./ And yo...

Aug 25, 202344 min

Tony Sozinho & Dan Thiessen -How To Completely Transform Your Health & Fitness In Less Than 8 Months

This podcast episode is with Dan Thiessen, the owner of Radix Performance Centre gym in Oakville, and Tony Sozinho, a Radix gym member. Tony recently underwent a radical health & fitness transformation under Dan's coaching. He lost 45 lbs, cut his body fat percentage down by 20%, went from being able to do 0 pull-ups to doing 100 in a single workout, all in the span of only 8 months and at the age of 50 years old. He shares how he did it all in this episode. If you're looking for one on one ...

Aug 22, 20231 hr 22 min

Saifedean Ammous - Principles Of Economics, The Bitcoin Standard & The Fiat Standard

On this episode of The Your Life! Your Terms! Show we catch up with Saifedean Ammous the author of one of our favourite books, The Bitcoin Standard. He has recently published his third book, The Principles of Economics. Saifedean has helped us understand money and the economy in a way that has forever altered our lives. Once you peek behind the curtain of the fiat system and understand how the economy works on a fiat standard you're left with a life-changing "ah ha". You can find Saifedean on Tw...

Aug 18, 202353 min

John Zada - How the News Media is Warping Our Minds

John Zada is the author of the book, ‘Veils of Distortion: How the News Media Warps Our Minds’. He’s a lifelong journalist who’s worked as a news writer and producer at CBC News, and Al Jazeera and appeared in various publications such as the Globe & Mail, Toronto Star, The Guardian, National Geographic, the BBC, New York Post, and more. John explains how and why the news has become broken, by depicting our world through a tiny sample of dramatized events that are often far-removed from our ...

Aug 15, 20231 hr 26 min

Steve Phillips - Investing East Of Oshawa In Kingston, Belleville, Prince Edward County & Beyond

This podcast is with Steve Phillips, a Rock Star Team Member and investor who works and invests in the region East of Oshawa. Steve started his investment journey in the Durham region and has since moved East to Brighton, Quinte West, Belleville, Prince Edward County, and Kingston. He’s a wealth of information for investing in this region, and is our boots on the ground for investing East of Oshawa. And he’s got an awesome real estate story! Check out https://rockstarinnercircle.com/ to learn mo...

Aug 11, 20231 hr 41 min

Samantha Gladish - Building Businesses, Holistic Wellness & Living Life On Her Terms

Samantha Gladish was the very first person we ever hired to help us at Rock Star. It was a scary moment for us and she probably wondered what she had gotten herself into. Since then she has gone on to do incredible things. She is the founder of HolisticWellness.ca, focused on helping you heal your hormones and your metabolism, she hosts The Wellness Witch podcast and now coaches entrepreneurs on how to build up their income and craft a business that serves their passion. It's been incredible to ...

Aug 08, 20231 hr 3 min

Femi Joda - Quitting Your Corporate Job & Diving Into Your Own Business

Femi Joda was putting on an epic performance of fitness at Radix Gym in Oakville where we met. After getting to know his story we were awestruck. Here's a guy who has was climbing the corporate ladder only to quit and start from scratch with his own business. On this episode of The Your Life! Your Terms! Show we chat with Femi Joda about why he quit, how he got the idea for DodoFoods.ca and where he's at now. Before we quit our jobs we would have loved to hear from other local people doing the s...

Aug 04, 20231 hr 13 min

Robin Valadares - Calculating Your Return On Time To Escape The Rat Race

Robin is an investor, physiotherapist, and financial educator. Robin runs a business where he trains healthcare workers in financial literacy and education. He wished someone would have taught him about these things when he became a physiotherapist, so now he's on a mission to help healthcare workers help themselves out for once! You can check out Robin's Instagram at @FinanciallyFulfilledPhysio and his website at https://www.financiallyfulfilledphysio.com. And you can register for the next upco...

