When long-time listener and four-property investor Jayson messaged Bryce on LinkedIn, we knew it was time to bring his story to the couch. Why? Because he’s lived through what most people won’t talk about: what happens when you trust a “top tier” buyer’s agent… and it all goes wrong. In this raw, honest chat, Jayson reveals: ✅ The real story behind his borderless investing experience ✅ What went wrong with not one—but THREE—properties ✅ The moment that shattered his confidence in the professiona...
May 08, 2025•1 hr 42 min
Today we dive into a topic many Aussies don't realise they're being exposed to until it's too late: the tactics used by property spruikers to pressure you into making a decision. From red sticker sold signs in display booths to "limited time only" offers and infomercial-style urgency, property spruikers know exactly how to create a sense of scarcity and FOMO. In this short and sharp bonus snippet, you'll learn how to cut through the noise and start making confident,...
May 06, 2025•7 min
Folks, it’s Federal Election time! 🇦🇺🏠💥 And in this special deep-dive episode, we're lifting the bonnet on the major parties' housing policies and asking the real question... Will they actually fix Australia’s housing affordability crisis... or just make it worse? Tune in to hear: ✔ ️ The headline housing policies from both Labor and the Coalition ✔️ The larger economic forces at play — supply, demand, and what’s really driving this "housing crisis" ✔️ What it would actua...
May 01, 2025•1 hr 22 min
It’s a question many Australians are quietly asking themselves: “Is it too late for me to buy property?” In this TPC Gold snippet, Ben and Bryce respond to a heartfelt listener question from Luke—who, at 46, is still renting with his wife and two teenage kids. With $80k in savings and a growing concern about renting into retirement, Luke wants to know if it’s worth taking on a $700K mortgage at this stage of life, or if it’s simply too late to start the property journey? For the original episode...
Apr 29, 2025•12 min
Folks, one of the most common pieces of feedback we receive on the podcast is, “I wish I’d found you guys sooner.” The problem they're facing now? They’ve got the correct knowledge BUT they’ve built what we call a Frankenstein Portfolio . We’re talking about an impressive portfolio that looks great on the surface but, in reality, has very little growth. So how does it happen? ✅ What are the most common traps that lead investors to this point? ✅ Why do so many end up here — and more importan...
Apr 24, 2025•1 hr 5 min
When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises. In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property. For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Goo...
Apr 22, 2025•5 min
As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman , to help you understand the nuanced world of property tax. Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992. This week’s episode is all about how to avoid accidentally handing thousands over to the taxman. Here’s what we unpack: ✅ Debt Recycling: Can you ...
Apr 17, 2025•1 hr 12 min
In today’s TPC Gold soundbite, Bryce and Ben unpack one of the most powerful—and underrated—tools in our MoneySMARTS money management system: the seven-day float. What is the Seven-Day Float? It’s a weekly spending system that helps you stay on top of your cash, ditch the guilt, and spend with purpose. The best part? It works whether you’re a uni student, a parent managing a household, or the CEO of a big company. Why It Works ✔️ It replaces guesswork with clarity ✔️ It breaks the “tap-and-go” o...
Apr 15, 2025•4 min
What happens when one partner sees the long-term vision, but the other only sees the short-term cost? In this week's Q&A, we also unpack: 💡 Whether to tap equity from your home or your investment property 💡 Understanding your goals BEFORE pulling the trigger 💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!) FREE STUFF MENTIONED Pre-Order Now! How to Retire on $3,000 a Week Folks, our book is OFFICIALLY open for pre-order from: Big W ($22) Amazon ($24.74)...
Apr 10, 2025•1 hr 8 min
It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?” In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems. For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/...
Apr 08, 2025•5 min
Is demand finally absorbing after the RBA’s recent rate cut? Which state is on track to become the most affordable rental market in 2025? What’s next for Perth — boom or bust? And where is the elusive “missing middle” data hiding? We’re diving into all this (and more!) in this week’s brand-new episode, featuring a first-time guest who’s on the front line of Australia’s property trends... Please welcome Anne Flaherty, Economist at REA Group — the brains behind realestate.com.au and realcommercial...
