The Money Puzzle, with James Kirby - podcast cover

The Money Puzzle, with James Kirby

The Australianwww.theaustralian.com.au

The Money Puzzle covers all the important property, business, money and finance news. 

With two episodes published every week, The Australian’s Wealth Editor James Kirby, along with business, property and finance experts share insights and information that you will use on your wealth building journey.

Submit your questions on all things property, business and finance here - [email protected] 

Episodes

Could your bank be hacked?

James Kirby's guest this week is Eric Johnston, Associate Editor and Business Columnist on The Australian. Cybersecurity has reached a new level with the spectacular blackmailing of Medibank Private...what's next? Also for discussion, the story behind the year's most spectacular takeover battle, the future of coal and does my credit behaviour overseas affect my record at home? See omnystudio.com/listener for privacy information.

Nov 10, 202240 min

Will we ever see a budget surplus again?

Amy Auster, chief economist at PWC joins James Kirby Wealth Editor at The Australian on this week's episode. They discuss if we will ever see a balanced budget again, how super-low unemployment is not good for the economy, if our planned tax cuts have anything in common with the UK's 'Trussonomics' and the case for a bigger GST. See omnystudio.com/listener for privacy information.

Nov 03, 202233 min

Budget Special: We read the measures, so you don't have to

For discussion today.....tax, super and franked dividend issues in the budget, why property REITs don't pay dividends (it's distributions), investment bonds don't always work out and getting roubles out of Russia. Wealth editor James Kirby's guest this week is Will Hamilton of Hamilton Wealth Partners. See omnystudio.com/listener for privacy information.

Oct 27, 202242 min

Who's afraid of the GST?.......The Sequel

In this episode James Kirby and adviser Stuart Wemyss take a break from reporting on what the ALP says it won't do and concentrate on what needs to be done - in a word they have to broaden the tax base by lifting GST. Also for discussion the problem with the FIRE-Early Retire movement, will gold ever come back as a hedge against trouble? Borrowing to buy shares and a second look at Cathie Wood and her ARK Fund. See omnystudio.com/listener for privacy information....

Oct 20, 202248 min

Help! I'm in a financial hole...dig me out

Financial advisers help you get rich and financial counselors deal with the less fortunate who find themselves in a hole – what can we learn from them? Financial counsellor Rob Burgess of Mortgage Stress Victoria joins Wealth Editor James Kirby on this week’s episode. They discuss what a financial counsellor is and why you would need one, why gamblers are treated separately in counselling, if Centrelink is an Orwellian nightmare or a useful operation, and the rules of the game for debt collector...

Oct 13, 202236 min

The investment mistakes we all make

Olivia Margana of Aspire Retire is a member of the Top 100 Advisers List. In this episode she and James Kirby discuss how too many investors rush to invest and make mistakes that cost time and money down the track. See omnystudio.com/listener for privacy information.

Oct 06, 202244 min

Is it a good time to buy property?

House prices are falling across Australia, in this episode we take a closer look at the market and find out where the first bargains may emerge with Eliza Owen, head of research Australia for CoreLogic. See omnystudio.com/listener for privacy information.

Sep 29, 202233 min

Is that the end of the market sell off?

Share markets have absorbed the latest Fed Fund rate hike quite well, with the US down 17% this year and the ASX down 12% we take the pulse for active investors In this episode James Kirby and Will Hamilton of Hamilton Wealth Partners look at why Australia is doing relatively better than Wall Street, the missing ingredient for a share market rebound, the new climate for bond investors and can you plan to put your home in a self managed super fund? See omnystudio.com/listener for privacy informat...

Sep 21, 202236 min

So you still think rates are going to drop next year?

This week's US inflation figure challenges the fragile consensus that inflation and rates are about to drift lower - for investors it's time to tune in. In this episode James Kirby and economics correspondent Pat Commins look at the following - Why rates are rising at the same time as inflation, the new reality for renters, are you getting your super paid properly? and why wages are so slow to lift. See omnystudio.com/listener for privacy information....