Aug 01, 20231 hr 17 min

Frank Ungaro - Ugly Pike Pilsner, Real Estate Decisions, Fishing, BJJ & Bitcoin

Frank Ungaro is co-host of the Ugly Pike Podcast, the founder of Ugly Pike Pilsner, a BJJ black belt, a real estate investor and an all around good guy. We absolutely love chatting with Frank and on this episode of The Your Life! Your Terms! Show we discuss some real estate decisions he needs to make, the state of the world, Bitcoin and more. You can learn more about everything he's up to by visiting TheUglyPike.ca or @UglyPike on Instagram

Jul 28, 20231 hr 9 min

Tom & Nick - When Are Interest Rates Going To Come Down?

Anthony sat down with Tom & Nick on this episode to ask them the question on everyone's mind... Just WHEN are rates going to come down?! In classic Tom & Nick fashion, they explained the bigger picture that is influencing rates in the short-term AND long-term. And what the leading economic indicators are that you should be watching for rates to begin falling again. Understanding the bigger economic picture will give you the context you NEED to make investing decisions with confidence! If...

Jul 21, 20231 hr 20 min

Anthony DeGazon & Mark Molder - Kids Financial Literacy, Truth About Money & Following Your Passion

These two gentlemen are remarkable. After a chance meeting at a Rock Star event, Anthony DeGazon & Mark Molder, discovered they shared a unique passion. They wanted to teach children the truth about money and get kids excited about financial literacy. On this episode of The Your Life! Your Terms! Show we go behind the scenes of how this came to be, how their first few courses have been received and what they're planning next. We wholeheartedly support these guys and are thrilled that they ar...

Jul 18, 20231 hr 17 min

Keith Pinto - How AI Is Changing Everything And The Best AI Tools You Can Use

Keith Pinto is the Rock Star Marketing Manager and is a wealth of knowledge in marketing & technology. In this episode, he shares the jaw-dropping impact AI is already having on the world and where it's headed. It's scary stuff... but so is every new powerful technology. We all have the choice to either adopt this new technology and learn how to use it to our advantage, or ignore it and fall behind! Don't be left behind! If you want to learn more Rock Star marketing tips from Tom, Nick &...

Jul 14, 20231 hr 12 min

Robert Bradaric - Commercial Real Estate Update, Family & Work Ethic

Robert Bradaric is back in-house to share what he's seeing on the streets in the world of commercial real estate. His father grew a great business with commercial real estate properties in the Burlington, Ontario area and now Robert has taken the reins to run the family business. On this episode of The Your Life! Your Terms! Show we chat about rent rates, vacancies, office trends, industrial usage types and more. Not only is Robert a great real estate resource, he's a great friend and amazing me...

Jul 11, 20231 hr 13 min

Hart Togman - Facebook Marketplace & Tenant Placement Masterclass

Never have we met someone who had a deeper understanding of how Facebook marketplace works, and how to fully optimize it for advertising rental properties. This was a masterclass on how to leverage the most powerful advertising platform to find remnants better, faster & cheaper. Buckle up for some serious pro tips on finding and screening tenants that are going to bring your investing skills to the next level!

Jul 07, 20232 hr 2 min

Akram Kilani - The Kilani Jewellery Story Family, Gold, Struggle & Success

This is a story of a family's journey from the Middle East to Toronto. The Kilani story will inspire you, motivate you and highlights all that is good in this world. On this episode of The Your Life! Your Terms! Show we discuss how and why we crossed paths with the Kilani family, how the father guided the entire family with his wise choices under times of great stress, how the mother guided the family to Toronto and how the siblings stuck together to build a wildly successful jewellery business ...

Jul 04, 20231 hr 47 min

Arjun Saraf - Non-Bank Lending & Alternative Mortgages with New Haven Mortgage

Arjun Saraf is the CFO of New Haven Mortgages and we sit down with him on this episode of The Your Life! Your Terms! Show to discuss non-bank lending. The alternative lending or private money space is often an opaque area can be misunderstood. Arjun peels back the curtain and discusses how the industry works and some of the pros and cons to be aware of with non-bank lending. You can learn more about New Haven Mortgage by visiting www.NewHavenMortgage.com

Jun 30, 20231 hr 7 min
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