The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

377 | Property Market Outlook 2022 – Chat with Nerida Conisbee

It’s that time of year when everyone is interested in where the property market is going… And so are we! That is why we’ve gone and locked in a chat with Australia’s most quoted property commentator, Nerida Conisbee , a great friend to the show as well as Chief Economist at Ray White ! Before we spill all the great things on Nerida’s 2022 Outlook, we want to take a moment and thank all our Summer Series Guests ! It was an honour and privilege to have all of them on the show and we cannot thank t...

Feb 10, 20221 hr 10 min

376 | It’s never too late to start: How he’s on track for a $2k/week passive income! – Chat with Steve

It’s the final episode of our Summer Series 2021/22!! And folks, we are finishing with a bang! Steve, our special guest only started listening to us back in January last year. But… within a short span of 8 months (all during COVID as well), they… Paid off their bad debt, Implemented Money SMARTS, Got a property portfolio plan done And even bought an investment property All without penalising themselves!! They’re still doing all the fun things, still going away on weekend and having that lifestyl...

Feb 01, 20221 hr 2 min

RBA Cash Rate February 2022: Biggest Sure Bet Prediction for Property this year

It’s the first RBA Announcement for the year folks so there are lots to catch up on (take the inflation numbers for example)! Tune in to this episode where Ben unpacks three key themes for this month’s economic update: The global Omicron wave of the pandemic still playing havoc with the world’s and the Australian economies. Will the RBA hold it nerve on the cash rate in 2022, or will the risk of rising inflation force its hand? What is my biggest sure bet prediction for property this year? Plus,...

Feb 01, 202245 min

375 | “The Phone Wouldn’t Stop Ringing”... How she stopped the wolves at the door! – Chat with Bianca

“If you don’t know where you are, you don’t know where you could possibly go.” That’s just one of many amazing quotes in today’s episode. Folks, some stories need to be told. And today’s guest owns one of those stories. You can kind of guess it from the title but here’s what happened. Our special guest today, Bianca was an athlete. She was a great basketballer in her younger years and was travelling interstate and internationally for competitions and she was doing great. But life is like a rolle...

Jan 27, 20221 hr 4 min

374 | How to Win Robert Kiyosakis’ Cashflow Game in Real Life!! – Chat with Marina

“You wanna be the janitor” This is probably the first time we’ve ever had a guest over where money conversations were not only discussed at the dinner table but… it was a hot topic any time of the day! For very good reason too! Marina, our special guest today had an awareness towards money and investment at a very early age. In fact, when others were playing Monopoly, Marina was playing Robert Kiyosaki’s cashflow game ( Quick tip: It seems… being a janitor in the cashflow game has the highest ch...

Jan 20, 20221 hr 1 min

373 | From Horrible Debt To Productive Debt: How He Transformed His Life – Chat with Ricky

The reason why money is such a taboo subject… is because of fear. When Ricky was a kid, money was an issue. Growing up in a family of 7, our special guest today confessed that there was unhealthy money education very early on. Although it didn’t feel like he missed a thing and his parents made sure him and his four brothers got everything they needed… He was still able to sense some tension in the family. You see, today’s guest grew up where credit cards and personal loans were the norm and he s...

Jan 12, 20221 hr 12 min

372 | The Transformational Power of Being on The Same Page – Chat with Matt

Happy New Year folks!!! We’re kick-starting the year with an aspiring and positive story from our special guest, Matt! Folks, this comes as no surprise but it’s important to be on the same page as your partner. If you already are, that’s awesome! But if you’re not… how about making it your target this year? Cause here’s the deal. Matt and his wife, Alana are detectives and they’ve probably seen the absolute worst of society. We’re talking about drug and firearms, organised crime, family violence...

