The Your Life! Your Terms! Show - podcast cover

The Your Life! Your Terms! Show

Tom, Nick, and Anthony from the Rock Star Inner Circlerockstarinnercircle.com
Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star Inner Circle, the Rock Star team has helped Canadians invest in $3B+ of income properties and build freedom. Join thousands living life on their terms & start your journey at RockStarInnerCircle.com
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Episodes

Matthew Varga - Airbnb & Airbnb Arbitrage Creative Cash Flow Strategies With Real Estate

One of the great things about real estate is how versatile it can be as an investment. We own one property that we've used three different income generating strategies on over the years. And in times where cash flow is difficult to find with one strategy you can turn to another. That's exactly what Matthew Varga is doing. On this episode of The Your Life! Your Terms! Show he is using Airbnb and Airbnb arbitrage to generate cash flow when many say it can't be done. You can learn more about Matthe...

Jun 27, 20231 hr 10 min

Nick Karadza - How To Get Things Done & Still Enjoy Life Reflections On 20+ Years Of Investing

This podcast is with Nick Karadza! Anthony sat down to chat with Nick about investing, balancing all the aspects of life, his no-nonsense attitude for getting things done, his views on what it takes to live life on your own terms, and what holds many people back from doing so. This was a wide-ranging conversation on EVERYTHING it takes to live life on your own terms! If you’ve been getting value from the Your Life. Your Terms. Show, please give the podcast a FIVE STAR rating and review on Apple ...

Jun 20, 20231 hr 23 min

Nadeem Ahmed - Retail Clothing Store Entrepreneur Turned Rock Star Real Estate Investor & Coach

This podcast is with Nadeem Ahmed, long-time Rock Star investor coach, and real estate investor. Nadeem shares his journey from becoming a clothing store retail business owner to a full-time real estate investor and coach. We chat about student rentals, rent to owns, personal development, infill development, the St Catharines market, investor success stories, and his real estate retirement plans. And, you can check out the complete ramp-up of our social media including full video podcasts, highl...

Jun 13, 202354 min

Daria Grabchuk - How The Canadian Immigration System Works & Opportunity For Investors

Daria Grabchuk is an immigration consultant, mother, and real estate investor who's bullish on Canadian real estate. In this podcast, she breaks down how the Canadian immigration system works, what you should know as a real estate investor, and how she's investing to benefit from these trends. You'll get a much deeper insight into what's driving the Canadian population growth and the impact it's having on housing. You can contact Daria at 416-877-1871 or email her at info@welcometocanadaimmigrat...

Jun 09, 20231 hr 20 min

Daniel Prince - World Perspective, Taking The Path Less Travelled, Sovereign Individual & Author

Daniel Prince is living life on his terms. He walked away from his corporate job in finance and together with his family they are taking the path less travelled. Travelling the world and now setting in France for a while he has a unique perspective to share with us. On this episode of The Your Life! Your Terms! Show we catch up on trends he is following, Bitcoin, economics and why money is at the heart of so many of today's global issues. He's also the author of a great book, Chose Life: The Too...

Jun 06, 20231 hr 12 min

Tom Karadza - Escaping The Matrix, Canadian Real Estate, And The Importance Of Working Hard

You're used to hearing Tom interview guests, but this time, Tom is the guest! Anthony sat down with Tom to ask him about what's freaking him out the most in the economy, how he's thinking about the Canadian housing market, and how to escape the "matrix". It was an insightful chat, with Tom's thoughts on some big questions about how to get ahead in life. You can call (905) 338-6964 ext 210 to ask Ashley or Anthony about the Rock Star Inner Circle or to connect you with a Rock Star Investing Coach...

Jun 02, 20231 hr 20 min

John Paul Gulbis - Investing In Alberta & Ontario & Rural Property Demand Trends

John Paul Gulbis has taken the most epic vacations. While many Canadians hit the all-inclusive sun-soaked beaches of the Caribbean, John Paul is often on the side of a mountain, on a tiny trail riding a massive horse!! On this episode we talk about his travels, get an update on his Alberta property purchase, what he sees in the investment market in Ontario and Alberta and discuss rural property investing. John Paul has been a huge part of the Rock Star team for over a decade and you can track hi...

