The Ramsey Show - podcast cover

The Ramsey Show

Ramsey Networkwww.ramseysolutions.com
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
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Episodes

Your Financial Stupidity Has To Stop Today!

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: “Should my wife and I divorce in order to ‘live in separate states’ and save on college tuition costs?” “I’m receiving a $100,000 settlement and feel overwhelmed, what should I do with this money?” “How do I organize my personal and business fi...

Apr 02, 20262 hr 15 min

Stop Avoiding The Hard Truth About Your Finances

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: “My husband doesn't allow me to have any access to money. Am I being financially abused?” “My employer told me that I owe them $17,000. What should I do?” “I inherited some money and now I'm getting calls from everyone about what to do with it....

Apr 01, 20262 hr 13 min

Learn When To Move From Intensity To Intentionality

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: “Our house burned down yesterday. What do I do now?” “My husband has been hiding $30,000 in credit card debt.” “My credit cards are going into collections and my husband doesn't know I stopped paying on them.” “I can't afford to pay the taxes that I...

Mar 31, 20262 hr 13 min

Break The Cycle And Build Wealth

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Jade Warshaw and George Kamel answer your questions and discuss: “My boyfriend refuses to share his personal financial situation with me—should I keep pushing him to tell me?” “Every time I set aside money for taxes, I end up using it—is there an account that will help me manage this?” “I’m $14,000 in debt and just...

Mar 30, 20262 hr 13 min

Small Financial Wins Lead To Big Financial Impact

This episode features Rachel Cruze and Dr. John Delony tackling a range of personal finance dilemmas. Topics include addressing financial control and mental illness in marriage, strategies for funding education without debt, managing rental property renovations, and navigating financial disparities among friends. The hosts also discuss the emotional complexities of inheritance, family financial dependence, and balancing personal financial goals with caregiving responsibilities, emphasizing communication and intentional planning for a healthier financial and personal life.

Mar 27, 20262 hr 12 min

If Nothing Changes Your Money Won't Change

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: “My wife refuses to combine our finances, what should I do?” “The interest rate on my wife's car is 27%, should we pay it off first?” “My mom hasn't prepared for retirement and is still in debt, how do I get her to take this seriously?” “I signed a pre...

Mar 26, 20262 hr 14 min

Your Financial Progress Starts Now!

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and George Kamel answer your questions and discuss: “My fiancée has $220,000 in student loan debt. Should I pull from a brokerage account to pay it off?” “I got out of jail 8 months ago, how do I turn my life around and build wealth?” “My aunt is hiding debt from my uncle and I feel like I am in the mid...

Mar 25, 20262 hr 13 min

You Can’t Win With Money Until You Decide What Matters Most

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: “We just found out my wife owes the IRS $48,000—what should we do?” “We’re $43,000 upside down on our RV and spending close to $1,000 a month on it. How do we get out of this?” “Should we sell our home to get out of this financial mess caused by my husband’...

Mar 24, 20262 hr 18 min

You’re Not Stuck—You Just Need a Better Plan

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ George Kamel and Rachel Cruze answer your questions and discuss: “We keep finding problems with our recently purchased home, is there any recourse we can pursue?” “I thought I needed to build my credit score, now I am $25,000 in debt and can't buy food.” “Is it morally right to ask my stay-at-home wife to pick up some work...

Mar 23, 20262 hr 12 min

Quit Sabotaging Your Finances And Build Wealth

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: “I inherited $1.5 million and I'm struggling to manage it all” “My boyfriend says he won't marry me until I've paid off all my debt” “My husband took out loans behind my back, how do we work through this?” “I am getting collection letters from medical debt. Sh...

Mar 20, 20262 hr 19 min

Financial Peace Starts With Personal Honesty

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: “I'm 20 with $50,000 of debt that I know of, but there's more out there that I can't find.” “My husband buys a new truck every year without telling me. How do I get him to see that this is a problem?” “My uncle is the executor of my dad's estate but he has dis...

