The Your Life! Your Terms! Show - podcast cover

The Your Life! Your Terms! Show

Tom, Nick, and Anthony from the Rock Star Inner Circlerockstarinnercircle.com
Tired of the 9–5 grind? This show is for Canadians who want more income, freedom, and control through real estate, entrepreneurship, and investing. Hosted by Tom & Nick Karadza, founders of Rock Star Real Estate, and Anthony Molinaro, it features real-world strategies, economic insights, and unfiltered convos on real estate, business, the economy, bitcoin, health, and more. Through the Rock Star Inner Circle, the Rock Star team has helped Canadians invest in $3B+ of income properties and build freedom. Join thousands living life on their terms & start your journey at RockStarInnerCircle.com
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Episodes

Fabio Campanella & Joseph LoPresti - Tax Law For Real Estate Investors & "Flippers" In Canada

There are a lot of myths around the primary place of residence tax exemption here in Canada. Especially when it comes to flipping properties. On this episode of The Your Life! Your Terms! Show we sit down with Fabio Campanella and tax lawyer, Joseph LoPresti, to break down everything real estate investors need to know. There are six criteria used by the Canadian Revenue Agency (CRA) that all investors need to know. You can find Joseph at www.LoPrestiLaw.ca (or email joseph at loprestilaw.ca and ...

Oct 22, 20201 hr 4 min

Dave Bennett - Buying Income Properties, Building Physio Clinics & Surviving New Zealand

Dave is a long time Rock Star Inner Circle member who is living life on his terms. He got into the world of Physiotherapy, bought residential and commercial real estate and has survived some pretty epic travel adventures. On this episode of The Your Life! Your Terms! Show we break it all down and learn how a late-night bottle of scotch with friends may be the key to success! We discussed the 4 principles Dave lives by and how together with his wife they are running two physio clinics. One in Ham...

Oct 20, 20201 hr 6 min

Marko Radosevic & John Salameh- Selling A Company, Entrepreneurship, Investing & The Economy

Marko Radosevic and John Salameh have a pretty amazing story. They both grew in Mississauga and shortly after school they started their first company, a few years later they got a great offer and sold it, took a couple of years off to travel and spend time with family and then started a second, even more successful company. On this episode of The Your Life! Your Terms! Show we sit down with them to pick their brain on the experiences they've had, the mental challenges they've had to overcome and...

Oct 14, 20201 hr 7 min

Steve DeVoe - Commercial Real Estate, Leases, Duplexes & A Letter To His Daughters

Steve DeVoe is the guru of commercial leases. He helped us understand the intricate nuances of commercial leases at the previous Rock Star offices and it helped us immensely. On this episode of The Your Life! Your Terms! Show we chat about the state of the commercial real estate market, why he's doing some residential investing, his thoughts on what's in store for the economy. We also dive into raising kids and his "letter to his daughters". You can learn more about Steve at www.MCommercialRealt...

Oct 12, 20201 hr 15 min

Anthony DeGazon - Giving More, Eye Of An Eagle & Enriching The Next Generation

Anthony DeGazon is one of the most thoughtful people we have ever met. He's always looking for a way to share more, give more and contribute more to those around him. On this episode of The Your Life! Your Terms! Show, we chat about his upcoming Child Enrichment Summit, family, life and how he identifies where to place his attention. Anthony quit his job to join his wife's music school business and has been carving out his own path ever since. You can learn more about Anthony at www.ChildEnrichm...

Oct 08, 20201 hr 5 min

Jason Mitschele - Federal Prosecutor, Hiker, Diver, Adventurer & Living Life On His Terms

Jason Mischele doesn't let anything stop him. He's a Canadian Federal Prosecutor, a hiker, diver and adventurer. And he's doing it all while being blind. When you hear his story it's obvious that anyone can live life on exactly the terms they want. On this episode of The Your Life! Your Terms! Show we get to know Jason as he shares his journey through law school, internships, travel, diving and more. You can learn more about Jason and his latest adventure to climb Mount Kilimanjaro at www.teamli...