May 30, 20231 hr 14 min

Adam Niman - Fortune Or Fiction Part 2 Infinite Banking Revisited

The feedback from the first episode with Adam Niman and his discussion of infinite banking was strong. Adam did a great job exploring a complex topic and after doing some digging into our own policies we wanted to chat with him again. On this episode we get a bit deeper into the weeds of infinite banking and his book, Fortune or Fiction "Why The Be Your Own Bank Concept is Flawed", available at FortuneorFiction.ca . You can also check out his first episode here: https://rockstarinnercircle.com/p...

May 26, 20231 hr 14 min

Garrett LaBarre, Jesse Bobrowski, & Lorenzo Podda - Investor Mortgages For Flippers Or Renovators

Garrett LaBarre and Jesse Bobrowski made the trip over from Alberta to explain how they're filling a void left by the big banks when it comes to investor mortgages, specifically for short term funding when flipping or renovating properties. They don't approve deals like regular banks and use a far more personal approach when working with their investors, and they have some options needing relatively small down payments. Lorenzo Podda joined us to give a bit of perspective of how this differs fro...

May 23, 20231 hr 10 min

Ryan & Russell Mascarenhas - Running A Barbershop And Investing In Real Estate

Ryan & Russell Mascarenhas are the owners of Goldwyn & Sons, an upper-scale barber shop in Oakville that appeals specifically to entrepreneurs & business people. Not stopping at just running their barber shop, they're now investing in real estate, and opening a Speakeasy bar after hours at their shop. These two brothers have incredible drive, and hearing their deep-seated reasons for tackling entrepreneurship is inspiring!

May 18, 20231 hr 8 min

Greg Foss - Bitcoin, Banks, Inflation, Risk Management & Market Updates

Greg Foss is back in the house to chat about the markets. On this episode of The Your Life! Your Terms! Show we dive into the regional banking mess in the U.S., what's next for JP Morgan, inflation trends, Balaji's bet, Booth's technology thesis and the types of conversations Greg is having with traditional finance people today. We always learn something new when Foss joins us and this episode is no different. Love his energy and you will too, enjoy the show! Follow Greg on Twitter @FossGregFoss...

May 16, 202359 min

Tom & Nick Karadza - Economic Updates, M2 Money Supply, Real Estate & Being Grumpy

OK so admittedly I was a bit grumpy recording this ... but we still managed to cover a lot of ground. On this episode of The Your Life! Your Terms! Show we chat about economics, money, the path our monetary system is on, M2 growth, real estate prices, new technology, A.I., Bitcoin and more. Changes in the economy seem to be accelerating as measured in all sorts of data points and it's important to understand these trends at a high level to position your finances as best possible. Unfortunately y...

May 12, 20231 hr 3 min

Gerry Gatto - Bank Draft & Wire Scams You Should Know About And Canadian Real Estate Law Pro Tips

Gerry Gatto is a lawyer that specializes in working with real estate investors. In this episode, you’ll learn how to protect yourself from new bank draft and wire fraud scams where Canadians are having hundreds of thousands of dollars stolen from them when closing on properties. You’ll also learn Canadian real estate law pro tips like a clause you can include in your offer to purchase to protect yourself and much more. If you want to reach out to Gerry and his office you can do so at GGatto@Gatt...

May 08, 20231 hr 14 min

Andrew Palhetas & Paul D'Abruzzo - Airbnb, Turks & Caicos & Building Your Real Estate Portfolio

Andrew and Paul started working with us in their 20s ... so it's mind-boggling to see how far they've come now that they're in their late 30s. They have purchased multiple properties, used almost every real estate investing strategy you can think of, have done land development and own multiple properties in the Caribbean. On this episode of The Your Life! Your Terms! Show we catch up with them to chat about Airbnb and vacation properties. You can find each of their contact information here: Rock...

May 02, 20231 hr 19 min

Kosta Panagoulias - Building & Selling SAAS Companies, Real Estate Investing & Infinite Banking

From building and selling a successful SAAS company to investing in real estate, Bitcoin & "Infinite Banking" whole life insurance policies. Kosta is building a financial fortress for himself as a local Canadian family man and it's inspiring to see! We're excited to keep watching him grow as a human and be a part of his journey! You can check out his podcast at FounderViews.com, his website & course for entrepreneurs at HardKnockSaas.com (Use promo code HUSTLE40 to get 40% off), or conne...