Mar 19, 20262 hr 17 min

Stop Letting Dumb Decisions Control Your Financial Future

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Dr. John Delony answer your questions and discuss: “I am getting a $250,000 settlement after I was shot. How do I invest this so I don't mess it up?” “My dad offered to act as a bank for my home purchase.” “My job wants me to push their credit cards and HELOCs. I feel conflicted—should I find a different jo...

Mar 18, 20262 hr 18 min

Don’t Let a Lack of Boundaries Turn Into a Money Crisis

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: “My parents just told me they don't have anything saved for retirement” “I’m 54 with $23,000 of debt and have nothing saved for retirement. Will I ever be able to retire comfortably?” “I’m $17,000 underwater on my van, should I sell it?” “We have $83,000 of debt, a...

Mar 17, 20262 hr 18 min

Focus On What You Can Control And Start Crushing Debt

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ George Kamel and Ken Coleman answer your questions and discuss: “How does the average person provide for their family without crowdfunding a death?” “My mortgage is more than 50% of my income.” “My dad just told me he has no retirement savings.” “We just got married but my wife doesn't want to combine finances.” “My husband has no...

Mar 16, 20262 hr 19 min

You Can’t Drift Into Financial Peace

🎟️ ⁠⁠⁠The Ramsey Show Live Tour: Get Your Tickets!⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: “I'm going to prison in 3 months because of my husband. Am I ever going to recover financially from this?” “Should I get a lawyer to represent me in my divorce or should I just save the money and represent myself?” “My neighbor wants us to buy her home using a contract for deed. Is this a good idea?” “I'm a...

Mar 13, 20262 hr 19 min

Finance Hacks Won’t Save You, Habits Will

🎟️ ⁠⁠⁠The Ramsey Show Live Tour: Get Your Tickets!⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠ Dave Ramsey and George Kamel answer your questions and discuss: “We are going to be receiving a $2.6 million settlement. How do I avoid messing up this lump sum of money?” “I lost 75% of my net worth due to gambling and partying. How do I recover from this?” “My husband recently revealed that he has been hiding debt from me. What should I do?” “I want to leave my hus...

Mar 12, 20262 hr 19 min

Break The Debt Spiral And Regain Your Life

🎟️ ⁠⁠The Ramsey Show Live Tour: Get Your Tickets!⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and George Kamel answer your questions and discuss: “Should I sell my music catalog for $4 million?” “My wife has a severe spending problem due to addiction and I don't know what to do.” “We are behind on our rent because we stayed current on our car loan. What should we do?” “My husband keeps racking up credit card debt behind my back. Should we split our f...

Mar 11, 20262 hr 18 min

Build Wealth Faster by Understanding Opportunity Cost

🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets! ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: “My boss owes me $18,000 in back pay. How do I get him to pay up?” “We are $400,000 in debt. Should we sell our home to help pay this off?” “I make $140,000 but I am barely making ends meet. What should I be doing differently?” “After paying our credit card bills, we barely have enough to afford groceries. What s...

Mar 10, 20262 hr 18 min

You Can’t Heal Your Finances Without Changing Your Habits

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ken Coleman and Jade Warshaw answer your questions and discuss: "My in-laws want us all to buy a house together, is it a good idea?" “How do I talk to my fellow soldiers about how the government has normalized debt for us?” “My dad keeps asking us for money. How do I talk to him about getting another job?” “I work two jobs but it's still ...

Mar 09, 20262 hr 18 min

If You’re Waiting for “The Right Time”, You’ll Stay Broke

This episode covers various personal finance dilemmas, including navigating a partner's financial infidelity and rebuilding trust, dealing with parents' debt and setting boundaries, and making wise career and investment decisions. The hosts emphasize the importance of aligning financial values in relationships, increasing income to tackle debt, and making intentional choices for long-term financial peace and freedom. Practical advice is offered on budgeting, insurance, and challenging mindsets around money.

