What happens when one partner sees the long-term vision, but the other only sees the short-term cost? In this week's Q&A, we also unpack: 💡 Whether to tap equity from your home or your investment property 💡 Understanding your goals BEFORE pulling the trigger 💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!) FREE STUFF MENTIONED Pre-Order Now! How to Retire on $3,000 a Week Folks, our book is OFFICIALLY open for pre-order from: Big W ($22) Amazon ($24.74)...
Apr 10, 2025•1 hr 8 min
It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?” In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems. For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/...
Apr 08, 2025•5 min
Is demand finally absorbing after the RBA’s recent rate cut? Which state is on track to become the most affordable rental market in 2025? What’s next for Perth — boom or bust? And where is the elusive “missing middle” data hiding? We’re diving into all this (and more!) in this week’s brand-new episode, featuring a first-time guest who’s on the front line of Australia’s property trends... Please welcome Anne Flaherty, Economist at REA Group — the brains behind realestate.com.au and realcommercial...
Apr 03, 2025•1 hr 9 min
What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table? In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ...
Apr 01, 2025•1 hr 21 min
We're back with another powerful Case Study episode featuring return guest, David Robertson , Head of Property Wealth Planning at Empower Wealth! In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start building wealth through property. Tune in to learn: ✔️ How to plan for future expenses even if you don’t have exact dates ✔️ Why flexibility can be your biggest strategic advantage ✔️ Why just TWO investment properties are enough to reac...
Mar 27, 2025•1 hr 11 min
There’s one mistake we see time and time again in the world of property investing—and it’s more common than you might think. People start building a property portfolio… without ever building a plan. They’ve got a couple of properties under their belt, the repayments are on track, and equity is starting to build. But behind the scenes, it’s all a bit cobbled together. No structure, no exit strategy, and no clear outcome in sight. Does that sound like you? If so, you might find our upcoming LIVE w...
Mar 24, 2025•3 min
"History doesn’t repeat itself—people repeat history.” Folks, today’s episode is on an issue that’s very close to our hearts and remains just as crucial today as when we started the podcast ten years ago... The alarming rise of the new-age Property Spruikers. We’re talking about the same tricks but in a new disguise designed to serve one purpose: their own interests at the expense of aspiring Australians. 😮 Today we’re exposing the updated playbook of today’s spruikers, highlighting their ...
Mar 20, 2025•1 hr 27 min
For far too long, women have faced systemic financial challenges—from the gender pay gap to lower superannuation balances—and the long-term impact can be significant. In this TPC Gold soundbite, Ben is joined by Nicola McDougall—successful property investor and passionate advocate for women's financial security—to discuss why financial independence is crucial for women at every stage of life. For the original episode, tune in here: Episode 378 | The Voice Behind “The Female Investor”! - Cha...
Mar 18, 2025•6 min
Ever Googled a finance or money management question and felt more confused than before? We know the feeling! That’s why, in Ep 537, we're continuing our series on the internet's most searched questions, this time homing in on your top finance and money management questions. Here's a sneak peek of what we cover: 💡 How much Superannuation do you actually need to retire? 💡 Is a high-interest savings account worth it? 💡 Does your credit score matter in Australia? 💡 What is debt re...
Mar 13, 2025•1 hr 22 min
Property investing is a long-term game, but what happens when it feels like nothing is happening? When life gets in the way, distractions pile up, and the market isn’t moving as fast as you’d hoped—it’s easy to start questioning if property investing is worth it. In this TPC Gold soundbite, we tackle one of the biggest challenges investors face: staying patient, focused, and motivated when progress feels slow. For the original episode, tune in here: Episode 176 | How to Prioritise Your Property ...
Mar 11, 2025•9 min
Folks, in today’s supercharged Q&A session, we’re answering the top 5 property & finance questions on the internet! From the essentials you need to know about capital gains tax to understanding how banks assess your borrowing power, we’re covering the most searched (and often misunderstood!) topics in property, finance, and money management. Here’s what we cover... ✅ The hidden pros & cons of apartments vs houses ✅ The real battle between property & shares ✅ Mortgage hacks that a...
Mar 06, 2025•1 hr 9 min
Teaching kids about money can feel overwhelming, but the key is starting early, keeping it simple, and making it part of everyday life. In this week's bonus snippet, Bryce & Ben share how they teach their own kids about money—from saving and spending to understanding opportunity cost and financial priorities. For the original episode, tune in here: Episode 201 | Money Lessons for Kids LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3i...
