What if property prices keep rising… even if wages don’t? 🤔 That’s the uncomfortable question we’re unpacking in this Q&A episode, and it’s one every buyer and investor needs to understand. It’s also a big moment for the show… We’re welcoming Polly Chu and Ben Thompson to the Couch Crew for the very first time... and we’re throwing them straight into the deep end. Here’s what we unpack: 📈 Why property prices can rise faster than wages (and what actually drives it) 🏡 The real trade-offs fi...
Mar 19, 2026•50 min
The RBA has lifted the cash rate again , raising it by 25 basis points to 4.10% in a knife-edge decision. Ben Kingsley and economist Evan Lucas unpack what’s driving the move, what the data is telling us, and what to watch next in 2026. 💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web p...
Mar 17, 2026•54 min
Welcome back to The Hill I’ll Die On , our Friday mini-series inside The Property Couch . Each week, a member of the Couch Crew steps up to share a bold money or property opinion they’re willing to stand behind — and unpack the behind-the-scenes truths most people think… but rarely say out loud. This week’s guest is Luke Oxenham , one of Australia’s leading mortgage brokers. Luke’s hill? Don’t take financial advice from Instagram. From “pay off your home loan in seven years” to “secret wealth st...
Mar 13, 2026•12 min
📍 Melbourne’s property market has been the worst performer in the country for years… so is it finally time for a comeback? In this episode, Ben is joined by property valuation expert Greville Pabst and new Couch Crew member Shane Pope , a Melbourne-based buyer’s advocate who works closely with owner-occupiers at the coalface of the market. Together, they unpack what’s really happening across Melbourne and Regional Victoria. Like... Why has Melbourne underperformed for the past decade? How has g...
Mar 12, 2026•53 min
Auctions can be intense… and it’s not just the bidding that drives the pressure. In this bonus episode, Bryce chats with behavioural economist and psychologist Phil Slade about why auctions trigger powerful emotions, how time pressure and competition can cloud judgement, and what you can do to avoid falling into the bidding war trap. For the original episode, tune in here: Episode 338 | Going Ape S#!t: How To Hack Your Brain To Make More Money . LISTEN TO THE FIRST 20 EPISODES HERE >> MOOR...
Mar 10, 2026•6 min
Welcome to the first episode of our brand-new Friday mini-series: The Hill I’ll Die On . Each week, one member of the Property Couch crew steps up to share a bold money or property stance they’re willing to stand behind and unpack the behind-the-scenes truths most people think… but rarely say out loud. First up: Ben Thompson . As a QPIA and auctioneer with over 1,000 auctions under his belt, Ben makes a strong case that auctions are the most transparent way to buy property. Are they intimidating...
Mar 06, 2026•14 min
Rates are back in the spotlight… and with them comes the big question: 👉 Should you fix your loan? In this episode, Ben sits down with mortgage experts Luke Oxenham and Kirsty “KD” Dunphey to unpack what rising interest rates actually mean for: Borrowing power Mortgage jail Fixed vs variable decisions Investor strategy in a rising-rate cycle Because just because the bank says you can borrow it… doesn’t mean you should. Free Stuff Mentioned LIMITED TIME: Free Audiobook – How to Retire on $3K a W...
Mar 05, 2026•51 min
With the May 2026 federal budget approaching, rumors of negative gearing changes are reaching a fever pitch. At The Property Couch, we’ve always said you only need 2 to 3 properties to change your life, but how would a formal cap impact your long-term plan? Watch the full video on YouTube here > Before we get there… Stop the presses! Let’s acknowledge that for the second time in less than a week, we have major breaking news episodes regarding property tax in Australia. Hot on the heels of the...
Mar 04, 2026•35 min
Is the government about to pull the rug out from under the rental market? 🚨 With housing affordability dominating the headlines, Federal Labor and the Treasury are officially modeling potential changes to Capital Gains Tax (CGT) and Negative Gearing. Note: This deep-dive presentation was originally produced by Ben Kingsley for the Property Investors Council of Australia (PICA). Given the gravity of these potential tax reforms and how much they impact our community, we knew we had to share it he...
Feb 28, 2026•51 min
Folks, this could be shaping up to be the biggest risk of 2026... Yep. We’re back with one of our MOST popular episodes of the year, our 2026 Property Market Outlook! The economy has run hotter than the RBA expected, but higher rates and rising living costs are starting to bite. At the same time, tight supply, strong population growth and government incentives (like the 5% deposit scheme) are continuing to support demand. So which force wins? In this deep-dive outlook episode, Ben takes the rein...
