The Ramsey Show - podcast cover

The Ramsey Show

Ramsey Networkwww.ramseysolutions.com
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Episodes

Be Prepared: Math Doesn’t Care About Your Life Situations

💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream Jade Warshaw & Dr. John Delony answer your questions and discuss: "My wife left me and took my life savings," "Should we move away from our parents?" "Do we have to help pay for a funeral?" "How much should I spend on a ring?" "How do I not resent my husband's low income?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna produc...

Jan 13, 20251 hr 28 min

It’s Never Too Late to Clean Up a Financial Mess

💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream 📱 Listen to the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "We have over $2.5 million of debt," "Where should we start investing?" "What's the best way to buy our first home?" "Should I pursue public service loan forgiveness?" "Where should we build our dream home?" "My husband hasn't filed tax...

Jan 10, 20251 hr 32 min

The Road to Financial Freedom Is Paved With Grit

💳 Share your thoughts and you could WIN a $500 Gift Card! 💸 Start taking control of your money in 2025 at our free livestream 📱 Listen to the full episode for free in the Ramsey Network app. Rachel Cruze & Ken Coleman answer your questions and discuss: "We disagree on how to use an inheritance," "Should my boyfriend and I move out?" "I can't convice my husband to let me stay home," "Should I go against what is in my dad's will?" "I'm furious at my husband for buying a truck," Support Our ...

Jan 09, 20251 hr 28 min

Don’t Let Toxic Money Situations Keep You Trapped

💳 Share your thoughts and you could WIN a $500 Gift Card! 📱 Listen to the full episode for free in the Ramsey Network app. Jade Warshaw & Rachel Cruze answer your questions and discuss: "My boyfriend and I share credit cards," "How do I tell my dad he can't borrow from me?" "When is a 401(k) match too good to pass up?" "My husband spent our retirement behind my back," Housing Market Predictions for 2025 "We co-signed on a house and now we're stuck," Support Our Sponsors: 🌱 Get 10% off you...

Jan 08, 20251 hr 29 min

Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

💳 Share your thoughts and you could WIN a $500 Gift Card! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: "I can't make ends meet after buying a franchise," "How do I handle aggressive debt collectors?" "How do I get out of a financial pit?" "How do I get better at staying on a budget?" "We haven't combined banks or debt yet" Support Our Spons...

Jan 07, 20251 hr 29 min

Your Life Is More Than Just a Set of Numbers

💳 Share your thoughts and you could WIN a $500 Gift Card! 💰Watch 90 Day Money Makeover. 📱 Listen to the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "I haven't paid taxes in 7 years" "We have struggled with relationships since becoming everyday millionaires," "My ex was living a double life and left our family in poverty," "Should I pause retirement to save for a house?" "My wife won't talk about unplanned purchases," S...

Jan 06, 20251 hr 28 min

You Can Change Your Life TODAY!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Jade Warshaw & Dr. John Delony answer your questions and discuss: You can decide to change your life TODAY! “Our medical bills keep us from moving forward in the baby steps” “My boyfriend doesn’t share in my financial goals” “Is work/life balance a real thing?” Is a high-yield savings account the best place for your money? “I haven’t paid my credit card debt...

Jan 03, 20251 hr 29 min

Your Income Is Your Greatest Wealth Building Tool

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & George Kamel answer your questions and discuss: "How can I take control of my money?" "I should be at 0% interest, but I'm not," "I was overpaid $6K, what should I do?" "Where does this fall in the baby steps?" "Should we help my mom with money?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles ...

Jan 02, 20251 hr 29 min

Your Mindset Matters More Than Your Money

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. While we're out for new year's, we've compiled some of our favorite Dave and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year! Dave Ramsey & George Kamel answer your questions and discuss: ‘We've been looking for a house for 9 years.’ 'How do I save a $1 million inheritance?’ ‘How m...

Jan 01, 20251 hr 26 min

Don't Let Debt Happen To You—Face It Head-On

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for new year's, we've compiled some of our favorite George and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Happy New Year! George Kamel & Rachel Cruze answer your questions and discuss: ‘My sister ...

Dec 31, 20241 hr 28 min

Financial Peace Starts With Clear Boundaries

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for the Christmas break, we've compiled some of our favorite Dave and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Dave Ramsey & Jade Warshaw answer your questions and discuss: ‘My new husband is almo...

Dec 30, 20241 hr 27 min

How A Bigger Paycheck Could Lead To Bigger Problems

📱Watch the full episode for free in the Ramsey Network app. While we're out for the Christmas break, we've compiled some of our favorite John and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! John Delony & George Kamel answer your questions and discuss: ‘We make $330K and live paycheck to paycheck' 'Is my mother-in-law is trying to cause a rift?’ ‘I feel guilty for spending money on therapy’ ‘I'm 15, how can I help my parents ...

Dec 27, 20241 hr 28 min

Define Your Future By Setting The Right Financial Priorities

📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan While we're out for the Christmas break, we've compiled some of our favorite Ken and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Ken Coleman & Rachel Cruze answer your questions and discuss: ‘Quit...

Dec 26, 20241 hr 19 min

The Hardest Decisions Are Often About Money & Relationships

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for the Christmas break, we've compiled some of our favorite John and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! John Delony & Jade Warshaw answer your questions and discuss: ‘Shoul...

Dec 25, 20241 hr 26 min

Stop Letting Money Conflicts Tear Your Relationships Apart

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for the Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Rachel Cruze answer your questions and discuss: ‘Fat...

