Are we in a changing market? The Australian property market has had a great run but is it time to think about what happens when it cools down or even corrects itself? In Episode 32 of The Property Couch podcast, Bryce Holdaway and Ben Kingsley talks about property investing in a changing market. They started the podcast by discussing the signs and indicators of a changing market. As Ben mentioned in the podcast the leading indicators of a changing market is usually a month or six weeks behind. Y...
Oct 08, 2015•32 min
In this second part of Episode 31 with Carolyn Wright from Your Property Manager , we look at one of our listeners’ questions on managing rental through the property manager, what to expect and how to deal with queries for maintenance. As mentioned in Part 1 , getting a good or bad property manager can make a big impact on your wealth position but what are the characteristics of a good property manager? Our hosts and Carolyn list out some of the key roles that a property manager should be doing ...
Oct 01, 2015•29 min
This week on the Property Couch, we’ve invited Carolyn Wright from Your Property Manager to talk about her own personal experience as a property investor. Bryce and Ben will also be sharing the lessons that most property investors learn along the way, particularly during the post-purchase process. Getting a property portfolio plan and buying an investment property is only half of the whole journey. At the end of the day, if tenants aren’t moving in, then you could potentially be facing a fair am...
Oct 01, 2015•27 min
Following Part 1 of Episode 30 ( Five Golden Rules of Property Investment ), our hosts continue on to talk about a topic that Peter Koulizos is currently researching Suburb Gentrification. Previously in episode 26 , Bryce and Ben had briefly touched on this topic and in this episode, they elaborate on it further. Gentrification in general means wealthier people moving into an area and in Australia, the gentrification process varies across different states. Most people are able to see once the pr...
Sep 24, 2015•31 min
The Property Couch has reached Episode 30! To celebrate this, we’ve got The Property Professor, Peter Koulizos joining us to talk about the Five Golden Rules of Property Investment . Peter comes with a high pedigree in property investment, holding a teaching degree, Graduate Diploma in Property and Masters of Business (Property) and specialises in property valuation and property economics. Combining Peter’s background with Bryce’s role as a Buyers Agent and Ben’s knowledge in Mortgage Broking an...
Sep 24, 2015•28 min
We’ve all made mistakes in life. Some are relatively harmless but when it comes to high-value transactions such as investing in property, the stakes are higher. So this time on The Property Couch podcast, Bryce Holdaway and Ben Kingsley list out a few common mistakes that they’ve seen people make in their investment journey. The first mistake is underestimating the importance of having a good lending strategy and structure. One investment property will not be sufficient to provide you with a sel...
Sep 17, 2015•32 min
With dwelling approvals remaining close to record high levels and the latest housing credit data suggesting a slowing investment credit growth, will this lead to an oversupply in the Australian property market? On top of that, how is the lending sector affected by the recent changes put in place by Australian Prudential Regulation Authority (APRA)? All these factors are a cause for concern for most property investors especially when there is a lack of awareness in this industry. So in this episo...
Sep 10, 2015•31 min
Not every state in Australia has an auction culture but we are seeing an increasing trend in it. In their everyday role as Buyers' Agent and Property Investment Advisors, Bryce Holdaway and Ben Kingsley have seen many buyers who are either too afraid of the auction campaign or unsure of what to do in the process. Well, as Bryce mentioned in this podcast, an auction is a necessary evil. It favours the seller and the agent. But ultimately, as a buyer, you shouldn’t be afraid of it. Do your due dil...
Sep 03, 2015•32 min
We have been receiving a lot of great suggestions and questions from our listeners! If you have submitted a question on property investing in Australia and have yet to hear a response from us, don’t worry. We will get to you as soon as we can. In this week’s podcast, Bryce Holdaway and Ben Kingsley will be addressing some topics: Property in Trust from Christ: Can you address investing in trusts? In particular, purchasing property through trust and transferring currently owned investment propert...
Aug 27, 2015•32 min
It's Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from: High Loan to Value Ratio (LVR) question from Andy: As a relatively new investor, would you recommend gearing as many of my initial purchases at 90-95% LVR as possible to help get ahead early on and do you foresee a lot of the banks starting to restrict this type of lending going forward with the interest ra...