Apr 28, 202354 min

Tony And Marilou Soria - 15 Years Of Investing Lessons And Retiring Early Because Of Your Properties

We've known Tony and Marilou for about 15 years now since their real estate investing journey started. They immigrated to Canada from the Philippines and were looking at franchises to buy but decided to start buying some investment properties instead. On this episode of the Your Life! Your Terms! Show we talk to them about their preferred investing strategy, how they've kept great relationships with their tenants even after one started a large fire in one of their properties and the role their r...

Apr 25, 20231 hr 15 min

Todd O'Donnell & Ruben Furtado - Leaving The Corporate Life, Luxury Real Estate & Insurance Updates

These are two guys who have travelled similar paths. Todd O'Donnell, Ruben Furtado and myself (Tom) all worked together at Oracle. Then we all left the corporate life to go out on our own and start an entrepreneurial journey. On this episode of The Your Life! Your Terms! Show we catch up on life, business and get updates on their respective industries. You can find Todd at InsuranceTodd.com and Ruben at TheFurtadoGroup.com

Apr 21, 20231 hr 1 min

Josh Arnett - Quitting Your Job, Creating New Streams Of Income & Living Life On His Terms

Josh Arnett did what many people talk about but never pull the trigger on. He quit his high-paying corporate job. Over the pandemic, he laid out a plan to move his family to a new home, pick up some income-producing real estate and get his license to then help other people invest in real estate as well. He's now done it all. He quit, he owns multiple properties and he's now living life on his terms as he helps other Canadians build out their income property portfolios with properties all over th...

Apr 18, 20231 hr 12 min

Adam Niman - Infinite Banking Fortune Or Fiction Insurance Policies & Expected Returns

Insurance policies can be confusing ... at least they are to us. When we dove into the world of whole life policies it took us months of meetings to finally understand what was going on. And now Adam Niman has blown all of that out of the water. On this episode of The Your Life! Your Terms! Show we chat about his book, Fortune or Fiction: Why The Be Your Own Banker Concept is Flawed. We'll be bringing Adam back on again because we only touched on several concepts that require more discussion. In...

Apr 14, 20231 hr 11 min

Spencer Giles & Ashley Antidormi - Travelling The World & Growing An Airbnb Business

Spencer & Ashley are living life to its fullest! They began with investing in Airbnbs in Niagara, started their own Airbnb management business, quit their jobs, and now live a digital nomad lifestyle, travelling the world cheaply and luxuriously using credit card reward points. They are a living embodiment of the books Rich Dad Poor Dad & the 4-Hour Workweek. They reveal their full story and how they accomplished it all in this episode! You can check out their Instagram at their handle →...

Apr 11, 20231 hr 12 min

Peter McCarroll - Upside Of Student Rentals, Profit First & The Power Of Long-Term Thinking

Peter McCarroll was born in New Zealand, has lived in Canada and the U.S., moved back to New Zealand and is now back in Canada. Did you follow all that?! On this episode of The Your Life! Your Terms! Show, Peter (a professional accountant) shares why he chose Student Rental properties for his real estate investments. We also discuss the power of grandma's envelopes, the value of "profit first" thinking and why planning for the long-term is always the best approach to anything. You can learn more...

Apr 06, 20231 hr 9 min

Leonid Kotov - Missing Middle Real Estate Opportunity In The Greater Toronto Area & Beyond

There is a critical need for quality housing all around the Greater Toronto & Golden Horseshoe. On this episode of The Your Life! Your Terms! Show we chat with Leonid Kotov (GreenStreetFlats.com) to chat how he's seizing the opportunity to build quality, modern multi-family on existing single-family lots in Toronto. These are beautifully constructed new apartments that satisfy "the missing middle" housing requirement that we are in desparate need of. He's a young, impressive, driven guy who ...

Apr 04, 20231 hr 3 min

Pierre-Paul Turgeon - Multi-Family Financing Options And CMHC-Insured Mortgages

Pierre-Paul Turgeon is one of Canada’s leading multi-family investing educators, a full-time multi-family investor, and a former CMHC multi-family underwriter. We covered the latest developments and lending programs available for multi-family investing in Canada, financing, CMHC-insured mortgages, the Alberta and Ontario market, and many other questions about how multi-family investing works in Canada. Here are the links mentioned in the episode: 1) Tom’s weekly blog and the signup page for the ...

