Most buyers think negotiation is about being the loudest in the room... But the truth? The best negotiators are calm, strategic, and silent at the right time. Especially with the rising tide, and as Ben says in today’s episode, changing market sentiment. We’re equipping you with the skills you need to negotiate through this next active market cycle. We’ll unpack: 💥 The mistakes most buyers make before the negotiation even starts 📊 How to prep like a pro (sold tab, vendor motivation, the XYZ’s ...
Jun 26, 2025•1 hr 8 min
Buying off the plan can seem like an exciting—and convenient—way to secure your next investment property… but is it as safe as it sounds? In this bonus snippet, Bryce and Ben unpack what every investor really needs to know before signing on the dotted line. For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit...
Jun 24, 2025•6 min
Charlie Munger once said that reading widely is the key to wisdom, and in this episode, we’re channelling that spirit. 📚 What do elephants, electricity grids, and economic growth have in common? 🐘⚡ They’re all governed by scaling laws — and today, we’re diving into the groundbreaking work of Professor Geoffrey West to show you how biology, cities, and even companies follow predictable mathematical patterns as they grow. And here’s the twist: when cities grow, they don’t just get bigger — they ...
Jun 19, 2025•58 min
Got equity in one property and wondering if you can use it to buy two more? You're not alone! In this bonus snippet, Bryce and Ben answer a listener’s question about using equity as a deposit across multiple investment properties — and why the way you structure your loans can make or break your long-term strategy. For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https...
Jun 17, 2025•4 min
Folks, this week we’re reporting LIVE from…BALI?! 🎉 That’s right! We travelled to Indonesia with some amazing TPC community members to support the John Fawcett Foundation, where we witnessed firsthand the life-changing impact of their work restoring sight through cataract surgery. Together, we raised an incredible $74,592.98 , which funded 368 cataract surgeries, 1,901 patient screenings, 719 pairs of glasses, 12 prosthetic eyes, and 600 bottles of eye drops — changing lives in the most powerfu...
Jun 12, 2025•1 hr 15 min
In this bonus snippet, Bryce and Ben unpack one of the most common (and quietest) traps that can sabotage your financial freedom: lifestyle creep . If you’ve ever found yourself upgrading from budget wine to boutique wine… or wondering where your surplus went after a pay rise… this one’s for you. For the original episode, tune in here: Episode 194 | Seven Tips to Trap Your Surplus Cash LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉...
Jun 10, 2025•6 min
Last week in Episode 548 , we unpacked the hidden advantages of using a buyer’s agent — from accessing off-market purchases to negotiating like a pro. But this week? We’re lifting the lid on the other side of the coin. Here's what we cover: 👉 What are the cons of using a buyer’s agent? 👉 What are the 6 hidden risks you need to know before you sign anything? 👉 And how do you tell the difference between a true professional… and someone who’s just good at marketing themselves online? If you’re e...
Jun 05, 2025•1 hr 25 min
More and more Aussies are turning to rentvesting—renting where they want to live while investing where they can afford. But while rentvesting is a smart strategy for many, there’s a crucial piece of the puzzle most investors overlook: Have you set up your bank accounts and loan structure correctly? For the original episode, tune in here: Episode 237 | Q&A: Barefoot Investor or MoneySMARTS – What’s the Difference, Loan Structure for Rentvestors, Pros & Cons of Buying a Company Title Prope...
Jun 03, 2025•8 min
Is a Buyer’s Agent worth it… or just another expense? In today’s episode, we’re unpacking one of the most misunderstood roles in the property game: The Buyer’s Agent. Following the cautionary tale from Jayson in episode 545 , we’re diving deep into: ✅ What a buyer’s agent actually does (and what they shouldn’t be doing) ✅ Who needs one — and who probably doesn’t ✅ How to tell if your buyer’s agent is working in your best interest ✅ The red flags to avoid (like hidden commissions, rookie mistakes...
