The Property Podcast - podcast cover

The Property Podcast

Rob Bence and Rob Dix from The Property Hubwww.propertyhub.net
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
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Episodes

TPP419: What's happening to the London property market

This week we’re taking a look at the future of London Since the Coronavirus pandemic hit last year, the future of London and its property market has been a hard one to predict. As it stands, the London market is all over the place. Rents are falling, house prices are falling and thousands of people are leaving the capital. So what does all this mean for the future? We’re dedicating a whole episode to just that. Here’s what to expect on this week’s property podcast episode The media love the prop...

Mar 25, 202123 min

ASK277: Will I be down-valued? PLUS: What landlord insurance do I need?

It’s another week of your property questions on Ask Rob & Rob. The first question this week is from Noel. He’s recently purchased a property at auction that was up for £150,000, but after getting into a bidding war, he ended up paying £175,000 for the property. Noel is happy to pay that price, however he’s just a bit cautious that the surveyors might not value it at £175,000 and if that’s the case, what are his options? He’s planning to convert the terrace property into a 3-bed but there isn...

Mar 23, 20219 min

TPP418: Success story: buy two properties - get one free

We’ve got an interesting success story for you this week This success story is a little different to most success stories we share on a weekly basis. You’ve heard of the term ‘buy two get the third one free’, but have you ever heard it in the property market before? Chances are, probably not. But one lady’s success story benefits from this kind of deal... Here’s what to expect on this week’s property podcast episode Today Rob & Rob are talking to Elly and she’s got a unique success story tha...

Mar 18, 202126 min

ASK276: I've got £2.5m to spend! PLUS: Which areas have the most rent arrears?

Welcome back to another week and another episode of Ask Rob & Rob. The guys are here to splash the case and dish out some advice. First up this week we’ve got Andrew and he’s got £2.5m to spend! Throughout the pandemic he’s been running a business that’s been racking up cash reserves and he needs to do something with it. He thinks property seems the best way to get a return on his money and with financing, could have around £10 million to invest! That’s crazy money! However he seems to think...

Mar 16, 20218 min

TPP417: March Market Update (Budget special)

Here’s what the March Market Update has in store for you This month’s March Market Update episode is dedicated to last week’s budget announcement. A lot of you were expecting this episode last week, but we needed time to get all our ducks in a row before we shared what it means for you as an investor. Here’s what to expect on this week’s property podcast episode Brace yourselves, this may be the most impactful budget on the property market we’ve EVER discussed. Rob & Rob are looking at the b...

Mar 11, 202124 min

ASK275: Has this area’s capital growth peaked? PLUS: Am I calculating yield correctly?

It’s Tuesday, so that can only mean that Rob & Rob are back to answer two more listener, property related, questions. Our first question this week comes from Lee. Lee has been listening to the podcast for over a year now and is doing an immense amount of research into where he should invest. Naturally he’s been listening to Rob & Rob and eyeing up Manchester and Leeds, but he’s now turning his attention to Nottingham for the affordability aspect. However he’s having doubts after seeing t...

Mar 09, 20217 min

TPP416: The REAL reasons property prices go up

This week we’re taking a look at the real reasons why property prices go up Many people think property prices rise due to supply and demand. Some think it’s to do with inflation, and some think it’s about location. So who’s right? Or, could it be a combination of them all? In today’s episode Rob & Rob are revealing everything! Here’s what to expect on this week’s property podcast episode A few weeks ago, on an episode of Ask Rob & Rob, we had a caller named Jonathan who wanted to know wh...

Mar 04, 202119 min

ASK274: Do REITs experience growth in a boom? PLUS: Will this help me avoid CGT?

Rob & Rob are back again this week to answer two more fantastic questions. We’ve got a rather interesting first question from Brendan. He’s got a question on the 18 year property cycle, one of our favourite topics to talk about. Brendan wants to know if Real Estate Investment Trusts (REIT) are likely to experience the same sort of growth in a boom period as residential property? If you’re not 100% sure on what a REIT is and how they work, don’t worry, Rob D covers that along with how they be...

Mar 02, 20216 min

TPP415: Where are we in the 18 Year Property Cycle?

This week we’re taking a look at where we are in the 18 year property cycle Whether you’re a new or experienced investor, the 18 year property cycle is something that you should know like the back of your hand. For years it’s helped investors determine when they’d be most likely to invest in property and when they’re going to wait it out. We get asked all the time ‘where are we in the 18 year property cycle?’ and even more so at the minute, ‘is the cycle broken due to Covid-19?’ Well, we’re abou...

Feb 25, 202123 min

ASK273: Should I take equity out of my home? PLUS: Can I buy now and remortgage later?

It’s Tuesday and that means Rob & Rob are back to answer two more listener questions. The first question this week comes from Florence. She’s thinking of remortgaging her property as she has around £190,000 of equity tied up. However, she doesn’t know if she should pay the penalty to get out of her mortgage now, which will be around £1,040, or wait two years when her fixed mortgage rate is finished. She doesn’t yet know which route she should choose, but if she was to release the equity, she...

