Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
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We asked what you refuse to cheap out on… and Heinz, 3-ply toilet roll and a good mattress came up more than we expected 😂 This week's dilemmas: 💸 "I Want to Go Self-Employed — But I'm Terrified of Getting the Money Wrong"💸 "I Have £10k Saved — Should I Blow It All to Clear My Debt?" Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌 You don't have to figure this ...
You told us whether you have or want a second job… and the results might surprise you 👀 This week's dilemmas hit different: 💸 "My Landlord Wants to Sell and Is Offering Me First Refusal — Can I Actually Buy This House?"💸 "My Friends Split Everything 50/50 — But We Don't All Earn the Same" Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email us at thevault@financielle.com 💌 You don't have to figure ...
We asked: what money advice would you give your younger self? Tell us in the comments! 👇 This week we're diving into two very different but very real money dilemmas:💸 "I've Been Lying to My Partner About My Salary for Three Years"💸 "I Work Two Jobs and Still Can't Make a Dent in My Debt" Got a money win or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌 You don't have to figure this ou...
#ad A special episode, brought to you with our friends at Compare The Market 💙 We asked about the worst lifestyle creep you'd witnessed... and the bestie who "couldn't possibly do economy anymore" had us 😭 Compare the Market's latest research shows one in five (20%) said they kept their pay rise a secret from friends and family. This week we're getting into two very real money dilemmas: 💸 "My Daughter Spends Like There's No Tomorrow" 💸 "I'm Earning More Than Ever But I Have Nothing to Show f...
The hosts delve into listeners' biggest money regrets, discussing the importance of early pension planning and the challenges of lifestyle creep. They analyze celebrity financial missteps and address two key dilemmas: how to reveal secret debt to a partner before cohabitation, and navigating combining finances with a fiancé given income disparities and feelings of financial dependence. The episode offers empathetic advice on open communication and strategic financial planning within relationships.
The hosts share a personal anecdote about an accidental £1000 investment in a nephew's account, leading to a discussion on teaching children about money and prioritizing personal finances. They then reveal humorous and relatable community confessions about secret spending on beauty, hobbies, and household items, and explore the societal pressures on women's appearance. The episode also tackles two listener dilemmas: one on taking a career break for mental health, and another on rebuilding finances after a 13-year relationship ends, offering strategies for independent financial stability and goal setting.
This episode humorously recounts ridiculous purchases, from designer bags to saxophones, then tackles serious money dilemmas about investing fear and breaking shopping overdraft cycles with practical financial strategies. The hosts and listeners share their most outlandish purchases and justifications, sparking a discussion on evolving financial mindsets and the challenges of impulse spending. Practical advice is offered on overcoming investment fear, identifying spending triggers, and implementing strategic budgeting to achieve financial control.
The Financielle hosts celebrate an engagement, then dive into community advice for managing money in marriage, emphasizing transparency and collaborative financial planning. They then address two listener dilemmas: a wife's fury over her husband's secret savings, prompting a discussion on financial infidelity and communication, and a 27-year-old's overwhelming debt after buying a new house. The hosts provide empathetic yet firm guidance, advocating for significant lifestyle changes, aggressive debt reduction, and building an emergency fund through disciplined action and a strong financial mindset.
The Vault with Financielle is the safe space where we talk all things life and money, and no topics are off limits. Each week, host Lucy is joined by Laura and Holly, co-founders of Financielle, to talk through your real-life money dilemmas. The awkward ones, the messy ones, the "is this normal?" ones. With practical advice, honest conversations, and insights from Laura — Financielle's BBC finance expert — we're here to help women get their money sh*t together. Whether you're feeling confused, s...
“I panic when my investments go down and have even sold at a loss”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “LISA or Pension at 34?” 💸 ”Should I Move Back to London If It Slows My Investing?” Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email thevault@financielle.com 💌 You don't have to figure this out alone. More honest money chat at financielle...
“I’ve downplayed my salary to make my friends feel more comfortable”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “We Bought a House… And Now Everything Feels Expensive” 💸 ”Was This My Worst Money Decision Yet?” Connect with our Partner 🫶 Protect yourself and loved ones with our friends at Lifesearch * *The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site....
“I think I depend too much on my partner”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “What Should You Do With an Extra £250 a Month? Invest it or enjoy it?” 💸 ”Should I Use My Inheritance to Clear Debt?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partner 🫶 Protect your...
We’ve got a special episode for you as part of our Legacy Week at Financielle. This week, we’re focusing on getting your life admin sorted and making sure the people you love are protected 💙 In this episode, we’re answering your real-life dilemmas: 💸 “Do I leave everything to my husband… or protect my eldest?” 💸 “I waited too long to get life insurance… is it too late?” 💸 “We’ve just bought our first home… do we really need life insurance?” If you’ve been meaning to sort this kind of thing b...