Oct 06, 202053 min

Marc Lafleur - Entrepreneur, TruLocal, Technology & Regional Distribution Networks

Marc Lafleur was just featured on the cover of The Report on Business this month and we couldn't be happier for him. We brought him back for another chat on The Your Life! Your Terms! Show to discuss TruLocal's growth, his own personal journey and how he's giving Canadians direct access to local food at a time when it may be needed most. Marc's passion for technology, farmers and food is pretty powerful and his vision for TruLocal got us super excited. We feel grateful and blessed to chat with a...

Sep 30, 20201 hr 5 min

Joe Glube - Sobriety, Leaving Home, Landlord At 21, The Path Less Travelled & Buying Real Estate

Joe Glube's life story is going to shock and amaze you. It has so many twists and turns that we could barely keep track. He has survived the craziest boarding school experience we've ever heard of in our lives. He's gone from being a landlord at 21 and stealing cars to being an amazing car salesman and an investor in income properties. He's 27 years sober, has an amazing family, and we feel honoured and grateful to work with him. On this episode of The Your Life! Your Terms! Show he shares his s...

Sep 29, 20202 hr 14 min

Dr. Jeff Perron - Clinical Psychologist, How Your Thoughts Affect Your Behaviours

Dr Jeff Perron is a clinical psychologist who helps people work through how their feelings affect their thoughts and how their thoughts affect their behaviours. It's a fascinating subject that is important in all our lives. On this episode of The Your Life! Your Terms! Show we get the opportunity to explore how our mindset really works. You can learn more about Dr Jeff Perron on his LinkedIn profile or by visiting the clinic he is based out of at www.ottawacbt.ca/dr-jeff-perron

Sep 24, 20201 hr 26 min

Todd O'Donnell - Real Estate Insurance, Quitting Our Jobs Together & Living Life On Your Terms

Todd is a good friend and one of the good guys in the insurance world. He has helped Rock Star Inner Circle members with insurance on different properties for years. But what many people don't know is we used to work together at Oracle 15+ years ago. Back then we hatched a plan to quit our jobs that didn't quite work out but a couple of years later we both journeyed down the entrepreneurial path. On this episode of The Your LIfe! Your Terms! Show we chat about all of it. You can reach Todd at ww...

Sep 22, 20201 hr 4 min

Christian Kalb - Full Time Real Estate Investing, Travelling The World & Living Life On His Terms

Many people talk about wanting to become full-time real estate investors, few accomplish such a feat. Christian Kalb is one of the few who has done it. On this episode of the Your Life! Your Terms! Show we sit down with Christian and his coach here at Rock Star, John Paul Gulbis, to chat about his journey. Christian shares how he went from Canada to Germany to Epoc at Disney in Florida to Ireland and then back to Canada. it's a wild ride and we're excited to share it. You can learn more about Ch...

Sep 17, 20201 hr 19 min

Ken Green - Immigrating To Canada, Creating Cash Flow & Living Life On His Terms

We feel so grateful to be born in Canada. This country is far from perfect but it's got a lot going for it. And we're reminded of just how lucky we are when we hear stories like Ken Green's. Together with his wife they arrived in Canada from Nigeria and got settled in Saskatoon before finding their way to Toronto. On this episode of The Your Life! Your Terms! Show Ken shares their journey and how he went from landing in Canada in January many years ago to setting up his own accounting practice a...

Sep 15, 202059 min

Callum Wallace - Travelling The World & Investing In Real Estate

Sometimes Nick and I feel like we're sandwiched between the huge and influential Baby Boomers and the growing force of the Millennial generation. So on this episode, we bring in a Millenial, Callum Wallace, to get his world views, his thoughts on real estate and real estate investing. It's refreshing to see someone in their 20's trying so many things off the beaten path and we can only imagine great things are in store for Callum Wallace!

Sep 14, 202039 min

Greg Foss- Monetary Policy In 2020, Finance & Bloomberg To Bitcoin

Greg Foss is a wealth of information and insight. With his 27-years trading high yield credit, his experience gives him an interesting perspective on what's happening with monetary policy here in Canada and globally. On this episode of The Your Life! Your Terms! Show Nick and I chat with Greg about Bloomberg and the evolution of information exchange in banking and make our way to Bitcoin and the new energy projects. It was a fun chat and you can follow Greg on Twitter @FossGregFoss

Sep 08, 20201 hr 9 min

Sean Moir- Whole Life Insurance, Estate Planning, Creating & Protecting Your Legacy

We once dismissed whole life insurance as useless. We must have argued with Sean for hours about how the "inflation-adjusted" payout would be completely worthless when it paid out. But with his extreme patience, deep knowledge of the subject and genuine interest in our lives, Sean helped us appreciate its value. We took the plunge a few years ago and couldn't be happier with the decision. We know have a much better understanding of how useful a whole life insurance policy can be and on this epis...