Feb 26, 2026•1 hr 4 min
Is our off-the-plan bias fair? You be the judge. In this bonus episode, Bryce & Ben respond to a listener challenge and explain why their data-backed bias against off-the-plan properties exists... and the rare exceptions where it might still make sense. For the original episode, tune in here: Episode 88 | Investing in Newly Developed Areas, Getting into the Property Market, and Career as a Buyers Agent - Q&A Day LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉...
Feb 24, 2026•6 min
Folks, this is it… Welcome to the very first episode of The Property Couch’s next chapter. 🎉 We’re kicking things off with one of the most important yet misunderstood drivers of financial success, personal growth, and long-term wealth: Goal setting and more importantly, consistency. 🎯 Joining us on the couch is Brett “Birdman” Burton : Adelaide Crows legend, now a Leadership & Wellbeing Facilitator, alongside KD, a new member of the Property Couch Crew. You can catch her first episode as a...
Feb 19, 2026•44 min
There is no perfect property plan. Only the one that fits your life. In the final chapter of How to Retire on $3,000 a Week , Bryce and Ben walk through real-life case studies that show how different Australians apply the same framework in very different ways. Young families. Singles. Rentvesters. Empty nesters. Career-focused couples. Each starting from a different place, but all work toward the same outcome: Financial peace. This chapter is not about copying someone else’s strategy; it’s about...
Feb 12, 2026•18 min
Building wealth is only half the job. Keeping it is what really counts. In Chapter 13 of How to Retire on $3,000 a Week , Bryce and Ben explain the critical shift from getting wealthy to staying wealthy and walk through the three main ways investors land the plane in retirement. This chapter is not about chasing more. It is about protecting what you have built, creating sustainable income, and setting yourself up for a life of financial peace and contribution. Because wealth that lasts is built ...
Feb 11, 2026•21 min
Tax is not the reason to invest in property. But it can shape the outcome more than most people realise. In Chapter 12 of How to Retire on $3,000 a Week , Bryce and Ben unpack the tax side of property investing in a clear, balanced way. We're talking about ownership structures, negative gearing, stamp duty, land tax, capital gains tax, and the role tax plays in building long-term financial independence. This chapter is not about loopholes or shortcuts. It is about understanding the rules of the ...
Feb 11, 2026•45 min
Property investing is not a level playing field. In Chapter 11 of How to Retire on $3,000 a Week , Bryce and Ben lift the veil on the property industry and explain who gets paid, who they work for, and how everyday investors can unknowingly end up on the wrong side of the deal. You’ll learn the difference between free advice and fee-for-service advice, how conflicts of interest show up in disguise, and the common sales tactics that cost investors years of progress without them even realising it....
Feb 10, 2026•35 min
Do you want a second job… or a strategy that quietly works in the background? In Chapter 10 of How to Retire on $3,000 a Week , Bryce and Ben unpack the real difference between active and passive investing and explain why passive strategies suit most Australians looking to build wealth without sacrificing their lifestyle. This chapter cuts through hype and gives you clarity, permission, and confidence to choose the path that fits your life. 🎁 FREE for a limited time only as Bryce’s farewell gif...
Feb 10, 2026•12 min
You don’t build wealth just to lose it. In Chapter 9 of the How to Retire on $3,000 a Week audiobook, Bryce and Ben unpack the most overlooked pillar of investing: defence. Protecting your lifestyle, your income, and your assets so that one unexpected event doesn’t undo decades of effort. This is not about fear. It’s about resilience, responsibility, and peace of mind. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now. To see how all the ...
Feb 09, 2026•19 min
Cash flow is where most property plans succeed or fail. In Chapter 8 of the How to Retire on $3,000 a Week audiobook, Bryce and Ben break down why cash flow management is the hardest pillar to master and why it matters more than any single property decision. This chapter shows how to move beyond basic budgets, trap surplus with confidence, and put your money to work in a way that supports both your lifestyle and your long-term goals. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two ...
Feb 09, 2026•1 hr 4 min
Property investing isn’t just about what you buy; it’s about how you fund it. In Chapter 7 of How to Retire on $3,000 a Week, Bryce and Ben unpack borrowing power, loan structure, and why productive debt, used well, can accelerate your investing journey, while poor structure can quietly stop it in its tracks. If you want to keep building without hitting a glass ceiling, this chapter is essential. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Lis...
