Here’s what the December market update has in store for you We reckon everyone’s been waiting patiently for the December market update, thanks to that capital gains tax bombshell that was dropped a couple of weeks ago. But that’s not all The Robs are covering this week. Here’s what to expect on this week’s property podcast episode Just to give you a little taste, here’s some of the things Rob & Rob are chatting about in the December market update: The top cities for capital growth Stamp duty...
Dec 03, 2020•14 min
We’ve got another two great property questions on Ask Rob & Rob this week. The first question this week is from Argent. Argent wants to know where property investors can make the biggest gains. He knows Rob & Rob tend to focus on capital growth, but he thinks it’s more the income that gives the biggest gain, as this is the cash that hits your bank account each month. Listen as Rob D takes us on a mini history lesson while drawing on his own personal experience. Yes, you need to have a bi...
Dec 01, 2020•7 min
Have you been investing during Covid? Well, if you haven’t been investing during Covid, these three property investors certainly have. Trying to build a portfolio is hard enough, nevermind trying to do it in the middle of a worldwide pandemic. Naturally, it’s brought challenges for everyone. But it’s how you work through those challenges that will set you apart from others who have been investing during Covid. If you’re at a bit of a sticking point and you’re not sure if investing during Covid i...
Nov 26, 2020•24 min
This week on Ask Rob & Rob the guys are answering two questions that we’re pretty sure are on everyone’s minds right now. First up this week we’ve got Joe. Joe has bought his properties the opposite way round to most people. He bought a buy-to-let property first and is now onto purchasing his own residential property. He thinks he’s got himself a good deal as it’s in need of some renovation, but he’s trying to weigh up his options because he’s considering relocating when the world returns ba...
Nov 24, 2020•9 min
What are property funds and how do they work? Investing through a property fund allows you to invest in a property without having to fully buy it or go through any of the rigmarole that comes with buying a property. Sounds like a win win situation right? We’ve managed to go 400 episodes without talking about property funds. Until now. You might be listening to this thinking that you’re never going to have the funds to be able to invest in property, but you’d like to make a better return than lea...
Nov 19, 2020•24 min
Last week we had a question on using bridging finance and this week on Ask Rob & Rob we’ve got another. Kicking things off this week is Marika. The strategy she’s looking at is flips. So she’s looking to purchase a property that needs a substantial renovation before selling it once the work is completed. She’s been looking at getting a bridging loan, however she’s worried that once the refurb is complete, the market will collapse. By which point she won’t be able to, or want to, sell the pro...
Nov 17, 2020•9 min
It’s episode 400! So we’re taking a look at Rob & Robs property investment journeys The Robs property investment journeys have been going for much longer than 400 episodes. But what have they experienced along the way? Luckily for you, The Robs are sharing their investment journeys with you as well as their experience. So when you make your own mistakes, not only will you learn from them, you’ll also profit from them. Here’s what to expect on this week’s property podcast episode Not only are...
Nov 12, 2020•23 min
It’s Tuesday and that means The Robs are back for another episode of Ask Rob & Rob. First up this week we’ve got Jason and Stacie. They’re considering setting up a limited company with the goal to have around 20 buy-to-let properties in six to eight years. They want each property to bring in a £200 profit, once they’ve deducted all costs from the income. At the moment they have £10,000 in savings and their own residential property where they owe £72,000 on their mortgage, and the property ha...
Nov 10, 2020•9 min
Here’s what the November market update has in store for you Lockdown begins. We all go on a mortgage holiday. Boris promises a new mortgage product. Surveyors downvalue properties by 20%, but the experts say the market is on the up! And that’s not even the half of it. There’s so much to cover on the November market update, we could be here all week. Here’s what to expect on this week’s property podcast episode To wet your taste buds, here’s a brief overview of what Rob & Rob are discussing o...
Nov 05, 2020•18 min
Welcome back to another fantastic episode of Ask Rob & Rob! Kicking off the podcast this week we’ve got Alex from London who has a question regarding mortgages. She’s been struggling to get one at a 75% loan to value rate. Her broker has informed her that’s where the market is at and she’ll have more options at 70%. Is this the case, or is her broker steering her in the wrong direction? Next up we’ve got Rosa who has a question about buying in London. She knows that she 100% wants to own her...
