Finally, after much flipping and flopping the government has decided to go ahead with a pre-election budget on March 25: What will it mean for your investment plans? James Gerrard of financialadviser.com.au joins James Kirby in this episode. ----- In today's show, we cover: What's the Coalition deal on tapping super to buy a home? How the ALP plans to offer a 20% discount on student debt Could financial advice be made fully tax deductible? The reality of taking out a reverse mortgage Why a...
Mar 11, 2025•32 min
The US sharemarket has lost all of the gains it racked up since the Trump election and the spectre of a tariff war is casting gloom across global trade. What to do? First of all, give up on those stocks you were hoping would 'turn' and then do a full 'clean out' of your share portfolio. Rudi Filapek-Vandyck of FNArena joins James Kirby in this episode ---- In today's show, we cover: Why is confidence seeping out of the US sharemarket Can the ASX hold up if the dividend yiel...
Mar 06, 2025•38 min
The upper end of the market - defined by properties which rank in the 25 per cent of most expensive sales - is the layer that is moving up after the rate cut. And that means the post-rate cut bounce is concentrated in the two largest cities of Sydney and Melbourne. In fact, Melbourne might finally be turning a corner. Property analyst Eliza Owen of Corelogic joins James Kirby in this episode. ----- In today's show, we cover... What investors must know about property trends after the rate cut Mel...
Mar 04, 2025•27 min
The superstar CEO is a complex package: You might love what they can do with the share price, but you might equally feel unsure about their behaviour day-to-day. What to do? Author and family office adviser, Jacqui Clarke, joins wealth editor James Kirby in this episode. ------ On today’s show, we cover: Passive investing …it’s not what it used to be Wealthy investors are getting cautious about the sharemarket How top investors deal with key person risk Big super f...
Feb 27, 2025•38 min
For many property investors stand-alone homes will always win: Similarly, there is an investor bias towards the metropolitan centres of Sydney and Melbourne. But Hotspotting expert, Terry Ryder, sees the market differently: He offers a fresh view on the prospects for investors in the year ahead and may challenge some cherished assumptions. Terry Ryder, director of the Hotspotting group, joins wealth editor James Kirby in this episode. In today's show, we cover: The powerful forces pushing Queens...
Feb 25, 2025•31 min
Every investor needs to digest the changed direction of rates after the first cut in four years from the RBA: The headlines are all about mortgage cost reductions but for many investors the big question is - What to do now that risk-free investing is a fading feature of the market? James Gerrard of financialadviser.com.au joins wealth editor James Kirby in this episode. -------- In today's show, we cover The alternatives to cash deposits Perfect timing for A-REITs and private credit? The true co...
Feb 20, 2025•33 min
For some investors a Self Managed Super Fund is their only entry point to the property market: But does it make sense? Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode. In today's show, we cover The pros and cons of holding property in a SMSF The compromise: Co-investing with your own fund Property 'pre-nups' - the Bank of Mum and Dad loan agreements Splitting loans to optimise property returns See omnystudio.com/listener for privacy...
Feb 18, 2025•33 min
Australian investors have never put so much money into the US market: That's largely because Wall Street stocks have been twice as profitable as ASX investments for years.The question now is how long can it last? In short, it can continue...but the composition of those share returns may change. Doug Turek of Minchin Moore Private Wealth joins wealth editor James Kirby in this episode. ------ In today's show, we cover How to play the next phase of the Trump trade Defending investment in private m...
Feb 13, 2025•35 min
Rates are set to drop throughout 2025: But who knows if the RBA will get to cut much?And if they do, who knows if the banks will put the cuts through? They certainly dragged their tail during the last cycle. The key for investors is knowing how to get the best deal on rates in any part of the cycle. Sally Tindall of the Canstar group joins wealth editor James Kirby in this episode. ------- In today's show, we cover: Finding the best saving and lending rates in the market The best way to cut your...
Feb 11, 2025•35 min
Standby for a 'giveaway' pre-election Federal Budget on March 25. If history is any guide there is little for investors to worry about this time around: In fact, the main challenge might be keeping up with the areas of the economy which receive the most largesse from Treasurer Jim Chalmers. Financial adviser Will Hamilton joins wealth editor James Kirby in this episode. In today's show, we cover: An early call on the forthcoming Federal Budget Private credit - Don't say you weren't warned The re...