Jan 06, 202250 min

371 | Three Property Lessons from the Same $25k Deposit?! – Chat with Brad

Winners never quit, and quitters never win. – Vince Lombardi Today’s special guest, Brad is definitely not a quitter. Born & raised in Zimbabwe, Africa while experiencing hyperinflation, it wasn’t a flowery path but Brad learned resilience and tenacity from a young age. He immigrated to Perth with the family when he was 19 and unfortunately, did not have an excellent start. An unfortunate event led him to a lump sum of $25,000 which thankfully, he invested in property! But that property didn...

Dec 30, 202157 min

370 | Financial Harmony – THIS is what it looks like – Chat with Amber and Dan

Folks, if you’re looking for a textbook couple as an inspiration on what Financial Harmony looks like… Amber & Dan is your go-to couple! Although they grew up with slightly different money management styles at home, Amber & Dan worked together and made sure that they were on the same page when it comes to finance. That mindset sets them up way into the future. And, get this... They’ve got a fool-proofed saving hack that built up money for a deposit AND a renovation!! Of course, being on ...

Dec 23, 202158 min

369 | “I Spent It All and Dad Picked Up The Tab” - How this investor changed her bad money habits? – Chat with Amy

Born in England to accountant parents, Amy was given great money advice growing up. And obviously, so did her brother. Only one of them took the advice to heart though… and it’s not our special guest. From credit card spending sprees to climbing Mt Kilimanjaro, Amy lived life to the fullest! So… what changed? Why did she go from having no budget whatsoever to being a Money SMARTS advocate? Yes, you’ve read that right… she got her circle of friends on board with Money SMARTS too! What would she g...

Dec 16, 20211 hr 2 min

368 | Got Stung By A Spruiker: Restarting After Ten Years of Property Mistakes – Chat with Michael

“I read enough book to make me dangerous” That’s the quote from our special guest today. A thirst for knowledge is an excellent virtue to have but in some cases, you might encounter information overload… Or in other rare cases, you might be reading the wrong books or getting advice from mentors with hidden agendas. Unfortunately, today’s Summer Series guest, Michael, is in the latter category. Folks, if you had been stung by a spruiker before, you’d know that it’s not easy getting back on the pr...

Dec 09, 202151 min

RBA Cash Rate December 2021: Has the Property Market Lost its Bullish Mojo?

It’s the final RBA Announcement for the year folks so there are lots to catch up on! The most important question in today’s episode is… Are we finally seeing an end to the property market’s bullish mojo? 🐂 Tune in [...] CONTINUE READING The post RBA December 2021: Has the Property Market Lost its Bullish Mojo? appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW ...

Dec 07, 202148 min

367 | The Chain of Unfortunate Events: What Made This Single Mum a Superhero? – Chat with Dee

“A wound is where the light gets in” – Rumi It’s our 2021/22 Summer Series folks!! This is our 4th year of Summer Series and we get very very excited each time because not only do we get to chat directly with our listeners, we get to learn so much from their life transformation. From the adversity that life threw at them, the mistakes that they’ve made, the perseverance that they’ve shown, the tenacity to be better and so much more. Their story is so insightful and motivating that we’re certain ...

Dec 02, 202159 min

366 | How to Break into the Property Market?

Folks, the last time we unpacked a case study on the podcast was back in Episode 64 on 19th of May 2016. (WHAT?!!!) So… you can imagine how excited we were with this episode, can’t you? In fact, Ben said this at the very start… “MAAAAATE…. This is a MEGA episode!” And no, he’s not exaggerating! What we are doing today is a bit of Myth Busting coupled with some data, graph and cashflow modelling. And here’s a spoiler… You’ll be very surprised at our proposed strategy for this case study cause it’...

Nov 25, 20211 hr 17 min

365 | Why Is investing So Confusing?

We don’t blame you if you find investing confusing… even Ben found it confusing when he started 30 years ago. There are so many different asset classes to pick from, different procedures to follow, various biases to learn from and the worst of them all… THE JARGON! Short, Long, Dollar Cost Averaging, Coupon Rates, Day Trader and the list goes on. So where would one even start? Our answer is… This episode. It’s back to the basics today folks and we’re not even focusing just on property! We’re cov...

