The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

353 | What’s Coming Next? The Future of Australian Property! - Chat with Simon Kuestenmacher

What’s coming next for property?? Well… quite a lot! Folks, it turns out Covid has a “little” bit of a say in the property shift taking place in Australia… one that might actually be here to stay!!! So, back by popular demand and here to co-host our AweGuest series is none other than expert Demographer Simon Kuestenmacher , Co-Founder and Director of Research at The Demographics Group ! Yep, you might remember his ol’ German accent and ridiculously-wise insights back in Episode 314 where we disc...

Aug 26, 20211 hr 30 min

Happy Birthday Ben! 🥳🥳

Ben turns 50 today so let’s show him we care by giving him a shout-out on our socials, Facebook or Insta , and if you have a story to share on how he has helped you with your property, finance and money management then he’d love to hear it! Happy Birthday Ben! Hip hip hooray! Hope you’re throwing a line in the water today old mate! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: h...

Aug 20, 20212 min

352 | Healthy Houses: Is This The New Way For Property Investors? – Chat with Amelia Lee & Raphael Seket

Is your property HEALTHY? Look, this question probably isn’t what property investors commonly ask themselves… but after listening to this episode, we reckon’ you’ll start thinking completely differently about the health of your home & your investments!! Here’s the deal: Today’s topic is largely around ‘healthy’ homes – with a unique spin on what’s called ‘passive houses’– that is, ultra-low energy buildings that are truly energy efficient, comfortable, affordable and ecological at the same t...

Aug 19, 20211 hr 35 min

351 | Why The Cost Of A Brick Can Get You More Cash Back! - Chat with Bradley Beer

Did you know that the BRICKS on your investment property actually influence the amount of tax depreciation you can claim? Yep. Here to unfold the tax secrets only Quantity Surveyors know about is none other than Bradley Beer , CEO of BMT Tax , the largest and most trusted quantity surveying firm in the country. Basically, Brad is going to walk you through the little-known legalities of depreciation – and how much you can really claim when the totality (and history!) of your investment property i...

Aug 12, 20211 hr 22 min

350 | How BEN Did It: A Passive Income of $190,000 Per Year… At 50!

Meet Ben Kingsley – Oh, wait. You probably have. Not Gandhi, the other one. The co-host of this podcast? Yeah, THAT Ben. Today Bryce is INTERVIEWING him, which might sound a bit odd. But, stick with us, ‘cos we promise you it’s going to be an episode you won’t ever forget, folks! Why? Well, Ben has practiced what he preaches. That is – he has personally built his own property portfolio, played the long game and for his 50th birthday this month, he will gift himself a passive income of $190,000 a...

Aug 05, 20211 hr 24 min

349 | How To Avoid Paying Tax Without Going To Prison! – Chat with Julia Hartman

Update: Hi all, just a quick update on this episode. At the 18-minute mark, we talked about Buyers Agency fees in Canberra and if it’s tax-deductible. We weren’t certain during the recording but we can now confirm that Buyers Agent Fees are not tax-deductible in Canberra. Tax Time! The question is: what can (and can’t) property investors claim? And how can you get MORE tax back and avoid paying a cent more than you must WITHOUT breaking the law and ending up behind prison bars!?! Folks, we get t...

Jul 29, 20211 hr 12 min

348 | From Refugee To $140,000 A Year In Passive Income! – Chat with Toui

From Government Welfare to Passive Income! Yep, you read that right. You’re about to hear a refugee’s real-life story of a self-funded retirement. And we probably don’t need to tell you that this Financial Transformation is Off-The-Charts incredible. Meet Toui “pronounced Twee” . A first-generation refugee who came to Australia in 1980 for a better life. And he is now talking to us from an EXTREMELY DIFFERENT financial position than when he and his family first arrived from Laos as all those dec...

