17 | Who's Your Personal Banker? - podcast episode cover

17 | Who's Your Personal Banker?

Jun 26, 201526 min
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Episode description

Did you know, to be a great Property Investor… you need to be great in Finance!

This means you need to understand how to access money, and most importantly, understand how to use Leverage.

Yep, that’s right! And to better understand this concept, we’re drilling down into the Borrowing Power pillar, found in our Four Pillars of Mastery framework.

In theory, investors are supposed to be thinking of 2 properties or loans in advance, whilst setting up their current property.

Of course, the reason we said this, in theory, is because most investors simply don’t know how to achieve this as they lack the knowledge and experience.

So, what happens next?

Well, unfortunately, they go to the bank hoping that the bank or lender will sort it out for them, but what folks forget is…the banker works for the bank!

Bankers typically don’t have the capacity to conduct a thorough analysis of all investors’ loan strategies and structures. It’s kinda like going to the GP and asking them to perform knee surgery (not safe or practical!)

That’s why in today’s episode we’re discussing how to maximise your leverage, the difference between cross-securitisation to stand-alone lending (Hint: you should definitely avoid 1 of them)…

AND why you should choose a specialist over a generalist EVERY TIME.

We’re also looking at the strategy and structure behind good lending and who your personal banker should be!   

Tune in now folks   

 

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17 | Who's Your Personal Banker? | The Property Couch podcast - Listen or read transcript on Metacast