May 29, 2025•1 hr 26 min
Our brand-new book How to Retire on $3,000 a Week – The Property Couch’s Playbook for Passive Property Investing hits stores TODAY! In this bonus episode, Bryce & Ben share some behind-the-scenes stories—including what inspired them to write another book (even after swearing the last one was their final!). Plus... find out how you can join them (and The Stig) LIVE in Sydney to celebrate: thepropertycouch.com.au/dymocks How to Retire on $3,000 a Week is available at major bookstores near you,...
May 27, 2025•7 min
What would you do if your investment property hadn’t moved in value in six years… but your gut said, “Just hang in there a bit longer”? In this week’s Q&A episode, we’re answering four big listener questions — and unpacking some of the trickiest real-life property dilemmas out there today: Here’s what we answer: 🔹 Sam is stuck with a unit in Penrith that’s underperformed for years. Should he sell and start fresh — or is it worth holding for Western Sydney’s future growth? 🔹 Scott is in his...
May 22, 2025•59 min
The RBA has officially cut the cash rate by 25 basis points—and for the first time in over a year, we’re seeing meaningful rate relief reach borrowers. NAB was first to act, with all Big Four banks passing on the cut in full within an hour of the announcement. But with multiple more cuts predicted for the remainder of 2025… how low will rates actually go? 💡 Thinking about refinancing or adjusting your loan strategy? Now is the perfect time to review your mortgage options. LISTEN TO THE FIRST 20...
May 20, 2025•1 hr 32 min
In Ep 546, Bryce is joined by returning guest Dave Robertson—Head of Property Wealth Planning at Empower Wealth—to dive deep into one of the scariest (and most common) traps in property investing: The Frankenstein Portfolio. These portfolios are stitched together from forums, free seminars, and flashy Finfluencer advice… but lack one crucial ingredient: a plan. 👉 If you missed our intro to the concept, check out Ep 543: What Is a Frankenstein Portfolio? In this follow-up episode, we’re going on...
May 15, 2025•1 hr 24 min
In today’s bonus episode, Ben shares key highlights from his recent Talking Property Tax conversation with tax expert Julia Hartman—covering what smart investors need to know before 30 June. From HECS/HELP debt changes to interest prepayments, land tax rules, and advance rental payments on commercial property, this episode is your end-of-financial-year tax health check. For the original episode, tune in here: How to Boost Your Tax Return in 2025: Ben & Julia’s Hot Tips LISTEN TO THE FIRST 20...
May 13, 2025•11 min
When long-time listener and four-property investor Jayson messaged Bryce on LinkedIn, we knew it was time to bring his story to the couch. Why? Because he’s lived through what most people won’t talk about: what happens when you trust a “top tier” buyer’s agent… and it all goes wrong. In this raw, honest chat, Jayson reveals: ✅ The real story behind his borderless investing experience ✅ What went wrong with not one—but THREE—properties ✅ The moment that shattered his confidence in the professiona...
May 08, 2025•1 hr 41 min
Today we dive into a topic many Aussies don't realise they're being exposed to until it's too late: the tactics used by property spruikers to pressure you into making a decision. From red sticker sold signs in display booths to "limited time only" offers and infomercial-style urgency, property spruikers know exactly how to create a sense of scarcity and FOMO. In this short and sharp bonus snippet, you'll learn how to cut through the noise and start making confident, informed decisions when it co...
May 06, 2025•7 min
Folks, it’s Federal Election time! 🇦🇺🏠💥 And in this special deep-dive episode, we're lifting the bonnet on the major parties' housing policies and asking the real question... Will they actually fix Australia’s housing affordability crisis... or just make it worse? Tune in to hear: ✔ ️ The headline housing policies from both Labor and the Coalition ✔️ The larger economic forces at play — supply, demand, and what’s really driving this "housing crisis" ✔️ What it would actually take to fix Aust...
May 01, 2025•1 hr 22 min
It’s a question many Australians are quietly asking themselves: “Is it too late for me to buy property?” In this TPC Gold snippet, Ben and Bryce respond to a heartfelt listener question from Luke—who, at 46, is still renting with his wife and two teenage kids. With $80k in savings and a growing concern about renting into retirement, Luke wants to know if it’s worth taking on a $700K mortgage at this stage of life, or if it’s simply too late to start the property journey? For the original episode...