Re-releasing this episode due to a technical issue with the previous upload. Everything else is the same! “My friend owes me money and seems to have forgotten but I’m too scared to mention it to her”… jail or no jail? 🚨👀 If you’re the friend who always ends up fronting the money for group plans, this one’s for you. We mentioned Collctiv – a simple way to collect money for things like birthdays, hen dos, trips, or shared tickets without the awkward chasing. It keeps everything organised, ...
“I upgraded my phone even though my old one worked perfectly”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “My partner left and I’m £37,000 in credit card debt” 💸 ”My job expenses pushed me £5,000 into debt” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Check out the Money MOT in the Financi...
“I booked a holiday before checking if I could actually afford it”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “I’ve got a high-interest loan, should I overpay or save instead?” 💸 ”Our retirement plans have changed forever and I don’t know how to plan now” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financiel...
This week, we’re diving into these money dilemmas: 💸 “Is it possible to have a positive breakup?” 💸 “I sacrificed my career and now I’m being punished for it” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 #AD Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial or co-parenting ...
“I avoid talking about money with my partner because it’s too awkward”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “Am I Overthinking Baby Savings?” 💸 ”My Husband Earns More… So Why Am I the One in Debt?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partner 🫶 Protect your...
“I compare my money journey to people online”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “I Quit My Job… And Then They Offered Me Everything I Wanted” 💸 ”Debt-Free vs Moving Abroad: Which Comes First?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partner 🫶 Protect yourse...
“I haven’t asked for a pay rise because I feel guilty”… jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “I Was Scammed Out of £4k… What Do I Do Now?” 💸 ”Should I Sacrifice My Mental Health to Save Money?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partner 🫶 Protect yourself ...
“I keep all my money in cash because investing scares me” … jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “I Have $200k in My Pension but Only $1,300 in Savings… Help” 💸 ”I’m trapped in My Overdraft After 20 Years” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners * 🫶 Ge...
Send us a text “My long term partner doesn’t know I have a f off fund” … jail or no jail? 🚨 This week, we’re diving into these money dilemmas: 💸 “I’m Covering Everything Alone While He Dodges Child Support” 💸 ”Do I Blow Three Months of Savings… or Risk Family Drama?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connec...
Send us a text This week, we’re playing “Jail or No Jail” with your money confessions 👀 then diving into your dilemmas: 💸 ”I feel a credit card purchase coming on…” 💸 ”My Boyfriend Used Me for £3,000… What Do I Do Now?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partner 🫶 Protect yourself and loved...
Send us a text Today, we’re turning goals into plans. In this final episode of the Unlocked series, Laura models real 2026 money goals live using real submissions from the Financielle community to show what goal modelling actually reveals, and why numbers are the difference between wishing and doing. We start with a quick refresher on why modelling works: It shows whether your goals are realistic It highlights what needs to change to reach them Small routine tweaks compound into massive results ...
Send us a text Happy new yeaaaaar! 🎆 This week, we’re playing a NYE edition of “Jail or No Jail” with your money confessions 👀 Then we chat through our personal money goals, celebrate an amazing money win and jump into a listener dilemma: 💸 “I’ve changed my financial life - now what?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financiel...
Send us a text We’re finally at the goal-setting part of the journey — and this isn’t about overwhelming yourself with huge targets you forget by February. It’s about building goals that fit into your monthly routine so you actually hit them. In this episode, Laura talks about: Why we all love a fresh start but lose motivation fast Why most goals never get reached (too vague, too many, no plan) How tracking progress creates healthy dopamine Why micro tracking leads to macro results Why 2026 is a...
Send us a text Ho ho ho! Here’s a special Christmas Eve episode of The Vault 🎄🎁 This week, we’re getting festive with a brand new game, “Jail or No Jail”, using your money confessions! We also share a Twixmas money checklist to help you reset between Christmas and New Year, and dive into a community dilemma we know so many of you will relate to: “We’ve overspent this Christmas” 🫣 If money feels a bit heavy right now, you’re not alone, and this episode is here to help you feel calmer, clearer ...
Send us a text UNLOCKED Week 3: Ready for the Year Ahead Last week we touched lightly on sinking funds. This week, we’re going all in because your year will fail without them (sorry, not sorry). In a world of credit and BNPL, saving up for the things you want is one of the most underrated money habits there is. Sinking funds are about delayed gratification, being prepared, and having money waiting for future you. In this episode, Laura covers: Why sinking funds are her favourite under-the-radar ...
Send us a text “Debt-free status is way more important than a luxurious lifestyle” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Do I sacrifice take-home pay for a bigger pension?” 💸 ”Should I use child benefits for my debts?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with o...
Send us a text UNLOCKED Week 2: Reset & Rebuild This week, we’re talking about the budgeting tool: the heart of your routine and the thing most people get wrong. In this episode, Laura opens with a mini rant about how budgeting gets framed as restrictive and punishing… even though we build routines for everything else in life but somehow still wing it with our money. We get into: - Why people don’t stick to budgets (hint: they’re not built for *your* life) - Why a budget isn’t about being st...
