Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains what money market funds are and their drawbacks. Damien also discusses how to research which investment funds are most at risk from a banking crisis. Finally, Damien discusses the implications of maternity leave and pregnancy when trying to remortgage and what your options are. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show...
Apr 02, 2023•37 min
In this episode I am going to focus on investing for children and the concept of intergenerational wealth. The reason why the topic of investing for children is at the end of the series is because you can only plan for their future if you have already planned for your own. It is the financial planning equivalent of putting on your own oxygen mask first during a plane emergency before turning to help children, as we’ve been instructed in every pre-flight safety briefing. Our Grow It series consis...
Mar 30, 2023•16 min
By this point in the series you now are familiar with investing and will have enough confidence to explore your options further. For the remainder of the series I want to briefly touch upon boosting cash returns, investing for children & intergenerational wealth and then investing for good which covers ethical & impact investing. Cash is always seen as a starting point of any investing journey but for some people it is ultimately a destination itself. So in this episode I'm going to run ...
Mar 28, 2023•12 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains the impact that auto-enrolment can have on your retirement pot, including how changes to legislation can benefit young and low-paid workers. Damien then speaks to Richard Fernandes, a mortgage expert from online mortgage broker Habito about the current state of the mortgage market, as well as some listener questions on remortgaging. Finally, Lauren joins the show to provide an update on so...
Mar 26, 2023•30 min
By this point of this Grow It series you will have a greater understanding about investing your money and growing your wealth. The focus of this series has been on investing in a responsible way, that aims to grow your wealth over the long term while diversifying investment risks. If you are planning on running your own investments and picking a portfolio of funds then it’s crucial that you understand the difference between the types of fund structures out there. When researching funds on your i...
Mar 23, 2023•18 min
So far in this Grow it series you’ve learnt about why you should think about investing, learnt about risk, return and taxation as well as when you should seek the help of a financial adviser and how to find one you can trust. In this episode I want to explain the basics of the account types that most people need in order to grow their wealth. This is the 6th episode of our Grow it series, which is a series that aims to introduce you to investing and growing your wealth. If you’ve watched the fir...
Mar 21, 2023•16 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's epsiode Damien explains what is happening in the banking sector and whether we are likely to experience the biggest financial crisis since 2008. Damien also discusses the changes to pensions announced in this week's Spring Budget and who they will benefit and finally, Andy provides a summary of the Budget including the changes to childcare support and the energy price guarantee Check out this week's podcast artic...
Mar 19, 2023•41 min
So far in this Grow it series you’ve learnt about why you should think about investing, learnt about risk, return and taxation as well as when you should seek the help of a financial adviser and how to find one you can trust. In this episode I want to explain the basics of the account types that most people need in order to grow their wealth. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. We will release a new episode every Tu...
Mar 16, 2023•11 min
In the last video in this series I discussed risk and return as well as discerning your attitude to risk. In this video I want to talk about when you need to take financial advice and when you don’t. A financial adviser can provide advice on a wide range of products and services including insurance, mortgages, retirement planning, tax and savings and investments. In this video I am just going to focus on investment advice. Our Grow It series consists of 10 YouTube videos where you can find out e...
Mar 16, 2023•7 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Andy and Damien are joined by a podcast listener who shares how the Black Box podcast positively impacted his life. Damien also shares the one tip that could prevent you from making rash investment decisions and finally, Andy takes us through the 2022/23 end of tax year checklist. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Podcast epi...
Mar 12, 2023•40 min
Welcome to Damien's Market Update for March 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
Mar 09, 2023•10 min
In this video series I provide an introduction into investing. By this point in the series, you will now understand why you should think about investing and also the things to think about before you start. In this video, I'll cover understanding investment risk and return as well as the relationship between them. I will also touch upon how your investments may be taxed. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. We will re...
Mar 09, 2023•10 min
In the first video of this Grow it series, I covered why you should consider investing. But while investing can be a great way to grow your wealth and achieve your financial goals, before you even start, there are a few things you should consider. In this video, we'll cover some important factors to keep in mind before you start investing. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. We will release a new episode every Tuesd...
Mar 07, 2023•6 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses tax planning measures ahead of the Capital Gains Tax allowance cut in April 2023. Damien also delves into the Gender Pension Gap facing women and discusses what to do about it. Finally, Damien reveals some of the insights gleaned from the latest research carried out for 80-20 Investor members looking to build an income portfolio. Check out this week's podcast article on the MTTM website t...