Jul 22, 202158 min

347 | “Whatever You Do, DON’T Do What I Did!” – Listener Shares His Big Wake-Up Call – Chat with Scott

Meet The “Squirreller” ­ – or should we say EX-Squirreller – who unfortunately learnt the hard way about the real costs of Pinching Every Penny… Here’s the deal: Joining us today is listener Scott who has a very, very important message for our community. ESPECIALLY for those who, like Scott, happen to view money as safety – and as because of this, do whatever they can to minimise their spending. To the point that’s, ahh, well, “NQR” – Not Quite Right. Even if it’s coming from an honourable place...

Jul 15, 20211 hr 2 min

346 | No More Properties Left To Buy: How This Couple Did It! – Chat with Emma & Liam

Financially Free Before 30… How!?! Folks, in today’s episode we’re interviewing a young couple who, get this, have no more properties left to buy. Meet Emma & Liam – D.I.Y. property investors who are “Done & Dusted” with only 2 investment properties and one family home. Um, wait a minute…. Are you wondering, “How on earth…!?!” Yep, we were equally blown away too. Here’s where it gets even better – they did it with No bells, No whistles – just a couple of clever, cost-effective renovation...

Jul 08, 202153 min

345 | COVID Crashed Their Careers – But Now They’re On Track To A Passive Income! - Chat with Tim Martin and Thomas Henry

When Covid hit, Tim and Thomas lost their jobs practically overnight. At the time, they both worked in aviation – at the same airline, in fact – but all this changed for the couple when international borders went into a snap lockdown and not too long after, they were made redundant from careers they loved… and ones they imagined doing for the rest of their lives. What happened next is – quite frankly, folks – hard to believe, and no doubt not the norm; particularly when you consider the fact tha...

Jul 01, 20211 hr 9 min

344 | Have You Made The Wrong Investment Decision?

“Have I made a mistake?” This is a common question we get from investors who just start listening to our podcast and learn the fundamental principles we teach for the first time. Today we are answering some of these key questions – one, in fact, where the listener is not entirely “wrong” in their choice, though at face value seems to go against our general rule of thumb . You’ll learn why exactly this is and how to use this information in your own decision-making process. On top of that, we’re u...

Jun 24, 20211 hr 14 min

343 | “Pass Go & Collect $200” – 6 Property Lessons From Monopoly!

Ah, Monopoly – the classic board game… chances are you’ve got fond (or maybe even frustrated?) flashbacks playing it… [… Nothing quite like the feeling of “Passing Go”, getting a quick cashflow lift, and then proceeding to bankrupt your loved ones in a friendly-but-no-so-friendly game of Monopoly… ] Well, folks, Did You Know … the 100-year-old property-trading game actually has 6 Proven Property Lessons that you can (and should!) apply in real life!! Yep. And here’s the deal… today we’re unpacki...

Jun 17, 202154 min

342 | From $250K to $2M Properties: How To Invest No Matter What Your Budget Is!

Have you ever wondered how to invest in property with YOUR specific budget? Like, what if you DON’T have a big budget to spend…? Or, on the contrary… what if your budget’s actually quite healthy – but you’re not sure if a $1 million – $2 Million property is really a premium investment (S hould you buy two cheaper investment properties instead? )… Folks, they’ll be something for you in this Q & A episode… ‘cos we’re covering A LOT of ground here – how to invest no matter what your budget, age...

Jun 10, 20211 hr 16 min

341 | How To Pivot Your Investment Strategy When Affordability Changes

Folks, it’s no secret that property prices have seen a significant uptick – so what does this mean for your investment strategy if you can no longer afford to buy investment-grade locations that are close to the city? See, if you’ve read our book The Armchair Guide To Property Investing , or heard any of our earlier episodes, you might have heard us quote particular price points that now seem, well, a bit ridiculous. You might’ve thought, “A $650,000 property in inner city Melbourne… what? They’...

Jun 03, 20211 hr 17 min

RBA June 2021: Inflation Risk - How bad is it?

This video features Ben’s update on the Reserve Bank of Australia’s cash rate , and as always, he’ll be unpacking the economic and political updates around the world and within Australia too. The themes for this month are: Settle down, people, settle down – there’s too much commentary about the inflation risk story . This month it’s all about the positive business data as they join the economic party. And finally, well, we’re back in lockdown for the fourth time here in Melbourne. Plus, Ben also...

