Frank Ungaro is one of the people who just gets stuff done. We've had the honour of watching him grow his Brazilian Jiu-Jitsu studio from afar and it's been incredible. He's involved in so many businesses and ventures that it's tough to keep track. Frank is one of those people you want to be around when things go sideways because he always has your back. On this episode of The Your Life! Your Terms! Show we discuss his new podcast, Always Be Choking, artificial intelligence, the real estate mark...
Feb 02, 2021•1 hr 10 min
Rohit Nair is a great reminder of exactly how much opportunity Canada has to offer. Nick and I sometimes question if we would have the guts and the courage to move our families to another country. Rohit did it moving from India to Canada. On this episode of The Your Life! Your Terms! Show we chat about his journey here, his thoughts on real estate in Canada versus India, some of the trading he's doing with options, thinking on gold and Bitcoin, health and more! You can find Rohit on Twitter @roh...
Jan 28, 2021•1 hr 23 min
Robert Breedlove produces some of the most impactful content on philosophy and finance that we've ever come across. On this episode of The Your Life! Your Terms! Show Robert shares his thinking around Bitcoin and The Sovereign Individual. Many of us feel an undercurrent of angst in the world today and Robert explains how the foundation of the economic system may be the root cause of much of this. We discuss inflation, large government, central banking, fiat currencies, the real market participan...
Jan 25, 2021•1 hr 7 min
We're often asked to break down closing costs for investment properties or for any home purchase. On this episode of The Your Life! Your Terms! Show we chat with Gerry Gatto, of Gatto Law, to outline what legal fees and disbursements are typical when buying real estate. Some investors try to save $50 by comparing legal fees but in their savings they don't realize some of the services they may NOT be receiving. On this episode, we finally break it all down. Gerry is a very experienced lawyer and ...
Jan 21, 2021•57 min
The real estate market outside of the Toronto core in the GTA is in a frenzy. We're seeing 30-40 offers on properties regularly. On this episode of The Your Life! Your Terms! Show, Dave Butler, of Butler Mortgages Select, walks us through what he is seeing behind the scenes. What are the banks doing, how are they processing files and what is the current backlog looking like. We get into all sorts of economic forecasting and discuss real estate trends and at one point we discuss becoming lumberja...
Jan 19, 2021•1 hr 8 min
We had no idea that the sports card industry was as massive as it is. Rookie cards, autographed cards, cards with a "patch" of a jersey on it ... what does it all mean? Can you really make thousands of dollars buying and selling these things? On this episode of The Your Life! Your Terms! Show we sit down with Chris Giancoulas, from Untouchables Sports Cards, Aidan Karadza and Dan Patton to learn the ins and outs of this hobby and industry. What we've learned over the last few months has blown us...
Jan 15, 2021•1 hr 17 min
Jesse Berger has put together a great book, Magic Internet Money: A Book About Bitcoin, that breaks down the core concepts in a very direct way. Each page of his book is like a mini-chapter that tackles an important idea and condenses it into a few paragraphs. It's amazing. Greg Foss also joined us on this episode and shared a detailed explanation of why we all need to pay close attention to the bond market and the insurance on it. This finally gave us a very different framework to understand Bi...
Jan 11, 2021•1 hr 26 min
Technology is changing the world at every level and it's no different with building materials. Scott McCready, CEO of Feris Build Tech, is introducing a new building envelope technology called Harmonic that is more efficient than the traditional wood and mortar. On this episode of The Your Life! Your Terms! Show we sit down with Scott, Marco Albanese and David Smeriglio to learn about how this can change the home construction industry. You can learn more about Harmonic and Feris Build Tech at ht...
Jan 07, 2021•1 hr 16 min
Robert Bradaric is running a family commercial real estate business during unique times. On this episode of The Your Life! Your Terms! Show we chat about what he's seeing in the Burlington, Ontario commercial real estate market. We chat about rents, rent collection, space trends and what he thinks is coming next for commercial real estate. Robert also operates a business within one of their properties, the Burlington Cedar Springs Health Racquet & Sportsclub and we dig into the challenges of...
Jan 05, 2021•1 hr 13 min
Ruben Furtado and Mike Desormeaux are two of our closest friends. On this episode of The Your Life! Your Terms! Show, we break open a bottle of whiskey and reflect on 2020 and make some predictions for 2021. We also chat about Ruben and Mike buying new homes and how it felt buying the Princess Margaret Lottery home in Oakville. Life is about more than business building and money...It's about family and lifestyle and friends. Hanging out with these two guys always reminds Nick and I of the import...
