📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "How do I buy a house for the first time?" "How do I financially prepare for med school?" "Should we cash out our whole life policy?" "Will income tax be eliminated?" "Should I pay off my cousin's debt?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bun...
Dec 02, 2024•1 hr 29 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. While we're out for the long weekend, we've compiled some of our favorite Rachel and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show on Monday! Rachel Cruze & Jade Warshaw answer your questions and discuss: "I’m over $1M in debt, what can we do?" "I work 90 hours/week and am in terrible debt" "My husband lost his job af...
Nov 29, 2024•1 hr 28 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & John Delony answer your questions and discuss: ‘My husband doesn't help with our bills’ ‘Borrow $1.2M to buy a small business?’ ‘How can I sustain working 80 hours a week?’ 'How do I get over the shame of bankruptcy?' ‘My wife got caught in an internet scam.’ 'Is it wise to propose while still in debt?' Support Our Sponsors: 🌱 Get 10% off your firs...
Nov 28, 2024•1 hr 28 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "Does God want us to be wealthy?" "Our daughter wants us to sponsor a green card," "Sell our house to pay off $400k of debt?" "Due to a prenup I have to move out soon," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started ...
Nov 27, 2024•1 hr 28 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "I hate my job and want to get out of debt," "What's the benefit of using an escrow account?" "I'm behind on my credit card payments," "How do I get my kids off my payroll?" "Should I invest in real estate?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christi...
Nov 26, 2024•1 hr 29 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "My husband's gambling put us in 120k of debt," "Am I obligated to help my adult children?" "Should I invest more or pay off the house?" "I'm angry that my wife wants a larger house," "My girlfriend is considering debt relief" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn...
Nov 25, 2024•1 hr 27 min
🍸 Check out more episodes of Smart Money Happy Hour Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything. Rachel and George’s Gift Guide: Wine and Cocktail Lovers Cocktail shaker that doesn’t freeze your hands Vintage cocktail book People Who Love to Cook Meat chopper Citrus squeezer Tech and Gadget Lovers Cordless phone charger E...
Nov 23, 2024•33 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dr. John Delony & George Kamel answer your questions and discuss: "Investing while paying off debt," "Getting on the same page with our finances" "Wait for the economy to improve before I invest?" "My mother-in-law wants my wife to stay home," "Should I throw everything at my mortgage?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn ...
Nov 22, 2024•1 hr 28 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "My fiance hasn't filed taxes in 20 years..." "I asked my parents if they can forgive my loan," "Should I rent out my house during the NFL Draft?" "My brother co-signed a car with my late father," "I'm worried grandkids will blow their inheritance," Support Our Sponsors: 🌱 Get 10% off your first month ...
Nov 21, 2024•1 hr 27 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "My terminally ill wife hid debt from me," "Is $42k a year enough income to build wealth?" "Should I buy a $1M house in cash?" "We overbought on a house; what do we do?" "Getting out of a car I'm $5K upside down on" Dave and Jade interview millionaires to find out how they built their wealth. Support O...
Nov 20, 2024•1 hr 28 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "My parents are worried about losing their home," "Should I go back to grad school after getting laid off?" "When should I consider refinancing my home?" "How do I sell the gold I dredge?" Dave Rant on stupid tax advice. Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more ...
Nov 19, 2024•1 hr 28 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "My parents have no retirement savings and are expecting us to help," "How can I diversify my investment portfolio?" Should I freeze my credit? "My husband thinks we are too broke to have a baby?:" "Should I keep my Universal Life insurance policy?" Jimmy Darts on how fun it is to give money away (foll...
Nov 18, 2024•1 hr 27 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & George Kamel answer your questions and discuss: My ex-boyfriend is on the deed to my house. My family doesn't want me to pay off my debt I was scammed by a fraudulent publisher I landed my dream job but I'm bad with money My husband won't stick with a budget Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Chri...
Nov 15, 2024•1 hr 29 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: "Finding a girl that likes me and not my money" "Do I need to file for bankruptcy?" "We're almost in $1M in debt" "How do I make decisions with my new wife?". Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today wit...
Nov 14, 2024•1 hr 29 min
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "Should I pay off my house or start investing?" "I live in my truck. How do I get back on track?" "My grandparents skipped my parents in the inheritance and gave their money to us," "Are we financially ready to build a cabin?" "Is my mother-in-law is trying to cause a rift?" Support Our Sponsors: �...