Nov 03, 2020•7 min
Getting your property let is key to being a successful landlord But when it comes to getting your property let during lockdown, that’s a bit trickier. So why not try and turn this situation on it’s head and make the most of a bad situation? We’ve said it before and we’ll say it again... in times like this you need to innovate and adapt to the challenges you face. You need to work smarter and harder. And, if you do this now and continue to do it when the world goes back to some form of normality,...
Oct 29, 2020•22 min
Welcome back to Ask Rob & Rob! It’s Tuesday, and that means we’ve got another two property questions that need answering. First up this week we’ve got Pauline from Gothenburg in Sweden! She has a property in the UK which she purchased 5-6 years ago thinking it would be her forever family home. The property is in a rural part of Scotland where demand isn’t that high in terms of renting or purchasing. It’s been on the market since the beginning of lockdown and it’s just not selling. The agent ...
Oct 27, 2020•7 min
What impact has coronavirus had on rental arrears? It’s safe to say that coronavirus has had the opposite effect on house prices than what we originally thought it would. But what about rental arrears? Understandably, tenants have struggled more than ever to pay their rent. The government has even put in considerable measures to stop you from taking action against those tenants. But what impact has the coronavirus actually had on rent arrears? Here’s what to expect on this week’s property podcas...
Oct 22, 2020•19 min
This week on Ask Rob & Rob we’re talking about buy-to-let mortgages with no income and whether Cardiff is a good investment hotspot. So, our first question this week is from Michelle. Michelle and her partner now have the money to invest in property and they think that now or January 2021 is the perfect time to purchase their first buy-to-let property. They’re not currently married and at the moment Michelle is a stay at home mum, but she does have a professional background. She doesn’t have...
Oct 20, 2020•6 min
What is delayed gratification? Back in the 1970’s a psychologist named Walter Mischel performed an experiment on children to monitor their behaviour. He placed a marshmallow in front of them and told them if they didn’t eat that marshmallow by the time he came back in the room, they could have two. You may have seen something similar doing the rounds on social media with parents trying a temptation test on their children. The idea behind the experiment was to see if the children could resist hav...
Oct 15, 2020•23 min
Welcome back to another episode of Ask Rob & Rob. First up this week is Matt from York. He’s a long-term listener and has finally got in touch to ask a question around stamp duty. Matt has a couple of houses that are currently under his personal name. So he’s wondering if now would be the ideal time to move those properties into a limited company? The reason for this is that stamp duty is currently at its lowest and he’s wondering if it will be beneficial to move his properties into a limite...
Oct 13, 2020•6 min
Solicitors. Can’t work with them, can’t work without them Believe it or not, solicitors are incredibly important to the success of your property investment journey. So this week we thought we’d get a solicitor onto The Property Podcast to discuss what makes a great one. You’ll also gain an insight into what actually happens during the conveyancing process and what you can do to make it go smoother. The Robs will also be discussing how you can make your investment journey a lot easier. Here’s wha...
Oct 08, 2020•26 min
It’s Tuesday, so naturally that means The Robs are on hand. The first question this week comes from James from St Albans. He’s a new listener and has been bingeing all of the past episodes. He’s been looking at new developments in key locations and gets the impression that they’re open to offers. So now he’s looking to find out what Rob & Rob think would be a reasonable starting point for trying to negotiate a discount. And for others wondering the same, we’ve got a handy video on negotiatin...
Oct 06, 2020•9 min
The market update is back There’s loads that’s been happening in the past month that affects both property and the economy. Which is great for us as that means this is going to be a jam packed episode. This month on the market update, Rob & Rob are going to be delving deep into: Inflation Interest rates Evictions Property prices Here’s what to expect on this week’s podcast episode The government has announced that there will be no autumn budget. This is because things are constantly changing...
Oct 01, 2020•19 min
Rob & Rob are back again to answer two more property questions from our lovely Hubber community. To kick-start this week we’ve got Dami. She’s a 20-year old student living in Aberdeen and due to graduate this year. She’s hoping to move out of home a year after she graduates and during this year she’s aiming to save around £15,000 - £20,000. This will be the first time she’s left home and is wondering if she should use that money to buy her own place or invest it in something else. Dami doesn...