Nov 18, 20211 hr 13 min

364 | Will Property Prices Keep Going Up?

Let’s face it… If you’re looking to get into the market, you’d want to property market to slow down. If you’re already in the market, you might be hoping for this trend to continue. Whichever side of the coin you are in, you’d be asking the same questions… When will this end…? Will the median price go up to $5M in the next 20 years?! How is this even possible… what’s driving it?? Yup, we know it can be unbelievable so we will be tackling this head-on in our Q&A Episode today (It’s the 1st qu...

Nov 11, 20211 hr 16 min

363 | Exodus to the Regions – Will this Trend Reverse? - Chat with Dr Nicola Powell

This data is hot off the press folks!! It’s no secret that property prices have grown quite a bit lately, but recent data is showing that we’re breaking records! Here’s a snippet from Domain’s media release just a week ago: September Quarter 2021 House Price Report shows Australian house prices experiencing a historical rate of growth at 21.9%, the fastest annual rate of growth on record with median house prices at almost $1 million nationally. But…what does this mean for both sellers and buyers...

Nov 04, 20211 hr 3 min

RBA November 2021 | RBA has THIS up their sleeve?!

It’s Melbourne Cup RBA Cash Rate folks! In the past, RBA tends to change the rate on race day. Did they change the cash rate as well this year? Most definitely NOT. They simply can’t afford to make any changes to the cash rate yet. Why? Tune in to this episode to find out more where Ben unpacks three key themes for this month’s economic update: The global inflation rate Vaccine adoption rates leads to safer economic re-opening New Property Listings Surge but there is more to this story Plus, Ben...

Nov 02, 202144 min

362 | Investing through the Telescope, NOT the Microscope

Did you know… Back in episode 296 , Bryce briefly mentioned the telescope vs microscope analogy and how it applies to picking an investment-grade location. Fast forward to today’s episode… (66 weeks later) We’ll be answering ONE of the questions using the same analogy. With a little twist of course. So which is a better view to take when it comes to property investing and why? And are you curious how the same concept can be used for two entirely different scenarios? If that doesn’t entice you, w...

Oct 28, 202158 min

Bonusisode | The Top 5 Tax Rules Every Property Investor Must Understand - Chat with Julia Hartman

Hi folks, before you tune in to this episode, download the free report here: https://thepropertycouch.com.au/tax Julia referred to a table in the episode that might be hard for you to visualise in an audio format so we’ve curated a free report to include the graph as well as other useful references. You can’t avoid it, so you might as well learn to understand it. Better still, the more you know about it, the more you can ‘work’ with it, instead of working against it. What are we talking about? T...

Oct 25, 202147 min

361 | When Is It Too Late To Get Into Property?

Have you left it too late? Has the market moved? Are you too old to start? With the media hyping on about how hot the property market is these days, we get that some of you might be feeling a little anxious (even frustrated!). Everywhere you go, you’d probably hear people saying, “The prices are crazy these days!” And yes, they might be right. So… If you’re worried that it might be a bit too late to start investing in property, then today’s episode is perfect for you. And the best part is… There...

Oct 21, 202159 min

360 | The XYZ of Property Pricing: Getting The Rules of Engagement Right

Imagine this… You found your ideal property in the perfect location. You’ve inspected it, you know exactly what the purchase price is going to be AND you’re pre-approved for that budget. You’ve spoken to the selling agent and is crystal clear with the vendor’s motivation. You negotiated some terms and put your best offer forward and BAM!! it got accepted right away. Happy days! Unfortunately, it’s probably NOT going to happen in the current market. When it comes to property prices, getting it ex...

