Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains why history suggests that the Bank of England base rate (and therefore mortgage rates) could stay higher for longer if a second wave of inflation is to be avoided. Damien also looks at money market funds, explaining their pros, their cons, the risks and the potential returns. Finally, Damien and Andy discuss why you should read your energy meter this weekend and how much your energy bill is l...
Oct 01, 2023•38 min
Welcome to Damien's Market Update for September 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
Sep 18, 2023•9 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the various options if you want to start investing, including Monzo's new investment service. Damien then discusses drip pricing, how much it impacts consumers, how to avoid it, before explaining other pricing strategies to watch out for. Finally, as it's Pension Awareness Week, take part in Damien's pension quiz and see how many you can get right. Check out this week's podcast article on th...
Sep 17, 2023•47 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explores an alternative to the 4% rule for retirement income, known as dynamic spending. Harvey talks about new developments in children's insurance. Finally, Andy looks at the rules consumers should be aware of when renewing their home and car to ensure they get a fair deal. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Vanguard whi...
Sep 10, 2023•37 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien looks at which global stock markets offer the best value and how to take advantage in your investment portfolio. Damien then discusses NS&I's new fixed-rate bonds, their market-leading interest rates and why those with substantial sums of money in cash will be particularly interested. Finally, Damien compares the two options for reducing your mortgage repayments, available to those struggling f...
Sep 03, 2023•32 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show we provide a compilation of our best ways to teach children about money before providing new ideas and insights not previously shared on the MTTM podcast. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Podcast Episode 41 Podcast Episode 230 Podcast Episode 266...
Aug 27, 2023•34 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode I talk about the Dunning-Kruger effect, explaining how it works and what we can learn from it when it comes to financial decision making and investing. Consumer duty has been described as one of the biggest shake-ups to happen to the regulation of financial services and so I provide a summary of what it is and how it is likely to impact businesses and consumers. Finally, I reveal the pros and cons of taki...
Aug 20, 2023•37 min
Welcome to Damien's Market Update for August 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel CNN fear and greed index...
Aug 16, 2023•10 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien delves into the wisdom of renowned investors, extracting lessons from their famous quotes on investing. Damien then reveals the latest pocket money trends in the UK, breaking down the average amounts paid by region, age and chore. Finally Andy discusses why investing in Premium Bonds has become more attractive. Check out this week's podcast article on the MTTM website to see the full list of resour...
Aug 13, 2023•33 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien talks through his own pre-holiday "money" checklist which he uses before going away on holiday. It includes tips on travel insurance, currency, car hire, mobile phone usage, what you must remember to do before you travel and more. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Compare the best mobile network for data roaming Do I n...
Aug 06, 2023•34 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week’s episode Damien reveals the stock indices that he tracks on his phone each morning and how he uses them to build a picture of what is likely to be driving investment markets. Damien also talks about the 'Six thinking hats' principle which can help provide a framework for informed financial decision-making. Finally, Damien talks about the halo effect, explaining what it is and how to avoid falling foul of it. Check...
Jul 23, 2023•41 min
Welcome to Damien's Market Update for July 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
Jul 17, 2023•8 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week’s episode Damien discuss investing directly in gilts, explaining how lending to the government can give an attractive return, especially for higher-rate taxpayers. Damien then focuses on wills, exploring a real-life case involving Aretha Franklin's discovered will before discussing tips when making a will in the UK. Lastly, Andy reveals the tracker energy tariffs that can be cheaper than the current energy price ca...
Jul 16, 2023•26 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien provides an update on the Summer Portfolio and its performance in 2022. He then discusses recent developments impacting savers including the FCA's efforts to pressurise banks into passing on base rate rises. Damien also highlights a new savings account where the interest rate always matches the Bank of England base rate. Finally, Andy looks at the latest scams and how to protect yourself. Check out...
Jul 09, 2023•28 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explores the impact of changes in the Bank of England base rate on investment markets, including equities, bonds, and commodities. Damien also provides insights on how to position a portfolio to benefit from these changes. Next, Damien discusses the concept of overpaying a mortgage during a high interest rate period and whether it is the best option if you are approaching the end of a low fixed-rat...