Jun 01, 202131 min

340 | Auction Ready: How To Win In Any Market! – Chat with Veronica Morgan

Want the proven tactics and bidding tips to WIN at auction!?! Folks, this episode will help take the STRESS out of the intimidating auction process and give you the exact strategies professional Buyers Agents use to… Master the buying process Outsmart real estate agents Beat the competition (without overpaying) Avoid auction mistakes … and, ultimately, secure the property! Here to help us unpack ALL this – plus a whole heap of other must-know property and auction tips! – is nonother than our goo...

May 27, 20211 hr 10 min

339 | “Man, Can Politicians Spend Money!!” – ft Property Q&A

Folks, as promised we’re diving deep into the 2021-22 Budget Review – what’s in it, what are the key takeaways for property investors, first home buyers and us Aussie taxpayers!! In a one-liner summary… “Man, Can Politicians Spend Money!!” Yep. And we’re unpacking quite a bit of it – such as… The $15.2 billion infrastructure spend! Free cashback (Tax Offset) & how much you’re likely gonna get back… First Home Saver Scheme Family Home Guarantee for Single Parents New Home Guarantee Superannua...

May 20, 20211 hr 15 min

338 | Going Ape S#!t: How To Hack Your Brain To Make More Money - Chat with Phil Slade

What if we told you there’s a hidden part of your brain that controls your financial decisions… even if you believe you’re the one calling the shots!?! Folks, today we have a very exciting episode in store for you (Ben’s in his absolute element!) that’s about to reveal how to hack your brain to make you more money! Here’s the reality… despite our best intentions, we DON’T make decisions out of spreadsheets – we make decisions out of emotions! And this is where Behavioural Economics comes in. Tha...

May 13, 20211 hr 27 min

337 | The 4 Pillars of Money Health

Just like you’d visit a doctor for a physical health check-up, the same applies to your MONEY health! In this episode we’re diving deep into The Four Pillars of Money Health — that is, the areas you must regularly monitor to take care of your money and, yep, create MORE of it so you can ultimately reach the summit of a passive income for life! A couple of weeks ago we did an episode on The Four Types Of Wealth and within that framework is, of course, “Financial Wealth”. And if you listened to th...

May 06, 20211 hr 18 min

RBA May 2021: When What Gets Better, Gets Better!

The verdict is well and truly in — when money is cheap, the world goes around faster. We’re basically seeing that show up now. The other important news is around inflation – and we’re going to see this word, “transitionary” as the new buzzword. And… positive economic data is everywhere. Let’s dive deeper into this month’s RBA! This video features Ben’s update on the Reserve Bank of Australia’s cash rate , and as always, he’ll be unpacking the economic and political update around the world and wi...

May 04, 202129 min

336 | Is Price Growth Over? 7 Signs Growth Is Slowing – Chat with Tim Lawless

Is the property market showing signs that growth is SLOWING? Well, according to Tim Lawless, Head of Research at CoreLogic , it IS – and there are 7 tell-tale signs it’s happening! That’s right. Joining us today is CoreLogic‘s executive research director for Australasia and indeed one of Australia’s leading property market commentators – and Tim’s noticed quite a few interesting trends in the data that reveal a SLOWDOWN on the strongest growth conditions we’ve seen since the 1980s! So… is price ...

Apr 29, 20211 hr 11 min

(LIVE) The Early Warning Sign: Where Most Investors Go Wrong With FOMO!

Do you recognise this early warning sign!?! Yep. Straight from the studio, we’re unpacking “The Early Warning Sign: Where Most Investors Go Wrong With FOMO!” We’ll be honest with ya folks… this one’s a killer. ☠ And will cost you [...] CONTINUE READING The post (LIVE) The Early Warning Sign: Where Most Investors Go Wrong With FOMO! appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: ht...