Feb 23, 20219 min

TPP414: QE could dramatically change property prices...so why is no-one talking about it?

This week we’re exploring how QE could dramatically change property prices QE (short for Quantitative Easing) is currently at record levels that have never been seen before. The approach has discreetly been changed by the government, so as a property investor you must understand what’s going on. And that’s exactly what Rob & Rob are discussing on today’s podcast episode. By the end of this episode you’ll know exactly what QE is and how to take advantage of it. Here’s what to expect on this w...

Feb 18, 202126 min

ASK272: I’ve made an offer but not heard back – what should I do? PLUS: Should I buy the freehold?

Rob & Rob are back again with another two great questions to answer. Up first we’ve got Jess. She put in an offer on a flat and got a response from the vendor that they wanted something a bit closer to the asking price. Jess then put in a counter offer, all cash, £2,500 under the asking price. In most cases this would be a pretty decent offer that’s likely to get snapped up with the ability to move fast on it. However, Jess still hasn’t received an answer from the vendor. She hasn’t had her ...

Feb 16, 20218 min

TPP413: Why Predictions Are Rubbish

This week we’re exploring why predictions are crap Nine times out of ten you’ll listen to expert predictions. But, believe it or not, they’re not always right! So this week on The Property Podcast we’re going back in time to take a look at what predictions have been made by both Rob & Rob, and other industry experts, and seeing whether they were right or wrong. Here’s what to expect on this week’s property podcast episode At the beginning of January Rob & Rob shared their 2021 prediction...

Feb 11, 202122 min

ASK271: I’ve had great growth - now should I sell or rent? PLUS: How do I get a job in lettings?

Welcome back to another fun filled episode of Ask Rob & Rob. We’ve got another two great questions to answer, so let’s get stuck in. First up we’ve got Des who has a question about a property he already owns. He previously bought it 15 years ago for around £80,000 and it’s now worth around £200,000. The property is currently mortgaged at £150,000 as Des has previously released equity to invest elsewhere. Des wants to know whether, after such good growth, he should sell it or rent it out? The...

Feb 09, 20218 min

TPP412: February Market Update

Here’s what the February market update has in store for you Hold onto your seats because this February market update is a good one. Just to give you a taster of what’s to come on this week’s episode, The Robs have got some mortgage news, they’re discussing the best performing cities of 2020 and they’ve got positive news on the cladding crisis. Certainly topics you’ve all been waiting to hear about for a while so let’s get stuck into the February market update. Here’s what to expect on this week’...

Feb 04, 202118 min

ASK270: How do you repay an interest-only mortgage? PLUS: Is a periodic or fixed-term contract better?

This week on Ask Rob & Rob we’ve got a question on mortgages and another question on tenancy agreements.. Our first mortgage related question comes from Martin in Ireland. Martin is wanting a bit of advice on interest-only mortgages. He’s looking to purchase his first property with an interest-only mortgage as he knows he’ll have more of a monthly rental income. However, he’s a bit unsure as to how he actually pays that loan back in the long-term, say 20-25 years down the line. Ideally he wo...

Feb 02, 202110 min

TPP411: The best places to invest in 2021

Where are the best places to invest in 2021? It’s one of our favourite podcast episodes of the year... where should you invest in property 2021? We do it every year - and this year is no different. Rob & Rob are sharing their best places to invest in property in 2021 and there’s even a few surprises thrown in there. Here’s what to expect on this week’s property podcast episode We’re doing things a tad differently this year. We usually unveil the top five cities we believe investors should be...

Jan 28, 202124 min

ASK269: I want to buy a home but I’m scared of a crash! PLUS: Do you contribute to your ISA?

We’re back again this week with another two fantastic questions from our podcast listeners. First up we’ve got Arthur. Arthur is looking for advice on purchasing his own residential property and getting a lodger to live with him. He’s thinking about leaving London and moving to Manchester where he can afford a two-bedroom terraced house. However, he keeps waiting for prices to drop or for there to be a crash, but since this is going to be his residential property, should he not care as much? He ...

Jan 26, 20219 min

TPP410: Our ultimate list of business resources

What are our go to business resources? Everyone always loves the episodes where we share our business resources and this week we’re going bigger and better. There are so many business resources we’re covering in today’s episode that they might just see you through to the end of lockdown. They’re all ones that you can use and implement straight away, so let’s get going! Here’s what to expect on this week’s property podcast episode As you should know by now, we’re starting a new business - our big...

Jan 21, 202131 min

Introducing Any Other Business

Rob & Rob give you... Any Other Business We know you’ve come to know and love The Property Podcast. We’re over 400 episodes in and have spent years dedicated to dishing out all the need-to-know information on investing in property. And now we’re taking it up a gear and have launched a brand new show… Any Other Business. You’ve learnt, or still are learning, everything there is to know about investing in property, but why not tie that in with building and growing a successful business? After ...

Jan 20, 20212 min

ASK268: Is lack of supply the cause of high prices? PLUS: How many properties should I buy with my £100k?