Sep 29, 2020•8 min
From Robert Kiyosaki to Ray Dalio No, unfortunately Ray Dalio hasn’t joined Rob & Rob on this week’s episode of The Property Podcast. That would have been epic though! Even Rob B confessed he might not have been able to get through that interview without being starstruck and giggling the whole way through. However, if you follow Ray Dalio on LinkedIn then you’ll have seen he’s been sharing some amazing insights via video this year. But they can be quite hard to understand and digest. So, Rob...
Sep 24, 2020•22 min
It’s Tuesday, and that means Rob & Rob are here to answer two more fantastic property related questions. So hold onto your hats! The first caller to get in touch this week is Matt. Matt previously bought his residential apartment as a long-term investment opportunity. The apartment is located in central London, near the Olympic Park. There’s currently tonnes of investment going on in and around the area with two new hotels being built, BBC studios, the new VNA museums and different universit...
Sep 22, 2020•9 min
Last week’s episode was epic. This week’s is even better It’s Rob & Rob’s reactions to last week’s interview with Mr Robert Kiyosaki, author of Rich Dad Poor Dad. We’ve received so many messages in the past week on what people thought of the interview and there were very much mixed opinions. So it was only right that The Robs discussed exactly what was said last week, and what they really think of some of the topics Robert Kiyosaki had very strong opinions on. If, like most of the comments w...
Sep 17, 2020•23 min
Rob & Rob are back again this week to answer two more Hubber questions. First up this week is Brad. He’s been listening to The Property Podcast for the past couple of years and has just finished university where he’s studied real estate. He’s been giving his parents a helping hand in getting started on their property investment journey, with their first purchase being in Norfolk at the beginning of the year. They’re now at the stage where they’re looking to invest in something else, potentia...
Sep 15, 2020•6 min
It’s the property podcast episode you’ve all been waiting for. Rob & Rob’s interview with Mr Robert Kiyosaki, author of Rich Dad Poor Dad. Rich Dad Poor Dad is possibly the most famous personal finance book ever written. We know it’s been a staple educational tool for most property investors getting started on their property journey. So when Robert Kiyosaki asked if he could come on The Property Podcast, it was a no-brainer. Whilst Rob D was busy enjoying a day at the zoo, Rob B was busy pic...
Sep 10, 2020•25 min
It’s Tuesday. And that means another episode of Ask Rob & Rob. Our first question this week comes from Michael. He’s seen that in some city centres like Liverpool for example, there are developments that are advertised as ‘investor only’ developments and he’s a bit concerned. These are developments that offer guaranteed yields for a certain period of time, so he’s wondering what Rob & Rob think of these schemes. Rob B tackles this question head on, and not only shares his views on these ...
Sep 08, 2020•7 min
This week on The Property Podcast we’ve got a great episode for you. We’re talking about exit strategies. Now you may be thinking, ‘why on earth would I want to think about getting out of property when I’m only just getting started?’. Well, there’s actually a valid reason for thinking of the end goal and considering your options for when you’re ready to let go. So on today’s episode, Rob & Rob are going to be talking about the following: Flips They’re the most basic, but not the easiest of s...
Sep 03, 2020•21 min
It’s Tuesday. And that means another episode of Ask Rob & Rob. First up we have Ed who wants to ask about joint ventures. Ed has a few properties he’s worked on using the buy, refurbish refinance strategy. They’ve gone down so well that Ed now has a few contacts looking to do joint ventures with him. They want to put in the cash while he handles the rest of the workload. He wants advice from Rob & Rob on how to structure this from a legal point of view to protect both himself and the inv...
Sep 01, 2020•9 min
It’s the episode you’ve been waiting a whole month for. It’s August’s market update! There’s so much that’s happened in August, it’s been crazy! Normally you would expect August to be a bit of a quieter month, with people taking time off, going on holiday or just spending time with their children during the school holidays. However, given the current circumstances, that’s not been the case at all and some certain topics that the guys are going to discuss today have been quite surprising. Here’s ...
Aug 27, 2020•32 min
We’re back with another episode of Ask Rob & Rob and this week the guys are discussing questions on HMO’s and why they do/don’t love Birmingham. The first question we’ve got for you this week is from Martin, who after listening to the podcasts has gone on to recently purchase his first property. It’s a 3-bed property that would rent out for around £800pcm and he has the option to renovate it and turn it into a 4-bed HMO that will bring in around £1,600pcm. He’s now questioning whether he’d b...
Aug 25, 2020•9 min