Mar 04, 2025•10 min
What’s REALLY ahead for Australia’s property market in 2025? 🤔 With the RBA’s first rate cut in 13 months, shifting economic conditions, and a record $1 trillion in government spending promised across all states and territories, the property market is facing a major shake-up. That’s why we’ve timed it perfectly to present to you... 🔮 🔮 🔮 Our 2025 Property Outlook!! 🔮🔮🔮 We're reviewing our 2024 predictions (what did we get right?), break down key macro trends, and reveal our state-by-...
Feb 27, 2025•2 hr 49 min
The Barefoot Investor has helped thousands of Australians take control of their finances—but when it comes to property investing, it’s no surprise that we don’t quite see eye to eye. 🤔 In this bonus snippet, we break down where our MoneySMARTS system aligns with Scott Pape’s approach and where we strongly disagree—especially when it comes to property, offset accounts, and long-term wealth creation. So, is property really a “dud investment”? Or is there more to the story? For the original episod...
Feb 25, 2025•6 min
As lifelong AFL fans, we couldn’t be more excited to welcome a player who’s become a pillar of the Essendon Football Club… Please welcome Kyle Langford! 🔥🔥🔥 Kyle’s journey in footy started with the Northern Knights and Vic Metro in the TAC Cup and AFL Under 18 Championships. In 2014, he was drafted by Essendon as the 17th overall pick, making his AFL debut against St Kilda in Round 5, 2015. But this isn’t just an episode for sports fans. Kyle’s story is packed with invaluable lessons on resil...
Feb 20, 2025•1 hr 9 min
The Reserve Bank of Australia (RBA) has officially reduced interest rates, delivering the first cut in years! With inflation easing and many Australians struggling under higher mortgage repayments, this decision was widely expected by economists and financial experts. Join Ben Kingsley and Evan Lucas as they provide insights on what this rate change means for homeowners, investors, and the economy. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage...
Feb 18, 2025•1 hr 27 min
As we gear up for the highly anticipated launch of our third book, “How to Retire on $3,000 a Week: The Property Couch’s Playbook for Passive Property Investing,” we’re diving deep into one of its most eye-opening case studies! But we’re not doing it alone… Joining us is David Robertson , Head of Property Wealth Planning at our own, Empower Wealth! With a unique, high-level view of property wealth plans across Australia, he’s here to break down the real numbers and strategies behind achieving fi...
Feb 13, 2025•2 hr 32 min
Some people earn six figures but still have nothing to show for it. Sound familiar? In this week’s bonus episode, we’re hearing from the always-insightful Tom Panos, one of Australia’s leading real estate coaches, auctioneers, and media personalities. Tom has worked with top-performing agents and seen firsthand why so many high earners remain financially stuck—despite their impressive pay checks. For the full episode, tune in here: Episode 120 | Secret To Making Money While You Sleep – Chat with...
Feb 11, 2025•5 min
How can you create a financial buffer WITHOUT impacting your family budget? Are you stuck with a property that’s not performing? (Here’s the key reason why you should be asking, “Will the banks like it?”) And are property finfluencers manipulating the market? Folks, The Property Couch is BACK for 2025 and we’re kicking off the year with a ripper Q&A session answering your most pressing questions and giving you golden strategies that’ll allow you to act now. PLUS… we’re revealing major upcomi...
Feb 06, 2025•1 hr 13 min
Welcome to the first bonus episode of 2025! In today’s snippet, we’re answering a question from listener Lou, who’s wondering: Is living off equity a smart strategy for early retirement—or a risky move? Bryce & Ben break down the pros and cons of borrowing against equity, why passive income is key, and how having the right exit strategy can make all the difference. For the full Q&A episode, tune in here: Episode 147 | Q&A – What’s Your Exit Strategy? Are You Retiring or Have You Boug...
Feb 04, 2025•10 min
“I’ve definitely (got) no regrets and very excited for what the future holds...” - Jonti Folks, this inspirational quote is from our LAST Summer Series guest for 2024/25 who, by the age of 32, has survived and grown from experiences and horrors most of us can only imagine... With a new business, a flourishing property portfolio in Australia and a recent purchase of his dream $1.9M home, it seemed like Jonti had his life in order. That is until his life-altering accident. Tune in now to find out ...