Feb 06, 2025•28 min
Real estate transactions typically involve people who are not used to sending large amounts of money through the banking system; It's the perfect setting for internet fraud. Real estate agents and conveyance lawyers are now struggling to get their daily work done as cybercrime accelerates...what to do? Buyer's advocate Kitty Parker joins wealth editor James Kirby in this episode. In today's show, we cover: Protecting your money from real estate cybercrime New anti-fraud technology for help...
Feb 04, 2025•29 min
It's a defining feature of our economy: One in two Australians is involved in the Bank of Mum and Dad, and until now nobody had any hard numbers on the very big business of handing money to adult kids. Global investment bank UBS has finally got a measure on the 'elephant in the room' and it's time we talked to them. Richard Schellbach, equities strategist at UBS joins wealth editor James Kirby in this episode. In today's show, we cover: How the Bank of Mum and Dad really works The Dee...
Jan 30, 2025•29 min
They call it an 'information gap': Property professionals know property but can't be expected to offer independent advice. Meanwhile, independent financial advisors rarely know much about property. What's the best way forward for the everyday investor? Financial adviser James Gerrard joins wealth editor James Kirby in this episode. ------------ In today's show, we cover How to find financial advice on property Why most advisers are not much help The most common mistakes of property investors&nbs...
Jan 28, 2025•30 min
Interest rates are set to fall in 2025 - and we may have to say goodbye to the days of 5 per cent returns for zero risk. Of course, there is no lack of opportunists standing in the wings with ideas for your money: The problem is that most of these 'opportunities' will come with a lot more risk than a bank deposit. What to do? Liam Shorte of the Sonas Wealth group joins wealth editor James Kirby in this episode. --------- In today's show, we cover Preparing for lower fixed-interest returns ...
Jan 23, 2025•36 min
After the Los Angeles fires, it would be reasonable to assume that property values take a serious hit in the wake of a natural disaster. But this is not the evidence in the Australian market, a study from UNSW shows properties hit by fire and flood fully recover their values in line with the broader market. Nerida Conisbee, chief economist at Ray White group joins wealth editor James KIrby in this episode. ------------ In today's show, we cover What the property investor needs to...
Jan 21, 2025•30 min
Over the summer holidays we put together a series of shows on the outlook for the year ahead: In those three episodes we looked at share markets and property markets and today we put it all together offering a comprehensive view of the prospects for your investment portfolio this year. Financial adviser James Gerrard joins wealth editor James Kirby in this episode. -------------- In today's episode we cover: *The final numbers for investors in calendar 2024 *Getting to know the conse...
Jan 14, 2025•35 min
The experts tell us house prices should move higher by between one and four per cent in 2025. But that average forecast conceals a wide range of variables: Sydney and Melbourne may drop, Perth could keep going gangbusters for months. Haven't you heard?...all property is local. The key issue is to get started and stick to the right path in the year ahead. In this special series show, we cover: Capital city forecasts for the year ahead Why internal migration patterns matter The l...
Jan 09, 2025•36 min
If bank stocks ran too hot on the ASX in 2024, should investors chase them again in 2025? Perhaps there are better opportunities in the year ahead: We're talking miners, industrials and technology leaders. Jun Bei Liu, portfolio manager at Ten Capital joins wealth editor James Kirby in this special summer edition of the show. ----- In today's show, we cover: * The limited outlook for bank stocks * The forces that may trigger a rebound for resource stocks * Why the consumer retail boo...
Jan 06, 2025•35 min
How could the sharemarkets possibly repeat the powerful performance of 2024 in the year ahead? It's time to take a look at what the experts are predicting for the leading share markets over the next 12 months and why you are entitled to be (just a little bit) optimistic. Marc Jocum, investment strategist at GlobalX ETFs joins wealth editor James Kirby in this special summer edition of the show. --------- In today's show, we cover: * The outlook for the ASX * 2025 on Wall Street&n...
Dec 30, 2024•38 min
What is the FIRE movement and how did it get started? It's not a club or a cult: It doesn't have a headquarters, rather it's a set of investment principles: And it just might be a breakthrough for you in the year ahead. Lionel Lee joins wealth editor James Kirby in the episode -------- In today's show, we cover: * The key principles of FIRE * Getting the best from what the movement has to offer * A case study that spans a lifetime * The realities of 'firing up' ...