This week on Ask Rob & Rob the guys are talking about the supply and demand of property, and they’re spending £100k of someone else's money! Kicking us off this week we’ve got Jonathan from Manchester. He’s wondering if The Robs have read the UK Collaborative Centre for Housing Evidence and their article on tackling the UK housing crisis. Since reading the article Jonathan is wanting to know if the 300,000 a year housing supply target is actually the real rise in house prices or if it’s actu...

Jan 19, 20217 min

TPP409: January Market Update

Here’s what the January market update has in store for you It feels like we’ve been waiting forever for this January market update. Could that much have changed in the market during the quietest month of the year? Well, we’re about to find out. Here’s what to expect on this week’s property podcast episode The January market update is a jam packed one. If you thought that the property market was going to take a few weeks off and a wind down for Christmas, you were wrong. There’s actually loads to...

Jan 14, 202117 min

ASK267: The estate agent says I can’t view without giving them a bank statement – is this right? PLUS: Should I increase the rent again?

Rob & Rob are back this week with another two amazing questions, one that we can’t even believe was an actual question! Our first caller this week is Kathy who has a question on viewings and proof of funds. An estate agent has told her that she can’t view a property unless she gives them proof of funds. Erm, excuse us, what?! Naturally she’s a bit apprehensive about this and rightly so because sending over a bank statement is highly confidential. She’s also worried that if she views multiple...

Jan 12, 20218 min

TPP408: 2021 Predictions (plus major podcast announcement)

It’s time for Rob & Rob to reveal their 2021 predictions It was only right that The Robs kicked off The Property Podcast this year with their 2021 predictions. Will this be another year where there’s a complete curveball that no one expects to throw them off track, or will this be a more ‘normal’ year? Here’s what to expect on this week’s property podcast episode If you listened to the 2020 predictions reviewed podcast episode you’d have probably wondered why Rob & Rob are putting themse...

Jan 07, 202120 min

ASK266:I’ve had a huge down-valuation – what can I do? PLUS: Will Radon affect my remortgage?

Ask Rob & Rob is back for the New Year and they’re kicking 2021 off with a bang! First up this week we’ve got Claudine. She’s previously bought two buy-to-let properties through Property Hub Invest, however her question today is in relation to her family home. Her family is growing and she has a second baby on the way, so she’s looking to purchase a bigger family home. They had agreed a price of £975,000, however a mortgage valuation came back at £835,000 which she thinks is a huge drop in p...

Jan 05, 20218 min

TPP407: Reflecting on 2020

Today we’re reflecting on 2020 Finally it’s the last day of what’s been an awful, yet interesting year, and Rob & Rob are finishing it off by reflecting on 2020. It’s definitely been one of the hardest years to invest in property but that doesn’t mean it’s been completely impossible. There’ve been ups - and there has definitely been downs - but what can we take away from 2020? Here’s what The Robs are reflecting on in today’s episode Property Hub Rob & Robs personal investments The marke...

Dec 31, 202015 min

TPP406: 2020’s must listen to episodes

The must listen to episodes of 2020 We’re doing something new this year, we’re bringing you the must listen to episodes of 2020. This year has been a crucial one for learning to adapt and change. Sometimes life throws things at you that you didn’t expect - and this year has been a minefield! We’ve put a lot of content out this year - we even brought you EXTRA episodes in the form of our Market Update episodes! So we’ll forgive you if you haven’t listened to every episode throughout 2020 or if yo...

Dec 24, 202011 min

TPP405: 2020 predictions reviewed

2020 predictions reviewed It’s that time of the year again. Rob & Rob are back to revisit their 2020 property hotspot predictions. In past years The Robs have rarely been wrong with their predictions, but this hasn’t been a normal year. At the beginning of 2020 they certainly didn’t predict that we’d encounter a worldwide pandemic! So, has that had a huge impact on the predictions they made 12 months ago? You’re about to find out in today’s 2020 predictions reviewed episode. Rob & Robs 2...

Dec 17, 202022 min

TPP404: Our top resources of 2020 (podcasts, books and tech)

What are our top resources of 2020? That’s right, this week we’re rounding up our top resources of 2020. Throughout the year we share tonnes of resources at the end of every episode of The Property Podcast - as well as in our Hub Extra emails every Friday. So we can understand that you’ll have probably forgotten about some of the top ones we’ve shared throughout the year. But not to worry, Rob & Rob are going through their top choices today. They’ll be covering books, podcasts, apps, videos ...

Dec 10, 202034 min

ASK265: A very special caller asks...what’s in store for next year?

It’s the last episode of Ask Rob & Rob for 2020! So it was only right that they got their old pal Nick on the show to ask the final question. Nick is wanting to know what Rob & Rob have got in store for everyone in 2021. Of course The Robs were happy to oblige - not only because they want to remain on the nice list, but to hopefully get you prepared for the coming year. The big bombshell, there’s going to be a brand-new podcast coming in 2021, and it’s not about property! Now that we’ve ...

Dec 08, 20206 min
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