Jan 30, 2025•1 hr 9 min
Catherine grew up in a household where money was scarce, and financial stress was the norm. As the daughter of a seasonal worker, she experienced the instability of transient living first-hand, moving between 13 schools growing up. 😮 This would deeply influence her later financial decisions... Determined to break the cycle of financial hardship, Catherine and her husband, Jeff, took action in their late 30s and 40s. Despite only having a $10,000 deposit and facing Jeff's pre-existing finan...
Jan 23, 2025•1 hr 14 min
Today’s Summer Series guest is the true definition of a transformation story. 🌟 From growing up with immigrant grandparents who valued frugality and “mortgage-first” thinking to racking up debt and making costly property mistakes, Jason’s story is one of hard-won financial security. He told us, “At 49 years old, it’s the first time I’m feeling financially secure.” Folks, you have to listen to this inspirational story that sees Jason and his family hit the financial reset button, thanks to Money...
Jan 16, 2025•1 hr 12 min
Raised by parents who instilled a hardworking, “DIY” mindset, Adam, today’s Summer Series guest, kickstarted his property journey at just 22 years old. 😮 Skip forward just over a decade, and he now owns a $3.4M portfolio and is living his dream lifestyle by design , including taking spontaneous month-long fishing trips. His journey, however, hasn’t come without hard work and struggle. Tune in to hear how this inspiring rentvestor... ✅ Positioned himself to achieve “the holy grail” of financial ...
Jan 09, 2025•1 hr 15 min
Yep. Today’s guest has lived in 19 different rentals since turning 18...😱😱😱 Within three years, however, she’s transformed her outlook from believing that old, run-down units were “all that she deserved” to self-funding her forever home on a single income!! Today on the couch is Carolyn, who takes us on a journey from pursuing a non-traditional career in the creative sector to building an alter ego that kickstarted her journey to achieving the greatest outcome of all – Financial Peace. Her st...
Jan 02, 2025•1 hr 10 min
Have you ever heard of a 13-year-old who chose to read finance self-help books on blue chip investments and negative gearing...over reading Harry Potter? 📖💰💼📈 This is the story of Sarah, a resilient and money-savvy investor who’s self-labelled herself “The Queen of Delayed Gratification.” And there’s a good reason for that! In our last episode for 2024, we get to unpack her eye-opening story from the unfortunate series of accidents that left her $20G in debt, and how she still managed to sav...
Dec 26, 2024•1 hr 17 min
How do you feel about making a decision when you don’t know how the story ends? This thought-provoking question from Bryce captures the essence of our latest Summer Series episode, where today’s guest, David (or Dave), shares how he set himself apart by doing something simple yet powerful: 📞 Picking up the phone. As we wrap up for Christmas, we’re bringing you an inspiring story that highlights the life-changing power of action. From selling his car to fund a mortgage, trading properties across...
Dec 18, 2024•1 hr 4 min
“We weren’t criminals by any means, but that’s just how it was.” - Clinton Growing up, today’s inspiring Summer Series guest, Clinton, faced such strong feelings of embarrassment and a reality with little to no money. His family couldn’t afford car registration — and the fear of fines led them to "duck their heads and pretend we were in an empty car." That lasting feeling of shame, a five-figure bank receipt, and a memorable Christmas present became the catalysts that set Clinton on hi...
Dec 12, 2024•59 min
The FINAL RBA Cash Rate Announcement of 2024 is here! Join Ben Kingsley and Evan Lucas as they dive into the RBA’s latest decision and discuss economic trends from Australia and around the world. Here’s what they cover: 📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today! 🏠 What's Happening Back Home?: The current state of the Australian economy, focusing on GDP growth, productivity challenges, g...
Dec 10, 2024•1 hr 9 min
Welcome to our first 2024/25 Summer Series episode folks!! ☀️🏖️ 🏄♀️ 👡 🧢 We’re so excited to share all the sizzling, eye-opening and heart-warming stories we’ve got lined up and kicking things off is Naomi! She is the definition of what happens when you combine auction lessons learnt from eBay with the desire to put your family first 👨👩👧👦❤️ Her story truly proves that “It doesn’t matter where you start; it’s where you finish.” As you’ll hear, her life demonstrates what happens when yo...
Dec 05, 2024•1 hr 11 min
