Listener Andrea shared a story that inspired this week's RGR: "I can't stop thinking about how my mom got screwed in a divorce and now has no retirement savings—she was a stay-at-home parent, and my father got all the assets in the divorce." We explore how to quantify and understand unpaid labor in the household, what stay-at-home parents can do to protect themselves, and other perspectives around gender norms and cultural beliefs. Rich Girl Roundup is Money with Katie's weekly segment where Kat...
Sep 23, 2024•36 min•Season 2Ep. 219
I wanted to share the three numbers that I believe have the most impact on your life, so I invited Brad Barrett of the Choose FI podcast joins me to give his real-time reactions. But, more importantly, the real takeaway we landed on is that every conversation purportedly about money is actually about what it means to live a good life. This is not financial advice; please do your own due diligence. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/t...
Sep 18, 2024•1 hr 2 min•Season 2Ep. 218
One listener writes in, "I have my HYSA, my 401(k) plus employer match, a Roth IRA, and now am saving for a down payment. I'm worried I'm lopsided and over-saved for retirement." But is she actually saving too much? Hear Katie's hot take. (Reminder: We are not licensed financial professionals, and this is not financial advice. Please do your own due diligence.) Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions....
Sep 16, 2024•28 min•Season 2Ep. 217
We had JL Collins, the Godfather of Financial Independence, on the show earlier this year, and there was one question we seemed to disagree on: Are the dollars and cents of life actually harder today than they used to be, or does it just feel that way? This prompted a listener to ask for a deeper dive: The official Boomer vs. Zoomer cage match of economic strife to understand, all else held equal, how the financial worlds these generations grew up in are different (and, more intriguing, the stri...
Sep 11, 2024•49 min•Season 2Ep. 216
The FI/RE movement has picked up a lot of steam in recent years, but as one listener asks, how does that impact consumerism—and more broadly, can everyone to retire early? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: https://m...
Sep 09, 2024•28 min•Season 2Ep. 215
Some of you recently shared articles about the so-called “birth rate panic,” pointing out that the intersection of economic policy with people’s decision to have children felt a little…off. So, I decided to dig into the coverage, some of the gaps I see, the cultural scapegoats, and of course, the bigger issue of treating our economy like a global MLM. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/birth-rates. Learn more about your ad choices. V...
Aug 28, 2024•29 min•Season 2Ep. 214
Many of you have asked: “How the heck do I make it work on a single income? What can I possibly do?” We’ll look at the levers you can pull (one in particular) and the context of how we got to this point. Plus, we respond to some of the feedback we received from our recent life insurance episode. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@...
Aug 26, 2024•45 min•Season 2Ep. 213
Depending on the source, the average American buys between 1 and 1.3 new pieces of clothing every single week—and consumption is at an all-time high. So, why aren’t we tired of cheap shit yet and how can we better understand our psychological obsessions with spending? Well, we’re diving into it with sustainability expert and author of Consumed, Aja Barber. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/overconsumption. Learn more about your ad c...
Aug 21, 2024•1 hr 8 min•Season 2Ep. 212
On this week’s special Rich Girl Roundtable with Berna Anat: Traditional financial advice isn’t “one size fits all,” and that’s especially true for first-gen Americans who face unique challenges around building wealth and supporting family. How are the rules different for this demographic, and how can we make conversations around money more inclusive? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each mont...
Aug 19, 2024•45 min•Season 5Ep. 211
Life insurance is a notoriously scammy industry, made more confusing by the fact that there are legitimate forms of life insurance that aren’t a total waste of money. So which ones are legit, and which ones should you avoid? Reminder: I am not a certified financial professional and this is not financial advice; please do your own due diligence. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/life-insurance. Learn more about your ad choices. Visit...
Aug 14, 2024•37 min•Season 2Ep. 210
It's possible you might already have enough saved up for retirement, thanks to the power of compounding—a phenomenon in the FIRE community known as Coast FI. We cover how to calculate that number, if it's a reliable safety net, and what else to keep in mind. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every we...
Aug 12, 2024•24 min•Season 2Ep. 209
A few weeks ago, I asked you all if the concept of "disordered financial behavior" resonated with you—and the response was overwhelming. And while a large faction of millennials and Gen Z deal with money dysmorphia—or as I'm inclined to call it, money disorientation—I'm not sure if the traditional blame on social media is the real cause. So how are we developing money dysmorphia, and how can we learn to deal with it? Transcripts, show notes, production credits, and resources can be found at: htt...
Jul 31, 2024•58 min•Season 2Ep. 208
In this week's Rich Girl Roundup, Katie and Henah answer the one prompt they often receive as two childless women: "Please run the numbers on childcare." Tune in to hear them run through the average budget and costs to set aside for various forms of childcare, as well as Katie's impassioned diatribe about the state of care work in the US. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put ...
Jul 29, 2024•35 min•Season 2Ep. 207
Millennials are taking matters into their own hands with the dueling crises of housing unaffordability and loneliness…by buying houses together. Brilliant move or total mess? We’ve got the inside scoop on both outcomes. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/buying-home-with-friends. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 24, 2024•37 min•Season 2Ep. 206
In this week's Rich Girl Roundup, we answer the age-old question: Should I prioritize putting money towards X or Y? Rich Girl Natalie shares the choice she's grappling with: Pay off a mortgage faster or focus on saving for retirement? We walk through the calculations and considerations to ask yourself to make your money work hardest. Reminder: This is not financial advice; we are not licensed financial professionals. Please do your own due diligence. Rich Girl Roundup is Money with Katie's weekl...