Nov 13, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Jade Warshaw answer your questions and discuss: "How do I get out of a financial mess on my own?" "Can I afford to buy out my wife's car lease?" "How can I be a good influence for my cousin?" "We live paycheck-to-paycheck and can't get ahead," "Should we move to get away from our weird neighbors?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries �...
Nov 12, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: "Should I co-sign a mortgage for my sister?" "Is it okay to rent when I first move out?" "Should I put extra income towards my wife's debt?" Tips for paying less in taxes next year, "Should I pay for my son's second degree?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with C...
Nov 11, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. George Kamel & Rachel Cruze answer your questions and discuss: "I took a pay cut to keep my family together," "What should I be investing in to build wealth?" "Should I combine debt with my boyfriend?" "My monthly bills are $500 more than my income" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when ...
Nov 08, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Dr. John Delony answer your questions and discuss: "My parents are threatening to kick me out" "I can't afford rent, what can I do?" "My husband doesn't trust me with our money," "How will I ever be able to afford a home?" Sports betting is affecting Americans' investing habits. Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today...
Nov 07, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: Trump won the election: here's what to do next, "I overspent and have over $1 million of debt," "How much can I spend on buying property?" "How should I take on my new wife's debt?" "Should we stay gazelle intense to pay off our house?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started t...
Nov 06, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & George Kamel answer your questions and discuss: "Pull from my 401(k) to pay my ex-husband?" "I can't break the habit of living like I'm broke" "A potential employer wants me to pay them" "Keep our credit cards to build our credit score?". Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off wh...
Nov 05, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Dr. John Delony & Jade Warshaw answer your questions and discuss: "I feel like I'm allergic to spending money," "How quickly should I be paying off my house?" "When do we tell our kids about our wealth?" "Should I invest more or buy a BMW?" "My loan officer says I'm putting too much down," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today wit...
Nov 04, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Dr. John Delony answer your questions and discuss: "Is it wrong to not let family borrow our car?" "Is it okay to buy gifts while paying off debt?" "Why shouldn't I get a 30-year mortgage?" "Should I "call it quits" with my husband?" "I feel guilty charging my sons rent" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Ch...
Nov 01, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & Dr. John Delony answer your questions and discuss: My business partner owes me $16K. I'm struggling to keep my finances above water. Talking to my parents about their budget What are FICA withholdings? Should we buy a brand new car? Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 Go to FAIRWINDS Cre...
Oct 31, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. George Kamel & Ken Coleman answer your questions and discuss: "Why shouldn't I use credit cards?" "We're millionaires, do we still need to budget?" "My new husband lied about his net worth," "How much should we spend on a home?" "I just inherited $3M; how do I invest this?" "How do I talk my husband out of a bad decision?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare M...
Oct 30, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & Ken Coleman answer your questions and discuss: "I'm $2.5M in debt, what can I do?" "How do I talk to my family about money?" "Should I use my savings to buy my wife a car?" "Do I need to invest 15% if I have a pension?" "I'm afraid that AI and robots will take my job" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churc...
Oct 29, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & George Kamel answer your questions and discuss: "Is it okay to continue renting indefinitely?" "Should I continue to wait on buying a home?" "My identity was stolen; how do I start over?" "I got a court order for a credit card I don't own," "Do we need to finance a roof repair?" Talk Nerdy to Me: Explain Dollar Cost Averaging "How much house can I afford," Support Our Sponsors: 🌱 Get 10% off your first month of Bett...
Oct 28, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & George Kamel answer your questions and discuss: "My husband wants to sell the house for a trailer," "How do I balance work vs. time with family?" "I miss my debt after selling my Corvette," "Should I cancel my wedding to pay off debt?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 Go to FAIRWINDS C...
Oct 25, 2024•1 hr 28 min
📱Watch the full episode for free in the Ramsey Network app. Dr. John Delony & Rachel Cruze answer your questions and discuss: "Family Is Guilting Me Over Not Helping My Mom" "My Parents Keep Hinting That I Should Move Out" "We Can’t Keep Up With the Rising Cost of Living" "I Regret Letting My Mother-in-Law Move In With Us". Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 G...
Oct 24, 2024•1 hr 29 min
📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: "I can't get in my home due to a restraining order," "My car payment is stopping me from investing," "My fiancé just borrowed $240K to buy an RV," "I don't see a way out of my debt..." "My siblings expect me to take care of our parents," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started ...
Oct 23, 2024•1 hr 29 min