Apr 29, 2025•12 min
Folks, one of the most common pieces of feedback we receive on the podcast is, “I wish I’d found you guys sooner.” The problem they're facing now? They’ve got the correct knowledge BUT they’ve built what we call a Frankenstein Portfolio . We’re talking about an impressive portfolio that looks great on the surface but, in reality, has very little growth. So how does it happen? ✅ What are the most common traps that lead investors to this point? ✅ Why do so many end up here — and more importantly… ...
Apr 24, 2025•1 hr 5 min
When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises. In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property. For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Goo...
Apr 22, 2025•5 min
As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman , to help you understand the nuanced world of property tax. Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992. This week’s episode is all about how to avoid accidentally handing thousands over to the taxman. Here’s what we unpack: ✅ Debt Recycling: Can you ...
Apr 17, 2025•1 hr 11 min
In today’s TPC Gold soundbite, Bryce and Ben unpack one of the most powerful—and underrated—tools in our MoneySMARTS money management system: the seven-day float. What is the Seven-Day Float? It’s a weekly spending system that helps you stay on top of your cash, ditch the guilt, and spend with purpose. The best part? It works whether you’re a uni student, a parent managing a household, or the CEO of a big company. Why It Works ✔️ It replaces guesswork with clarity ✔️ It breaks the “tap-and-go” o...
Apr 15, 2025•4 min
What happens when one partner sees the long-term vision, but the other only sees the short-term cost? In this week's Q&A, we also unpack: 💡 Whether to tap equity from your home or your investment property 💡 Understanding your goals BEFORE pulling the trigger 💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!) FREE STUFF MENTIONED Pre-Order Now! How to Retire on $3,000 a Week Folks, our book is OFFICIALLY open for pre-order from: Big W ($22) Amazon ($24.74) Book...
Apr 10, 2025•1 hr 8 min
It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?” In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems. For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/...
Apr 08, 2025•5 min
Is demand finally absorbing after the RBA’s recent rate cut? Which state is on track to become the most affordable rental market in 2025? What’s next for Perth — boom or bust? And where is the elusive “missing middle” data hiding? We’re diving into all this (and more!) in this week’s brand-new episode, featuring a first-time guest who’s on the front line of Australia’s property trends... Please welcome Anne Flaherty, Economist at REA Group — the brains behind realestate.com.au and realcommercial...
Apr 03, 2025•1 hr 9 min
What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table? In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ...
Apr 01, 2025•1 hr 21 min
We're back with another powerful Case Study episode featuring return guest, David Robertson , Head of Property Wealth Planning at Empower Wealth! In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start building wealth through property. Tune in to learn: ✔️ How to plan for future expenses even if you don’t have exact dates ✔️ Why flexibility can be your biggest strategic advantage ✔️ Why just TWO investment properties are enough to reach $3,...
Mar 27, 2025•1 hr 11 min
There’s one mistake we see time and time again in the world of property investing—and it’s more common than you might think. People start building a property portfolio… without ever building a plan. They’ve got a couple of properties under their belt, the repayments are on track, and equity is starting to build. But behind the scenes, it’s all a bit cobbled together. No structure, no exit strategy, and no clear outcome in sight. Does that sound like you? If so, you might find our upcoming LIVE w...
Mar 24, 2025•3 min
"History doesn’t repeat itself—people repeat history.” Folks, today’s episode is on an issue that’s very close to our hearts and remains just as crucial today as when we started the podcast ten years ago... The alarming rise of the new-age Property Spruikers. We’re talking about the same tricks but in a new disguise designed to serve one purpose: their own interests at the expense of aspiring Australians. 😮 Today we’re exposing the updated playbook of today’s spruikers, highlighting their decep...
Mar 20, 2025•1 hr 27 min
For far too long, women have faced systemic financial challenges—from the gender pay gap to lower superannuation balances—and the long-term impact can be significant. In this TPC Gold soundbite, Ben is joined by Nicola McDougall—successful property investor and passionate advocate for women's financial security—to discuss why financial independence is crucial for women at every stage of life. For the original episode, tune in here: Episode 378 | The Voice Behind “The Female Investor”! - Chat wit...
Mar 18, 2025•6 min
