UNLOCKED: Why you're overthinking pensions, PLUS how to retire early
Summary
The episode addresses the common tendency to overthink pensions, providing clear steps to understand and plan for retirement. It covers essential topics like defining pension pots, estimating required income using tools like the Rule of 25, and setting up strategic contributions including auto-enrollment and self-employed options. Additionally, it explores advanced considerations such as ethical investing, strategies for early retirement using ISAs, the role of the state pension, and the emotional and mathematical factors in deciding between overpaying a mortgage or boosting pension savings.Episode description
Welcome to The Vault with Financielle.
This week, we dive into Pensions - why we’re overthinking them; what to think about if you’d like to retire early and looking at the state pension a little too!
🐝 Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.
Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future. 🐝
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The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.
Visit https://www.financielle.com to download our app.
Listen to the podcast on:
▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
Follow Financielle for more:
▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]
The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.
Visit https://www.financielle.com to download our app.
Watch the podcast on YouTube.
Follow Financielle for more:
▶︎ TikTok
▶︎ Instagram
About Financielle:
Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.
Recorded and Produced by Liverpool Podcast Studios
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