Feb 08, 2026•30 min
Not all properties are created equal: some properties create momentum while others create frustration. In Chapter 6 of the audiobook edition of How to Retire on $3,000 a Week , Bryce and Ben unpack what separates investment-grade property from investment stock, and why asset selection can make or break your long-term results. This is where property investing becomes a system, not a gamble. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now...
Feb 08, 2026•1 hr 11 min
Compounding doesn’t reward speed. It rewards patience. In Chapter 5 of the audiobook edition of How to Retire on $3,000 a Week , Bryce and Ben explain why time, not talent, is the real driver of long-term wealth. If you’ve ever felt impatient, wobbly, or distracted by short-term noise, this chapter will reset your perspective. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Tune in now! To see how all the pieces fit together: 👉 Download the free ...
Feb 07, 2026•31 min
Why does property keep showing up in Australian wealth stories? In Chapter 4 of the audiobook edition of How to Retire on $3,000 a Week , Bryce and Ben break down why property works in Australia from human behaviour and owner-occupier demand to tax advantages, stability, and leverage. 🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now! To see how all the pieces fit together: 👉 Download the free supplementary PDF to follow along with the k...
Feb 07, 2026•18 min
You can look rich and still run out of money. You can be wealthy and never have to work again. In Chapter 3 of the audiobook edition of How to Retire on $3,000 a Week , Bryce and Ben unpack what wealth actually means, and why time, health, and people matter just as much as money. This chapter changes how you think about wealth, for good. 🎁 This audiobook is FREE for a limited time only as Bryce’s farewell gift. Two chapters are released daily from 6–12 February. Listen now before it disappears,...
Feb 06, 2026•16 min
If you don’t know where you’re starting from, how can you expect to get where you want to go? In Chapter 2 of the audiobook edition of How to Retire on $3,000 a Week , Bryce and Ben introduce the Seven Grades of Financial Wellbeing: a simple but powerful way to assess where you’re at today and what it’ll actually take to reach financial peace. This chapter connects the dots between money and lifestyle, showing how the right strategy can buy back time, choice, and peace of mind. 🎁 This audiobook...
Feb 06, 2026•22 min
What if real wealth isn’t about how much you have… but how you live? In Chapter 1 of the audiobook edition of the best-selling How to Retire on $3,000 a Week , Bryce and Ben challenge the obsession with “more” and ask a better question: how much is enough for you? This is the chapter that reframes property investing as a tool, not the prize, and introduces the idea of financial peace, personal sovereignty, and lifestyle by design. It’s not about chasing someone else’s number; it’s about building...
Feb 06, 2026•19 min
After more than a decade on The Property Couch, this may be the most important episode we’ve ever recorded... That’s because this special episode marks the moment before Bryce steps back from the podcast to begin a sabbatical. But before he does, Ben and the very first Stig, Ivise, pause to reflect on the journey so far. This episode is a celebration of: 🌱 11+ years of education, storytelling, and calm guidance 🌱 The Ben and Bryce-isms that we’ll never forget 🌱 The people, moments, life hacks...
Feb 05, 2026•1 hr 33 min
The RBA has officially reversed course, lifting the cash rate by 0.25% as inflation rises again. Ben Kingsley and economist Evan Lucas break down why the Board moved so quickly, what the data is telling us, and what to watch as 2026 unfolds. 💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 ...
Feb 03, 2026•1 hr 9 min
From teenage bankruptcy lessons to becoming Australia’s youngest Telstra Business Woman of the Year. In this inspiring Summer Series episode, we sit down with Kirsty “KD”: a proud Tasmanian investor, entrepreneur, and mum who’s built a multimillion-dollar property portfolio the boring way… and wouldn’t have it any other way. Kirsty opens up about the moment her parents lost everything, how it shaped her conservative money mindset, and why “safe and sustainable” has been her lifelong investing ph...
Jan 29, 2026•1 hr 7 min
In our second-to-last Summer Series episode, Bryce and Ben sit down with Mark : a quietly successful, deeply humble investor who has been building wealth through property for more than 3 decades. Raised by hardworking migrant parents who arrived in Australia with nothing, Mark learned early about sacrifice, saving, and the importance of respecting money. Those lessons shaped every decision from buying his first property at 25 (at 10% interest) to holding through cycles, making mistakes, and lett...
Jan 22, 2026•1 hr 17 min