Sep 03, 20201 hr 8 min

Dan Thiessen- Kickboxing, Fitness, Calories, Pushing Yourself & 12 - Week Challenges

Our good friend Dan Thiessen from Radix Performance dropped by to chat about fitness, calories, kickboxing, boxing and we get into both of our experiences with concussions. We also get into the impact of a 12-week fitness challenge and goal setting. My own 12-week challenge with Dan pushed my physical and mental limits to the max. You can learn more about Dan at www.RadixPerformance.com

Sep 01, 20201 hr 5 min

Aidan Karadza & Dave Butler- 18 - Year - Olds Building Credit To Buy Income Properties

Aidan (Tom's 18-year-old son) began asking us what he needs to know about credit cards and credit scores because he's saving up to buy his first rental property. And we get these types of questions a lot from young adults and parents who want to set their kids up for success. So we brought in Aidan and Dave Butler of Butler Mortgages (www.ButlerMortgage.ca) to chat about credit scores, incomes and down payments for young adults looking to buy their first property. If you have someone looking to ...

Aug 27, 202059 min

Jordan Anderson - BitBuy.ca, Digital Currency Exchanges And Bitcoin

We believe you need cash, hard money and income-producing hard assets to protect yourself from anything the economy can through your way. We are obviously big believers in real estate. And in the hard money "bucket" we have been huge fans of gold for many years. After reading The Bitcoin Standard we've come to realize that Bitcoin is important hard money as well. On this episode of The Your Life! Your Terms! Show we bring on Jordan Anderson the COO of www.BitBuy.ca to share how digital currency ...

Aug 25, 20201 hr 15 min

Tom & Nick- Headlines, CMHC, Real Estate Resilience, Debt Levels & Hard Money

We're back with another "Rock Star Chit Chat" where we discuss the headlines in the media around CMHC, real estate's apparent resilience, Canada's debt levels and the importance of hard money. On this episode of The Your Life! Your Terms! Show we also discuss what we may be missing and how every generation has its investing "blind spots". Enjoy the show!!

Aug 19, 20201 hr 1 min

Steve Jagger - Addy, Micro Real Estate Investing & The Journey Of An Entrepreneur

Can you invest in real estate with as little as $1? Apparently you now can. Steve Jagger has a great story. He doesn't go to college or university and instead starts multiple businesses all over the world. He's now returned home to British Columbia and together with his good friend and business partner are building out a pretty interesting real estate platform called Addy. Addy allows everyone the opportunity to invest in real estate. On this episode of The Your Life! Your Terms! Show we go behi...

Aug 11, 20201 hr 9 min

Peter Politis: Condos, GTA Development Trends & Updates With CEO Of Greybrook Realty Partners

The Greater Toronto Area is a world class metropolitan centre. If you're born and raised in this area you often miss the forest for the trees but the secret is out. International investors, new developments in the core and around the Golden Horseshoe continue to change the landscape. Peter Politis, CEO of Greybrook Realty Partners, is on this episode of The Your Life! Your Terms! Show to share what he's seeing on the streets. Peter works with some of the biggest developers in the city and breaks...

Aug 04, 202057 min

Ron Butler- Canadian Real Estate, Banking, Economic Trends And Fundamentals

Ron Butler has a wealth of experience in the Canadian mortgage industry. We're thrilled to have him on this episode of The Your Life! Your Tems! Show. Never shy to share his opinions we discuss housing supply, regulations, Canadian banking, immigration numbers, the economy and more. You can find Ron at www.ButlerMortgage.ca or on Twitter @RonMortgageGuy

Jul 28, 20201 hr 9 min

Jeff Booth & Why Deflation Is The Key To An Abundant Future

Deflation is a massively misunderstood concept. It's difficult to believe that prices can actually go down and we can still have a thriving economy. It took Nick and myself a bit of time to wrap our heads around the concept. And it's why we're so pumped to share this episode of The Your Life! Your Terms! Show. Jeff Booth is a tech entrepreneur and the author of, The Price of Tomorrow: Why Deflation is the Key to an Abundant Future. He does an excellent job of explaining why technology is going t...