Dec 23, 2024•37 min
Never count your chickens...until the last day of the year: A sober call from US Federal Reserve chair, Jay Powell, has cooled US markets this week while on the ASX the biggest float of the year - DigiCo- has been an initial flop. But, hey, we are still looking at double-digit returns for investors in 2024...and that will do nicely. Financial adviser James Gerrard joins wealth editor James Kirby in the final regular episode of 2024. ---------- In today's show, we cover * A wrap for 2024 on ...
Dec 19, 2024•39 min
Call it key person risk - or perhaps ' key person opportunity': Either way, the personality of the CEO is crucial to the operation of most top stocks on the ASX. The Australian has just released its annual CEO survey - let's hear what the CEOs are saying about the year ahead. Associate editor Business Eric Johnston joins wealth editor James Kirby in this episode. ----------- In today's show, we cover: * "Cautious optimism' - Top CEOs look forward to the coming year * Banking on lendi...
Dec 17, 2024•39 min
Can the US possibly repeat its bumper returns again in 2025? Well, the pundits tell us that US markets will return at least twice the total return from the ASX next year…so, why not? Tim Mackay of Quantum Financial joins wealth editor in this episode. ------------- In today’s episode, we cover: * The US share market prospects for the Aussie investor * Bond ETFs…maybe this time! * What did you do with your tax cuts? * Getting a better deal on super for a couple&nbs...
Dec 12, 2024•37 min
The inbox at [email protected] is not going to get cleared by Xmas if we don't do something soon! Here's a collection of our recent correspondence. Stuart Wemyss of Prosolution Private Clients joins wealth editor James Kirby in this episode. ------- In today's show, we cover: * The 40-year mortgage - good news or bad news? * Centrelink and gifting a stake in your property * Property trusts and the arrival of datacentre float DigiCo * Wh...
Dec 10, 2024•40 min
There were 30,000 advisers in Australia and there are 15,000 today. Worse still, there are only a teeny number of new recruits joining the sector each year. Big Super may provide a breakthrough with its plan for specialised in-house advisors, but will they be any good? Advisor Nathan Fradley joins wealth editor James Kirby in this episode. --------- In today's show, we cover * Finding a financial advisor in a shrinking market * Will your super fund be able to offer good advice? * What is debt re...
Dec 05, 2024•35 min
It does not take long for distressed sales to appear in a soft property market: In Sydney and Melbourne there is now clear weakness in inner-city apartment markets. But can an investor make money here? Louis Christopher of SQM Research joins wealth editor James Kirby in this episode. ------------ In today's show, we cover: * Soft spots in the metropolitan centres * Why Brisbane and Perth may hold up in 2025 * Off-the-plan risks reappear * When one-bedroom units make sense See omnystudio.com/list...
Dec 03, 2024•28 min
Call it a surprise if you like: But the unexpected, highly irregular, badly drafted new super tax is off the agenda: What's more, it's unlikely to reappear in anything like its current shape. Then again, a parliamentary logjam has also ensured the big breakthrough on financial advice - where super funds would come into the game in a major way - is also petrified in a political deadlock. At least we can start investing with a teeny bit of certainty from here. Aleks Vickovich of the Conexus Financ...
Nov 28, 2024•36 min
You can already use funds from an SMSF to buy an investment property. But what if you could use money from your Big Super fund to buy a home? It's hardly a radical idea in an economy where you can take money out of super for cosmetic surgery! Simon Jones of HomeSuper joins wealth editor James Kirby in this episode. --------- In today's show, we cover: * The plan to tap Big Super for home buyers * SMSF opportunities in property * The government's Shared Home Equity scheme is ready to go * Are hou...
Nov 26, 2024•29 min
Need some advice about advice? At The Australian, we have expanded our annual roll call of the best advisers: The List: Top 150 Financial Advisers is out this week. To mark the occasion I'm joined by an adviser who has managed to make the list every year since it was launched in 2017. Will Hamilton of Hamilton Wealth Partners joins wealth editor James Kirby in this episode. -------------- In today's show, we cover * How to find a top financial adviser * What an adviser is looking for when they m...
Nov 21, 2024•31 min
The Big Super funds are having a woeful run of high-profile cock-ups where customers have been let down by inept management procedures: Led by Cbus, the roll-call includes ART, Hesta and Unisuper. At what point do investors need to be concerned about failings in their super fund? James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episode. ---------- In today's show, we cover * Big Super's bad management * The realities of switching super funds * Commercial prope...
Nov 19, 2024•36 min