Aug 20, 2015•32 min
Drawing from Stephen Covey’s book and as promised in the previous episode ( Exit Strategy in Property Investment ), this week our hosts talk about the Seven Habits of Highly Effective Property Investors. Some of our listeners have asked us before about having the right mindset when investing in property and this episode sort of ties in with that. Bryce and Ben list out the seven habits that Dr. Covey talks about and explain how we can use them in property investment. The first habit is to be pro...
Aug 13, 2015•32 min
This week on The Property Couch podcast, Bryce and Ben talk about planning ahead and having an Exit Strategy when investing in property . As Stephen Covey once said, “Begin with the End in Mind”. We think this concept can be applied to property investors as well. Now, there are a few exit strategies out there and as we’ve always emphasized, each household is unique and hence each investor’s exit strategy would be different. But generally, there are two main categories; either you buy and sell or...
Aug 06, 2015•31 min
It's Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from: Building and Pest Inspection question from Mark: How do I find a good quality building and pest inspector with the property market being so hot with auctions at the moment, how do I ensure I don’t burn through my deposit money when constantly missing out on auctions? I could end up wasting thousands on insp...
Jul 31, 2015•31 min
The debate on negative gearing and how it impacts the Australian Property Market is ongoing but when the RBA suggested that negative gearing might be up for a review last week, the debate got hotter. This is further fueled by the controversy about property bubble in Sydney and how property investors play a role in it. So this week on The Property Couch, Bryce Holdaway and Ben Kingsley decide to tackle this debate head-on and discuss the history of negative gearing, why some people are against ne...
Jul 24, 2015•28 min
There are many factors at play when looking for an investment property, but did you know there’s actually a science behind selecting assets ? Yep, that’s right folks! This science is called: The Buyers Decision Quadrant ! It’s made up of… Price Location Land proportion Quality of Dwelling We’ll explain what each one means, and while the concept is quite simple, the real achievement is understanding which part of the quadrant you are willing to compromise on and which is non-negotiable. We’re als...
Jul 16, 2015•27 min
So we’re saying…. swimming pools are bad?! Building off last week’s episode on the advantages of using a Buyers Agent , we’re looking at the 4 ways an investor will pay… Buying the wrong _____ By falling into THIS habit By ____too much By acquiring THIS information We’ll be explaining why swimming pools can mean trouble for investors… Sharing personal experiences and client stories AND delving more into how the Property Investment Professionals of Australia (PIPA) can help provide credible advic...
Jul 10, 2015•28 min
Folks, a good investment property is just like bricks and mortar bank account!! (Yep, that’s another great analogy from Bryce – just wait till you hear the cow one too!) This means – it doesn’t need to have all the looks; it just needs to be investment grade . And this is exactly where Buyer's Agents come in!! In today’s episode, we’ll be taking a looking under the bonnet and hearing what a Buyers Agents life is like, unpacking their role in the property market and discussing what the KEY advant...
Jul 03, 2015•27 min
Did you know, to be a great Property Investor… you need to be great in Finance! This means you need to understand how to access money, and most importantly, understand how to use Leverage. Yep, that’s right! And to better understand this concept, we’re drilling down into the Borrowing Power pillar, found in our Four Pillars of Mastery framework . In theory, investors are supposed to be thinking of 2 properties or loans in advance, whilst setting up their current property. Of course, the reason w...
Jun 26, 2015•26 min
Aaand we’re back at it folks!! Our first double-part episode…ALL IN THE SPACE OF ONE WEEK! Yep. That’s how important we believe these two lessons are!! So today we’re finishing our “5 Essential Steps to Property Investing in Australia” framework (Of course, if you haven’t already listened to the first part, tune in here) covering the last TWO steps of the process: 4. Implement (The researching and buying – often what too many people do FIRST in the framework) 5. Manage (The checking and monitori...
Jun 19, 2015•23 min
Folks, we think Australia’s school curriculum should include money management and smart investing… In fact, we believe so strongly that Aussies need MORE property education, that we’re expanding from our “Four Pillars of Mastery” series… (Haven’t listened? You can check it out here! ) …into the first part of our “5 Essential Steps to Property Investing in Australia” framework!! Yep, that’s right folks, we’re giving you yet another free framework that’ll guide you on your professional investing j...