Oct 14, 20211 hr 6 min

359 | Locked Down & Locked Out: Buying Property In A Shutdown State! – Chat with Leah Calnan

Is property sliding under the pressure of continual lockdowns?! Folks, it’s no surprise that Victoria’s extended lockdowns (and indeed lockdowns happening right across the country) are having unintended consequences to property buyers, sellers AND renters. With Melbourne spending more days in lockdown than ANYWHERE else in the world, it begs the question: How can you buy property in a Shutdown State?! Here to unpack all this, as well as the Winners & Losers of legislation changes, is returni...

Oct 07, 20211 hr 4 min

RBA October 2021: Lending Standards To Change?

Cash Rate JUST Announced by the RBA! ! And there’s a very important message behind it: Should we be preparing ourselves for the introduction of possible Macroprudential Regulatory Changes in the not-too-distant future?! And if so, what are the tweaks to lending policies going to look like, and how might they affect property investors??? Watch now to find out & get the latest on the RBA’s October Cash Rate: Plus, Ben also includes his latest news and commentary on… The Global Economic Impact ...

Oct 05, 202145 min

358 | Too Much Risk? Australian Property & Economic Update - Chat with Nerida Conisbee

Breaking news just in on the property & economic front, folks! There’s clearly quite a bit going on with the health crisis, soaring property market and… just announced this week… an indication that a tightening of lending might be coming sooner than we think! The question is : If they’re going to pull the handbrake, What Would This Look Like and WHEN Would It Happen? Here to unpack all this, as well as the latest Australian Property & Economic Update is our good friend Nerida Conisbee , ...

Sep 30, 20211 hr 4 min

357 | How To Master Relationships With Real Estate Agents - Chat with Todd Sloan

Have you ever wondered what to say to a real estate agent to INCREASE your likelihood of being the winning buyer? If you want to know how to get a real estate agent on your side and navigate the delicate dance between buyer and seller, then this is an episode you don’t wanna miss, folks! Today we are interviewing Todd Sloan, an award-winning real estate sales agent and professional renovator who has been involved in more transactions every month than what most folks see in a life time. He is the...

Sep 23, 20211 hr 7 min

356 | Secrets Behind A $250M Net Worth – How This Investor Did It! - Chat with Fred Schebesta

Meet one of the richest Australians under 40… and learn how he built a net worth of around $250 million! Folks, today we have a very special interview with Fred Schebesta — the co-founder and CEO of the comparison website Finder , which is one of the world’s biggest comparison websites and money apps that helps users compare products across 105 categories, from car insurance to cruises. And Fred, who went from working in a Pizza Hut call centre as a university student to running a business that ...

Sep 16, 20211 hr 9 min

355 | Zero Debt & $2,000 A Week In The Bank: HOW?!

How can property investors reach zero debt AND still hit a four-figure passive income each week? And what do we mean when we say “retire” the debt, anyway? What does this look like and, importantly, WHEN should you start this process? Folks, in today’s special Q&A episode we’re circling back to a few basic principles and fleshing out some confusion when it comes to property investing. This includes clearing air (and tidying up our language!) when it comes to being informed of the step-by-ste...

Sep 09, 20211 hr 5 min

RBA September 2021: Australia’s Planned Recovery NOT So Predictable?

And he’s back!! After 2 months away, we’re finally back with Ben’s update on the Reserve Bank of Australia’s cash rate , and as always, he’ll be unpacking the economic and political update around the world and within Australia too. This month’s update also includes looking ahead to the “$64 million question” — how will consumers respond once our two biggest economies open back up? Plus, Ben also includes his latest news and commentary on… COVID Update and the Vaccination story How are VIC & ...

Sep 07, 202127 min

354 | The Rise of Family Office Wealth & Investing Without Emotion

Logic vs Emotion. Unspoken Property Conversations. Family Office Wealth. What do all these things have in common? Well, we’re unpacking them all – and more! – in today’s Q & A episode where we welcome back ol’ mate Ben from his Big Trip by answering NEW listener questions about how to invest in property as an aspiring Australian in current property market conditions! And it begs the question: How much money do you need to invest in property? For example: if you have been priced out of the ma...

Sep 02, 20211 hr 5 min
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