Apr 03, 2025•1 hr 9 min
What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table? In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ...
Apr 01, 2025•1 hr 21 min
We're back with another powerful Case Study episode featuring return guest, David Robertson , Head of Property Wealth Planning at Empower Wealth! In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start building wealth through property. Tune in to learn: ✔️ How to plan for future expenses even if you don’t have exact dates ✔️ Why flexibility can be your biggest strategic advantage ✔️ Why just TWO investment properties are enough to reac...
Mar 27, 2025•1 hr 11 min
There’s one mistake we see time and time again in the world of property investing—and it’s more common than you might think. People start building a property portfolio… without ever building a plan. They’ve got a couple of properties under their belt, the repayments are on track, and equity is starting to build. But behind the scenes, it’s all a bit cobbled together. No structure, no exit strategy, and no clear outcome in sight. Does that sound like you? If so, you might find our upcoming LIVE w...
Mar 24, 2025•3 min
"History doesn’t repeat itself—people repeat history.” Folks, today’s episode is on an issue that’s very close to our hearts and remains just as crucial today as when we started the podcast ten years ago... The alarming rise of the new-age Property Spruikers. We’re talking about the same tricks but in a new disguise designed to serve one purpose: their own interests at the expense of aspiring Australians. 😮 Today we’re exposing the updated playbook of today’s spruikers, highlighting their ...
Mar 20, 2025•1 hr 28 min
For far too long, women have faced systemic financial challenges—from the gender pay gap to lower superannuation balances—and the long-term impact can be significant. In this TPC Gold soundbite, Ben is joined by Nicola McDougall—successful property investor and passionate advocate for women's financial security—to discuss why financial independence is crucial for women at every stage of life. For the original episode, tune in here: Episode 378 | The Voice Behind “The Female Investor”! - Cha...
Mar 18, 2025•6 min
Ever Googled a finance or money management question and felt more confused than before? We know the feeling! That’s why, in Ep 537, we're continuing our series on the internet's most searched questions, this time homing in on your top finance and money management questions. Here's a sneak peek of what we cover: 💡 How much Superannuation do you actually need to retire? 💡 Is a high-interest savings account worth it? 💡 Does your credit score matter in Australia? 💡 What is debt re...
Mar 13, 2025•1 hr 22 min
Property investing is a long-term game, but what happens when it feels like nothing is happening? When life gets in the way, distractions pile up, and the market isn’t moving as fast as you’d hoped—it’s easy to start questioning if property investing is worth it. In this TPC Gold soundbite, we tackle one of the biggest challenges investors face: staying patient, focused, and motivated when progress feels slow. For the original episode, tune in here: Episode 176 | How to Prioritise Your Property ...
Mar 11, 2025•9 min
Folks, in today’s supercharged Q&A session, we’re answering the top 5 property & finance questions on the internet! From the essentials you need to know about capital gains tax to understanding how banks assess your borrowing power, we’re covering the most searched (and often misunderstood!) topics in property, finance, and money management. Here’s what we cover... ✅ The hidden pros & cons of apartments vs houses ✅ The real battle between property & shares ✅ Mortgage hacks that a...
Mar 06, 2025•1 hr 9 min
Teaching kids about money can feel overwhelming, but the key is starting early, keeping it simple, and making it part of everyday life. In this week's bonus snippet, Bryce & Ben share how they teach their own kids about money—from saving and spending to understanding opportunity cost and financial priorities. For the original episode, tune in here: Episode 201 | Money Lessons for Kids LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3i...
Mar 04, 2025•10 min
What’s REALLY ahead for Australia’s property market in 2025? 🤔 With the RBA’s first rate cut in 13 months, shifting economic conditions, and a record $1 trillion in government spending promised across all states and territories, the property market is facing a major shake-up. That’s why we’ve timed it perfectly to present to you... 🔮 🔮 🔮 Our 2025 Property Outlook!! 🔮🔮🔮 We're reviewing our 2024 predictions (what did we get right?), break down key macro trends, and reveal our state-by-...