Jul 02, 2023•32 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses whether it is worth following a fund manager when they leave one investment fund house for another. Damien also explains the new changes in student loan repayment rules that could mean that students will be repaying their loans for almost their entire working lives, acting as an additional 9% tax on income. Finally, Damien and Andy discuss why the Bank of England raised the base rate so a...
Jun 25, 2023•36 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien takes a look at the current state of the buy-to-let market, exploring the yields on offer and how the latest mortgage rate hikes, as well as changes to tax rules and legislation, are impacting landlords. Next, Harvey explains how concessionary mortgages work and who can benefit. Finally Damien explains how a tax quirk can allow investors to put up to £36,000 into a Junior ISA in just a matter of mo...
Jun 18, 2023•28 min
Welcome to Damien's Market Update for June 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
Jun 16, 2023•10 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode, Damien explains the concept of value averaging as an alternative investment strategy to achieve a specific future monetary goal. Then, Damien addresses frequently asked questions related to pensions which have emerged from recent live events he's participated in. Finally, Andy provides a quick update on house prices, explaining the significance of recently released data. Check out this week's podcast art...
Jun 11, 2023•33 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the important numbers and key dates that everyone should know when it comes to their personal finances. Damien then takes a look at a number of different insurance products and reveals the latest claims statistics, as well as how you can increase your own chances of making a successful claim. Finally, Andy talks about some of the medical conditions that could result in a £1,000 fine if you...
Jun 04, 2023•36 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the outlook for the price of gold and how much you should hold in your portfolio. Damien then discusses with Harvey the options if you can’t pay off your interest-only mortgage. Finally, the new energy price cap has been announced which takes effect from July. Damien and Andy explain what it will mean for your bills. Check out this week's podcast article on the MTTM website to see the full l...
May 28, 2023•44 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the US debt ceiling stand-off and its implications for investment markets. Damien look at protecting no-claims discounts on car insurance and whether it's worth the cost. Finally, Damien and Andy explore parking apps, surprise fees & tips on avoiding unnecessary charges. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show....
May 21, 2023•39 min
Welcome to Damien's Market Update for May 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
May 16, 2023•10 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien looks in detail at the first 100% mortgage launched in 15 years that doesn't require any financial commitment or backing from the family or friends of those trying to get on the property ladder. Damien assesses the pros and cons of the new product aimed at renters and suggests who might be able to take advantage of it and who won't. Damien provides some words of caution. Damien then goes on to discuss...
May 14, 2023•40 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast we discuss negative equity and what your options are when it comes to remortgaging or if you want to move house. I also explain how the plan I put in place back in 2022 to mitigate rising mortgage and energy costs in 2023 is now helping me to sleep at night. We also look at the latest research on pound cost averaging versus lump sum investing. Check out this week's podcast article on the MTTM website to s...
May 07, 2023•42 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien reveals the best tips from the most popular money books in the UK. Damien explains how you can invest to take advantage of the rise in Artificial Intelligence. Finally, Andy discusses the improved offering from Chase Bank and how it stacks up. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Chase introduces 1% intrest on current acc...
Apr 30, 2023•42 min
On this week's podcast special, I interview Jane Knight, founder of award-winning online training specialist Successful Mums. Jane explains the barriers women can face when getting back into the workplace and how the Successful Mums career academy has supported almost 8,000 mums since it was founded in 2014. In addition to helping Mums, Successful Mums also helps businesses by placing mums with employers, ranging from corporates to local businesses and schools. Money to the Masses knows only too...
Apr 23, 2023•26 min
Welcome to Damien's Market Update for April 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
Apr 17, 2023•11 min
On this week's podcast special, Damien interviews Tobi Asare, founder of 'My bump pay' and author of 'The Blend: How to Successfully Manage a Career and a Family'. My bump pay is an online platform that provides tools and guidance, empowering women to make important career decisions when thinking about starting a family. Tobi's book 'The Blend' is a practical guide that can help women prepare for the financial and emotional aspects of working motherhood. It covers everything from pregnancy and p...
Apr 16, 2023•36 min
This is the final episode in this grow It series and I want to explain that while investing can grow your wealth it can make the world a better place at the same time. This is what is at the heart of the broad catch-all term of ethical investing. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. Make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get noti...
Apr 04, 2023•14 min