Mar 06, 20262 hr 18 min

Building Wealth Is Simple (But Not Easy)

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: “My husband’s truck payment is $1,300 and we don’t know how to get out of it.” “I lost all my savings on penny stocks, now I am struggling financially.” “The solar system on my home damaged my roof, but the company says they are not responsible for the warranty. What do I do?...

Mar 05, 20262 hr 19 min

Your Money Isn’t the Problem—Your Plan Is

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and George Kamel answer your questions and discuss: “How do we pay off $300,000 of student loan debt?” “My husband and I disagree on whether we should sell our condo.” “We haven't filed taxes since 2020, what should we do?” “How do we go from surviving to thriving with a disabled spouse?” “Should I move my family to Alaska?” N...

Mar 04, 20262 hr 18 min

How Can I Rebuild Trust After a Gambling Addiction?

This episode features Dave Ramsey and Jade Warshaw guiding listeners through diverse financial challenges. Topics include a caller's journey to rebuild trust after a gambling addiction, the complexities of parents' tax debt, and strategies for tackling overwhelming high-interest car and student loans. The hosts also address critical issues like financial secrecy in marriage, the best way to finance a new home, and the often-misunderstood pitfalls of whole life insurance, emphasizing practical steps for financial freedom.

Mar 03, 20262 hr 18 min

My Husband Won't Stop Lending His Mom Money

💵 ⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠ Ken Coleman and Jade Warshaw answer your questions and discuss: “My husband and I disagree on whether we can afford a mortgage to buy a new home” “We have $60,000 of debt and we're living paycheck-to-paycheck. How do we get this paid off?” “My mom cosigned a car with my brother and now he is refusing to pay for it. Now she is asking me to help p...

Mar 02, 20262 hr 18 min

Managing Money Well Matters At Every Income Level

💵 ⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠ Ken Coleman and Rachel Cruze answer your questions and discuss: “I’m $100,000 in debt, I just lost my job, and have no savings. Where do I go from here?” “I’m going to be inheriting $3.5 million. Can I liquidate my investments to put an addition on my home?” “Should I move in with my mom to help her pay her mortgage so she can break up with ...

Feb 27, 20262 hr 18 min

We Make $200K and We’re Still Broke

💵 ⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠ George Kamel and Rachel Cruze answer your questions and discuss: “We’re self-employed and owe $40,000 in taxes. How do we pay this off?” “I’m 68 and owe $40,000 on my daughter’s student loan. Should I use all my retirement to pay it off?” “Should we continue to live illegally in our business’s building?” “My husband thinks we made a huge financi...

Feb 26, 20262 hr 19 min

My Mom Wrecked My Rental & I Have To Evict Her

💵 ⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠ Jade Warshaw and George Kamel answer your questions and discuss: “I received $530,000 in a settlement, how should I invest this?” “My mom can no longer afford to stay in my rental and caused $20,000 in damages. How do I pay for the repairs?” “My fiancée doesn't want me on the deed of her house. What should I do?” “My boyfriend's parents will sto...

Feb 25, 20262 hr 18 min

This Family Drama Has a Gravitational Pull

💵 ⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: “My family business has $5 million in debt and I’m stressed about it” “My dad racked up $30,000 of debt and is being sued. How do we help him settle this?” “We’re nervous about working with a financial advisor, what should that relationship look like?” “Is it a good idea to take out a $...

Feb 24, 20262 hr 19 min

Financial Freedom Gives You Safety, Not Risk

💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠ Dr. John Delony and George Kamel answer your questions and discuss: "What's the best way to pay off $118k in student loans?" "Should I help family financially even if it will set me back?" "How do I convince my husband to pay down the house instead of buying crypto?" "My wife refuses to follow a budget. Should I give up on trying to get her on board?" "...

Feb 23, 20262 hr 19 min

Take Ownership Of Where Your Life Is Headed

💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: "Should I advise my daughter against buying property in NYC?" "I'm a single mom and I make $1,200 a month. How do I get out of the toxic environment that I live in?" "I'm $40k in debt and don't know how to get out" "Do I need a lawyer to talk to a debt collection agency?" "How do I ask my bo...

Feb 20, 20262 hr 19 min
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