Sep 15, 202243 min

Why you DON'T have to fear our high inflation rate

Super fund CEOs are warning inflation will erode returns and they can't be expected to do as well as recent years: But private investors are not under the same stress, they just need to get it right over the long term: 'We've forgotten that inflation is normal," says top rated adviser, Charlie Viola from Pitcher Partners. Send questions or comments to [email protected] See omnystudio.com/listener for privacy information....

Sep 08, 202237 min

Hunting for high paying hedge funds

The Future Fund’s CEO Raphael Arndt and chairman Peter Costello are notoriously tight-lipped when it comes to which investments win or lose for the nation’s most important investment vehicle each year. But this year they outlined how hedge funds had gone a long way to cushion overall returns. In discussion, how macro hedge funds hit it out of the park for the Fund Fund, a hunting guide to alternative funds for the everyday investor, local investors take a bath on Bed Bath and Beyond Inc and will...

Sep 01, 202239 min

Around the world with the Money Cafe -Ex-pat special episode

This week's special episode covers money issues for Australians abroad or anyone who has international investment queries. Financial adviser, Dr Doug Turek of Minchin Moore, joins James Kirby to discuss how to manage your Super if moving overseas, checking out the Bali tax break - living there and paying no Australian Tax... and receiving an inheritance from another country? Watch for tax treaties, See omnystudio.com/listener for privacy information....

Aug 25, 202241 min

The investment fund that's become a charity powerhouse

Caroline Gurney the CEO of Listed Investment Company, Future Generation, joins The Australian's Wealth Editor James Kirby in this episode. Discussing listed investment companies...how they work, 'Untied funding' - trusting the charity to do the right thing and what happens when a company delists from the ASX? See omnystudio.com/listener for privacy information.

Aug 18, 202232 min

The advisor's guide to finding financial advice

James Kirby talks to Tim Mackay, advisor at Quantum Financial Services. Topics discussed include the qualification you want your advisor to have, should you bother becoming a Sophisticated Investor? Why four out of ten financial advisers have quit the industry and can you put your house in your Self Managed Super Fund? See omnystudio.com/listener for privacy information.

Aug 11, 202240 min

Spotting the red flag for fraud in Super

Leah Bennett, financial crime manager at Australian Catholic Super and a member of the First Nations Foundation joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how super access schemes kick-started a fraud frenzy, the single most dangerous moment for your super fund, the tax problem when your partner earns too much and why balanced funds don't all cost the same. See omnystudio.com/listener for privacy information....

Aug 04, 202231 min

Pay the mortgage or top up super?

Financial adviser and author Bruce Brammall joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how the RBA got it so wrong, tracking down listed investment companies and the latest on the bond market scams. See omnystudio.com/listener for privacy information.

Jul 28, 202242 min

New financial year tax changes you should know

Financial advisor Liam Shorte of the Verante Group joins The Australian's Wealth Editor James Kirby on this week's show. They discuss updates on changes to super, home grants and downsizing, bond funds fraud alerts, chasing overseas and the perils of income protection insurance. See omnystudio.com/listener for privacy information.

Jul 21, 202237 min

Tech Titan Bargain Basement?

Danielle Ecuyer, author of Shareplicity joins The Australian 's wealth editor James Kirby on this week's show. They discuss if the 50% discount on Facebook or Atlassian is enough, the investment income rising by double digits, 'cost-plus' building contracts and the cloudy future for the gig economy. See omnystudio.com/listener for privacy information.

Jul 14, 202239 min

Yes, the markets could get worse... here's why

Will Hamilton of Hamilton Wealth Management joins The Australian's wealth editor James Kirby on this week's show. They discuss why the markets could get worse, the biggest mistake the RBA ever made, government bonds and what would make an ideal investing couple. See omnystudio.com/listener for privacy information.