Mar 30, 20231 hr 18 min

Plate Licking Pleb - Canadian Bitcoin Conference & The World Of Bitcoin

On this episode of The Your Life! Your Terms! Show we chat with "Plate Licking Pleb" (or Plate for short) about the world of Bitcoin and the upcoming Canadian Bitcoin Conference (CanadianBitcoinConf.com). Plate works in the traditional world of financial planning here in the Greater Toronto Area. He brings a unique perspective to his thoughts on Bitcoin, its adoption and its perception by mainstream clients. He also outlines the plan for the June 17 & 18, 2023 Canadian Bitcoin Conference ......

Mar 28, 20231 hr 6 min

Sergio Manzur - Investing Full - Time In The Caribbean & Quitting His Canadian Job

Sergio Manzur has an incredible story. He survived hyperinflation growing up in Argentina, moved to Canada 15 years ago, began investing 5 years ago, built a large portfolio of properties in Canada, and now just quit his job, and moved his family to the Dominican Republic to invest in real estate and live there full-time. He shares how he did it all in this insightful episode. You can contact Sergio at Sergio.Manzur@gmail.com or find him on Facebook. And you can check out the 11 BIG benefits of ...

Mar 24, 20232 hr 5 min

Matthew Campoli - Value Of Authenticity, Airbnb, GTA Real Estate & Living Life On His Terms

Matthew Campoli is living authentically and it shows. He has a unique style in handling real estate transactions and is leveraging social media to its fullest potential. On this episode of The Your Life! Your Terms! Show we ask Matthew about the books he's read, why he's making a different style of real estate video, how he got started as a Realtor, what he's doing with podcasting, Instagram and more. He's got a unique ability to express himself authentically and it's inspiring. You can learn mo...

Mar 21, 202359 min

Craig Ballantyne - Finding Your Life's Purpose, Getting Stuff Done & Productivity Hacks

Craig Ballantyne isn't letting a newborn slow him down at all. In fact, it seems like he's more organized and getting more done than ever. On this episode of The Your Life! Your Terms! Show we catch up with Craig and get his thoughts on the value of finding your life's work, simple strategies to amp up your personal productivity and a different context from which to think about money. You can find Craig on Instagram @RealCraigBallantyne and you can pick up a copy of his amazing personal producti...

Mar 17, 20231 hr 1 min

Kevin Rooke - Evolution Of A New Financial System, Lightning Network Updates & Micropayments

On this episode of The Your Life! Your Terms! Show we're chatting with Kevin Rooke to get the latest updates on the Lightning Network. This is a new financial layer to Bitcoin that is enabling almost instant financial transactions with the final settlement. The usage over the last few months is really begun to increase rapidly and much of that has to do with some new apps that have launched. We get all the latest on wallets, value 4 value, podcasting, micropayments, Stacker News and more! You ca...

Mar 14, 20231 hr 7 min

Mark Jeftovic - Future Of Privacy & The Internet, The Bitcoin Capitalist & EasyDNS

Mark Jeftovic has an international man of mystery feel to him. A super interesting guy who has been involved in the Internet for decades. He is the founder of EasyDNS, has amazing insights into the future of online privacy and publishes a newsletter titled: The Bitcoin Capitalist. On this episode of The Your Life! Your Terms! Show we get Mark's latest thoughts on what he's seeing with the Internet's evolution, the future of money, what's happening to the middle class and get technical with some ...

Mar 09, 20231 hr 17 min

John-Michael Bianco - Turning Pro, Boxing, Mental & Physical Preparation & Living Life On His Terms

John-Michael Bianco is a local story worthy of our attention. He trains out of Mississauga, ON and had 70 amateur boxing fights, was on track to go the Olympics (before the pandemic squashed that) and has now turned pro. He's coming off his latest win and now has a record of 5-0. On this episode of The Your Life! Your Terms! Show we sit down with John-Michael and his strength and conditioning coach, Dan Thiessen from RadixGym.com, to learn about the mental preparation, the physical preparation a...

Feb 22, 20231 hr 7 min
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