Dec 30, 2020•1 hr 16 min
Ingrid is back with her husband Richard but this time the spotlight is solely on her. Ingrid has written an amazing book, Good Grades Rock!: But A+ Does Not Equal Success. She maps out their journey in coming to Canada and building their own financial education. Ingrid covers everything from debt to life insurance, business building to credit cards, real estate to the coming debt crisis and more. She has put together an excellent read and we're very proud to be able to share her message on The Y...
Dec 28, 2020•1 hr 11 min
Zvon is an absolute expert when it comes to IT Security, Apple products and getting the most of your WiFi networks. But that's not why we like him so much. He's open to discussing just about anything. On this episode of The Your Life! Your Terms! Show we chat Croatian Wedding bands, starting your own business, Mac vs. Windows, security protocols for everyone and more! The first half is a chat about Zvon's story and in the second half, we chat about computer geeky stuff which we love. You can fin...
Dec 23, 2020•1 hr 12 min
Jeff Booth breaks down some huge technology, monetary policy and societal trends on this episode of The Your Life! Your Terms! Show. Jeff is a Canadian tech entrepreneur who wrote an amazing book, The Price of Tomorrow: Why Deflation is the Key to an Abundant Future. On this episode, we chat about Canadian politics, the monetary system, central bank digital currencies, real estate as an asset for the 2020s, and of course, Bitcoin. This decade will present a lot of unique opportunities if you're ...
Dec 17, 2020•1 hr 5 min
Peter Perley is a global fixer. He gets thrown into some of the most treacherous corporate turnaround jobs and comes out victorious. From Singapore to the U.S. to Scotland and Canada he has tackled problems around the world. On this episode of The Your Life! Your Terms! Show Peter shares his lifetime of experience. We chat about rediscovering a company's real mission, why the producers in any company are the key to success, dealing with banks, lawyers, boards and balance sheets that just don't a...
Dec 15, 2020•1 hr 12 min
Ben Perrin is a pretty unique guy and a great story. He's gone from Hip Hop Dance Instructor to YouTuber who focuses on Bitcoin. And we couldn't be happier for him! Ben is a perfect example of someone living life on their own terms. On this episode of The Your Life! Your Terms! Show Ben shares how he got started with YouTube and how he dove down the Bitcoin rabbit hole, and he went deep! We chat about Bitcoin wallets, security, backups and more. You can find Ben on Twitter @BTCSessions
Dec 11, 2020•1 hr 4 min
Matt brilliantly rode the weed stock craze and turned his profits into multiple cash flowing rental properties. Now, together with his wife Alexandra, they own multiple properties and are already veterans of the real estate investing game. On this episode of The Your Life! Your Terms! Show Matt shares his journey and how he's not building his own business in the HVAC industry as well! Enjoy the show! To reach out to Matt's HVAC business by emailing autumnair.heating <@> gmail.com Or for an...
Dec 09, 2020•1 hr 5 min
Before this episode, we had zero knowledge of Traditional Chinese Medicine. After listening to Katrina share some of the principles and concepts we found it fascinating and want to learn more. Charleson is an amazing chef who cooks up awesome bone broths, kimchi, seed bread, yogurt and everything is gluten-free and dairy-free. On this episode of The Your Life! Your Terms! Show we sit down and have a very satisfying chat about wellness, food and living your life's purpose. You can learn more abou...
Dec 07, 2020•1 hr 8 min
Greg and Brian have built sizable businesses on Amazon.com. On this episode, they share what they've learned around dealing with listing pirates, inventory, customs, Amazon.com's future strategies, and more. It's been some time since we've had Greg and Brian on The Your Life! Your Terms! Show, so there's a lot to catch up on. They've gone from being "beginners" to becoming savvy veterans in an exploding world of online commerce. Enjoy!!
Dec 02, 2020•1 hr 9 min
What the heck is in store for the economy going forward? On this episode, we chat with one of the clearest thinkers on macroeconomics around. Lyn Alden always does an amazing job of providing an articulate analysis of big economic trends. On this episode of The Your Life! Your Terms! Show, Lyn shares her thoughts on the 1940 comparison to 2020, Bitcoin, CBDCs, real estate as an investment, tax rates, populism, and the growing wealth gap. We are thrilled and honoured to share her chat with you! Y...