Apr 23, 202145 min

335 | The Four Types Of Wealth

Do you know the FOUR types of wealth!?! Yep. Prosperity, or “wealth”, can be narrowed down to four specific categories – and in today’s episode, we’re unpacking each one so you can see where YOUR definition of wealth really sits! Key Message: Don’t let “1” and “2” rob you of “3” and “4”! Tune in now to learn all four types of wealth and join us as we deliver the gold straight from the studio (you just might hear Stig drop something in the background… ahhh, it’s great to be back!!!)! As mentioned...

Apr 22, 20211 hr 2 min

334 | Bernard Salt: The BIG Shift In Australian Property!

If you listen to just one episode, please make it this one! Folks, today we are chatting with one of our very own virtual mentors (of all time!)… BERNARD SALT!! Yep. You’ve probably heard us talking about Bernard on the podcast before – indeed, he has formed a lot of our own views about where the demand for property is heading. In a nutshell: if there is one person on earth who deeply understands the intricacies of Australians and what drives people 1) to this country, and 2) to make specific pr...

Apr 15, 20211 hr 14 min

333 | Are We Property Spruikers?

Right. Let’s have the uncomfortable conversation – is The Property Couch just a platform for another couple of Spruikers to push property on you!?! Look, we get it… this is a fair question to ask. One we recently received recently from a listener! And, who knows, maybe it might even be something weighing on the back of your mind as well. So… Are we Property Spruikers? Listen now, and you’ll hear our answer… we’ll leave it in your court to decide what you believe to be true. Just a heads up – thi...

Apr 08, 20211 hr 6 min

RBA April 2021: The Return of The Roaring 20’s!

So… We’ve got this question for you… Are we back in the Roaring 20’s?! This video features Ben’s update on the Reserve Bank of Australia’s cash rate , and as always, he’ll be unpacking the economic and political update around the world and within Australia too. Plus, Ben also includes his latest news and commentary on… The Three Big Takeaways that RBA intends to keep The World Economy’s growth is being fueled by these three key factors… Australia’s most recent GDP updates! A Return of The Roarin...

Apr 06, 202134 min

332 | New Laws To Sting Landlords! - Chat with Hayley Mitchell

Rental Reform is here. And with this comes quite the ‘sting’ for landlords. So we want to make sure our community – in particular, those who already own an investment property and also folks who are considering an investment property now or in future – know what to do to prepare for these new laws. As of March 29th 2021, there have been 132 rental rule changes here in Victoria. And while these laws have NOT made their way into other states and territories across the county, we recommend all our ...

Apr 01, 20211 hr 19 min

331 | What Is Your Money Personality? – Chat with Effie Zahos

Did you know we all have a distinct “Money Personality”?? Yep – we do! And in this episode, we’re giving you the complete lowdown so you can identify which one is YOUR personality, as well as practical tips to improve your bank balance, make your Super work harder and build a nest-egg for your retirement that won’t cost you “an arm and a leg” to set up! Folks, joining us today is our good friend and one of Australia’s leading personal finance commentators, Effie Zahos ! Effie is Canstar ’s Edito...

Mar 25, 20211 hr 7 min

330 | Top 10 FOMO Mistakes Investors Make!

FOMO (Fear Of Missing Out) is certainly here in this hot property market, folks! Let’s be real… the “Great Australian BBQ Topic” is officially on steroids right now — a combination of low-interest rates, rising property prices and lack of supply in the market is seeing all sorts of people jump in on “the property party” they perceive everyone else is enjoying. So, we want to be direct with you… there are NO excuses to purchase property because of FOMO! The reality is you should NEVER make huge f...

Mar 18, 20211 hr 12 min

329 | From Sports Star To Successful Investor – Chat with Tom Symonds

Here to help to hit your passive income goals and explain exactly how this sports star became a successful investor is NRL champion , Tom Symonds! Yep. Tom Symonds is a 10-year professional footy player (Roosters, anyone!?!) and, although retired from the game, Tom’s currently the Players Operations Manager with Rugby League Players Association . From 2009-2012, Tom played for the Sydney Roosters ; from 2013-2016 for Manly Sea Eagles and from 2016-2018 for Huddersfield Giants !! In other words –...

Mar 11, 20211 hr 3 min
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