Feb 27, 2025•1 hr 49 min
The Barefoot Investor has helped thousands of Australians take control of their finances—but when it comes to property investing, it’s no surprise that we don’t quite see eye to eye. 🤔 In this bonus snippet, we break down where our MoneySMARTS system aligns with Scott Pape’s approach and where we strongly disagree—especially when it comes to property, offset accounts, and long-term wealth creation. So, is property really a “dud investment”? Or is there more to the story? For the original episod...
Feb 25, 2025•6 min
As lifelong AFL fans, we couldn’t be more excited to welcome a player who’s become a pillar of the Essendon Football Club… Please welcome Kyle Langford! 🔥🔥🔥 Kyle’s journey in footy started with the Northern Knights and Vic Metro in the TAC Cup and AFL Under 18 Championships. In 2014, he was drafted by Essendon as the 17th overall pick, making his AFL debut against St Kilda in Round 5, 2015. But this isn’t just an episode for sports fans. Kyle’s story is packed with invaluable lessons on resil...
Feb 20, 2025•1 hr 9 min
The Reserve Bank of Australia (RBA) has officially reduced interest rates, delivering the first cut in years! With inflation easing and many Australians struggling under higher mortgage repayments, this decision was widely expected by economists and financial experts. Join Ben Kingsley and Evan Lucas as they provide insights on what this rate change means for homeowners, investors, and the economy. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage...
Feb 18, 2025•1 hr 27 min
As we gear up for the highly anticipated launch of our third book, “How to Retire on $3,000 a Week: The Property Couch’s Playbook for Passive Property Investing,” we’re diving deep into one of its most eye-opening case studies! But we’re not doing it alone… Joining us is David Robertson , Head of Property Wealth Planning at our own, Empower Wealth! With a unique, high-level view of property wealth plans across Australia, he’s here to break down the real numbers and strategies behind achieving fi...
Feb 13, 2025•1 hr 33 min
Some people earn six figures but still have nothing to show for it. Sound familiar? In this week’s bonus episode, we’re hearing from the always-insightful Tom Panos, one of Australia’s leading real estate coaches, auctioneers, and media personalities. Tom has worked with top-performing agents and seen firsthand why so many high earners remain financially stuck—despite their impressive pay checks. For the full episode, tune in here: Episode 120 | Secret To Making Money While You Sleep – Chat with...
Feb 11, 2025•5 min
How can you create a financial buffer WITHOUT impacting your family budget? Are you stuck with a property that’s not performing? (Here’s the key reason why you should be asking, “Will the banks like it?”) And are property finfluencers manipulating the market? Folks, The Property Couch is BACK for 2025 and we’re kicking off the year with a ripper Q&A session answering your most pressing questions and giving you golden strategies that’ll allow you to act now. PLUS… we’re revealing major upcomi...
Feb 06, 2025•1 hr 13 min
Welcome to the first bonus episode of 2025! In today’s snippet, we’re answering a question from listener Lou, who’s wondering: Is living off equity a smart strategy for early retirement—or a risky move? Bryce & Ben break down the pros and cons of borrowing against equity, why passive income is key, and how having the right exit strategy can make all the difference. For the full Q&A episode, tune in here: Episode 147 | Q&A – What’s Your Exit Strategy? Are You Retiring or Have You Boug...
Feb 04, 2025•10 min
“I’ve definitely (got) no regrets and very excited for what the future holds...” - Jonti Folks, this inspirational quote is from our LAST Summer Series guest for 2024/25 who, by the age of 32, has survived and grown from experiences and horrors most of us can only imagine... With a new business, a flourishing property portfolio in Australia and a recent purchase of his dream $1.9M home, it seemed like Jonti had his life in order. That is until his life-altering accident. Tune in now to find out ...
Jan 30, 2025•1 hr 9 min
Catherine grew up in a household where money was scarce, and financial stress was the norm. As the daughter of a seasonal worker, she experienced the instability of transient living first-hand, moving between 13 schools growing up. 😮 This would deeply influence her later financial decisions... Determined to break the cycle of financial hardship, Catherine and her husband, Jeff, took action in their late 30s and 40s. Despite only having a $10,000 deposit and facing Jeff's pre-existing finan...
Jan 23, 2025•1 hr 14 min