Jul 07, 202239 min

The 'must know' tax tips for your 2021/2022 return

Timothy Ricardo, director at Bishop Collins Chartered Accountants joins financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss commonly overlooked tax deductions, the new tax free "digital nomad" visa for Bali and tips for women to boost their super. See omnystudio.com/listener for privacy information....

Jun 30, 202236 min

How to save thousands on your mortgage in just one phone call

Wayne Dive, personal mortgage adviser at Smartline joins financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss whether it's too late to fix your interest rate, a smart trick to reduce your pay off your loan sooner and expert tips on how to combat rising cost of living pressures. See omnystudio.com/listener for privacy information....

Jun 23, 202239 min

Stagflation, La Nina and rate rises

Patrick Commins, economics correspondent at The Australian joins financial advisor James Gerrard from  FinancialAdvisor.com.au  on this week's show. They discuss the iceberg lettuce price crisis, what stocks are set to gain from high inflation and whether it is time to buy shares in buy now pay later company Zip Co   See omnystudio.com/listener for privacy information....

Jun 16, 202246 min

Rising interest rates: will property investors or share market investors do better?

Terry Tran, share market educator at The Freedom Trader joins fellow financial advisor James Gerrard from  FinancialAdvisor.com.au  on this week's show. They discuss the impact of rising interest rates for investors, should you be buying growth or value stocks and tips to get more tax free income in retirement See omnystudio.com/listener for privacy information....

Jun 09, 202237 min

How to get 7% income on your investment but at what cost?

Stuart Wemyss, financial advisor at ProSolution Private Clients joins fellow financial advisor James Gerrard from  FinancialAdvisor.com.au on this week's show. They discuss whether property markets are going to collapse, finding share market bargains as well as what investments will give you 7% income on your money. See omnystudio.com/listener for privacy information....

Jun 02, 202244 min

The portfolio changes you need to consider with Labor in power

Dr Doug Turek, financial advisor at Minchin Moore joins fellow financial advisor James Gerrard from  FinancialAdvisor.com.au  on this week's show. They discuss the washout from the federal election and pick out who are the winners, who are the losers and what it means for you over the next three years with a Labor government. See omnystudio.com/listener for privacy information....

May 26, 202239 min

Who are the guaranteed winners from the Federal election?

Good friend of the podcast James Gerrard joins James Kirby on this week's episode, discussing a rocky ride in the share market, is there a correlation between crypto and shares? and what you didn't know about the $250,000 Government Guarantee on deposits See omnystudio.com/listener for privacy information.

May 19, 202235 min

Is this the market’s ultimate bargain corner?

Tim Boreham, Stockhead's small caps correspondent joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how Biotech gets hit hardest of all, one reason this sector may recover first and three ASX biotech stocks for you to consider.   See omnystudio.com/listener for privacy information.

May 12, 202244 min

No bear in sight ! Why the ASX is still a late stage bull market

In this episode Jun Bei Liu, of Tribeca Alpha Plus Fund joins James Kirby to discuss CSL the bargain blue chip, what's the tax on my ten-bagger? and the problem with RIO's shareholder largesse. See omnystudio.com/listener for privacy information.

May 05, 202240 min

Why younger investors are not putting money into super

James Kirby is joined by Chris Brycki, the CEO of online finance advice group Stockspot, discussing how thematic Exchange Traded Funds can lose you money, is ETF managers crypto fund delay a lucky break and why active managers can't beat the index  See omnystudio.com/listener for privacy information.

Apr 28, 202239 min

Charity giving: Australia you’re doing it wrong

In this episode James Kirby is joined by Scott Walters the CEO of Opportunity International, topics in discussion include the private investor charity tax shelter you never heard of, what is Microfinance and how does it work? amnd how to read the annual report from your favourite charity.     See omnystudio.com/listener for privacy information.

Apr 21, 202237 min