Jul 21, 20201 hr 4 min

DNA Results Revealed LIVE, Supplements, Vitamins & Lifestyle With Dr. Cowan

Tom got his DNA run through some crazy database that tells you all sorts of things about yourself. Everything from the vitamins you need, to the supplements you should avoid, to your recovery traits, your fitness and your nutrition. On this episode of The Your Life! Your Terms! Show, Dr. Cowan from Phenom High Performance Medicine (www.PhenomHPM.com) reveals the results LIVE. Nick joins in on the fun to poke fun at Tom's shock and horror at some of his results ... they weren't all that bad but h...

Jul 16, 20201 hr 7 min

Bill 184 And Landlord Tenant Board Update For Investors With Kelly Hawkes

Looks like everyone is unhappy with Bill 184. Tenant advocacy groups don't like it and advocates for landlords are saying it doesn't go far enough. As usual, no one is happy. If we've learned anything over the years it's to adapt to what is happening in real time. And to do that we need all the information we can get. On this episode of The Your Life! Your Terms! Show we chat with Senior Paralegal Kelly Hawkes for a complete update on Bill 184. You can reach Kelly via her website: www.khparalega...

Jul 14, 202057 min

Future Of Finance, Artificial Intelligence And Learning From Billionaires With Fernando Cipriano

Fernando Cipriano is living life on his terms. He almost accidentally got started in finance and then was fortunate enough to learn the business from a Canadian billionaire, Michael Lee-Chin. Fernando went on to start and then sell his own company, take an early retirement and is now back in the game! He ran into a brilliant partner who introduced artificial intelligence to him and www.Ait.inc was born. Enjoy this episode of The Your Life! Your Terms! Show.

Jul 07, 20201 hr 12 min

20+ Properties, Writing A Book & Building An Amazon Business W/Ingrid & Richard Clayton

Ingrid and Richard Clayton are a power couple! They have been Rock Star Inner Circle Members for 8 years and have a passion and energy about them that is incredible. The way they support each other through the ups and downs of real estate investing is truly inspiring. On this episode of The Your Life! Your Terms! Show, you'll hear how they've worked on 24 different investment properties, how they outsmarted the credit card companies to grow their portfolio, why Ingrid is writing a new book, and ...

Jul 02, 20201 hr 9 min

The Bitcoin Standard, Evolution of Money & Decentralized Central Banking with Saifedean Ammous

Once you take the "red pill" and begin to understand the money system, currency vs. real money and the destructive power of inflation on your savings it's like going down a rabbit hole that never ends. On this episode of The Your Life! Your Terms! Show we chat with the author of The Bitcoin Standard, Saifedean Ammous, about the history of money, it's evolution and how Bitcoin may very well play an important role in our future. The Bitcoin Standard is the very best book we've read on money. If yo...

Jun 25, 202051 min

Starting Young, Firefighting, Investing In Kitchener & Living Life On His Terms With Lee Strauss

On this episode of The Your Life! Your Terms! Show we chat with Lee and have a lively discussion about Kitchener, student rentals, real estate investing, contractors, the future of education and more. Lee Strauss is one of those guys that handles everything that life throws his way. He started investing in his early 20's, started and managed several businesses, taught himself new skills and became a firefighter. We are proud to call Lee Strauss a member of the Rock Star team. Enjoy the episode!...

Jun 23, 20201 hr 10 min

Modern Day Bartering, Building A Pizza Parlour And Efficient Economies With ITEX And Mike Muzzin

Can you build a brand new Canadian pizza parlour by bartering for everything from floors, to ovens, to the labour? Apparently you can and Mike is going to explain how! Mike Muzzin from ITEX Canada is on this episode of The Your Life! Your Terms! Show to chat all things barter. We love reading about the history of money and economics. And you'll always come across bartering and it's part in history. But what about bartering in 2020? Who knew there are thousands of Canadians bartering every day. W...

Jun 19, 20201 hr 6 min
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