Jun 19, 2015•22 min
While we’ve been sharing tons of wisdom with you over the past few weeks… Today we’re putting knowledge into practice with the podcast’s first case study from Aaron, a valued listener of The Property Couch! Aaron asks: “Why do some apartments that seem to tick all the boxes just don’t appreciate in price over time? This block at Brunswick is close to public transport, schools, cafes and lifestyle but based on the comparable sales, the apartments have only achieved very little, if any, price gain...
Jun 12, 2015•28 min
There’s no denying that Sydney and Melbourne are in a boom right now… But what does that mean for the everyday investor? Here’s the deal: We’re exploring WHAT you should be considering if you’re thinking of jumping into these heated markets… WHY having the fundamentals of property selection is important during this time and discussing the Australian Prudential Regulation Authority’s (APRA) new changes to lending policies that seriously affect pre-approvals for investors!! In fact, we’re answerin...
Jun 05, 2015•24 min
Right off the bat folks , a big THANK YOU to our listeners for all the questions they’ve sent in! We’re excited to be answering a BUNCH of great questions in our FIRST-EVER Q&A session! We’ll be covering a lot of ground, from the crucial conversations you should be having before making ANY decisions to the type of research and data that’ll help you determine the best option for you. We’re also sharing our thoughts on the Government’s policies on negative and positive gearing, and explaining ...
May 29, 2015•22 min
It’s no surprise that Ben and Bryce are huge advocates of property investing but until now, they haven’t explained WHY they love it so much! 🏘︎ Today we’re taking a walk down memory lane and discussing why and how Ben and Bryce first got into the residential property market and why they’ve continued to stay! From Ben’s early love of investing to Bryce’s captivation with Jan Somers’ back-of-napkin calculations, we’ll also hear about Ben’s “apprenticeship” years that’s made him the guru he is tod...
May 21, 2015•21 min
We’ve got four words when it comes to property spruikers folks: Run for the hills! Today’s topic is something we’re extremely passionate about which is why we’re focusing an entire episode on it!! Too often we’ve heard of “sharks in suits” who have no proper training… Giving terrible financial advice that can cripple folks’ wealth and make that lifestyle dream, well, a dream. In fact – hearing about these people is why we started this podcast in the first place! To help you avoid falling into th...
May 08, 2015•25 min
If you were to ask an investor if they wanted to save $149 per week on a property, we can guarantee you that no one would say no… BUT that’s exactly what too many folks are doing when they don’t use tax depreciation, right? (Check out the case studies at the bottom if you don’t believe this number…) Today we’re excited to be discussing this topic with the help of our good friend and first-ever guest to the show: Bradley Beer! As the Managing Director of BMT Quality Surveyors , expert at tax depr...
May 01, 2015•23 min
Buying in a heated market is kinda like jumping off a cliff because everyone else is jumping… …many investors start buying any old investor stock (Call it a classic case of the FOMO), but the problem is, how do you know that a heated market hasn’t already reached its peak before you even jump in? The answer is: Sometimes to get ahead, you’ve got to take the road (or cliff) less travelled! (We might be going overboard with this analogy). In this case, it’s using a counter-cyclical strategy. Today...
Apr 24, 2015•22 min
Well folks, after eight long weeks of waiting, we’ve FINALLY reached our most anticipated topic yet…Investment Stock vs. Investment Grade Properties! Did you know, there’s a higher percentage of investors who’ve sold their property for less than their original purchase price, than owner-occupied properties ? Yep, that’s sadly true. That’s why in today’s episode, we’re deep dive into what investment stock actually is, how it differs from investment-grade properties… . ..And how to know if YOU’RE ...
Apr 17, 2015•21 min
Folks, we’ve been sharing what we believe will make you successful investors, but today, we’re turning the microphone over to you . With the rise in apartments in CBDs around Australia, this is a common question we’ve been hearing, and we’re excited to get into the meat of it today! We’re breaking it down into HOW these two accommodations differ, the different types of asset classes you can invest in and the regulations around them… PLUS, we investigate density and spacing (More importantly, how...
Apr 10, 2015•20 min
Folks, it’s scary to watch investors pour bucketloads of time and money into budgeting and buying a property, to then not invest in any protection! This is exactly why we’re homing in on the fourth and final part of our ABCD Property Investment Formula series: Defence! Previously, we’ve spoken about Cash Flow Management , Borrowing Power and Asset Selection . If Asset Selection is the favourite of the Four Pillars, then Defence is definitely the least favourite. Most investors are always on the ...
Apr 02, 2015•21 min