Dec 24, 20241 hr 27 min

Financial Chaos Can Derail Your Future

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for the Christmas break, we've compiled some of our favorite Dave and Ken calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Ken Coleman answer your questions and discuss: ‘I haven't fil...

Dec 23, 20241 hr 28 min

Your Future Self Deserves Better Choices Today

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! George Kamel & Dr. John Delony answer your questions and discuss: "I spent $40K during a manic episode," "I turned $1k into $380k with Tesla stock; should I sell it?" "Should I leave anything to my estranged son?" "We lost everything to a hurricane," "My husband is spoiled and I ...

Dec 20, 20241 hr 28 min

Broke Is Normal—Do You Really Want to Be Like Everyone Else?

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & Jade Warshaw answer your questions and discuss: "My mom is asking me to share my late father's life insurance," "My wife bought me an expensive Lego set behind my back," "Am I a jerk for not wanting a mortgage?" "I bought a truck and then found Dave Ramsey..." "Is giving ...

Dec 19, 20241 hr 29 min

It’s Our 2024 Annual Giving Show!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & George Kamel hear stories of outrageous generosity from our listeners. Find out how much fun you can have giving away money on our 2024 Annual Giving Show! Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥...

Dec 18, 20241 hr 29 min

You Can’t Win With Money if You Keep Ignoring the Real Problem

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "My father-in-law owes us $100k and now he wants to put up our house for collateral," "How do I financially prepare to have a child?" "My husband says I "sucked the fun" out of his hobby," "My mother-in-law sticks her nose into everything," "How do I tackle $100K of debt?" Support Our Sponsors: 🌱 G...

Dec 17, 20241 hr 28 min

Delayed Gratification Is a Key Ingredient to Building Wealth

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "Should I buy a $250K supercar?" "I borrowed from my parents to start a business," "How do we steer our daughter's career choice?" "Should I be involved in my husband's business?" "I'm unsuccessfully tried to settle my debts," "How do I budget my starting salary?" Support Our Sponsors: 🌱 Get 10% off yo...

Dec 16, 20241 hr 28 min

Your Debt Should Make You Uncomfortable

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Rachel Cruze & Jade Warshaw answer your questions and discuss: "Should I invest while in college?" "Should guests pay for meals at our wedding?" "My late husband hid our finances from me" "I have a big problem..." "How do I budget an irregular income?" Support Our Sponsors: 🌱 Get 10%...

Dec 13, 20241 hr 28 min

To Change Your Results You Have To Change Your Behavior

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Jade Warshaw & Rachel Cruze answer your questions and discuss: "How do we divide a gift when buying together?" "Why should I have a 15-year mortgage?" "I co-signed for a truck with my ex-fiancee," "My husband's employer hasn't paid him..." "How do I budget with an irregular income?" A...

Dec 12, 20241 hr 29 min

How to Escape Living Paycheck to Paycheck

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & George Kamel answer your questions and discuss: "Should I fix my car or buy another one?" "Living paycheck-to-paycheck on $600K a year," "How do I get my wife on board with the plan?" "How does compound interest work on multiple accounts?" "Should I get my fiancé to sign...

Dec 11, 20241 hr 29 min

If You Want To Be a Millionaire, Do What Millionaires Do

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "How do I recover after a bankruptcy?" "Should I go into debt to visit my sick parents?" "Do I have enough saved to be self-insured?" "Should I go into a partnership with my attorney?" "Can you explain what a 'shared mortgage' is?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Ge...

Dec 10, 20241 hr 28 min

Building Wealth Starts With Setting Aggressive Goals

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I invest in a whole life policy?" "My mom has a bad plan, how do I talk her out of it?" "Should I put down less than 20% on a home?" "My wife wants to leave me after I hid $26K of debt," "Should I buy my friend a car...

Dec 09, 20241 hr 28 min

Don’t Overcomplicate Building Wealth, Keep It Simple

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "How do I budget an inconsistent income?" "How do I get my family on board with a budget?" Are you Broke, Average, or Wealthy? "Should I transfer my credit card balance to a HELOC?" "How do we get money back from a friend" "Drop out of college to take a Bitcoin mining job?" Support Our Sponsors: 🌱...

Dec 06, 20241 hr 27 min

Get Out of the Cycle of Debt and Choose Peace Instead

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "How do I handle a defaulted loan?" "Should I buy a house while my husband is in prison?" "I make $73k/year but still feel broke," "Should I buy a car to get better gas mileage?" "My step-sister wants me to share my inheritance" "Should I help my boyfriend pay off debt?" Support Our Sponsors: 🌱 Get...

Dec 05, 20241 hr 29 min

Don’t Let Your Present Circumstances Define Your Future

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "How do I learn to manage money?" "My abusive ex took loans out in my name," "Should I be ashamed for living in a motor home?" "How do I help a friend with their extreme debt?" "Can I afford a $80K Tesla?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bu...

Dec 04, 20241 hr 29 min

Debt Is a Trap That Will Hold You Back From Building Wealth

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "Our advisor is telling us not to pay off our home," "How do banks let people get so many credit cards?" "How do I stay disciplined in Baby Step 2?" "How do I stop wasting my income?" My husband wants us to take out a mortgage for his daughter," Support Our Sponsors: 🌱 Get 10% off your first month of ...

Dec 03, 20241 hr 27 min
For the best experience, listen in Metacast app for iOS or Android
Open in Metacast