Jul 22, 2024•27 min•Season 2Ep. 205
We got a “tip” back in March (all right, fine, it was Henah’s friend) that a major US employer with hundreds of billions of dollars in revenue might be quietly “resetting” their workforce’s wages. But upon further digging, we weren’t able to find much—so we asked all of you instead, and found an interesting trend unfolding quietly across industries. Check out this original Money with Katie ~investigation~. Transcripts, show notes, production credits, and more can be found at: https://moneywithka...
Jul 17, 2024•1 hr 3 min•Season 2Ep. 204
In this week's Rich Girl Roundup, Rich Girl Carolynn responds to our most recent full episode on cognitive dissonance asking if access to large amounts of credit is inadvertently keeping everyone complacent, rather than fighting against wealth inequality. We dig into this potential response as well as other reasons Americans feel powerless in our economic circumstances today. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning m...
Jul 15, 2024•28 min•Season 2Ep. 203
While we’re technically in a bye week, we’re releasing a bonus episode with an unreleased portion of my conversation from last week with Caroline Burke. We cover a lot of ground, but mostly, we discuss her thoughts on the tradwife phenomenon, pop culture, and consumerism’s influence on modern motherhood. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/tradwives. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 10, 2024•30 min•Season 2Ep. 202
I recently wrote an article reflecting on the fact that an awareness of the systems you exist within can empower you to make even savvier individual decisions for yourself. But sometimes, when you’re carving out a safe, secure, full life under capitalism, the thing that’s better for you makes things worse for others. So it leads me to this question: How do we have a good relationship with money in an uncertain world, and how do we stay true to our ethical code while taking care of ourselves and ...
Jul 03, 2024•1 hr 21 min•Season 2Ep. 201
For this week's Rich Girl Roundup: After a few Rich Gals wrote in looking for an update on our Hot Girl Hamster Wheel episode, we decided to sit down again and talk through how we’ve adapted our routines since seeing through the glossy, Sephora-sponsored matrix. How have we adjusted our own routines and spending over the last two years? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put ou...
Jul 01, 2024•47 min•Season 2Ep. 200
You might be saving too much for retirement, if you aren't factoring in Social Security. But Social Security is the subject of a lot of pessimism, with many claiming "It'll run out by 2035!" The problem with this sentiment? It’s actually misleading. So what are the implications for your future, and more importantly, your financial independence number? We'll dive into the future of Social Security, how it works, and whether you’d be better off taking home those wages and investing them yourself—a...
Jun 26, 2024•33 min•Season 2Ep. 199
For this week's Rich Girl Roundup, Rich Humans McKynna and Jake wanted to know: "Will the election impact our finances? How much does the president actually affect our money?" So we're attempting to talk it out in the most nonpartisan way possible, and digging into some of the listener feedback we received after our episode on private equity. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll ...
Jun 24, 2024•28 min•Season 2Ep. 198
There’s an expectation on women that we should be constantly striving to “have it all.” But as the pandemic laid bare, “having it all” usually just means “doing it all,” and doing it all...just doesn't work. Samhita Mukhopadhyay, former Executive Editor of Teen Vogue and author of The Myth of Making It: A Workplace Reckoning, joins me this week for an honest conversation about where we go from here—and what type of reckoning our workplaces and family lives face as women respond to structures tha...
Jun 19, 2024•53 min•Season 2Ep. 197
On this week's Rich Girl Roundup: If you're dealing with chronic illness or mental health issues, how do you strike the best balance between work and health? What kinds of flexibility or accommodations can you ask (and advocate) for? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show reso...
Jun 17, 2024•31 min•Season 2Ep. 196
We’ve all been there, roped into working with our uncle’s best friend’s financial advisor who charges a 1.5% fee for some inscrutable but seemingly important service. What do you do when you think it might be time to sever ties? And how do you reconstruct your financial life after breaking up? Reminder: We are not licensed financial professionals; this is not financial advice. Please do your own due diligence. Transcripts, show notes, production credits, and more can be found at: https://moneywi...
Jun 05, 2024•46 min•Season 2Ep. 195
On this week's Rich Girl Roundup: How do you navigate the world of dating as an aspiring Rich Person? When's the right time to bring it up? How do we make checking in about money "fun"? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Reminder: This is not financial advice; we are not certified financia...
Jun 03, 2024•35 min•Season 2Ep. 194
You might be familiar with the phrase, "In this economy?" But it turns out, there might be more than one "economy" out there. There's a deep disconnect between what we hear about in the headlines ("The economy is great!") and our day-to-day experiences affected by wage stagnation, inflation, and high interest rates. We dig into it with the help of Mark Zandi, the chief economist at Moody's Analytics, as well as Judd Cramer, from the Harvard department of economics. Transcripts, show notes, produ...
May 29, 2024•1 hr•Season 2Ep. 193
On this week's Rich Girl Roundup: "How do I overcome comfort spending?" and "How can I control stress shopping online?" We dive into some tactical strategies to curb overspending, why it's so prevalent nowadays, and the deeper psychology behind the urge to spend. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes eve...
May 27, 2024•34 min•Season 2Ep. 192
The idea that there’s someone out there who can “help you fulfill your dreams” and “reach your highest potential” is an enticing promise—but do they really know how the “secret” to living your best life? Are life coaches a legitimate investment or a quasi-pyramid scheme? Well, I hired one to find out—and she’ll be joining me today along with Jane Marie of the popular podcast, The Dream. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/life-coaches...
May 22, 2024•1 hr 11 min•Season 2Ep. 191
On this week's Rich Girl Roundup: You can't go online these days without coming across an offer to "buy my e-book" promising "everything you need to know to get rich." Where does this particular manifestation of "get rich quick" culture come from, and why do we most often see it with stay-at-home parents? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her In...
May 20, 2024•26 min•Season 2Ep. 190