Nov 26, 2020•57 min
Fernando is one of our favourite people to sit down and have an open chat with about life, economics, money, investing, education and our futures. Fernando Cipriano is the CEO of the fin-tech investment company, www.AIT.inc, that uses artificial intelligence to allocate funds. On this episode of The Your Life! Your Terms! Show we sat down with no big agenda other than to have a good chat between friends. You can learn more about Fernando at www.AIT.inc
Nov 24, 2020•1 hr 6 min
Greg Foss has a 30-year history in banks, bonds and the credit markets as a whole. His insights around Bitcoin and the state of the banking industry and the global economy are amazing. It's rare for us to meet someone as passionate about macroeconomics as we are but we've found our guy. On this episode of The Your Life! Your Terms! Show we chat about his latest views on monetary policy, hard money, Bitcoin, interest rates, the banking industry and more. You can find Greg on Twitter @fossgregfoss...
Nov 18, 2020•1 hr 18 min
Mike Desormeaux is one of those people who can change the direction of your life. He definitely changed the lives of Nick and me when he walked into our very first office unannounced. About 45 minutes later he was part of our little team. That was 13 years ago. On this episode of The Your Life! Your Terms! Show Mike walks us through some humble beginnings and how he has now helped investors buy hundreds of millions of dollars of income properties right across Ontario. We chat flips, student rent...
Nov 16, 2020•1 hr 6 min
Dr. Pete is back on this episode of The Your Life! Your Terms! Show to chat about back pain. Specifically why squatting may result in upper or lower back pain and how to resolve it. We discuss the difference between muscles and tendons and how one of them tightens while the other one can shorten. The ability to move well has become more and more important to both of us and with Dr. Pete's help, we learn how to maintain proper posture for long-term, pain-free, living! You can learn more about Dr....
Nov 13, 2020•1 hr 6 min
We have been collecting global economic data for over a decade. It's how we try to front-run the central banks and position ourselves and our families for whatever the economy brings our way. On this episode of The Your Life! Your Terms! Show we share some of our latest thinking on the economy, debt levels, real estate prices, Bitcoin, gold, and more. Enjoy!
Nov 11, 2020•1 hr 8 min
Once you taste a moment of feeling like you're in a state of performance it's hard to accept anything else. That's what Dr. Cowan and his team have helped us get more and more of in our lives. In this episode of The Your Life! Your Terms! Show Dr. Cowan walks us through different brain supplements, peak mental performance, the importance of your gut biome, hormone levels and the latest science on battling dementia. It took us years to fully appreciate what it feels like to live in a state of pea...
Nov 09, 2020•1 hr 10 min
On this episode of The Your Life! Your Terms! Show we dive into the local GTA and Golden Horseshoe real estate market. What happens to it if rates go lower? What happens if debt levels go higher? Do the banks keep lending? Does our population base keep increasing? Does anything make sense anymore? No one could have accurately predicted the last ten years so it's wishful thinking to believe you can predict the next ten. But we can make educated guesses. We talk about it all on this episode, enjoy...
Nov 06, 2020•1 hr 3 min
Jas is one of those people who is going to inspire anyone he crosses paths with. His energy and enthusiasm for life, entrepreneurship, real estate and people is completely infectious. On this episode of The Your Life! Your Terms! Show we sit down with Jas Takhar, managing partner of www.RECCanada.com, and Laura Stewart, VP of Sales and Marketing. Jas outlines his journey from car sales to leading, together with his partner Simeon Papailias, one of the most active real estate teams in Canada. Buc...
Nov 04, 2020•1 hr 7 min
Micheal & John Passero of Silvergate Homes along with Nadeem Ahmed from the Rock Star team sit down to chat all things Niagara. Michael and John turn raw land into subdivisions, build purpose-built student rentals, turn single-family homes into legal duplexes and second suites, and offer property management services. You can learn more about them at www.SilverGateHomes.com
Nov 02, 2020•55 min
Technology is going to demolish the boundaries of traditional finance and real estate faster than anyone thinks. And the proof of that is what is going on with www.AddyInvest.com. On this episode of The Your Life! Your Terms! Show we chat with Mike Stephenson the CEO of Addy and we chat about why the business was started, its purpose, mission and possible future. You'll quickly learn that Mike is a real visionary in the way he thinks about real estate and business. We are grateful to have him co...
Oct 29, 2020•56 min
So what is going on with the Toronto condo market? On this episode of The Your Life! Your Terms! Show we bring on Sasha Cucuz, CEO of Greybrook Securities, to share what they're seeing on the streets. Greybrook is deeply involved with some of the top developers in Toronto and has great insights into the mindset of the development community. Sasha also gave us an update on what they're doing in Florida and Colorado and some of the coliving trends that are working well in the U.S. right now. Enjoy...
Oct 27, 2020•1 hr 7 min