Mar 05, 2023•41 min
In this first episode of our GROW IT series, I explain what investing is and the difference between savings and investing. I talk about risk, the importance of inflation, how you can invest for passive income and responsibly grow your wealth over time. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Mass...
Mar 03, 2023•7 min
Our Grow It series consists of 10 episodes where you can find out everything you need to know about investing. A new episode will be released every Tuesday and Thursday throughout the month. To watch the series, make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up,...
Mar 02, 2023•56 sec
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode I reveal the mobile and broadband providers that bake mid-contract price rises into their contracts as well as those that don't. I also explain your cancellation rights whether you are in or out of contract and I urge listeners to engage with me on Twitter to highlight the issue and demand change. I also explain some of the economic indicators that people should be aware of and how they can influence inve...
Feb 26, 2023•41 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains how those aged between 45 and 70 should check to see if they have any gaps in their national insurance record before the 6th April 2023. From this date new rules come into effect that may prevent you from plugging gaps in your NI record, stopping you from receiving a full state pension. Damien also reveals how you can claim for damage to your car, bicycle or motorcycle caused by a pothole ...
Feb 19, 2023•32 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the Big Mac index, a price index created in 1986 by The Economist. It provides some light-hearted insight into the purchasing power of currencies using the price of a Big Mac as a benchmark and I explain which currencies are under and over valued based on the index. He also discusses romance scams, explaining how they work before providing some tips that can help you to avoid becoming a vict...
Feb 12, 2023•29 min
Welcome to Damien's Market Update for February 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
Feb 09, 2023•9 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses why our energy bills aren't dropping even as wholesale gas prices continue to tumble. Damien explains if and when energy bills are likely to fall and how much you are likely to be paying for the rest of 2023 and next winter. Damien then discusses the outlook for mortgage rates and looks at how much more those looking to remortgage will have to pay each month. Finally, Andy discusses the chea...
Feb 05, 2023•31 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about more ways to find active funds that back their convictions. Andy provides tips for those who are completing a self-assessment and highlights some allowances you may not be aware of that you can claim. Finally, Lauren reveals the mobile phone operators that are now charging you to use your phone while holidaying in the EU and those operators that don't. Check out this week's podcast arti...
Jan 29, 2023•38 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how to use a fund's active share and tracking error to find fund managers that are investing with conviction. Damien also reacts to the Chancellor's inflation video released on social media this week before Andy discusses how to find the best money saving deals easily. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 80-20 ...
Jan 22, 2023•41 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien and Andy discuss the various private healthcare options that are available. They explain where you should look to see if you are already covered, the key differences between the various types of cover and roughly how much it is likely to cost. Finally, they explain the best way to buy the cover that is right for you and your family. Check out this week's podcast article on the MTTM website to see t...
Jan 15, 2023•28 min
Welcome to Damien's Market Update for January 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
Jan 11, 2023•11 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses how new and existing listeners can get their finances into shape for 2023. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 352 - Getting the most from Money to the Masses Complete Cost of Living Guide Debt help 28 Day Financial Fitness Challenge Pension Calculator 80-20 Investor - Take out a free trial...
Jan 08, 2023•1 hr 4 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the possible investment themes of 2023 as well as investment bank predictions of where stock markets will be at the end of 2023. Andy and Damien also pick their favourite ideas from MTTM's list of 50 ways to make extra money online and offline. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 351 - Investm...
Jan 01, 2023•36 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how active and passive funds have fared in 2022 & why conventional wisdoms have been turned on their heads. Damien also reveals an issue that many passive investors may be unaware of. Damien then discuss the mortgage market and the outlook heading into 2023, as fixed rate mortgage deals start to improve. Finally, Andy explains the loan fee scam that the FCA is warning consumers about....
Dec 18, 2022•37 min
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien reveals the savings accounts that offer over 5% interest, including one that is offering a market-leading 7%. Following on from last week where Damien explained the Diderot effect, this week he talks about the Endowment effect and how it can alter people's perceptions of the value of items they own. Finally, Andy talks about charitable gifting this Christmas, including ways you can help others without...
Dec 11, 2022•27 min
Welcome to Damien's Market Update for December 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets. Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
Dec 07, 2022•16 min
